Link API Overview

The Link API allows an application to submit mortgage applications to lenders and facilitates electronic interaction between brokers and lenders.

The Link API is a RESTful API that accepts both XML and JSON for requests and responses.

The Link API has the following operations:

Get Lender Details - This operation allows a lookup of lender information - a list of lenders, products and underwriters.
Get Credit Bureau – This operation performs a credit check from TransUnion or Equifax that can then be sent through Submit Application.
Submit Life Insurance – This operation submits life insurance information to MPP (returns a quote, Life Insurance Application or Application status).
Get Life Insurance Status - This operation retrieves pending life insurer application statuses.
Acknowledge Life Insurance Status - This operation acknowledge life insurer application status and removes it from the list of pending statuses.
Validate Application - The Validate application operation can be used to check that an application request is well-formed without actually submitting it and checks against business rules. Any validation errors in the message will be flagged to be fixed in the response.
Submit Application – The Submit Application operation electronically submits a mortgage application to the lender for review. The application will move to a pending state until the lender responds with a decision (accepted, declined, cancelled, etc.)
Submit Document – The Submit Document operation electronically submits a document to the lender for a given application.
Get Pending Applications – This operation returns all applications where a lender response is pending or available.
Search Application Decision – This operation searches for and returns an application decision from a lender for a given deal.
Acknowledge Application Decision – This operation acknowledges the application decision to remove it from the list of pending applications.
Update Application Status – This operation will update the application status. The updated status will provide Lenders (via monthly reporting) the status of your applications.
Get Property Valuation - This operation performs a combination of the following actions against our Property Service: search, valuation, imagery, prefill, or report.

For more information, check out the detailed API documentation below.

Authentication

URL

POST https://api-link.newton.ca/Identity/connect/token HTTP/1.1

Headers

Content-Type:application/x-www-form-urlencoded

Request Body

grant_type=client_credentials&scope=Link.Pos.Api&client_id=<client id>&client_secret=<secret password>

Authentication Response

{
 "access_token": "ie7JIONyQC8EdP4LCaJXn9HkkxnMt-VQ9D3a4SghfhCXITf_WoFop7tNnwu7-6SxViCQX...", 
 "token_type": "bearer", 
 "expires_in": 43199,
 "scope": "Link.Pos.Api"
}

When working with the Link API, clients (users or applications) will need to be authenticated and authorized to use API operations.

Link API implements JSON Web Tokens (JWT) for authentication.
The API also uses OAuth authentication method.
Upon successful authentication, the client will be presented with a bearer token that will need to be provided when making API calls. Bearer tokens have a default expiration period of 1 hour, but can be configured separately for individual users.

There are two steps making Link API call:

STEP 1 - Get a token by calling the authenticate operations

If you look at the example in the right pane, you will notice you need a client_id and a client_secret.
These will be maintained by Newton Connectivity Systems and provided upon request.

STEP 2. - You are now ready to pass the token to an operation.
An easy operation to test is GetLenderDetails because it is a simple GET request.
All operations will require the token.

A client needs to send a header called Authorization and then add a value of Bearer + auth. response token. NOTE: There is a space character between Bearer and the token.

Header

Authorization: Bearer <token>

You will be able to re-use the same token for an hour until it expires to call operations

Authorization

All Link API operations (except for authentication) require a posSystemId and unitId.

For a GET request, these fields are passed in as query string parameters (see LenderDetails for an example).

For a POST request, these fields are passed in as JSON properties in the body of the request.

The PosSystemId for Link API will be assigned by Newton Connectivity Systems.

Unitid will vary by broker.

Errors

The Link API uses HTTP Status codes to reflect a successful or error requests. 2XX status codes represent a successful request, 4XX status codes represent an error took place. If you receive an error HTTP status code, check the body for an error code and message.

Error Response

{
 "Code": "XXNN",
 "Message": "Request is invalid."
}

All API calls that completed intended operation successfully, will respond with a 200 OK status and a JSON object containing requested data, or a 204 No Content status, if no data is returned.

If the API does not understand the request, then it will respond with a 400 Bad Request status and return a JSON object containing the error code and message.

Error response when sending invalid fields

{
 "error": [
 {
 "message": "[LinkApi] Validation Exception : PrimaryCustomer.Address.StreetType - The field StreetType is invalid.",
 "type": 1
 }
 ],
 "status": "error"
}

Status	Description	Most Likely Cause
2XX	Successful Request
400	Bad Request	Invalid/missing data
401	Unauthorized	Invalid/missing credentials
404	Not Found	The resource doesn't exists
409	Conflict	Trying to overwrite a resource
429	Too Many Requests	Hit an API rate limit

Getting Started

Examples and User IDs

Throughout the examples in the documentation, substitutions are made.
E.g. rather than using a real user id, the token <user id> indicates that value must be substituted with a real user id.

Therefore, in order to run the example requests, you will need to have some of the below IDs set up.
For an easy example to try as a first time request, GetLenderDetails is quite simple.

The below table shows the substitutions used throughout the documentation:

token	description
<user_id>	Link User ID
<user_firstname>	Link User First Name
<user_lastname>	Link User Last Name
<user_email_address>	Link Email Address
<mortgage_license_number>	Mortgage License Number
<user_external_pos_id_1>	User ID 1 for External POS System
<user_external_pos_id_2>	User ID 2 for External POS System
<lender_code>	lender code
<pos_system_id>	POS System ID
<unit_id>	Unit ID
<underwriter_unit_id>	Underwriter Unit ID
<member_code>	Member Code - TransUnion
<password>	password - TransUnion
<memberNumber>	Member Number - Equifax
<securityCode>	Security Code - Equifax
<customerCode>	Customer Code - Equifax

If you have any questions about the above IDs or how to set up these IDs, please contact Newton Support.

LenderDetails

GetLenderDetails allows a consumer to query a list of lenders and lender products.

GET https://api-link.newton.ca/v1/lender-details

Code sample

using System;
using System.Collections.Generic;
using System.Net.Http;
using System.Net.Http.Headers;
using System.Text;
using System.Threading.Tasks;
using Newtonsoft.Json;

/// <<summary>>
/// Example of Http Client
/// <</summary>>
public class HttpExample {
 private HttpClient Client { get; set; }

 /// <<summary>>
 /// Setup http client
 /// <</summary>>
 public HttpExample() {
 Client = new HttpClient();
 }

 /// Make a dummy request
 public async Task MakeGetRequest() {
 string url = "/v1/lender-details";
 var result = await GetAsync(url);
 }

 /// Performs a GET Request
 public async Task GetAsync(string url) {
 //Start the request
 HttpResponseMessage response = await Client.GetAsync(url);

 //Validate result
 response.EnsureSuccessStatusCode();
 }

 /// Deserialize object from request response
 private async Task DeserializeObject(HttpResponseMessage response) {
 //Read body 
 string responseBody = await response.Content.ReadAsStringAsync();

 //Deserialize Body to object
 var result = JsonConvert.DeserializeObject(responseBody);
 }
}

const headers = {
 'Accept':'application/json',
 'Authorization':'API_KEY'
};

fetch('/v1/lender-details', {
 method: 'GET',
 headers: headers
}).then(function(res) {
 return res.json();
}).then(function(body) {
 console.log(body);
});

GET /v1/lender-details HTTP/1.1

Accept: application/json

Parameters

Name	In	Type	Description
unitid	query	string	refer to Authorization section
possystemid	query	string	refer to Authorization section

Sample Response

200 Response

{
 "lender": [
 {
 "lenderProduct": [
 {
 "productCode": "string",
 "productName": "string",
 "productDescription": "string",
 "productTerm": 0,
 "rateCompoundFrequency": null,
 "basisPoints": 0,
 "cashBack": 0,
 "prePaymentOption": null,
 "earlyPayout": null,
 "startDate": "2019-08-24T14:15:22Z",
 "productStartDate": "2019-08-24T14:15:22Z",
 "rateType": null,
 "lineofCreditIndicator": true,
 "lineofCreditRepayment": null,
 "adjustment": -999.99,
 "buydown": -999.99,
 "postedRate": 0
 }
 ],
 "underwriter": [
 {
 "userId": "string",
 "unitId": "string",
 "name": "string",
 "businessType": null
 }
 ],
 "channel": [
 {
 "name": "string",
 "type": null,
 "acceptSubmit": true,
 "acceptUpdate": true,
 "acceptCancel": true,
 "acceptNotes": true,
 "acceptDocs": true,
 "acceptInitial": true
 }
 ],
 "lenderName": "string",
 "lenderCode": 0,
 "lenderType": null,
 "acceptNotes": true,
 "acceptCancel": true,
 "acceptDocs": true,
 "isAlternative": true,
 "isPrime": true,
 "acceptUpdate": true,
 "acceptSubmit": true,
 "isEquifaxAccredited": true,
 "isTransUnionAccredited": true
 }
 ],
 "status": "string",
 "links": [
 {
 "href": "string",
 "rel": "string",
 "method": "string"
 }
 ]
}

<?xml version="1.0" encoding="UTF-8" ?>
<GetLenderDetailsResponse>
 <lender>
 <lenderProduct>
 <productCode>string</productCode>
 <productName>string</productName>
 <productDescription>string</productDescription>
 <productTerm>0</productTerm>
 <rateCompoundFrequency/>
 <basisPoints>0</basisPoints>
 <cashBack>0</cashBack>
 <prePaymentOption/>
 <earlyPayout/>
 <startDate>2019-08-24T14:15:22Z</startDate>
 <productStartDate>2019-08-24T14:15:22Z</productStartDate>
 <rateType/>
 <lineofCreditIndicator>true</lineofCreditIndicator>
 <lineofCreditRepayment/>
 <adjustment>-999.99</adjustment>
 <buydown>-999.99</buydown>
 <postedRate>0</postedRate>
 </lenderProduct>
 <underwriter>
 <userId>string</userId>
 <unitId>string</unitId>
 <name>string</name>
 <businessType/>
 </underwriter>
 <channel>
 <name>string</name>
 <type/>
 <acceptSubmit>true</acceptSubmit>
 <acceptUpdate>true</acceptUpdate>
 <acceptCancel>true</acceptCancel>
 <acceptNotes>true</acceptNotes>
 <acceptDocs>true</acceptDocs>
 <acceptInitial>true</acceptInitial>
 </channel>
 <lenderName>string</lenderName>
 <lenderCode>0</lenderCode>
 <lenderType/>
 <acceptNotes>true</acceptNotes>
 <acceptCancel>true</acceptCancel>
 <acceptDocs>true</acceptDocs>
 <isAlternative>true</isAlternative>
 <isPrime>true</isPrime>
 <acceptUpdate>true</acceptUpdate>
 <acceptSubmit>true</acceptSubmit>
 <isEquifaxAccredited>true</isEquifaxAccredited>
 <isTransUnionAccredited>true</isTransUnionAccredited>
 </lender>
 <status>string</status>
 <error>
 <code>string</code>
 <message>string</message>
 <type>0</type>
 </error>
 <links>
 <href>string</href>
 <rel>string</rel>
 <method>string</method>
 </links>
</GetLenderDetailsResponse>

Responses

Status	Schema
200 OK	GetLenderDetails > Response > GetLenderDetailsResponse

Response Schema

GetLenderDetails > Response > GetLenderDetailsResponse

Name	Type	Description
lender	array(GetLenderDetails > Response > Lender) nullable	List of Lenders
status	string nullable	Status - "ok" or "error"
error	array(ServiceError) nullable	List of Errors

GetLenderDetails > Response > Lender

Name	Type	Description
lenderProduct	array(GetLenderDetails > Response > LenderProduct) nullable	List of Lender Products
underwriter	array(GetLenderDetails > Response > Underwriter) nullable	List of underwriters
channel	array(GetLenderDetails > Response > Channel) nullable	List of channels
lenderName	string maxLength(50) nullable	Lender Name
lenderCode	integer(int32) minimum(0) maximum(99999)	Lender Code
lenderType	Enums - LenderType	Lender Type
acceptNotes	boolean nullable	Accept Notes Flag
acceptCancel	boolean nullable	Accept Cancel Flag
acceptDocs	boolean nullable	Accept Docs Flag
isAlternative	boolean nullable	Is Alternative Flag
isPrime	boolean nullable	Is Prime Flag
acceptUpdate	boolean nullable	Accept update flag
acceptSubmit	boolean nullable	Accept submit Flag
isEquifaxAccredited	boolean nullable	Is Equifax Accredited Flag
isTransUnionAccredited	boolean nullable	Is TransUnion accredited flag

GetLenderDetails > Response > LenderProduct

Name	Type	Description
productCode	string maxLength(6) nullable	Product Code
productName	string nullable	Product Name
productDescription	string nullable	Product Description
productTerm	integer(int32) nullable	Product Term
rateCompoundFrequency	Enums - RateCompoundFrequency	Rate Compound Frequency
basisPoints	integer(int32) nullable	Basis Points
cashBack	integer(int32) nullable	Cashback
prePaymentOption	Enums - PrePaymentOption	Pre Payment Option
earlyPayout	Enums - EarlyPayout	Early Payout
startDate	string(date-time) nullable	Start Date
productStartDate required	string(date-time)	Product Start Date
rateType	Enums - RateType	Rate Type
lineofCreditIndicator	boolean nullable	Line of Credit Indicator
lineofCreditRepayment	Enums - LineofCreditRepaymentType	Lineof Credit Repayment Type
adjustment	number(double) minimum(-999.99) maximum(999.99) nullable	Adjustment
buydown	number(double) minimum(-999.99) maximum(999.99) nullable	Buydown
postedRate	number(double) minimum(0) maximum(999.99) nullable	Posted Rate

GetLenderDetails > Response > Underwriter

Name	Type	Description
userId required	string maxLength(10)	Underwriter User ID
unitId required	string maxLength(10)	Underwriter Unit ID
name	string nullable	Underwriter Name
businessType	Enums - BusinessType	Business Type

GetLenderDetails > Response > Channel

Name	Type	Description
name	string nullable	Channel Name
type	Enums - ChannelType	Channel Type
acceptSubmit	boolean nullable	Accept Submit Flag
acceptUpdate	boolean nullable	Accept Update Flag
acceptCancel	boolean nullable	Accept Cancel Flag
acceptNotes	boolean nullable	Accept Note Flag
acceptDocs	boolean nullable	Accept Doc Flag
acceptInitial	boolean nullable	Accept Initial Flag

Example Response

Example Response

The response in the right-hand pane shows a single lender returned by the GetLenderDetails operation.
Typically, more than one lender will be returned with lender properties, products, channels, underwriters.

{
 "lender": [
 {
 "lenderProduct": [
 {
 "productCode": "1",
 "productName": "5YR Fixed",
 "productDescription": "5YR Fixed",
 "productTerm": 60,
 "rateCompoundFrequency": 2,
 "basisPoints": 100,
 "cashBack": 0,
 "prePaymentOption": 0,
 "earlyPayout": 10,
 "startDate": "2020-07-03T13:22:00",
 "rateType": 0,
 "lineofCreditIndicator": false,
 "postedRate": 3.4
 },
 {
 "productCode": "2",
 "productName": "1 YR Fixed",
 "productDescription": "1 YR Fixed",
 "productTerm": 12,
 "rateCompoundFrequency": 2,
 "basisPoints": 125,
 "cashBack": 0,
 "prePaymentOption": 100,
 "earlyPayout": 20,
 "startDate": "2020-07-03T13:22:00",
 "rateType": 0,
 "lineofCreditIndicator": false,
 "postedRate": 4.1
 }
 ],
 "underwriter": [],
 "channel": [
 {
 "name": "Direct",
 "type": 0,
 "acceptSubmit": true,
 "acceptUpdate": true,
 "acceptCancel": true,
 "acceptNotes": true,
 "acceptDocs": true
 }
 ],
 "lenderName": "Gringotts Bank",
 "lenderCode": 8004,
 "lenderType": 4,
 "acceptNotes": true,
 "acceptCancel": true,
 "acceptDocs": true,
 "isAlternative": false,
 "isPrime": false,
 "acceptUpdate": true,
 "acceptSubmit": true,
 "isEquifaxAccredited": true,
 "isTransUnionAccredited": true
 }
 ]
}

SubmitApplication

The Submit Application operation electronically submits a mortgage application to the lender for review. The application will move to a pending state until the lender responds with a decision (accepted, declined, cancelled, etc.)

POST https://api-link.newton.ca/v1/applications

Code sample

using System;
using System.Collections.Generic;
using System.Net.Http;
using System.Net.Http.Headers;
using System.Text;
using System.Threading.Tasks;
using Newtonsoft.Json;

/// <<summary>>
/// Example of Http Client
/// <</summary>>
public class HttpExample {
 private HttpClient Client { get; set; }

 /// <<summary>>
 /// Setup http client
 /// <</summary>>
 public HttpExample() {
 Client = new HttpClient();
 }

 /// Make a dummy request
 public async Task MakePostRequest() {
 string url = "/v1/applications";

 string json = @"{
 ""commonData"": {
 ""assetList"": {
 ""assetRealEstate"": [
 {
 ""originalPrice"": 999999999,
 ""originalDate"": ""2019-08-24T14:15:22Z"",
 ""key"": ""string"",
 ""value"": 999999999
 }
 ],
 ""assetOther"": [
 {
 ""assetType"": 0,
 ""location"": ""string"",
 ""maturityDate"": ""2019-08-24T14:15:22Z"",
 ""additionalAssetHolders"": ""string"",
 ""description"": ""string"",
 ""key"": ""string"",
 ""value"": 999999999
 }
 ]
 },
 ""liabilityList"": {
 ""liabilityRealEstate"": [
 {
 ""accountNumber"": ""string"",
 ""othersResponsible"": true,
 ""othersResponsibleDetails"": ""string"",
 ""monthlyRepayment"": 999999999.99,
 ""originalLoanAmount"": 999999999.99,
 ""outstandingBalance"": 999999999.99,
 ""closingDate"": ""2019-08-24T14:15:22Z"",
 ""lenderName"": ""string"",
 ""repaymentType"": 0,
 ""redemptionStatus"": 0,
 ""inDefault"": true,
 ""purchasePrice"": 99999999.99,
 ""maturityDate"": ""2019-08-24T14:15:22Z"",
 ""netRate"": 999.99,
 ""mortgageInsurer"": 0,
 ""insuredAmount"": 999999999.99,
 ""insurancePremium"": 999999.99,
 ""insuranceCertificateNumber"": ""string"",
 ""key"": ""string"",
 ""fromCreditBureau"": true
 }
 ],
 ""liabilityOther"": [
 {
 ""dateEnd"": ""2019-08-24T14:15:22Z"",
 ""accountNumber"": ""string"",
 ""repaymentIndicator"": true,
 ""payoffType"": 0,
 ""monthlyRepayment"": 99999999.99,
 ""creditLimit"": 999999999.99,
 ""outstandingBalance"": 999999999.99,
 ""lenderName"": ""string"",
 ""creditCardType"": 0,
 ""liabilityType"": 0,
 ""additionalHolders"": true,
 ""additionalHoldersDetails"": ""string"",
 ""key"": ""string"",
 ""fromCreditBureau"": true
 }
 ]
 },
 ""addressList"": {
 ""applicationAddressCanada"": [
 {
 ""key"": ""string"",
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string""
 },
 ""cityTown"": ""string"",
 ""provinceCode"": 0,
 ""postalCode"": ""string""
 }
 ]
 },
 ""creditBureauList"": {
 ""creditBureau"": [
 {
 ""creditReportEquifax"": {
 ""dataFormat"": ""string"",
 ""reportDate"": ""2019-08-24T14:15:22Z"",
 ""creditScore"": 99999,
 ""jointCreditScore"": 99999,
 ""noHit"": true,
 ""jointNoHit"": true,
 ""value"": ""string""
 },
 ""humanReadableReport"": [
 {
 ""type"": ""string"",
 ""value"": ""string""
 }
 ],
 ""key"": ""string"",
 ""provider"": ""string""
 }
 ]
 }
 },
 ""customerData"": {
 ""customerList"": {
 ""customerPrimaryBorrower"": {
 ""dateBirth"": ""2019-08-24T14:15:22Z"",
 ""lastName"": ""string"",
 ""firstName"": ""string"",
 ""middleName"": ""string"",
 ""suffix"": ""string"",
 ""sin"": ""string"",
 ""customerTelephoneNumberList"": [
 {
 ""telephoneNumber"": {
 ""countryCode"": ""str"",
 ""areaCode"": ""strin"",
 ""phoneNumber"": ""string"",
 ""phoneExtension"": ""string""
 },
 ""usage"": 0,
 ""contactTime"": ""string"",
 ""preferred"": true
 }
 ],
 ""employmentList"": {
 ""employment"": [
 {
 ""addressCanada"": {
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string""
 },
 ""cityTown"": ""string"",
 ""provinceCode"": 0,
 ""postalCode"": ""string""
 },
 ""earnedIncomeList"": {
 ""earnedIncome"": [
 {
 ""earnedIncomeType"": 0,
 ""paymentFrequency"": 0,
 ""earnedIncomeAmount"": 999999999
 }
 ]
 },
 ""contactPerson"": {
 ""lastName"": ""string"",
 ""firstName"": ""string"",
 ""emailAddress"": ""string""
 },
 ""contactTelephoneNumber"": {
 ""telephoneNumber"": {
 ""countryCode"": ""str"",
 ""areaCode"": ""strin"",
 ""phoneNumber"": ""string"",
 ""phoneExtension"": ""string""
 },
 ""usage"": 0,
 ""contactTime"": ""string""
 },
 ""employmentType"": 0,
 ""employmentStatus"": 0,
 ""dateStart"": ""2019-08-24T14:15:22Z"",
 ""dateEnd"": ""2019-08-24T14:15:22Z"",
 ""industryType"": 0,
 ""dateStartedInIndustry"": ""2019-08-24T14:15:22Z"",
 ""occupationType"": 0,
 ""jobTitle"": ""string"",
 ""companyName"": ""string"",
 ""companyType"": ""string"",
 ""operatingAs"": ""string""
 }
 ]
 },
 ""bankruptcyHistoryList"": {
 ""bankruptcyHistory"": [
 {
 ""debtAmount"": 999999.99,
 ""dateDeclared"": ""2019-08-24T14:15:22Z"",
 ""dateDischarged"": ""2019-08-24T14:15:22Z"",
 ""monthlyRepayment"": 999999.99,
 ""otherDetails"": ""string""
 }
 ]
 },
 ""unearnedIncomeList"": {
 ""unearnedIncome"": [
 {
 ""unearnedIncomeAmount"": 999999999.99,
 ""unearnedIncomeType"": 0,
 ""paymentFrequency"": 0,
 ""unearnedIncomeDetails"": ""string""
 }
 ]
 },
 ""customerRelationShip"": {
 ""relationShipToOwnerType"": 0
 },
 ""key"": ""string"",
 ""correspondenceLanguage"": 0,
 ""emailAddress1"": ""string"",
 ""emailAddress2"": ""string"",
 ""numberOfDependents"": 999,
 ""residentType"": 0
 },
 ""customerBorrower"": [
 {
 ""dateBirth"": ""2019-08-24T14:15:22Z"",
 ""lastName"": ""string"",
 ""firstName"": ""string"",
 ""middleName"": ""string"",
 ""suffix"": ""string"",
 ""sin"": ""string"",
 ""customerTelephoneNumberList"": [
 {
 ""telephoneNumber"": {
 ""countryCode"": ""str"",
 ""areaCode"": ""strin"",
 ""phoneNumber"": ""string"",
 ""phoneExtension"": ""string""
 },
 ""usage"": 0,
 ""contactTime"": ""string"",
 ""preferred"": true
 }
 ],
 ""employmentList"": {
 ""employment"": [
 {
 ""addressCanada"": {
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string""
 },
 ""cityTown"": ""string"",
 ""provinceCode"": 0,
 ""postalCode"": ""string""
 },
 ""earnedIncomeList"": {
 ""earnedIncome"": [
 ""[Object]""
 ]
 },
 ""contactPerson"": {
 ""lastName"": ""string"",
 ""firstName"": ""string"",
 ""emailAddress"": ""string""
 },
 ""contactTelephoneNumber"": {
 ""telephoneNumber"": {
 ""countryCode"": ""str"",
 ""areaCode"": ""strin"",
 ""phoneNumber"": ""string"",
 ""phoneExtension"": ""string""
 },
 ""usage"": 0,
 ""contactTime"": ""string""
 },
 ""employmentType"": 0,
 ""employmentStatus"": 0,
 ""dateStart"": ""2019-08-24T14:15:22Z"",
 ""dateEnd"": ""2019-08-24T14:15:22Z"",
 ""industryType"": 0,
 ""dateStartedInIndustry"": ""2019-08-24T14:15:22Z"",
 ""occupationType"": 0,
 ""jobTitle"": ""string"",
 ""companyName"": ""string"",
 ""companyType"": ""string"",
 ""operatingAs"": ""string""
 }
 ]
 },
 ""bankruptcyHistoryList"": {
 ""bankruptcyHistory"": [
 {
 ""debtAmount"": 999999.99,
 ""dateDeclared"": ""2019-08-24T14:15:22Z"",
 ""dateDischarged"": ""2019-08-24T14:15:22Z"",
 ""monthlyRepayment"": 999999.99,
 ""otherDetails"": ""string""
 }
 ]
 },
 ""unearnedIncomeList"": {
 ""unearnedIncome"": [
 {
 ""unearnedIncomeAmount"": 999999999.99,
 ""unearnedIncomeType"": 0,
 ""paymentFrequency"": 0,
 ""unearnedIncomeDetails"": ""string""
 }
 ]
 },
 ""customerRelationShip"": {
 ""relationShipToOwnerType"": 0
 },
 ""key"": ""string"",
 ""correspondenceLanguage"": 0,
 ""emailAddress1"": ""string"",
 ""emailAddress2"": ""string"",
 ""numberOfDependents"": 999,
 ""residentType"": 0
 }
 ]
 },
 ""customerAddressList"": [
 {
 ""customerReference"": [
 {
 ""refkeyCustomer"": ""string""
 }
 ],
 ""refkeyAddress"": ""string"",
 ""type"": ""string""
 }
 ],
 ""customerAssetList"": [
 {
 ""customerReference"": {
 ""refkeyCustomer"": ""string""
 },
 ""refkeyAsset"": ""string""
 }
 ],
 ""customerLiabilityList"": [
 {
 ""customerReference"": {
 ""refkeyCustomer"": ""string""
 },
 ""refkeyLiability"": ""string""
 }
 ],
 ""customerCreditBureauList"": [
 {
 ""customerReference"": [
 {
 ""refkeyCustomer"": ""string""
 }
 ],
 ""refkeyCreditBureau"": ""string""
 }
 ]
 },
 ""mortgageApplication"": {
 ""subjectProperty"": {
 ""subjectPropertyOccupancyPartialOwnerOccupied"": {
 ""rentalDetails"": {
 ""annualGrossRentalIncome"": 99999999.99,
 ""managementExpenses"": 99999999.99,
 ""insurance"": 99999999.99,
 ""hydro"": 99999999.99,
 ""waterAndSewer"": 99999999.99,
 ""maintenanceAndRepairs"": 99999999.99,
 ""interest"": 99999999.99,
 ""generalExpenses"": 99999999.99,
 ""rentalOffset"": 0,
 ""rentalCalcType"": 0
 }
 },
 ""condo"": {
 ""annualCondoFees"": 9999999999.99
 },
 ""propertyTax"": {
 ""annualTaxAmount"": 999999999.99,
 ""taxesPaidBy"": 0
 },
 ""propertyAppraisal"": {
 ""appraiserAddress"": {
 ""key"": ""string"",
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string""
 },
 ""cityTown"": ""string"",
 ""provinceCode"": 0,
 ""postalCode"": ""string""
 },
 ""appraisedValue"": 9999999999,
 ""dateAppraised"": ""2019-08-24T14:15:22Z"",
 ""companyName"": ""string""
 },
 ""subjectPropertyAddress"": {
 ""refkeyAddress"": ""string""
 },
 ""occupancyPurpose"": 0,
 ""mlsListed"": true,
 ""mlsNumber"": ""string"",
 ""heatingType"": 0,
 ""parkingType"": 0,
 ""yearBuilt"": 1,
 ""waterSupplyType"": 0,
 ""waterWasteType"": 0,
 ""propertySize"": 99999,
 ""propertySizeUnits"": 0,
 ""lotSize"": 99999999999,
 ""lotSizeUnits"": 0,
 ""environmentalHazardIndicator"": true,
 ""buildingConstructionType"": 0,
 ""annualHeatingAmount"": 999999999.99,
 ""numberOfUnitsTotal"": 99999,
 ""numberOfUnitsRented"": 99999,
 ""propertyType"": 0,
 ""propertyDescriptionType"": 0,
 ""propertyUsageType"": 0,
 ""selfBuildIndicator"": true,
 ""propertyZoningType"": 0,
 ""newPropertyIndicator"": true,
 ""cof"": ""2019-08-24T14:15:22Z""
 },
 ""loan"": {
 ""cmhcMortgageInsurance"": {
 ""serviceType"": 0,
 ""insurancePremium"": 999999.99,
 ""blendedAmortization"": true,
 ""addToLoan"": true
 },
 ""lenderProduct"": {
 ""productCode"": ""string"",
 ""productStartDate"": ""2019-08-24T14:15:22Z"",
 ""adjustment"": -999.999,
 ""buydown"": -999.999
 },
 ""classification"": [
 {
 ""mortgageClassification"": 0
 }
 ],
 ""loanAmount"": 9999999.99,
 ""lineOfBusiness"": 0,
 ""termMonths"": ""string"",
 ""amortizationMonths"": ""string"",
 ""netRate"": 999.999,
 ""qualifyingRate"": 999.999,
 ""acceleratedPayment"": true,
 ""maturityDate"": ""2019-08-24T14:15:22Z"",
 ""firstPaymentDate"": ""2019-08-24T14:15:22Z"",
 ""interestAdjustmentDate"": ""2019-08-24T14:15:22Z"",
 ""requestedPayment"": 999999.99,
 ""paymentAmount"": 999999.99,
 ""paymentFrequency"": 0,
 ""repaymentType"": 0,
 ""lenderCode"": 99999,
 ""variableToPrime"": ""string"",
 ""lenderName"": ""string""
 },
 ""downpaymentList"": {
 ""downpayment"": [
 {
 ""downpaymentSourceType"": 0,
 ""description"": ""string"",
 ""amount"": 9999999.99
 }
 ]
 },
 ""applicationNoteList"": {
 ""applicationNote"": [
 {
 ""noteType"": 0,
 ""noteDateTime"": ""2019-08-24T14:15:22Z"",
 ""noteText"": ""string""
 }
 ]
 },
 ""firm"": {
 ""externalPoSFirm"": [
 {
 ""posSystemId"": 0,
 ""firmId"": ""string""
 }
 ],
 ""firmId"": ""string"",
 ""name"": ""string""
 },
 ""submittingAgent"": {
 ""externalPoSUser"": [
 {
 ""posSystemId"": 0,
 ""firmId"": ""string"",
 ""userId"": ""string""
 }
 ],
 ""addressCanada"": {
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string""
 },
 ""cityTown"": ""string"",
 ""provinceCode"": 0,
 ""postalCode"": ""string""
 },
 ""userId"": ""string"",
 ""firstName"": ""string"",
 ""lastName"": ""string"",
 ""emailAddress"": ""string"",
 ""mortgageLicenseNumber"": ""string""
 },
 ""originatingAgent"": {
 ""externalPoSUser"": [
 {
 ""posSystemId"": 0,
 ""firmId"": ""string"",
 ""userId"": ""string""
 }
 ],
 ""addressCanada"": {
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string""
 },
 ""cityTown"": ""string"",
 ""provinceCode"": 0,
 ""postalCode"": ""string""
 },
 ""userId"": ""string"",
 ""firstName"": ""string"",
 ""lastName"": ""string"",
 ""emailAddress"": ""string"",
 ""mortgageLicenseNumber"": ""string""
 },
 ""broker"": {
 ""externalPoSUser"": [
 {
 ""posSystemId"": 0,
 ""firmId"": ""string"",
 ""userId"": ""string""
 }
 ],
 ""addressCanada"": {
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string""
 },
 ""cityTown"": ""string"",
 ""provinceCode"": 0,
 ""postalCode"": ""string""
 },
 ""userId"": ""string"",
 ""firstName"": ""string"",
 ""lastName"": ""string"",
 ""emailAddress"": ""string"",
 ""mortgageLicenseNumber"": ""string""
 },
 ""userId"": ""string"",
 ""firstName"": ""string"",
 ""lastName"": ""string"",
 ""emailAddress"": ""string"",
 ""mortgageLicenseNumber"": ""string""
 },
 ""posApplicationNumber"": ""string"",
 ""isPreapproval"": true,
 ""fundingDate"": ""2019-08-24T14:15:22Z"",
 ""loanPurposeType"": 0,
 ""purchasePriceEstimatedValue"": 99999999.99,
 ""improvements"": 999999.99,
 ""typeOfBuyer"": 0,
 ""additionalPurpose"": ""string"",
 ""improveDescription"": ""string"",
 ""applicationNumber"": ""string"",
 ""brokerRefNumber"": ""string""
 },
 ""memo"": ""string"",
 ""unitId"": ""string"",
 ""posSystem"": ""string""
}";
 SubmitApplication.SubmitApplicationRequest content = JsonConvert.DeserializeObject(json);
 await PostAsync(content, url);
 }

 /// Performs a POST Request
 public async Task PostAsync(SubmitApplication.SubmitApplicationRequest content, string url) {
 //Serialize Object
 StringContent jsonContent = SerializeObject(content);

 //Execute POST request
 HttpResponseMessage response = await Client.PostAsync(url, jsonContent);
 }

 /// Serialize an object to Json
 private StringContent SerializeObject(SubmitApplication.SubmitApplicationRequest content) {
 //Serialize Object
 string jsonObject = JsonConvert.SerializeObject(content);

 //Create Json UTF8 String Content
 return new StringContent(jsonObject, Encoding.UTF8, "application/json");
 }

 /// Deserialize object from request response
 private async Task DeserializeObject(HttpResponseMessage response) {
 //Read body 
 string responseBody = await response.Content.ReadAsStringAsync();

 //Deserialize Body to object
 var result = JsonConvert.DeserializeObject(responseBody);
 }
}

const inputBody = '{
 "commonData": {
 "assetList": {
 "assetRealEstate": [
 {
 "originalPrice": 999999999,
 "originalDate": "2019-08-24T14:15:22Z",
 "key": "string",
 "value": 999999999
 }
 ],
 "assetOther": [
 {
 "assetType": 0,
 "location": "string",
 "maturityDate": "2019-08-24T14:15:22Z",
 "additionalAssetHolders": "string",
 "description": "string",
 "key": "string",
 "value": 999999999
 }
 ]
 },
 "liabilityList": {
 "liabilityRealEstate": [
 {
 "accountNumber": "string",
 "othersResponsible": true,
 "othersResponsibleDetails": "string",
 "monthlyRepayment": 999999999.99,
 "originalLoanAmount": 999999999.99,
 "outstandingBalance": 999999999.99,
 "closingDate": "2019-08-24T14:15:22Z",
 "lenderName": "string",
 "repaymentType": 0,
 "redemptionStatus": 0,
 "inDefault": true,
 "purchasePrice": 99999999.99,
 "maturityDate": "2019-08-24T14:15:22Z",
 "netRate": 999.99,
 "mortgageInsurer": 0,
 "insuredAmount": 999999999.99,
 "insurancePremium": 999999.99,
 "insuranceCertificateNumber": "string",
 "key": "string",
 "fromCreditBureau": true
 }
 ],
 "liabilityOther": [
 {
 "dateEnd": "2019-08-24T14:15:22Z",
 "accountNumber": "string",
 "repaymentIndicator": true,
 "payoffType": 0,
 "monthlyRepayment": 99999999.99,
 "creditLimit": 999999999.99,
 "outstandingBalance": 999999999.99,
 "lenderName": "string",
 "creditCardType": 0,
 "liabilityType": 0,
 "additionalHolders": true,
 "additionalHoldersDetails": "string",
 "key": "string",
 "fromCreditBureau": true
 }
 ]
 },
 "addressList": {
 "applicationAddressCanada": [
 {
 "key": "string",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string"
 },
 "cityTown": "string",
 "provinceCode": 0,
 "postalCode": "string"
 }
 ]
 },
 "creditBureauList": {
 "creditBureau": [
 {
 "creditReportEquifax": {
 "dataFormat": "string",
 "reportDate": "2019-08-24T14:15:22Z",
 "creditScore": 99999,
 "jointCreditScore": 99999,
 "noHit": true,
 "jointNoHit": true,
 "value": "string"
 },
 "humanReadableReport": [
 {
 "type": "string",
 "value": "string"
 }
 ],
 "key": "string",
 "provider": "string"
 }
 ]
 }
 },
 "customerData": {
 "customerList": {
 "customerPrimaryBorrower": {
 "dateBirth": "2019-08-24T14:15:22Z",
 "lastName": "string",
 "firstName": "string",
 "middleName": "string",
 "suffix": "string",
 "sin": "string",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "str",
 "areaCode": "strin",
 "phoneNumber": "string",
 "phoneExtension": "string"
 },
 "usage": 0,
 "contactTime": "string",
 "preferred": true
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string"
 },
 "cityTown": "string",
 "provinceCode": 0,
 "postalCode": "string"
 },
 "earnedIncomeList": {
 "earnedIncome": [
 {
 "earnedIncomeType": 0,
 "paymentFrequency": 0,
 "earnedIncomeAmount": 999999999
 }
 ]
 },
 "contactPerson": {
 "lastName": "string",
 "firstName": "string",
 "emailAddress": "string"
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
 "countryCode": "str",
 "areaCode": "strin",
 "phoneNumber": "string",
 "phoneExtension": "string"
 },
 "usage": 0,
 "contactTime": "string"
 },
 "employmentType": 0,
 "employmentStatus": 0,
 "dateStart": "2019-08-24T14:15:22Z",
 "dateEnd": "2019-08-24T14:15:22Z",
 "industryType": 0,
 "dateStartedInIndustry": "2019-08-24T14:15:22Z",
 "occupationType": 0,
 "jobTitle": "string",
 "companyName": "string",
 "companyType": "string",
 "operatingAs": "string"
 }
 ]
 },
 "bankruptcyHistoryList": {
 "bankruptcyHistory": [
 {
 "debtAmount": 999999.99,
 "dateDeclared": "2019-08-24T14:15:22Z",
 "dateDischarged": "2019-08-24T14:15:22Z",
 "monthlyRepayment": 999999.99,
 "otherDetails": "string"
 }
 ]
 },
 "unearnedIncomeList": {
 "unearnedIncome": [
 {
 "unearnedIncomeAmount": 999999999.99,
 "unearnedIncomeType": 0,
 "paymentFrequency": 0,
 "unearnedIncomeDetails": "string"
 }
 ]
 },
 "customerRelationShip": {
 "relationShipToOwnerType": 0
 },
 "key": "string",
 "correspondenceLanguage": 0,
 "emailAddress1": "string",
 "emailAddress2": "string",
 "numberOfDependents": 999,
 "residentType": 0
 },
 "customerBorrower": [
 {
 "dateBirth": "2019-08-24T14:15:22Z",
 "lastName": "string",
 "firstName": "string",
 "middleName": "string",
 "suffix": "string",
 "sin": "string",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "str",
 "areaCode": "strin",
 "phoneNumber": "string",
 "phoneExtension": "string"
 },
 "usage": 0,
 "contactTime": "string",
 "preferred": true
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string"
 },
 "cityTown": "string",
 "provinceCode": 0,
 "postalCode": "string"
 },
 "earnedIncomeList": {
 "earnedIncome": [
 "[Object]"
 ]
 },
 "contactPerson": {
 "lastName": "string",
 "firstName": "string",
 "emailAddress": "string"
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
 "countryCode": "str",
 "areaCode": "strin",
 "phoneNumber": "string",
 "phoneExtension": "string"
 },
 "usage": 0,
 "contactTime": "string"
 },
 "employmentType": 0,
 "employmentStatus": 0,
 "dateStart": "2019-08-24T14:15:22Z",
 "dateEnd": "2019-08-24T14:15:22Z",
 "industryType": 0,
 "dateStartedInIndustry": "2019-08-24T14:15:22Z",
 "occupationType": 0,
 "jobTitle": "string",
 "companyName": "string",
 "companyType": "string",
 "operatingAs": "string"
 }
 ]
 },
 "bankruptcyHistoryList": {
 "bankruptcyHistory": [
 {
 "debtAmount": 999999.99,
 "dateDeclared": "2019-08-24T14:15:22Z",
 "dateDischarged": "2019-08-24T14:15:22Z",
 "monthlyRepayment": 999999.99,
 "otherDetails": "string"
 }
 ]
 },
 "unearnedIncomeList": {
 "unearnedIncome": [
 {
 "unearnedIncomeAmount": 999999999.99,
 "unearnedIncomeType": 0,
 "paymentFrequency": 0,
 "unearnedIncomeDetails": "string"
 }
 ]
 },
 "customerRelationShip": {
 "relationShipToOwnerType": 0
 },
 "key": "string",
 "correspondenceLanguage": 0,
 "emailAddress1": "string",
 "emailAddress2": "string",
 "numberOfDependents": 999,
 "residentType": 0
 }
 ]
 },
 "customerAddressList": [
 {
 "customerReference": [
 {
 "refkeyCustomer": "string"
 }
 ],
 "refkeyAddress": "string",
 "type": "string"
 }
 ],
 "customerAssetList": [
 {
 "customerReference": {
 "refkeyCustomer": "string"
 },
 "refkeyAsset": "string"
 }
 ],
 "customerLiabilityList": [
 {
 "customerReference": {
 "refkeyCustomer": "string"
 },
 "refkeyLiability": "string"
 }
 ],
 "customerCreditBureauList": [
 {
 "customerReference": [
 {
 "refkeyCustomer": "string"
 }
 ],
 "refkeyCreditBureau": "string"
 }
 ]
 },
 "mortgageApplication": {
 "subjectProperty": {
 "subjectPropertyOccupancyPartialOwnerOccupied": {
 "rentalDetails": {
 "annualGrossRentalIncome": 99999999.99,
 "managementExpenses": 99999999.99,
 "insurance": 99999999.99,
 "hydro": 99999999.99,
 "waterAndSewer": 99999999.99,
 "maintenanceAndRepairs": 99999999.99,
 "interest": 99999999.99,
 "generalExpenses": 99999999.99,
 "rentalOffset": 0,
 "rentalCalcType": 0
 }
 },
 "condo": {
 "annualCondoFees": 9999999999.99
 },
 "propertyTax": {
 "annualTaxAmount": 999999999.99,
 "taxesPaidBy": 0
 },
 "propertyAppraisal": {
 "appraiserAddress": {
 "key": "string",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string"
 },
 "cityTown": "string",
 "provinceCode": 0,
 "postalCode": "string"
 },
 "appraisedValue": 9999999999,
 "dateAppraised": "2019-08-24T14:15:22Z",
 "companyName": "string"
 },
 "subjectPropertyAddress": {
 "refkeyAddress": "string"
 },
 "occupancyPurpose": 0,
 "mlsListed": true,
 "mlsNumber": "string",
 "heatingType": 0,
 "parkingType": 0,
 "yearBuilt": 1,
 "waterSupplyType": 0,
 "waterWasteType": 0,
 "propertySize": 99999,
 "propertySizeUnits": 0,
 "lotSize": 99999999999,
 "lotSizeUnits": 0,
 "environmentalHazardIndicator": true,
 "buildingConstructionType": 0,
 "annualHeatingAmount": 999999999.99,
 "numberOfUnitsTotal": 99999,
 "numberOfUnitsRented": 99999,
 "propertyType": 0,
 "propertyDescriptionType": 0,
 "propertyUsageType": 0,
 "selfBuildIndicator": true,
 "propertyZoningType": 0,
 "newPropertyIndicator": true,
 "cof": "2019-08-24T14:15:22Z"
 },
 "loan": {
 "cmhcMortgageInsurance": {
 "serviceType": 0,
 "insurancePremium": 999999.99,
 "blendedAmortization": true,
 "addToLoan": true
 },
 "lenderProduct": {
 "productCode": "string",
 "productStartDate": "2019-08-24T14:15:22Z",
 "adjustment": -999.999,
 "buydown": -999.999
 },
 "classification": [
 {
 "mortgageClassification": 0
 }
 ],
 "loanAmount": 9999999.99,
 "lineOfBusiness": 0,
 "termMonths": "string",
 "amortizationMonths": "string",
 "netRate": 999.999,
 "qualifyingRate": 999.999,
 "acceleratedPayment": true,
 "maturityDate": "2019-08-24T14:15:22Z",
 "firstPaymentDate": "2019-08-24T14:15:22Z",
 "interestAdjustmentDate": "2019-08-24T14:15:22Z",
 "requestedPayment": 999999.99,
 "paymentAmount": 999999.99,
 "paymentFrequency": 0,
 "repaymentType": 0,
 "lenderCode": 99999,
 "variableToPrime": "string",
 "lenderName": "string"
 },
 "downpaymentList": {
 "downpayment": [
 {
 "downpaymentSourceType": 0,
 "description": "string",
 "amount": 9999999.99
 }
 ]
 },
 "applicationNoteList": {
 "applicationNote": [
 {
 "noteType": 0,
 "noteDateTime": "2019-08-24T14:15:22Z",
 "noteText": "string"
 }
 ]
 },
 "firm": {
 "externalPoSFirm": [
 {
 "posSystemId": 0,
 "firmId": "string"
 }
 ],
 "firmId": "string",
 "name": "string"
 },
 "submittingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": 0,
 "firmId": "string",
 "userId": "string"
 }
 ],
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string"
 },
 "cityTown": "string",
 "provinceCode": 0,
 "postalCode": "string"
 },
 "userId": "string",
 "firstName": "string",
 "lastName": "string",
 "emailAddress": "string",
 "mortgageLicenseNumber": "string"
 },
 "originatingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": 0,
 "firmId": "string",
 "userId": "string"
 }
 ],
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string"
 },
 "cityTown": "string",
 "provinceCode": 0,
 "postalCode": "string"
 },
 "userId": "string",
 "firstName": "string",
 "lastName": "string",
 "emailAddress": "string",
 "mortgageLicenseNumber": "string"
 },
 "broker": {
 "externalPoSUser": [
 {
 "posSystemId": 0,
 "firmId": "string",
 "userId": "string"
 }
 ],
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string"
 },
 "cityTown": "string",
 "provinceCode": 0,
 "postalCode": "string"
 },
 "userId": "string",
 "firstName": "string",
 "lastName": "string",
 "emailAddress": "string",
 "mortgageLicenseNumber": "string"
 },
 "posApplicationNumber": "string",
 "isPreapproval": true,
 "fundingDate": "2019-08-24T14:15:22Z",
 "loanPurposeType": 0,
 "purchasePriceEstimatedValue": 99999999.99,
 "improvements": 999999.99,
 "typeOfBuyer": 0,
 "additionalPurpose": "string",
 "improveDescription": "string",
 "applicationNumber": "string",
 "brokerRefNumber": "string"
 },
 "memo": "string",
 "unitId": "string",
 "posSystem": "string"
}';

const headers = {
 'Content-Type':'application/json',
 'Accept':'application/json',
 'Authorization':'API_KEY'
};

fetch('/v1/applications', {
 method: 'POST',
 body: inputBody,
 headers: headers
}).then(function(res) {
 return res.json();
}).then(function(body) {
 console.log(body);
});

POST /v1/applications HTTP/1.1

Content-Type: application/json
Accept: application/json

Sample Request

{
 "commonData": {
 "assetList": {
 "assetRealEstate": [
 {
 "originalPrice": 999999999,
 "originalDate": "2019-08-24T14:15:22Z",
 "key": "string",
 "value": 999999999
 }
 ],
 "assetOther": [
 {
 "assetType": 0,
 "location": "string",
 "maturityDate": "2019-08-24T14:15:22Z",
 "additionalAssetHolders": "string",
 "description": "string",
 "key": "string",
 "value": 999999999
 }
 ]
 },
 "liabilityList": {
 "liabilityRealEstate": [
 {
 "accountNumber": "string",
 "othersResponsible": true,
 "othersResponsibleDetails": "string",
 "monthlyRepayment": 999999999.99,
 "originalLoanAmount": 999999999.99,
 "outstandingBalance": 999999999.99,
 "closingDate": "2019-08-24T14:15:22Z",
 "lenderName": "string",
 "repaymentType": 0,
 "redemptionStatus": 0,
 "inDefault": true,
 "purchasePrice": 99999999.99,
 "maturityDate": "2019-08-24T14:15:22Z",
 "netRate": 999.99,
 "mortgageInsurer": 0,
 "insuredAmount": 999999999.99,
 "insurancePremium": 999999.99,
 "insuranceCertificateNumber": "string",
 "key": "string",
 "fromCreditBureau": true
 }
 ],
 "liabilityOther": [
 {
 "dateEnd": "2019-08-24T14:15:22Z",
 "accountNumber": "string",
 "repaymentIndicator": true,
 "payoffType": 0,
 "monthlyRepayment": 99999999.99,
 "creditLimit": 999999999.99,
 "outstandingBalance": 999999999.99,
 "lenderName": "string",
 "creditCardType": 0,
 "liabilityType": 0,
 "additionalHolders": true,
 "additionalHoldersDetails": "string",
 "key": "string",
 "fromCreditBureau": true
 }
 ]
 },
 "addressList": {
 "applicationAddressCanada": [
 {
 "key": "string",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
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 },
 "creditBureauList": {
 "creditBureau": [
 {
 "creditReportEquifax": {
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 "reportDate": "2019-08-24T14:15:22Z",
 "creditScore": 99999,
 "jointCreditScore": 99999,
 "noHit": true,
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 "value": "string"
 },
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 {
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 }
 ],
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 },
 "customerData": {
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 },
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 }
 ],
 "employmentList": {
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 },
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 },
 "earnedIncomeList": {
 "earnedIncome": [
 {
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 "earnedIncomeAmount": 999999999
 }
 ]
 },
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 },
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 },
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 "employmentStatus": 0,
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 "dateEnd": "2019-08-24T14:15:22Z",
 "industryType": 0,
 "dateStartedInIndustry": "2019-08-24T14:15:22Z",
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 }
 ]
 },
 "bankruptcyHistoryList": {
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 {
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 "dateDeclared": "2019-08-24T14:15:22Z",
 "dateDischarged": "2019-08-24T14:15:22Z",
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 }
 ]
 },
 "unearnedIncomeList": {
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 {
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 "unearnedIncomeDetails": "string"
 }
 ]
 },
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 },
 "key": "string",
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 },
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 {
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 }
 ],
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 },
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 ]
 },
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 },
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 },
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 }
 ]
 },
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 }
 ]
 },
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 },
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 }
 ],
 "customerGuarantor": [
 {
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 }
 ],
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 {
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 },
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 "[Object]"
 ]
 },
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 },
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 },
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 },
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 "dateEnd": "2019-08-24T14:15:22Z",
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 }
 ]
 },
 "bankruptcyHistoryList": {
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 {
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 }
 ]
 },
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 {
 "unearnedIncomeAmount": 999999999.99,
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 }
 ]
 },
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 },
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 }
 ]
 },
 "customerAddressList": [
 {
 "customerReference": [
 {
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 }
 ],
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 "type": "string"
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 ],
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 {
 "customerReference": {
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 },
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 ],
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 {
 "customerReference": {
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 },
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 }
 ],
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 {
 "customerReference": [
 {
 "refkeyCustomer": "string"
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 ],
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 ]
 },
 "mortgageApplication": {
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 "hydro": 99999999.99,
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 "maintenanceAndRepairs": 99999999.99,
 "interest": 99999999.99,
 "generalExpenses": 99999999.99,
 "rentalOffset": 0,
 "rentalCalcType": 0
 }
 },
 "freehold": {},
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 "taxesPaidBy": 0
 },
 "propertyAppraisal": {
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 },
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 },
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 "companyName": "string"
 },
 "subjectPropertyAddress": {
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 },
 "occupancyPurpose": 0,
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 "waterSupplyType": 0,
 "waterWasteType": 0,
 "propertySize": 99999,
 "propertySizeUnits": 0,
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 "lotSizeUnits": 0,
 "environmentalHazardIndicator": true,
 "buildingConstructionType": 0,
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 "numberOfUnitsTotal": 99999,
 "numberOfUnitsRented": 99999,
 "propertyType": 0,
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 "selfBuildIndicator": true,
 "propertyZoningType": 0,
 "newPropertyIndicator": true,
 "cof": "2019-08-24T14:15:22Z"
 },
 "loan": {
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 "blendedAmortization": true,
 "addToLoan": true
 },
 "lenderProduct": {
 "productCode": "string",
 "productStartDate": "2019-08-24T14:15:22Z",
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 "buydown": -999.999
 },
 "classification": [
 {
 "mortgageClassification": 0
 }
 ],
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 "termMonths": "string",
 "amortizationMonths": "string",
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 "qualifyingRate": 999.999,
 "acceleratedPayment": true,
 "maturityDate": "2019-08-24T14:15:22Z",
 "firstPaymentDate": "2019-08-24T14:15:22Z",
 "interestAdjustmentDate": "2019-08-24T14:15:22Z",
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 "lenderCode": 99999,
 "variableToPrime": "string",
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 },
 "downpaymentList": {
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 {
 "downpaymentSourceType": 0,
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 "amount": 9999999.99
 }
 ]
 },
 "applicationNoteList": {
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 {
 "noteType": 0,
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 "noteText": "string"
 }
 ]
 },
 "firm": {
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 {
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 }
 ],
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 },
 "submittingAgent": {
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 {
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 "userId": "string"
 }
 ],
 "addressCanada": {
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 },
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 "postalCode": "string"
 },
 "userId": "string",
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 "lastName": "string",
 "emailAddress": "string",
 "mortgageLicenseNumber": "string"
 },
 "originatingAgent": {
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 {
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 "userId": "string"
 }
 ],
 "addressCanada": {
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 },
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 },
 "userId": "string",
 "firstName": "string",
 "lastName": "string",
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 "mortgageLicenseNumber": "string"
 },
 "broker": {
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 {
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 "userId": "string"
 }
 ],
 "addressCanada": {
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 },
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 "postalCode": "string"
 },
 "userId": "string",
 "firstName": "string",
 "lastName": "string",
 "emailAddress": "string",
 "mortgageLicenseNumber": "string"
 },
 "posApplicationNumber": "string",
 "isPreapproval": true,
 "fundingDate": "2019-08-24T14:15:22Z",
 "loanPurposeType": 0,
 "purchasePriceEstimatedValue": 99999999.99,
 "improvements": 999999.99,
 "typeOfBuyer": 0,
 "additionalPurpose": "string",
 "improveDescription": "string",
 "applicationNumber": "string",
 "brokerRefNumber": "string"
 },
 "memo": "string",
 "unitId": "string",
 "posSystem": "string"
}

<?xml version="1.0" encoding="UTF-8" ?>
<SubmitApplicationRequest>
 <commonData>
 <assetList>
 <assetRealEstate>
 <originalPrice>999999999</originalPrice>
 <originalDate>2019-08-24T14:15:22Z</originalDate>
 <key>string</key>
 <value>999999999</value>
 </assetRealEstate>
 <assetOther>
 <assetType>0</assetType>
 <location>string</location>
 <maturityDate>2019-08-24T14:15:22Z</maturityDate>
 <additionalAssetHolders>string</additionalAssetHolders>
 <description>string</description>
 <key>string</key>
 <value>999999999</value>
 </assetOther>
 </assetList>
 <liabilityList>
 <liabilityRealEstate>
 <accountNumber>string</accountNumber>
 <othersResponsible>true</othersResponsible>
 <othersResponsibleDetails>string</othersResponsibleDetails>
 <monthlyRepayment>999999999.99</monthlyRepayment>
 <originalLoanAmount>999999999.99</originalLoanAmount>
 <outstandingBalance>999999999.99</outstandingBalance>
 <closingDate>2019-08-24T14:15:22Z</closingDate>
 <lenderName>string</lenderName>
 <repaymentType>0</repaymentType>
 <redemptionStatus>0</redemptionStatus>
 <inDefault>true</inDefault>
 <purchasePrice>99999999.99</purchasePrice>
 <maturityDate>2019-08-24T14:15:22Z</maturityDate>
 <netRate>999.99</netRate>
 <mortgageInsurer>0</mortgageInsurer>
 <insuredAmount>999999999.99</insuredAmount>
 <insurancePremium>999999.99</insurancePremium>
 <insuranceCertificateNumber>string</insuranceCertificateNumber>
 <key>string</key>
 <fromCreditBureau>true</fromCreditBureau>
 </liabilityRealEstate>
 <liabilityOther>
 <dateEnd>2019-08-24T14:15:22Z</dateEnd>
 <accountNumber>string</accountNumber>
 <repaymentIndicator>true</repaymentIndicator>
 <payoffType>0</payoffType>
 <monthlyRepayment>99999999.99</monthlyRepayment>
 <creditLimit>999999999.99</creditLimit>
 <outstandingBalance>999999999.99</outstandingBalance>
 <lenderName>string</lenderName>
 <creditCardType>0</creditCardType>
 <liabilityType>0</liabilityType>
 <additionalHolders>true</additionalHolders>
 <additionalHoldersDetails>string</additionalHoldersDetails>
 <key>string</key>
 <fromCreditBureau>true</fromCreditBureau>
 </liabilityOther>
 </liabilityList>
 <addressList>
 <applicationAddressCanada>
 <key>string</key>
 <postalAddressStreetAddress>
 <poBoxRRNumber>string</poBoxRRNumber>
 <type>string</type>
 <unitNumber>string</unitNumber>
 <streetNumber>string</streetNumber>
 <streetName>string</streetName>
 </postalAddressStreetAddress>
 <cityTown>string</cityTown>
 <provinceCode>0</provinceCode>
 <postalCode>string</postalCode>
 </applicationAddressCanada>
 </addressList>
 <creditBureauList>
 <creditBureau>
 <creditReportEquifax>
 <dataFormat>string</dataFormat>
 <reportDate>2019-08-24T14:15:22Z</reportDate>
 <creditScore>99999</creditScore>
 <jointCreditScore>99999</jointCreditScore>
 <noHit>true</noHit>
 <jointNoHit>true</jointNoHit>
 <value>string</value>
 </creditReportEquifax>
 <humanReadableReport>
 <type>string</type>
 <value>string</value>
 </humanReadableReport>
 <key>string</key>
 <provider>string</provider>
 </creditBureau>
 </creditBureauList>
 </commonData>
 <customerData>
 <customerList>
 <customerPrimaryBorrower>
 <dateBirth>2019-08-24T14:15:22Z</dateBirth>
 <lastName>string</lastName>
 <firstName>string</firstName>
 <middleName>string</middleName>
 <suffix>string</suffix>
 <sin>string</sin>
 <customerTelephoneNumberList>
 <telephoneNumber>
 <countryCode>str</countryCode>
 <areaCode>strin</areaCode>
 <phoneNumber>string</phoneNumber>
 <phoneExtension>string</phoneExtension>
 </telephoneNumber>
 <usage>0</usage>
 <contactTime>string</contactTime>
 <preferred>true</preferred>
 </customerTelephoneNumberList>
 <employmentList>
 <employment>
 <addressCanada>
 <postalAddressStreetAddress>
 <poBoxRRNumber>string</poBoxRRNumber>
 <type>string</type>
 <unitNumber>string</unitNumber>
 <streetNumber>string</streetNumber>
 <streetName>string</streetName>
 </postalAddressStreetAddress>
 <cityTown>string</cityTown>
 <provinceCode>0</provinceCode>
 <postalCode>string</postalCode>
 </addressCanada>
 <earnedIncomeList>
 <earnedIncome>[Object]</earnedIncome>
 </earnedIncomeList>
 <contactPerson>
 <lastName>string</lastName>
 <firstName>string</firstName>
 <emailAddress>string</emailAddress>
 </contactPerson>
 <contactTelephoneNumber>
 <telephoneNumber>
 <countryCode>str</countryCode>
 <areaCode>strin</areaCode>
 <phoneNumber>string</phoneNumber>
 <phoneExtension>string</phoneExtension>
 </telephoneNumber>
 <usage>0</usage>
 <contactTime>string</contactTime>
 </contactTelephoneNumber>
 <employmentType>0</employmentType>
 <employmentStatus>0</employmentStatus>
 <dateStart>2019-08-24T14:15:22Z</dateStart>
 <dateEnd>2019-08-24T14:15:22Z</dateEnd>
 <industryType>0</industryType>
 <dateStartedInIndustry>2019-08-24T14:15:22Z</dateStartedInIndustry>
 <occupationType>0</occupationType>
 <jobTitle>string</jobTitle>
 <companyName>string</companyName>
 <companyType>string</companyType>
 <operatingAs>string</operatingAs>
 </employment>
 </employmentList>
 <bankruptcyHistoryList>
 <bankruptcyHistory>
 <debtAmount>999999.99</debtAmount>
 <dateDeclared>2019-08-24T14:15:22Z</dateDeclared>
 <dateDischarged>2019-08-24T14:15:22Z</dateDischarged>
 <monthlyRepayment>999999.99</monthlyRepayment>
 <otherDetails>string</otherDetails>
 </bankruptcyHistory>
 </bankruptcyHistoryList>
 <unearnedIncomeList>
 <unearnedIncome>
 <unearnedIncomeAmount>999999999.99</unearnedIncomeAmount>
 <unearnedIncomeType>0</unearnedIncomeType>
 <paymentFrequency>0</paymentFrequency>
 <unearnedIncomeDetails>string</unearnedIncomeDetails>
 </unearnedIncome>
 </unearnedIncomeList>
 <customerRelationShip>
 <relationShipToOwnerType>0</relationShipToOwnerType>
 </customerRelationShip>
 <key>string</key>
 <correspondenceLanguage>0</correspondenceLanguage>
 <emailAddress1>string</emailAddress1>
 <emailAddress2>string</emailAddress2>
 <numberOfDependents>999</numberOfDependents>
 <residentType>0</residentType>
 </customerPrimaryBorrower>
 <customerBorrower>
 <dateBirth>2019-08-24T14:15:22Z</dateBirth>
 <lastName>string</lastName>
 <firstName>string</firstName>
 <middleName>string</middleName>
 <suffix>string</suffix>
 <sin>string</sin>
 <customerTelephoneNumberList>
 <telephoneNumber>
 <countryCode>str</countryCode>
 <areaCode>strin</areaCode>
 <phoneNumber>string</phoneNumber>
 <phoneExtension>string</phoneExtension>
 </telephoneNumber>
 <usage>0</usage>
 <contactTime>string</contactTime>
 <preferred>true</preferred>
 </customerTelephoneNumberList>
 <employmentList>
 <employment>
 <addressCanada>
 <cityTown>string</cityTown>
 <provinceCode>0</provinceCode>
 <postalCode>string</postalCode>
 </addressCanada>
 <earnedIncomeList>
 <earnedIncome>[Object]</earnedIncome>
 </earnedIncomeList>
 <contactPerson>
 <lastName>string</lastName>
 <firstName>string</firstName>
 <emailAddress>string</emailAddress>
 </contactPerson>
 <contactTelephoneNumber>
 <telephoneNumber>[Object]</telephoneNumber>
 <usage>0</usage>
 <contactTime>string</contactTime>
 </contactTelephoneNumber>
 <employmentType>0</employmentType>
 <employmentStatus>0</employmentStatus>
 <dateStart>2019-08-24T14:15:22Z</dateStart>
 <dateEnd>2019-08-24T14:15:22Z</dateEnd>
 <industryType>0</industryType>
 <dateStartedInIndustry>2019-08-24T14:15:22Z</dateStartedInIndustry>
 <occupationType>0</occupationType>
 <jobTitle>string</jobTitle>
 <companyName>string</companyName>
 <companyType>string</companyType>
 <operatingAs>string</operatingAs>
 </employment>
 </employmentList>
 <bankruptcyHistoryList>
 <bankruptcyHistory>
 <debtAmount>999999.99</debtAmount>
 <dateDeclared>2019-08-24T14:15:22Z</dateDeclared>
 <dateDischarged>2019-08-24T14:15:22Z</dateDischarged>
 <monthlyRepayment>999999.99</monthlyRepayment>
 <otherDetails>string</otherDetails>
 </bankruptcyHistory>
 </bankruptcyHistoryList>
 <unearnedIncomeList>
 <unearnedIncome>
 <unearnedIncomeAmount>999999999.99</unearnedIncomeAmount>
 <unearnedIncomeType>0</unearnedIncomeType>
 <paymentFrequency>0</paymentFrequency>
 <unearnedIncomeDetails>string</unearnedIncomeDetails>
 </unearnedIncome>
 </unearnedIncomeList>
 <customerRelationShip>
 <relationShipToOwnerType>0</relationShipToOwnerType>
 </customerRelationShip>
 <key>string</key>
 <correspondenceLanguage>0</correspondenceLanguage>
 <emailAddress1>string</emailAddress1>
 <emailAddress2>string</emailAddress2>
 <numberOfDependents>999</numberOfDependents>
 <residentType>0</residentType>
 </customerBorrower>
 <customerGuarantor>
 <dateBirth>2019-08-24T14:15:22Z</dateBirth>
 <lastName>string</lastName>
 <firstName>string</firstName>
 <middleName>string</middleName>
 <suffix>string</suffix>
 <sin>string</sin>
 <customerTelephoneNumberList>
 <telephoneNumber>
 <countryCode>str</countryCode>
 <areaCode>strin</areaCode>
 <phoneNumber>string</phoneNumber>
 <phoneExtension>string</phoneExtension>
 </telephoneNumber>
 <usage>0</usage>
 <contactTime>string</contactTime>
 <preferred>true</preferred>
 </customerTelephoneNumberList>
 <employmentList>
 <employment>
 <addressCanada>
 <cityTown>string</cityTown>
 <provinceCode>0</provinceCode>
 <postalCode>string</postalCode>
 </addressCanada>
 <earnedIncomeList>
 <earnedIncome>[Object]</earnedIncome>
 </earnedIncomeList>
 <contactPerson>
 <lastName>string</lastName>
 <firstName>string</firstName>
 <emailAddress>string</emailAddress>
 </contactPerson>
 <contactTelephoneNumber>
 <telephoneNumber>[Object]</telephoneNumber>
 <usage>0</usage>
 <contactTime>string</contactTime>
 </contactTelephoneNumber>
 <employmentType>0</employmentType>
 <employmentStatus>0</employmentStatus>
 <dateStart>2019-08-24T14:15:22Z</dateStart>
 <dateEnd>2019-08-24T14:15:22Z</dateEnd>
 <industryType>0</industryType>
 <dateStartedInIndustry>2019-08-24T14:15:22Z</dateStartedInIndustry>
 <occupationType>0</occupationType>
 <jobTitle>string</jobTitle>
 <companyName>string</companyName>
 <companyType>string</companyType>
 <operatingAs>string</operatingAs>
 </employment>
 </employmentList>
 <bankruptcyHistoryList>
 <bankruptcyHistory>
 <debtAmount>999999.99</debtAmount>
 <dateDeclared>2019-08-24T14:15:22Z</dateDeclared>
 <dateDischarged>2019-08-24T14:15:22Z</dateDischarged>
 <monthlyRepayment>999999.99</monthlyRepayment>
 <otherDetails>string</otherDetails>
 </bankruptcyHistory>
 </bankruptcyHistoryList>
 <unearnedIncomeList>
 <unearnedIncome>
 <unearnedIncomeAmount>999999999.99</unearnedIncomeAmount>
 <unearnedIncomeType>0</unearnedIncomeType>
 <paymentFrequency>0</paymentFrequency>
 <unearnedIncomeDetails>string</unearnedIncomeDetails>
 </unearnedIncome>
 </unearnedIncomeList>
 <customerRelationShip>
 <relationShipToOwnerType>0</relationShipToOwnerType>
 </customerRelationShip>
 <key>string</key>
 <correspondenceLanguage>0</correspondenceLanguage>
 <emailAddress1>string</emailAddress1>
 <emailAddress2>string</emailAddress2>
 <numberOfDependents>999</numberOfDependents>
 <residentType>0</residentType>
 </customerGuarantor>
 </customerList>
 <customerAddressList>
 <customerReference>
 <refkeyCustomer>string</refkeyCustomer>
 </customerReference>
 <refkeyAddress>string</refkeyAddress>
 <type>string</type>
 </customerAddressList>
 <customerAssetList>
 <customerReference>
 <refkeyCustomer>string</refkeyCustomer>
 </customerReference>
 <refkeyAsset>string</refkeyAsset>
 </customerAssetList>
 <customerLiabilityList>
 <customerReference>
 <refkeyCustomer>string</refkeyCustomer>
 </customerReference>
 <refkeyLiability>string</refkeyLiability>
 </customerLiabilityList>
 <customerCreditBureauList>
 <customerReference>
 <refkeyCustomer>string</refkeyCustomer>
 </customerReference>
 <refkeyCreditBureau>string</refkeyCreditBureau>
 </customerCreditBureauList>
 </customerData>
 <mortgageApplication>
 <subjectProperty>
 <subjectPropertyOccupancyPartialOwnerOccupied>
 <rentalDetails>
 <annualGrossRentalIncome>99999999.99</annualGrossRentalIncome>
 <managementExpenses>99999999.99</managementExpenses>
 <insurance>99999999.99</insurance>
 <hydro>99999999.99</hydro>
 <waterAndSewer>99999999.99</waterAndSewer>
 <maintenanceAndRepairs>99999999.99</maintenanceAndRepairs>
 <interest>99999999.99</interest>
 <generalExpenses>99999999.99</generalExpenses>
 <rentalOffset>0</rentalOffset>
 <rentalCalcType>0</rentalCalcType>
 </rentalDetails>
 </subjectPropertyOccupancyPartialOwnerOccupied>
 <legalAddress>
 <details>string</details>
 <pin>string</pin>
 <lotNumber>string</lotNumber>
 <planNumber>string</planNumber>
 <unitNumber>string</unitNumber>
 <levelNumber>string</levelNumber>
 </legalAddress>
 <condo>
 <annualCondoFees>9999999999.99</annualCondoFees>
 </condo>
 <freehold/>
 <leasehold>
 <annualLeaseAmount>9999999999</annualLeaseAmount>
 </leasehold>
 <propertyTax>
 <annualTaxAmount>999999999.99</annualTaxAmount>
 <taxesPaidBy>0</taxesPaidBy>
 </propertyTax>
 <propertyAppraisal>
 <appraiserAddress>
 <key>string</key>
 <postalAddressStreetAddress>
 <poBoxRRNumber>string</poBoxRRNumber>
 <type>string</type>
 <unitNumber>string</unitNumber>
 <streetNumber>string</streetNumber>
 <streetName>string</streetName>
 </postalAddressStreetAddress>
 <cityTown>string</cityTown>
 <provinceCode>0</provinceCode>
 <postalCode>string</postalCode>
 </appraiserAddress>
 <appraisedValue>9999999999</appraisedValue>
 <dateAppraised>2019-08-24T14:15:22Z</dateAppraised>
 <companyName>string</companyName>
 </propertyAppraisal>
 <subjectPropertyAddress>
 <refkeyAddress>string</refkeyAddress>
 </subjectPropertyAddress>
 <occupancyPurpose>0</occupancyPurpose>
 <mlsListed>true</mlsListed>
 <mlsNumber>string</mlsNumber>
 <heatingType>0</heatingType>
 <parkingType>0</parkingType>
 <yearBuilt>1</yearBuilt>
 <waterSupplyType>0</waterSupplyType>
 <waterWasteType>0</waterWasteType>
 <propertySize>99999</propertySize>
 <propertySizeUnits>0</propertySizeUnits>
 <lotSize>99999999999</lotSize>
 <lotSizeUnits>0</lotSizeUnits>
 <environmentalHazardIndicator>true</environmentalHazardIndicator>
 <buildingConstructionType>0</buildingConstructionType>
 <annualHeatingAmount>999999999.99</annualHeatingAmount>
 <numberOfUnitsTotal>99999</numberOfUnitsTotal>
 <numberOfUnitsRented>99999</numberOfUnitsRented>
 <propertyType>0</propertyType>
 <propertyDescriptionType>0</propertyDescriptionType>
 <propertyUsageType>0</propertyUsageType>
 <selfBuildIndicator>true</selfBuildIndicator>
 <propertyZoningType>0</propertyZoningType>
 <newPropertyIndicator>true</newPropertyIndicator>
 <cof>2019-08-24T14:15:22Z</cof>
 </subjectProperty>
 <loan>
 <cmhcMortgageInsurance>
 <serviceType>0</serviceType>
 <insurancePremium>999999.99</insurancePremium>
 <blendedAmortization>true</blendedAmortization>
 <addToLoan>true</addToLoan>
 </cmhcMortgageInsurance>
 <geMortgageInsurance>
 <serviceType>0</serviceType>
 <insurancePremium>999999.99</insurancePremium>
 <blendedAmortization>true</blendedAmortization>
 <addToLoan>true</addToLoan>
 </geMortgageInsurance>
 <customProduct>
 <productCode>string</productCode>
 <productName>string</productName>
 <productTerm>1</productTerm>
 <postedRate>-999.999</postedRate>
 <earlyPayoutOption>0</earlyPayoutOption>
 <prePaymentOptionPercent>0</prePaymentOptionPercent>
 <locIndicator>true</locIndicator>
 <locRepayment>0</locRepayment>
 <adjustment>-999.999</adjustment>
 <buydown>-999.999</buydown>
 </customProduct>
 <lenderProduct>
 <productCode>string</productCode>
 <productStartDate>2019-08-24T14:15:22Z</productStartDate>
 <adjustment>-999.999</adjustment>
 <buydown>-999.999</buydown>
 </lenderProduct>
 <product>
 <adjustment>-999.999</adjustment>
 <buydown>-999.999</buydown>
 </product>
 <underwriter/>
 <classification>
 <mortgageClassification>0</mortgageClassification>
 </classification>
 <loanAmount>9999999.99</loanAmount>
 <lineOfBusiness>0</lineOfBusiness>
 <termMonths>string</termMonths>
 <amortizationMonths>string</amortizationMonths>
 <netRate>999.999</netRate>
 <qualifyingRate>999.999</qualifyingRate>
 <acceleratedPayment>true</acceleratedPayment>
 <maturityDate>2019-08-24T14:15:22Z</maturityDate>
 <firstPaymentDate>2019-08-24T14:15:22Z</firstPaymentDate>
 <interestAdjustmentDate>2019-08-24T14:15:22Z</interestAdjustmentDate>
 <requestedPayment>999999.99</requestedPayment>
 <paymentAmount>999999.99</paymentAmount>
 <paymentFrequency>0</paymentFrequency>
 <repaymentType>0</repaymentType>
 <lenderCode>99999</lenderCode>
 <variableToPrime>string</variableToPrime>
 <lenderName>string</lenderName>
 </loan>
 <downpaymentList>
 <downpayment>
 <downpaymentSourceType>0</downpaymentSourceType>
 <description>string</description>
 <amount>9999999.99</amount>
 </downpayment>
 </downpaymentList>
 <applicationNoteList>
 <applicationNote>
 <noteType>0</noteType>
 <noteDateTime>2019-08-24T14:15:22Z</noteDateTime>
 <noteText>string</noteText>
 </applicationNote>
 </applicationNoteList>
 <firm>
 <externalPoSFirm>
 <posSystemId>0</posSystemId>
 <firmId>string</firmId>
 </externalPoSFirm>
 <firmId>string</firmId>
 <name>string</name>
 </firm>
 <submittingAgent>
 <externalPoSUser>
 <posSystemId>0</posSystemId>
 <firmId>string</firmId>
 <userId>string</userId>
 </externalPoSUser>
 <addressCanada>
 <postalAddressStreetAddress>
 <poBoxRRNumber>string</poBoxRRNumber>
 <type>string</type>
 <unitNumber>string</unitNumber>
 <streetNumber>string</streetNumber>
 <streetName>string</streetName>
 </postalAddressStreetAddress>
 <cityTown>string</cityTown>
 <provinceCode>0</provinceCode>
 <postalCode>string</postalCode>
 </addressCanada>
 <userId>string</userId>
 <firstName>string</firstName>
 <lastName>string</lastName>
 <emailAddress>string</emailAddress>
 <mortgageLicenseNumber>string</mortgageLicenseNumber>
 </submittingAgent>
 <originatingAgent>
 <externalPoSUser>
 <posSystemId>0</posSystemId>
 <firmId>string</firmId>
 <userId>string</userId>
 </externalPoSUser>
 <addressCanada>
 <postalAddressStreetAddress>
 <poBoxRRNumber>string</poBoxRRNumber>
 <type>string</type>
 <unitNumber>string</unitNumber>
 <streetNumber>string</streetNumber>
 <streetName>string</streetName>
 </postalAddressStreetAddress>
 <cityTown>string</cityTown>
 <provinceCode>0</provinceCode>
 <postalCode>string</postalCode>
 </addressCanada>
 <userId>string</userId>
 <firstName>string</firstName>
 <lastName>string</lastName>
 <emailAddress>string</emailAddress>
 <mortgageLicenseNumber>string</mortgageLicenseNumber>
 </originatingAgent>
 <broker>
 <externalPoSUser>
 <posSystemId>0</posSystemId>
 <firmId>string</firmId>
 <userId>string</userId>
 </externalPoSUser>
 <addressCanada>
 <postalAddressStreetAddress>
 <poBoxRRNumber>string</poBoxRRNumber>
 <type>string</type>
 <unitNumber>string</unitNumber>
 <streetNumber>string</streetNumber>
 <streetName>string</streetName>
 </postalAddressStreetAddress>
 <cityTown>string</cityTown>
 <provinceCode>0</provinceCode>
 <postalCode>string</postalCode>
 </addressCanada>
 <userId>string</userId>
 <firstName>string</firstName>
 <lastName>string</lastName>
 <emailAddress>string</emailAddress>
 <mortgageLicenseNumber>string</mortgageLicenseNumber>
 </broker>
 <posApplicationNumber>string</posApplicationNumber>
 <isPreapproval>true</isPreapproval>
 <fundingDate>2019-08-24T14:15:22Z</fundingDate>
 <loanPurposeType>0</loanPurposeType>
 <purchasePriceEstimatedValue>99999999.99</purchasePriceEstimatedValue>
 <improvements>999999.99</improvements>
 <typeOfBuyer>0</typeOfBuyer>
 <additionalPurpose>string</additionalPurpose>
 <improveDescription>string</improveDescription>
 <applicationNumber>string</applicationNumber>
 <brokerRefNumber>string</brokerRefNumber>
 </mortgageApplication>
 <memo>string</memo>
 <unitId>string</unitId>
 <posSystem>string</posSystem>
</SubmitApplicationRequest>

Parameters

Name	In	Type	Description
body	body	SubmitApplication.Request.SubmitApplicationRequest	SubmitApplicationRequest

At the top level, the body of a SubmitApplication request is broken down into elements (XML) and objects (JSON) that represent different sections of the request.

CommonData
- AssetList
- LiabilityList
- AddressList
- CreditBureauList
CustomerData
- CustomerList
- CustomerAddressList
- CustomerAssetList
- CustomerLiabilityList
- CustomerCreditBureauList
MortgageApplication
- SubjectProperty
- Loan
- DownpaymentList
- ApplicationNoteList
- Firm
- SubmittingAgent
- OriginatingAgent
- Broker
- Owner
- etc.

SubmitApplication > Request > SubmitApplicationRequest

Name	Type	Description
commonData required	SubmitApplication > Request > CommonData	Common Data - AssetList, LiabilityList, AddressList, CreditBureauList
customerData required	SubmitApplication > Request > CustomerData	Customer Data
mortgageApplication required	SubmitApplication > Request > MortgageApplication	Mortgage Application extends MortgageApplicationBase
memo	string nullable	Memo - freeform text
unitId required	string	Unit ID - see authorization
posSystem required	string maxLength(10)	Pos System - see authorization

SubmitApplication > Request > CommonData

Name	Type	Description
assetList required	SubmitApplication > Request > AssetList	List of Assets
liabilityList required	SubmitApplication > Request > LiabilityList	Liability List
addressList required	SubmitApplication > Request > AddressList	Address List
creditBureauList	SubmitApplication > Request > CreditBureauList	Credit Bureau List

SubmitApplication > Request > AssetList

Name	Type	Description
assetRealEstate	array(SubmitApplication > Request > AssetRealEstate) nullable	List of Real Estate assets
assetOther	array(SubmitApplication > Request > AssetOther) nullable	List of Other assets

SubmitApplication > Request > AssetRealEstate

Name	Type	Description
originalPrice	number(double) minimum(0) maximum(999999999) nullable	Original Price
originalDate	string(date-time) nullable	Original Date
key	string maxLength(255) nullable	Key - see refkeys
value	number(double) minimum(0) maximum(999999999) nullable	value - money

SubmitApplication > Request > AssetOther

Name	Type	Description
assetType	Enums - AssetOtherType	Asset Other Type
location	string maxLength(50) nullable	Asset Location
maturityDate	string(date-time) nullable	Asset Maturity Date
additionalAssetHolders	string maxLength(255) nullable	Additional Asset Holders
description	string maxLength(50) nullable	Asset Description
key	string maxLength(255) nullable	Key - see refkeys
value	number(double) minimum(0) maximum(999999999) nullable	value - money

SubmitApplication > Request > LiabilityList

Name	Type	Description
liabilityRealEstate	array(SubmitApplication > Request > LiabilityRealEstate) nullable	Liability Real Estate List
liabilityOther	array(SubmitApplication > Request > LiabilityOther) nullable	Other Liability List

SubmitApplication > Request > LiabilityRealEstate

Name	Type	Description
accountNumber	string maxLength(20) nullable	Account Number
othersResponsible	boolean nullable	Others Responsible flag
othersResponsibleDetails	string maxLength(255) nullable	Others responsible details
monthlyRepayment	number(double) minimum(0) maximum(999999999.99) nullable	Monthly Repayment
originalLoanAmount	number(double) minimum(0) maximum(999999999.99) nullable	Original Loan Amount
outstandingBalance	number(double) minimum(0) maximum(999999999.99) nullable	Outstanding Balance
closingDate	string(date-time) nullable	Closing Date
lenderName	string maxLength(44) nullable	Lender Name
chargeType	Enums - ChargeType	Charge Type
repaymentType	Enums - LoanRepaymentType	Loan Repayment Type
redemptionStatus	Enums - LoanRedemptionStatus	Loan Redemption Status
inDefault	boolean nullable	In Default flag
purchasePrice	number(double) minimum(0) maximum(99999999.99) nullable	Purchase Price
maturityDate	string(date-time) nullable	Maturity Date
netRate	number(double) minimum(0) maximum(999.99) nullable	Net Rate
rateType	Enums - RateType	Rate Type
mortgageInsurer	Enums - MortgageInsurerType	Mortgage Insurer Type
insuredAmount	number(double) minimum(0) maximum(999999999.99) nullable	Insured Amount
insurancePremium	number(double) minimum(0) maximum(999999.99) nullable	Insurance Premium
insuranceCertificateNumber	string maxLength(10) nullable	Insurance Certificate Number
key	string maxLength(255) nullable	Key - see refkeys
fromCreditBureau	boolean nullable	From Credit Bureau flag

SubmitApplication > Request > LiabilityOther

Name	Type	Description
dateEnd	string(date-time) nullable	End Date
accountNumber	string maxLength(30) nullable	Account Number
repaymentIndicator	boolean nullable	Repayment Indicator flag
payoffType	Enums - PayoffType	Payoff Type
monthlyRepayment	number(double) minimum(0) maximum(99999999.99) nullable	Monthly Repayment
creditLimit	number(double) minimum(0) maximum(999999999.99) nullable	Credit Limit
outstandingBalance	number(double) minimum(0) maximum(999999999.99) nullable	Outstanding Balance
lenderName required	string maxLength(50)	Lender Name
creditCardType	Enums - CreditCardType	Credit Card Type
liabilityType	Enums - LiabilityType	Liability Type
additionalHolders	boolean nullable	Additional Holders
additionalHoldersDetails	string maxLength(255) nullable	Additional Holders Details
key	string maxLength(255) nullable	Key - see refkeys
fromCreditBureau	boolean nullable	From Credit Bureau flag

SubmitApplication > Request > AddressList

Name	Type	Description
applicationAddressCanada	array(SubmitApplication > Request > ApplicationAddressCanada) nullable	List of Application Address Canada
applicationAddressUSA	array(SubmitApplication > Request > ApplicationAddressUSA) nullable	List of Application Address USA
applicationAddressOther	array(SubmitApplication > Request > ApplicationAddressOther) nullable	List of Application Address Other
applicationAddressCanadaPartial	SubmitApplication > Request > ApplicationAddressCanadaPartial	Application Address Canada Partial

SubmitApplication > Request > ApplicationAddressCanada

Name	Type	Description
key	string maxLength(255) nullable	Key - see refkeys
postalAddressPOBox required	SubmitApplication > Request > PostalAddressPOBox	PostalAddressPOBox extends PostalAddress
postalAddressStreetAddress required	SubmitApplication > Request > PostalAddressStreetAddress	PostalAddressStreetAddress extends PostalAddress
cityTown required	string maxLength(40)	City or Town (Municipality)
provinceCode	Enums - ProvinceStateCode	Province State Code
postalCode required	string maxLength(10)	Postal Code
countryCode	Enums - CountryCode	Country Code

SubmitApplication > Request > PostalAddressPOBox

Name	Type	Description
poBoxRRNumber	string maxLength(40) nullable	PO Box RR Number
isPostalAddressPOBox	boolean	Is Postal Address PO Box flag
type	string nullable	Type
unitNumber	string maxLength(10) nullable	Unit Number
streetNumber	string maxLength(10) nullable	Street Number
streetName required	string maxLength(26)	Street Name
streetType	Enums - StreetTypeCode	Street Type Code
streetDirection	Enums - StreetDirectionCode	Street Direction Code

SubmitApplication > Request > PostalAddressStreetAddress

Name	Type	Description
poBoxRRNumber	string maxLength(40) nullable	PO Box RR Number
type	string nullable	Type
unitNumber	string maxLength(10) nullable	Unit Number
streetNumber	string maxLength(10) nullable	Street Number
streetName required	string maxLength(26)	Street Name
streetType	Enums - StreetTypeCode	Street Type Code
streetDirection	Enums - StreetDirectionCode	Street Direction Code

SubmitApplication > Request > ApplicationAddressUSA

Name	Type	Description
key	string maxLength(255) nullable	Key - see refkeys
postalAddressPOBox	SubmitApplication > Request > PostalAddressPOBox	PostalAddressPOBox extends PostalAddress
postalAddressStreetAddress	SubmitApplication > Request > PostalAddressStreetAddress	PostalAddressStreetAddress extends PostalAddress
cityTown required	string maxLength(40)	City or Town (Municipality)
provinceCode	Enums - ProvinceStateCode	Province State Code
postalCode required	string maxLength(10)	Postal Code
countryCode	Enums - CountryCode	Country Code

SubmitApplication > Request > ApplicationAddressOther

Name	Type	Description
key	string maxLength(255) nullable	Key - see refkeys
postalAddressPOBox	SubmitApplication > Request > PostalAddressPOBox	PostalAddressPOBox extends PostalAddress
postalAddressStreetAddress	SubmitApplication > Request > PostalAddressStreetAddress	PostalAddressStreetAddress extends PostalAddress
cityTown required	string maxLength(40)	City or Town (Municipality)
provinceCode	Enums - ProvinceStateCode	Province State Code
postalCode required	string maxLength(10)	Postal Code
countryCode	Enums - CountryCode	Country Code

SubmitApplication > Request > ApplicationAddressCanadaPartial

Name	Type	Description
key	string maxLength(255) nullable	Key - see Refkeys
provinceCode	Enums - ProvinceStateCode	Province State Code
countryCode	Enums - CountryCode	Country Code

SubmitApplication > Request > CreditBureauList

Name	Type	Description
creditBureau	array(SubmitApplication > Request > CreditBureau) nullable	List of Credit Bureaus

SubmitApplication > Request > CreditBureau

Name	Type	Description
creditReportEquifax	SubmitApplication > Request > CreditReportEquifax	Credit Bureau Report - Equifax
creditReportTransUnion	SubmitApplication > Request > CreditReportTransUnion	Credit Bureau Report - TransUnion
humanReadableReport	array(SubmitApplication > Request > HumanReadableReport) maxLength(2) nullable	Human Readable Report
key	string maxLength(255) nullable	Key - see refkeys
provider	string nullable	Provider - Enum CreditReportProvider

SubmitApplication > Request > CreditReportEquifax

Name	Type	Description
dataFormat	string nullable	Data Format - CreditReportDataFormat Enum = "0H"
reportDate	string(date-time) nullable	Report Data
creditScore	integer(int32) minimum(0) maximum(99999) nullable	Credit Score
jointCreditScore	integer(int32) minimum(0) maximum(99999) nullable	Joint Credit Score
noHit	boolean nullable	Not Hit Flag
jointNoHit	boolean nullable	Joint No Hit Flag
value	string nullable	Value contains Credit Report

SubmitApplication > Request > CreditReportTransUnion

Name	Type	Description
reportDate	string(date-time) nullable	Report Data
creditScore	integer(int32) minimum(0) maximum(99999) nullable	Credit Score
jointCreditScore	integer(int32) minimum(0) maximum(99999) nullable	Joint Credit Score
noHit	boolean nullable	Not Hit Flag
jointNoHit	boolean nullable	Joint No Hit Flag
value	string nullable	Value contains Credit Report

SubmitApplication > Request > HumanReadableReport

Name	Type	Description
type	string nullable	Type - enum of type HumanReadableReport "HTML" or "Text"
value	string nullable	Value is used to hold the report body

SubmitApplication > Request > CustomerData

Name	Type	Description
customerList required	SubmitApplication > Request > CustomerList	Customer List
customerAddressList required	array(SubmitApplication > Request > CustomerAddress)	Customer Address List
customerAssetList	array(SubmitApplication > Request > CustomerAssetOther) nullable	Customer Asset List
customerLiabilityList	array(SubmitApplication > Request > CustomerLiabilityOther) nullable	Customer Liability List
customerCreditBureauList	array(SubmitApplication > Request > CustomerCreditBureau) nullable	Customer Credit Bureau List

SubmitApplication > Request > CustomerList

Name	Type	Description
customerPrimaryBorrower required	SubmitApplication > Request > Customer	Customer
customerBorrower	array(SubmitApplication > Request > Customer) maxLength(4) nullable	Customer Borrower
customerGuarantor	array(SubmitApplication > Request > Customer) maxLength(4) nullable	Customer Guarantor

SubmitApplication > Request > Customer

Name	Type	Description
dateBirth	string(date-time) nullable	Date of Birth
honorific	Enums - HonorificType	Honorific Type
lastName required	string maxLength(40)	Last Name
firstName required	string maxLength(30)	First Name
middleName	string maxLength(30) nullable	Middle Name
suffix	string nullable	Suffix
sin	string maxLength(9) nullable	Social Insurance Number
customerTelephoneNumberList	array(SubmitApplication > Request > CustomerTelephoneNumber) nullable	Customer Telephone Number List
employmentList	SubmitApplication > Request > EmploymentList	List of Employment
bankruptcyHistoryList	SubmitApplication > Request > BankruptcyHistoryList	Bankruptcy History List
unearnedIncomeList	SubmitApplication > Request > UnearnedIncomeList	Unearned Income List
customerRelationShip	SubmitApplication > Request > CustomerRelationship	Customer Relationship
key	string maxLength(255) nullable	Key - see refkeys
correspondenceLanguage	Enums - CorrespondenceLangugageType	Correspondence Langugage Type
emailAddress1	string maxLength(100) nullable	Email Address 1
emailAddress2	string maxLength(100) nullable	Email Address 2
maritalStatus	Enums - MaritalStatusType	Marital Status Type
numberOfDependents	integer(int32) minimum(0) maximum(999) nullable	Number od dependents
sex	Enums - Sex	Sex
residentType	Enums - Resident	Resident

SubmitApplication > Request > CustomerTelephoneNumber

Name	Type	Description
telephoneNumber	SubmitApplication > Request > TelephoneNumber	Telephone Number
usage	Enums - TelephoneUsageType	Telephone Usage Type
contactTime	string maxLength(30) nullable	Contact TIme
preferred	boolean nullable	Preferred Flag

SubmitApplication > Request > TelephoneNumber

Name	Type	Description
countryCode	string maxLength(3) nullable	Country Code
areaCode	string maxLength(5) nullable	Area Code
phoneNumber	string maxLength(30) nullable	Phone Number
phoneExtension	string maxLength(8) nullable	Phone Extension

SubmitApplication > Request > EmploymentList

Name	Type	Description
employment	array(SubmitApplication > Request > Employment) nullable	List of Employment

SubmitApplication > Request > Employment

Name	Type	Description
addressCanada required	SubmitApplication > Request > AddressCanada	AddressCanada extends Address base class
addressOther required	SubmitApplication > Request > AddressOther	AddressOther extewnds Address base class
addressUSA required	SubmitApplication > Request > AddressUSA	AddressUSA extends Address base class
earnedIncomeList	SubmitApplication > Request > EarnedIncomeList	List of Earned Income
contactPerson	SubmitApplication > Request > ContactPerson	Contact Person
contactTelephoneNumber	SubmitApplication > Request > ContactTelephoneNumber	Contact Telephone Number
employmentType	Enums - EmploymentType	Employment Type
employmentStatus	Enums - EmploymentStatus	Employment Status
dateStart	string(date-time) nullable	Start Date
dateEnd	string(date-time) nullable	End Date
industryType	Enums - EmploymentIndustryType	Employment Industry Type
dateStartedInIndustry	string(date-time) nullable	Date Started in Industry
occupationType	Enums - EmploymentOccupationType	Employment Occupation Type
jobTitle	string maxLength(50) nullable	Job Title
companyName	string maxLength(45) nullable	Company Name
companyType	string maxLength(35) nullable	Company Type
operatingAs	string maxLength(35) nullable	Operating As

SubmitApplication > Request > AddressCanada

Name	Type	Description
postalAddressPOBox	SubmitApplication > Request > PostalAddressPOBox	PostalAddressPOBox extends PostalAddress
postalAddressStreetAddress	SubmitApplication > Request > PostalAddressStreetAddress	PostalAddressStreetAddress extends PostalAddress
cityTown required	string maxLength(40)	City or Town (Municipality)
provinceCode	Enums - ProvinceStateCode	Province State Code
postalCode required	string maxLength(10)	Postal Code
countryCode	Enums - CountryCode	Country Code

SubmitApplication > Request > AddressOther

Name	Type	Description
postalAddressPOBox	SubmitApplication > Request > PostalAddressPOBox	PostalAddressPOBox extends PostalAddress
postalAddressStreetAddress	SubmitApplication > Request > PostalAddressStreetAddress	PostalAddressStreetAddress extends PostalAddress
cityTown required	string maxLength(40)	City or Town (Municipality)
provinceCode	Enums - ProvinceStateCode	Province State Code
postalCode required	string maxLength(10)	Postal Code
countryCode	Enums - CountryCode	Country Code

SubmitApplication > Request > AddressUSA

Name	Type	Description
postalAddressPOBox	SubmitApplication > Request > PostalAddressPOBox	PostalAddressPOBox extends PostalAddress
postalAddressStreetAddress	SubmitApplication > Request > PostalAddressStreetAddress	PostalAddressStreetAddress extends PostalAddress
cityTown required	string maxLength(40)	City or Town (Municipality)
provinceCode	Enums - ProvinceStateCode	Province State Code
postalCode required	string maxLength(10)	Postal Code
countryCode	Enums - CountryCode	Country Code

SubmitApplication > Request > EarnedIncomeList

Name	Type	Description
earnedIncome	array(SubmitApplication > Request > EarnedIncome) nullable	List of Earned Income

SubmitApplication > Request > EarnedIncome

Name	Type	Description
earnedIncomeType	Enums - EarnedIncomeType	Earned Income Type
paymentFrequency	Enums - PaymentFrequency	Payment Frequency
earnedIncomeAmount	number(double) minimum(0) maximum(999999999) nullable	Earned Income Amount

SubmitApplication > Request > ContactPerson

Name	Type	Description
honorific	Enums - HonorificType	Honorific Type
lastName	string maxLength(40) nullable	Last Name
firstName	string maxLength(30) nullable	First Name
emailAddress	string maxLength(100) nullable	Email Address

SubmitApplication > Request > ContactTelephoneNumber

Name	Type	Description
telephoneNumber	SubmitApplication > Request > TelephoneNumber	Telephone Number
usage	Enums - ContactTelephoneUsageType	Contact Telephone Usage Type
contactTime	string maxLength(30) nullable	Contact Time

SubmitApplication > Request > BankruptcyHistoryList

Name	Type	Description
bankruptcyHistory	array(SubmitApplication > Request > BankruptcyHistory) nullable	Bankruptcy History

SubmitApplication > Request > BankruptcyHistory

Name	Type	Description
debtAmount	number(double) minimum(0) maximum(999999.99) nullable	Debt Amount
dateDeclared	string(date-time) nullable
dateDischarged required	string(date-time)
monthlyRepayment	number(double) minimum(0) maximum(999999.99) nullable	Monthly repayment
otherDetails	string maxLength(255) nullable	Other details

SubmitApplication > Request > UnearnedIncomeList

Name	Type	Description
unearnedIncome	array(SubmitApplication > Request > UnearnedIncome) nullable	Unearned Income List

SubmitApplication > Request > UnearnedIncome

Name	Type	Description
unearnedIncomeAmount	number(double) minimum(0) maximum(999999999.99) nullable	Unearned Income Amount
unearnedIncomeType	Enums - UnearnedIncomeType	Unearned Income Type
paymentFrequency	Enums - PaymentFrequency	Payment Frequency
unearnedIncomeDetails	string maxLength(255) nullable	Unearned Income Details

SubmitApplication > Request > CustomerRelationship

Name	Type	Description
relationShipToOwnerType	Enums - ApplicantRelationship	Applicant Relationship

SubmitApplication > Request > CustomerAddress

Name	Type	Description
customerReference	array(SubmitApplication > Request > CustomerReference) nullable	Customer Reference List
refkeyAddress	string maxLength(255) nullable	Refkey address - see refkeys
type	string nullable

SubmitApplication > Request > CustomerReference

Name	Type	Description
refkeyCustomer	string maxLength(255) nullable	Customer ref key - see ref keys

SubmitApplication > Request > CustomerAssetOther

Name	Type	Description
customerReference	SubmitApplication > Request > CustomerReference	Customer Reference
refkeyAsset	string maxLength(255) nullable	Asset RefKey - see refkeys

SubmitApplication > Request > CustomerLiabilityOther

Name	Type	Description
customerReference	SubmitApplication > Request > CustomerReference	Customer Reference
refkeyLiability	string maxLength(255) nullable	Ref key liability - see refkeys

SubmitApplication > Request > CustomerCreditBureau

Name	Type	Description
customerReference	array(SubmitApplication > Request > CustomerReference) maxLength(2) nullable	List of Customer References
refkeyCreditBureau	string maxLength(255) nullable	Credit Bureau ref key - see ref keys

SubmitApplication > Request > MortgageApplication

Name	Type	Description
subjectProperty required	SubmitApplication > Request > SubjectProperty	Subject Property
loan required	SubmitApplication > Request > Loan	Loan
downpaymentList	SubmitApplication > Request > DownpaymentList	List of Downpayments
applicationNoteList	SubmitApplication > Request > ApplicationNoteList	Application Note List
firm required	SubmitApplication > Request > Firm	Firm
submittingAgent required	SubmitApplication > Request > SubmittingAgent	SubmittingAgent extends ApplicationUser
originatingAgent required	SubmitApplication > Request > OriginatingAgent	OriginatingAgent extends ApplicationUser
broker required	SubmitApplication > Request > Broker	Broker extends ApplicationUser base class
owner required	SubmitApplication > Request > Owner	Owner extends ApplicationUser
posApplicationNumber	string nullable	POS Application Number
isPreapproval	boolean	Is Preapproval flag
fundingDate	string(date-time) nullable	Funding Date
loanPurposeType	Enums - LoanPurposeType	Loan Purpose Type
purchasePriceEstimatedValue	number(double) minimum(0) maximum(99999999.99) nullable	Purchase Price Estimated Value
improvements	number(double) minimum(0) maximum(999999.99) nullable	Improvements
typeOfBuyer required	Enums - TypeOfBuyer	Type Of Buyer
additionalPurpose	string maxLength(80) nullable	Additional Purpose
improveDescription	string maxLength(80) nullable	Improve Description
applicationNumber	string nullable	Application Number
brokerRefNumber	string nullable	Broker Reference Number

SubmitApplication > Request > SubjectProperty

Name	Type	Description
subjectPropertyOccupancyOwnerOccupied	Object	SubjectPropertyOccupancyOwnerOccuped extends AddressOccupancy
subjectPropertyOccupancyPartialOwnerOccupied	SubmitApplication > Request > SubjectPropertyOccupancyPartialOwnerOccupied	SubjectPropertyOccupancyPartialOwnerOccupied extends AddressOccupancy
subjectPropertyOccupancyRental	SubmitApplication > Request > SubjectPropertyOccupancyRental	SubjectPropertyOccupancyRental extends AddressOccupancy
subjectPropertyOccupancySecondHome	Object	SubjectPropertyOccupancySecondHome extends AddressOccupancy
legalAddress	SubmitApplication > Request > LegalAddress	Legal Address
condo	SubmitApplication > Request > Condo	Condo
freehold	Object	Freehold
leasehold	SubmitApplication > Request > Leasehold	Leasehold
propertyTax	SubmitApplication > Request > PropertyTax	Property Tax
propertyAppraisal	SubmitApplication > Request > PropertyAppraisal	Property Appraisal
subjectPropertyAddress required	SubmitApplication > Request > SubjectPropertyAddress	Subject Property Address
subjectPropertyInsuranceConsent required	SubmitApplication > Request > SubjectPropertyInsuranceConsent	Property Appraisal
occupancyPurpose	Enums - SubjectPropertyOccupancyPurpose	Subject Property Occupancy Purpose
mlsListed	boolean nullable	MLS Listed
mlsNumber	string maxLength(30) nullable	MLS Number
heatingType	Enums - HeatingType	Heating Type
parkingType	Enums - ParkingType	Parking Type
yearBuilt	integer(int32) minimum(1) maximum(3000) nullable	Year Built
waterSupplyType	Enums - WaterSupplyType	Water Supply Type
waterWasteType	Enums - WaterWasteType	Water Waste Type
propertySize	integer(int32) minimum(0) maximum(99999) nullable	Property Size
propertySizeUnits	Enums - AreaMeasurementType	Area Measurement Type
lotSize	integer(int32) minimum(0) maximum(99999999999) nullable	Lot Size
lotSizeUnits	Enums - AreaMeasurementType	Area Measurement Type
environmentalHazardIndicator	boolean nullable	Environmental Hazard Indicator flag
buildingConstructionType	Enums - BuildingConstructionType	Building Construction Type
annualHeatingAmount required	number(double) minimum(0) maximum(999999999.99)	Annual Heating Amount
numberOfUnitsTotal	integer(int32) minimum(0) maximum(99999) nullable	Number of Units Total
numberOfUnitsRented	integer(int32) minimum(0) maximum(99999) nullable	Number of Units Rented
propertyType	Enums - PropertyType	Property Type
propertyDescriptionType	Enums - PropertyDescriptionType	Property Description Type
propertyUsageType	Enums - PropertyUsageType	Property Usage Type
selfBuildIndicator	boolean nullable	Self Build Indicator flag
propertyZoningType	Enums - PropertyZoningType	Property Zoning Type
newPropertyIndicator	boolean nullable	New Property Indicator Flag
cof	string(date-time) nullable	COF (Condition of Finance) Date

SubmitApplication > Request > SubjectPropertyOccupancyPartialOwnerOccupied

Name	Type	Description
rentalDetails	SubmitApplication > Request > RentalDetails	Rental Details

SubmitApplication > Request > RentalDetails

Name	Type	Description
annualGrossRentalIncome	number(double) minimum(0) maximum(99999999.99) nullable	Annual Gross Rental Income
managementExpenses	number(double) minimum(0) maximum(99999999.99) nullable	Management Expenses
insurance	number(double) minimum(0) maximum(99999999.99) nullable	Insurance
hydro	number(double) minimum(0) maximum(99999999.99) nullable	Hydro
waterAndSewer	number(double) minimum(0) maximum(99999999.99) nullable	Water and Sewer
maintenanceAndRepairs	number(double) minimum(0) maximum(99999999.99) nullable	Maintenance and Repairs
interest	number(double) minimum(0) maximum(99999999.99) nullable	Interest
generalExpenses	number(double) minimum(0) maximum(99999999.99) nullable	General Expenses
rentalOffset	Enums - RentalOffset	Rental Offset
rentalCalcType	Enums - RentalCalcType	Rental Calc Type

SubmitApplication > Request > SubjectPropertyOccupancyRental

Name	Type	Description
rentalDetails	SubmitApplication > Request > RentalDetails	Rental Details

SubmitApplication > Request > LegalAddress

Name	Type	Description
details	string maxLength(255) nullable	Details
pin	string maxLength(30) nullable	PIN
lotNumber	string maxLength(30) nullable	Lot Number
planNumber	string maxLength(30) nullable	Plan Number
unitNumber	string maxLength(30) nullable	Unit Number
levelNumber	string maxLength(30) nullable	Level Number

SubmitApplication > Request > Condo

Name	Type	Description
annualCondoFees	number(double) minimum(0) maximum(9999999999.99) nullable	Annual Condo Fees

SubmitApplication > Request > Leasehold

Name	Type	Description
annualLeaseAmount	number(double) minimum(0) maximum(9999999999) nullable	Annual Lease Amount

SubmitApplication > Request > PropertyTax

Name	Type	Description
annualTaxAmount	number(double) minimum(0) maximum(999999999.99) nullable	Annual Tax Amount
taxesPaidBy	Enums - PropertyTaxPayor	Property Tax Payor

SubmitApplication > Request > PropertyAppraisal

Name	Type	Description
appraiserAddress	SubmitApplication > Request > ApplicationAddressCanada	ApplicationAddressCanada extends ApplicationAddress base class
appraisedValue	integer(int32) minimum(0) maximum(9999999999) nullable	Appraised Value
dateAppraised	string(date-time) nullable	Date Appraised
companyName	string nullable	Company Name

SubmitApplication > Request > SubjectPropertyAddress

Name	Type	Description
refkeyAddress	string maxLength(255) nullable	Ref key address - see ref keys

SubmitApplication > Request > SubjectPropertyInsuranceConsent

Name	Type	Description
consentFlag required	boolean	Consent Flag
consentDate required	string(date-time)	Consent Date

SubmitApplication > Request > Loan

Name	Type	Description
cmhcMortgageInsurance	SubmitApplication > Request > CMHCMortgageInsurance	CMHCMortgageInsurance extends MortgageInsurance base class
geMortgageInsurance	SubmitApplication > Request > GEMortgageInsurance	Genworth Mortgage Insurance
customProduct required	SubmitApplication > Request > CustomProduct	Custom Product extends Product
lenderProduct required	SubmitApplication > Request > LenderProduct	Lender Product
product	SubmitApplication > Request > Product	Product
underwriter required	SubmitApplication > Request > Underwriter	Underwriter
classification	array(SubmitApplication > Request > Classification) nullable	Classification
loanAmount	number(double) minimum(0) maximum(9999999.99)	Loan Amount
chargeType	Enums - ChargeType	Charge Type
lineOfBusiness	Enums - LineOfBusiness	Line Of Business
termMonths	string nullable	Term Months
amortizationMonths	string nullable	Amortization Months
netRate	number(double) minimum(0) maximum(999.999) nullable	Net Rate
qualifyingRate required	number(double) minimum(0) maximum(999.999)	Qualifying Rate
acceleratedPayment	boolean nullable	Accelerated Payment
maturityDate	string(date-time) nullable	Maturity Date
firstPaymentDate	string(date-time) nullable	First Payment Date
interestAdjustmentDate	string(date-time) nullable	Interest Adjustment Date
requestedPayment	number(double) minimum(0) maximum(999999.99) nullable	Requested Payment
paymentAmount	number(double) minimum(0) maximum(999999.99) nullable	Payment Amount
paymentFrequency	Enums - PaymentFrequency	Payment Frequency
repaymentType	Enums - LoanRepaymentType	Loan Repayment Type
lenderCode required	integer(int32) minimum(0) maximum(99999)	Lender Code
lenderChannel	Enums - ChannelType	Channel Type
variableToPrime	string nullable	Variable to Prime
loanType	Enums - LoanType	Loan Type
lenderName	string maxLength(255) nullable	Lender Name

SubmitApplication > Request > CMHCMortgageInsurance

Name	Type	Description
serviceType	Enums - CMHCServiceType	CMHC Service Type
insurancePremium	number(double) minimum(0) maximum(999999.99)	Insurance Premium
blendedAmortization	boolean nullable	Blended Amortization
addToLoan	boolean nullable	Add to Loan

SubmitApplication > Request > GEMortgageInsurance

Name	Type	Description
serviceType	Enums - GEServiceType	GE Service Type
insurancePremium	number(double) minimum(0) maximum(999999.99)	Insurance Premium
blendedAmortization	boolean nullable	Blended Amortization
addToLoan	boolean nullable	Add to Loan

SubmitApplication > Request > CustomProduct

Name	Type	Description
productCode	string maxLength(10) nullable	Product Code
productName	string maxLength(50) nullable	Product Name
rateType required	Enums - RateType	Rate Type
rateCompoundFrequency required	Enums - RateCompoundFrequency	Rate Compound Frequency
productTerm required	integer(int32) minimum(1) maximum(9999)
postedRate required	number(double) minimum(-999.999) maximum(999.999)	Posted Rate
earlyPayoutOption	Enums - EarlyPayoutOptionType	Early Payout Option Type
prePaymentOptionPercent	Enums - PrePaymentOptionPercentType	Pre Payment Option Percent Type
locIndicator	boolean nullable
locRepayment	Enums - LoCRepaymentType	LoC Repayment Type
adjustment	number(double) minimum(-999.999) maximum(999.999) nullable	Adjustment
buydown	number(double) minimum(-999.999) maximum(999.999) nullable	Buydown

SubmitApplication > Request > LenderProduct

Name	Type	Description
productCode required	string	Product Code
productStartDate	string(date-time)	Product State Date
adjustment	number(double) minimum(-999.999) maximum(999.999) nullable	Adjustment
buydown	number(double) minimum(-999.999) maximum(999.999) nullable	Buydown

SubmitApplication > Request > Product

Name	Type	Description
adjustment	number(double) minimum(-999.999) maximum(999.999) nullable	Adjustment
buydown	number(double) minimum(-999.999) maximum(999.999) nullable	Buydown

SubmitApplication > Request > Underwriter

Name	Type	Description
userId required	string maxLength(10)	Underwriter User ID
unitId required	string maxLength(10)	Underwriter Unit ID
name	string nullable	Underwriter Name
businessType	Enums - BusinessType	Business Type

SubmitApplication > Request > Classification

Name	Type	Description
mortgageClassification	Enums - MortgageClassification	Mortgage Classification

SubmitApplication > Request > DownpaymentList

Name	Type	Description
downpayment	array(SubmitApplication > Request > Downpayment) nullable	List of downpayments

SubmitApplication > Request > Downpayment

Name	Type	Description
downpaymentSourceType	Enums - DownpaymentSourceType	Downpayment Source Type
description	string maxLength(100) nullable	Downpayment description
amount	number(double) minimum(0) maximum(9999999.99) nullable	Downpayment amount

SubmitApplication > Request > ApplicationNoteList

Name	Type	Description
applicationNote	array(SubmitApplication > Request > ApplicationNote) nullable	List of ApplicationNotes

SubmitApplication > Request > ApplicationNote

Name	Type	Description
noteType	Enums - ApplicationNoteType	Application Note Type
noteDateTime	string(date-time) nullable	Note Date Time
noteText	string nullable	Note Text

SubmitApplication > Request > Firm

Name	Type	Description
externalPoSFirm	array(SubmitApplication > Request > ExternalPoSFirm) nullable	External POS Firm List
firmId required	string maxLength(50)	Firm ID
name	string maxLength(50) nullable	Firm Name

SubmitApplication > Request > ExternalPoSFirm

Name	Type	Description
posSystemId	Enums - PosSystemType	Pos System Type
firmId required	string maxLength(50)	Firm ID

SubmitApplication > Request > SubmittingAgent

Name	Type	Description
externalPoSUser	array(SubmitApplication > Request > ExternalPoSUser) nullable	List of External Pos Users
addressCanada	SubmitApplication > Request > AddressCanada	AddressCanada extends Address base class
addressOther	SubmitApplication > Request > AddressOther	AddressOther extewnds Address base class
addressUSA	SubmitApplication > Request > AddressUSA	AddressUSA extends Address base class
userId	string maxLength(10) nullable	User ID
firstName required	string maxLength(40)	First Name
lastName required	string maxLength(40)	Last Name
emailAddress required	string maxLength(100)	Email Address
mortgageLicenseNumber	string maxLength(10) nullable	Mortgage License Number

SubmitApplication > Request > ExternalPoSUser

Name	Type	Description
posSystemId	Enums - PosSystemType	Pos System Type
firmId required	string maxLength(50)
userId required	string maxLength(50)

SubmitApplication > Request > OriginatingAgent

Name	Type	Description
externalPoSUser	array(SubmitApplication > Request > ExternalPoSUser) nullable	List of External Pos Users
addressCanada	SubmitApplication > Request > AddressCanada	AddressCanada extends Address base class
addressOther	SubmitApplication > Request > AddressOther	AddressOther extewnds Address base class
addressUSA	SubmitApplication > Request > AddressUSA	AddressUSA extends Address base class
userId	string maxLength(10) nullable	User ID
firstName required	string maxLength(40)	First Name
lastName required	string maxLength(40)	Last Name
emailAddress required	string maxLength(100)	Email Address
mortgageLicenseNumber	string maxLength(10) nullable	Mortgage License Number

SubmitApplication > Request > Broker

Name	Type	Description
externalPoSUser	array(SubmitApplication > Request > ExternalPoSUser) nullable	List of External Pos Users
addressCanada	SubmitApplication > Request > AddressCanada	AddressCanada extends Address base class
addressOther	SubmitApplication > Request > AddressOther	AddressOther extewnds Address base class
addressUSA	SubmitApplication > Request > AddressUSA	AddressUSA extends Address base class
userId	string maxLength(10) nullable	User ID
firstName required	string maxLength(40)	First Name
lastName required	string maxLength(40)	Last Name
emailAddress required	string maxLength(100)	Email Address
mortgageLicenseNumber	string maxLength(10) nullable	Mortgage License Number

SubmitApplication > Request > Owner

Name	Type	Description
externalPoSUser	array(SubmitApplication > Request > ExternalPoSUser) nullable	List of External Pos Users
addressCanada	SubmitApplication > Request > AddressCanada	AddressCanada extends Address base class
addressOther	SubmitApplication > Request > AddressOther	AddressOther extewnds Address base class
addressUSA	SubmitApplication > Request > AddressUSA	AddressUSA extends Address base class
userId	string maxLength(10) nullable	User ID
firstName required	string maxLength(40)	First Name
lastName required	string maxLength(40)	Last Name
emailAddress required	string maxLength(100)	Email Address
mortgageLicenseNumber	string maxLength(10) nullable	Mortgage License Number

Sample Response

200 Response

{
 "mortgageApplication": {
 "submittingAgent": {
 "userId": "string"
 },
 "originatingAgent": {
 "userId": "string"
 },
 "broker": {
 "userId": "string"
 },
 "lenderChannel": null,
 "applicationNumber": "string",
 "brokerRefNumber": "string"
 },
 "status": "string"
}

<?xml version="1.0" encoding="UTF-8" ?>
<SubmitApplicationResponse>
 <mortgageApplication>
 <submittingAgent>
 <userId>string</userId>
 </submittingAgent>
 <originatingAgent>
 <userId>string</userId>
 </originatingAgent>
 <broker>
 <userId>string</userId>
 </broker>
 <lenderChannel/>
 <applicationNumber>string</applicationNumber>
 <brokerRefNumber>string</brokerRefNumber>
 </mortgageApplication>
 <status>string</status>
</SubmitApplicationResponse>

Responses

Status	Schema
200 OK	SubmitApplication > Response > SubmitApplicationResponse

Response Schema

SubmitApplication > Response > SubmitApplicationResponse

Name	Type	Description
mortgageApplication	SubmitApplication > Response > MortgageApplication	Mortgage Application
status	string nullable	Status freeform text
error	array(ServiceError) nullable

SubmitApplication > Response > MortgageApplication

Name	Type	Description
submittingAgent	SubmitApplication > Response > SubmitApplicationUser	Submit Application User
originatingAgent	SubmitApplication > Response > SubmitApplicationUser	Submit Application User
broker	SubmitApplication > Response > SubmitApplicationUser	Submit Application User
owner	SubmitApplication > Response > SubmitApplicationUser	Submit Application User
lenderChannel	Enums - ChannelType	Channel Type
applicationNumber	string nullable	Application Number
brokerRefNumber	string nullable	Broker Reference Number

SubmitApplication > Response > SubmitApplicationUser

Name	Type	Description
userId	string nullable	User Id

Refkey pairs

With a SubmitApplication request, ref key pairs are used to associate data.

A refkey pair consists of two objects: - the first object has a key property that acts as an identifier. - the second object has a refKey that associates it to the first object.

For example, refkey pairs are used to associate a single address in the address list with borrowers who are living together.
In this way, using refkey pairs avoids duplication and redundancy.

Examples of refkey pairs:

a. properties

The property with key "property-28129" is found in the AssetList of the CommonData section.

property key sample

It is referred to in the CustomerAddressList (by refKeyAsset).

property refkey sample

b. assets

The asset with key "asset-78747" in the AssetOther object of the Asset List section:

asset key sample

It is referred to in the CustomerAssetList (by refKeyAsset):

asset refkey sample

c. liabilities

The liability with key "liability-108372" in the LiabilityOther object of the Liability List section:

liability key sample

It is referred to by customerLiabilityList (by refKeyLiability):

liability refkey sample

d. borrowers

A CustomerPrimaryBorrower in the CustomerList has a key "borrower-89455":

borrower key sample

That is referred to by the CustomerReference of CustomerAddressPrimaryResidence in the CustomerAddressList (by refKeyCustomer)

borrower refkey sample

e. addresses

ApplicationAddressCanada in AddressList has a key "address-359926":

address key sample

That is referred to by the CustomerPrimaryResidence in the CustomerAddressList (by refKeyAddress):

address refkey sample

f. bureaus

The credit bureau in the creditBureauList "bureau-18840":

creditbureau key sample

It is referred to by the creditBureau in the customerCreditBureauList (by refKeyCreditBureau):

creditbureau refkey sample

Polymorphism

Submit Application request supports polymorphism. This means that parent elements and objects can support children of different types.

1. Credit Bureau List

1a. Request.CommonData.CreditBureauList.CreditBureau[] supports children of type CreditReportTransUnion or CreditReportEquifax
Json:

credit bureau transunion polymorphism sample

credit bureau equifax polymorphism sample

2. PostalAddress

2a. request.CommonData.AddressList.ApplicationAddressCanada[] supports children of type PostalAddressStreetAddress or PostalAddressPOBox

In the below sample, there are two ApplicationAddressCanada objects. Each one has a different PostaAddress - PostalAddressPOBox and PostalAddressStreetAddress.

postal address street address

2b. request.CustomerData.CustomerList.CustomerPrimaryBorrower.EmploymentList.Employment[].AddressCanada supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2c. request.CustomerData.CustomerList.CustomerPrimaryBorrower.EmploymentList.Employment[].AddressUSA supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2d. request.CustomerData.CustomerList.CustomerPrimaryBorrower.EmploymentList.Employment[].AddressOther supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2e. request.MortgageApplication.OriginatingAgent.AddressCanada supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2f. request.MortgageApplication.OriginatingAgent.AddressUSA supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2g. request.MortgageApplication.OriginatingAgent.AddressOther supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2h. request.MortgageApplication.Owner.AddressCanada supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2i. request.MortgageApplication.Owner.AddressUSA supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2j. request.MortgageApplication.Owner.AddressOther supports children of type PostalAddressStreetAddress or PostalAddressPOBox

postal address sample

The above sample illustrates one example - but there are many combinations of addressOther, addressUSA, addressCanada containing either postalAddressStreetAddress or postalAddressPOBox.

3. Customer Address and Address Occupancy

3a. request.CustomerData.CustomerAddressList[] have these types of Customer Addresses:

CustomerAddressPrimaryResidence
CustomerAddressPreviousResidence
CustomerAddressCorrespondence
CustomerAddressInvestmentProperty
CustomerAddressInvestmentProperty
CustomerAddressSecondaryResidence
CustomerAddressVacationProperty

Where it makes sense, a customer address can specify AddressOccupancy.

AddressOccupancyOwnerOccupied
AddressOccupancyPartialOwnerOccupied
AddressOccupancyNone
AddressOccupancyRental
AddressOccupancySecondHome
PreviousAddressOccupancyNone

In JSON, the "type" property is used to specify the type of Customer Address. This is unnecessary in XML, because it is stated in the element name. See the section on CustomerAddress examples for more details.

customer address polymorphism sample 1

customer address polymorphism sample 2

4. Mortgage Insurance

A loan can have Mortgage Insurance of type CMHCMortgageInsurance or GEMortgageInsurance

5. Product

A loan can have a product of type LenderProduct or CustomProduct.

CustomerAddress

Polymorphism - Section 3 deals with CustomerAddress and AddressOccupancy.
This section seeks to give full examples of each time of CustomerAddress and each type of AddressOccupancy.
Since the two are used together, there are many possible combinations.

Customer Address - Current Address

CustomerAddressPrimaryResidence example

{
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97964",
 "fromDate": "2015-07-01T00:00:00"
 }
 ],
 "addressOccupancyTenant": {
 "monthlyRentPaid":0,
 "tenancyType":20
 },
 "currentPropertyIntendedActionType":2,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97964"
 }
 ],
 "refkeyAddress": "address-382289",
 "type": "CustomerAddressPrimaryResidence"
}

When you set the Customer Address "type" property - you can set it to one of the following for current address:

CustomerAddressPrimaryResidence
CustomerAddressCorrespondence
CustomerAddressInvestmentProperty
CustomerAddressInvestmentProperty
CustomerAddressSecondaryResidence
CustomerAddressVacationProperty

They all have the same properties to be filled out.

You only pick one AddressOccupancy per CustomerAddress, otherwise you will receive a validation error.

Name	Type	Description
customerReference	array(SubmitApplication > Request > CustomerReference) nullable	Customer Reference List
refkeyAddress	string maxLength(255) nullable	Refkey address - see refkeys
type	string nullable
customerCurrentAddressTimeAt	array(SubmitApplication > Request > CustomerCurrentAddressTimeAt) nullable	List of CurrentAddressTimeAt
customerLiabilityRealEstate	array(SubmitApplication > Request > CustomerLiabilityRealEstate) nullable	List of CustomerLiabilityRealEstate
addressOccupancyNone	SubmitApplication > Request > AddressOccupancyNone	Customer Current Address
addressOccupancyOwnerOccupied	SubmitApplication > Request > AddressOccupancyOwnerOccupied	Customer Current Address
addressOccupancyPartialOwnerOccupied	SubmitApplication > Request > AddressOccupancyPartialOwnerOccupied	Customer Current Address
addressOccupancyRental	SubmitApplication > Request > AddressOccupancyRental	Customer Current Address
addressOccupancySecondHome	SubmitApplication > Request > AddressOccupancySecondHome	Customer Current Address
addressOccupancyTenant	SubmitApplication > Request > AddressOccupancyTenant	Customer Current Address
currentPropertyIntendedActionType	Enums - CurrentPropertyIntendedAction	Customer Current Address
annualHeatingAmount	number nullable maximum(1234567.99)	Annual Heating Amount
annualTaxAmount	number nullable maximum(999999999.99)	Annual Tax Amount
includeInTDS	boolean	Include in TDS flag
annualCondoFees	number nullable maximum(99999999.99)	Annual Condo Fees

Customer Address - Previous Address

When you set the Customer Address "type" property - you can set it to the following for previous address:

CustomerAddressPreviousResidence

You only pick one PreviousAddressOccupancy per CustomerAddress, otherwise you will receive a validation error.

Name	Type	Description
customerReference	array(SubmitApplication > Request > CustomerReference) nullable	Customer Reference List
refkeyAddress	string maxLength(255) nullable	Refkey address - see refkeys
type	string nullable
customerPreviousAddressTimeAt	array(SubmitApplication > Request > CustomerPreviousAddressTimeAt) nullable	List of CustomerPreviousAddressTimeAt
previousAddressOccupancyNone	SubmitApplication > Request > PreviousAddressOccupancyNone	SubmitApplication.PreviousAddressOccupancyNone;CustomerPreviousAddress extends CustomerAddress
previousAddressOccupancyOwnerOccupied	SubmitApplication > Request > PreviousAddressOccupancyOwnerOccupied	SubmitApplication.PreviousAddressOccupancyOwnerOccupied;CustomerPreviousAddress extends CustomerAddress
previousAddressOccupancyPartialOwnerOccupied	SubmitApplication > Request > PreviousAddressOccupancyPartialOwnerOccupied	SubmitApplication.PreviousAddressOccupancyPartialOwnerOccupied;CustomerPreviousAddress extends CustomerAddress
previousAddressOccupancyRental	SubmitApplication > Request > PreviousAddressOccupancyRental	SubmitApplication.PreviousAddressOccupancyRental;CustomerPreviousAddress extends CustomerAddress
previousAddressOccupancyTenant	SubmitApplication > Request > PreviousAddressOccupancyTenant	SubmitApplication.PreviousAddressOccupancyTenant;CustomerPreviousAddress extends CustomerAddress

AddressOccupancy

SubmitApplication.AddressOccupancyNone

SubmitApplication.AddressOccupancyOwnerOccupied

Name	Type	Description
refkeyAsset	string maxLength(255) nullable	RefKeyAsset refers to an Asset Key - see Refkeys

SubmitApplication.AddressOccupancyPartialOwnerOccupied

Name	Type	Description
rentalDetails	SubmitApplication > Request > RentalDetails	SubmitApplication.RentalDetails;AddressOccupancyPartialOwnerOccupied extends AddressOccupancy
refkeyAsset	string maxLength(255) nullable	RefkeyAsset refers to an asset key - see Refkeys

SubmitApplication.AddressOccupancyRental

Name	Type	Description
rentalDetails	SubmitApplication > Request > RentalDetails	SubmitApplication.RentalDetails;AddressOccupancyRental extends AddressOccupancy
refkeyAsset	string maxLength(255) nullable	Refkey asset refers to an asset key - see refkeys

SubmitApplication.AddressOccupancySecondHome

Name	Type	Description
refkeyAsset	string maxLength(255) nullable	Refkey asset refers to an asset key - see refkeys

SubmitApplication.AddressOccupancyTenant

Name	Type	Description
monthlyRentPaid	number nullable maximum(9999999.99)	Monthly rent paid
tenancyType	Enums - TenancyType	Enums.TenancyType;AddressOccupancyTenant extends the AddressOccupancy

SubmitApplication.CustomerCurrentAddressTimeAt

Name	Type	Description
refkeyCustomer	string maxLength(255) nullable	Customer RefKey - see refkeys
fromDate	string(date-time)	From Date
toDate	string(date-time) nullable	To Date

SubmitApplication.PreviousAddressOccupancyNone

SubmitApplication.PreviousAddressOccupancyOwnerOccupied

SubmitApplication.PreviousAddressOccupancyPartialOwnerOccupied

SubmitApplication.PreviousAddressOccupancyRental

SubmitApplication.PreviousAddressOccupancyTenant

Name	Type	Description
tenancyType	Enums - TenancyType	Enums.TenancyType;PreviousAddressOccupancyTenant extends AddressOccupancy

SubmitApplication.CustomerLiabilityRealEstate

Name	Type	Description
customerReference	SubmitApplication > Request > CustomerReference	SubmitApplication.CustomerReference;Customer Liability Real Estate
refkeyLiability	string maxLength(255) nullable	liability refkey - see refkeys

SubmitApplication.CustomerPreviousAddressTimeAt

Name	Type	Description
refkeyCustomer	string maxLength(255) nullable	Customer RefKey - see refkeys
fromDate	string(date-time)	From Date
toDate	string(date-time) nullable	To Date

Example Deal Requests

The below examples show different scenarios for submitting an application to Link using the API.
Refer to the section "Getting Started" for information on getting set up to run the example requests.

Deal 1 is a minimal example - it has almost the least data required to submit an application request.
Deals 2 - 5 have much more data and demonstrate different use cases.

Deal 1: Minimal Example

This example demonstrates a minimal example.

Request Body

{
 "commonData": {
 "addressList": {
 "applicationAddressCanada": [
 {
 "key": "address-382289",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "",
 "streetNumber": "22",
 "streetName": "EMPTY",
 "streetType": 70,
 "streetDirection": 1
 },
 "cityTown": "LONDON",
 "provinceCode": 50,
 "postalCode": "M6Z4R5",
 "countryCode": 1
 }
 ],
 "applicationAddressCanadaPartial": {
 "key": "address-382288",
 "provinceCode": 50,
 "countryCode": 1
 }
 }
 },
 "customerData": {
 "customerList": {
 "customerPrimaryBorrower": {
 "dateBirth": "1967-05-09T00:00:00",
 "lastName": "ZOLOVSKY",
 "firstName": "MADELLINA",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234"
 },
 "usage": 1,
 "preferred": false
 }
 ],
 "employmentList": {
 "employment": [
 {
 "earnedIncomeList": {
 "earnedIncome": [
 {
 "earnedIncomeType": 9,
 "paymentFrequency": 1,
 "earnedIncomeAmount": 120000.0
 }
 ]
 },
 "employmentType": 1,
 "employmentStatus": 40,
 "dateStart": "2013-07-01T00:00:00",
 "industryType": 1,
 "occupationType": 3,
 "jobTitle": "QA",
 "companyName": "ACME"
 }
 ]
 },
 "customerRelationShip": {},
 "key": "borrower-97964",
 "correspondenceLanguage": 1,
 "maritalStatus": 6,
 "numberOfDependents": 0,
 "sex": 1,
 "residentType": 10
 }
 },
 "customerAddressList": [
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97964",
 "fromDate": "2015-07-01T00:00:00"
 }
 ],
 "addressOccupancyTenant": {
 "monthlyRentPaid": 0,
 "tenancyType": 20
 },
 "currentPropertyIntendedActionType": 2,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97964"
 }
 ],
 "refkeyAddress": "address-382289",
 "type": "CustomerAddressPrimaryResidence"
 },
 {
 "addressOccupancyNone": {},
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97964"
 }
 ],
 "refkeyAddress": "address-382289",
 "type": "CustomerAddressCorrespondence"
 }
 ]
 },
 "mortgageApplication": {
 "subjectProperty": {
 "subjectPropertyOccupancyOwnerOccupied": {},
 "legalAddress": {},
 "freehold": {},
 "propertyTax": {
 "annualTaxAmount": 5000.0,
 "taxesPaidBy": 1
 },
 "subjectPropertyAddress": {
 "refkeyAddress": "address-382288"
 },
 "occupancyPurpose": 1,
 "mlsListed": false,
 "parkingType": 7,
 "propertySize": 100,
 "propertySizeUnits": 1,
 "lotSize": 100,
 "lotSizeUnits": 1,
 "environmentalHazardIndicator": false,
 "annualHeatingAmount": 540.0,
 "numberOfUnitsTotal": 1,
 "propertyDescriptionType": 1,
 "propertyUsageType": 1,
 "propertyZoningType": 1
 },
 "loan": {
 "freehold": {},
 "lenderProduct": {
 "productCode": "1YRF",
 "productStartDate": "2018-04-06T11:50:00"
 },
 "underwriter": {
 "userId": "<user_id>",
 "unitId": "<underwriter_unit_id>"
 },
 "loanAmount": 899000.0,
 "chargeType": 1,
 "termMonths": "60",
 "amortizationMonths": "300",
 "netRate": 3.7,
 "qualifyingRate": 5,
 "acceleratedPayment": false,
 "maturityDate": "2025-07-10T00:00:00",
 "firstPaymentDate": "2020-07-17T00:00:00",
 "interestAdjustmentDate": "2020-07-10T00:00:00",
 "requestedPayment": 1057.81,
 "paymentAmount": 4583.86,
 "paymentFrequency": 52,
 "repaymentType": 2,
 "lenderCode": <lender_code>,
 "lenderChannel": 10
 },
 "downpaymentList": {
 "downpayment": [
 {
 "downpaymentSourceType": 10,
 "amount": 100000.0
 }
 ]
 },
 "firm": {
 "externalPoSFirm": [
 {
 "posSystemId": 50,
 "firmId": "<firm_id>"
 }
 ],
 "firmId": "<firm_id>"
 },
 "submittingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "originatingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "123",
 "streetNumber": "2608",
 "streetName": "Granville",
 "streetType": 1240,
 "streetDirection": 2
 },
 "cityTown": "Vancouver",
 "provinceCode": 10,
 "postalCode": "V6H3V3",
 "countryCode": 1
 },
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "broker": {
 "externalPoSUser": [
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "posApplicationNumber": "ABCD-12345",
 "isPreapproval": true,
 "fundingDate": "2025-01-01T00:00:00",
 "loanPurposeType": 3,
 "purchasePriceEstimatedValue": 999000.0
 },
 "memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n MADELLINA ZORIN for ACME as QA\n\n Selected Product: 1YRF\n ",
 "unitId": "<unit_id>",
 "posSystem": "<pos_system_id>"
}

Deal 2

Deal two contains the following:

Subject Property - Rental Property
Equifax Reports
Full Application
Appraisal

Request Body

{
 "commonData": {
 "assetList": {
 "assetRealEstate": [
 {
 "originalPrice": 1345000.0,
 "originalDate": "2007-05-01T00:00:00",
 "key": "property-34378",
 "value": 1345000.0
 },
 {
 "originalPrice": 500000.0,
 "originalDate": "2001-01-01T00:00:00",
 "key": "property-34381",
 "value": 500000.0
 }
 ],
 "assetOther": [
 {
 "assetType": 71,
 "description": "description 1",
 "key": "asset-82859",
 "value": 111.0
 },
 {
 "assetType": 72,
 "description": "description 2",
 "key": "asset-82860",
 "value": 222.0
 },
 {
 "assetType": 73,
 "description": "description 3",
 "key": "asset-82861",
 "value": 333.0
 },
 {
 "assetType": 20,
 "description": "description 4",
 "key": "asset-82862",
 "value": 444.0
 },
 ]
 },
 "liabilityList": {
 "liabilityRealEstate": [
 {
 "accountNumber": "1111",
 "monthlyRepayment": 55.0,
 "originalLoanAmount": 200000.0,
 "outstandingBalance": 50000.0,
 "closingDate": "2007-05-01T00:00:00",
 "lenderName": "Gringotts",
 "chargeType": 1,
 "repaymentType": 2,
 "redemptionStatus": 4,
 "maturityDate": "2020-08-04T00:00:00",
 "netRate": 3,
 "rateType": 2,
 "mortgageInsurer": 10,
 "insuranceCertificateNumber": "2222",
 "key": "property-34378-1",
 "fromCreditBureau": false
 }
 ],
 "liabilityOther": [
 {
 "dateEnd": "2020-01-01T00:00:00",
 "repaymentIndicator": true,
 "payoffType": 2,
 "monthlyRepayment": 11.0,
 "creditLimit": 11111.0,
 "outstandingBalance": 111.0,
 "lenderName": "Gringotts",
 "liabilityType": 4,
 "additionalHolders": true,
 "additionalHoldersDetails": "test",
 "key": "liability-112291",
 "fromCreditBureau": false
 },
 {
 "dateEnd": "2025-08-07T00:00:00",
 "repaymentIndicator": true,
 "payoffType": 2,
 "monthlyRepayment": 33.0,
 "creditLimit": 33333.0,
 "outstandingBalance": 333.0,
 "lenderName": "Tyrell Corp.",
 "liabilityType": 6,
 "additionalHolders": true,
 "additionalHoldersDetails": "additional holder details",
 "key": "liability-112293",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": false,
 "monthlyRepayment": 0.0,
 "creditLimit": 19000.0,
 "outstandingBalance": 18000.0,
 "lenderName": "Nakatomi Trading Corp.",
 "liabilityType": 3,
 "key": "liability-112297",
 "fromCreditBureau": true
 },
 {
 "repaymentIndicator": false,
 "monthlyRepayment": 0.0,
 "creditLimit": 7000.0,
 "outstandingBalance": 7000.0,
 "lenderName": "Tellson's",
 "liabilityType": 1,
 "key": "liability-112298",
 "fromCreditBureau": true
 }
 ]
 },
 "addressList": {
 "applicationAddressCanada": [
 {
 "key": "address-382297",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "",
 "streetNumber": "1234",
 "streetName": "MCMICKLING",
 "streetType": 220,
 "streetDirection": 5
 },
 "cityTown": "NIAGARA FALLS",
 "provinceCode": 50,
 "postalCode": "L2Z1X4",
 "countryCode": 1
 },
 {
 "key": "address-382298",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "33",
 "streetNumber": "4144",
 "streetName": "Finch",
 "streetType": 1210,
 "streetDirection": 7
 },
 "cityTown": "TORONTO",
 "provinceCode": 50,
 "postalCode": "M5Z6Y2",
 "countryCode": 1
 },
 {
 "key": "address-382299",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "",
 "streetNumber": "1234",
 "streetName": "MCMICKLING",
 "streetType": 250,
 "streetDirection": 5
 },
 "cityTown": "NIAGARA FALLS",
 "provinceCode": 50,
 "postalCode": "L2Z1X4",
 "countryCode": 1
 },
 {
 "key": "address-382301",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "",
 "streetNumber": "1234",
 "streetName": "MCMICKING",
 "streetType": 710,
 "streetDirection": 1
 },
 "cityTown": "NIAGARA FALLS",
 "provinceCode": 50,
 "postalCode": "L2Z1X4",
 "countryCode": 1
 },
 {
 "key": "address-382303",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "",
 "streetNumber": "1234",
 "streetName": "MCMICKING",
 "streetType": 480,
 "streetDirection": 1
 },
 "cityTown": "NIAGARA FALLS",
 "provinceCode": 50,
 "postalCode": "L2Z1X4",
 "countryCode": 1
 },
 {
 "key": "address-382309",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "1233",
 "streetNumber": "234",
 "streetName": "Warden",
 "streetType": 100,
 "streetDirection": 5
 },
 "cityTown": "TORONTO",
 "provinceCode": 50,
 "postalCode": "M7T3E4",
 "countryCode": 1
 }
 ]
 },
 "creditBureauList": {
 "creditBureau": [
 {
 "creditReportEquifax": {
 "dataFormat": "0H",
 "reportDate": "2020-06-02T00:00:00",
 "creditScore": 568,
 "value": "..."
 },
 "humanReadableReport": [
 {
 "type": "Text",
 "value": "..."
 }
 ],
 "key": "bureau-25107",
 "provider": "Equifax"
 },
 {
 "creditReportEquifax": {
 "dataFormat": "0H",
 "reportDate": "2020-06-02T00:00:00",
 "creditScore": 682,
 "value": "..."
 },
 "humanReadableReport": [
 {
 "type": "Text",
 "value": "..."
 }
 ],
 "key": "bureau-25121",
 "provider": "Equifax"
 },
 {
 "creditReportEquifax": {
 "dataFormat": "0H",
 "reportDate": "2020-06-02T00:00:00",
 "creditScore": 681,
 "value": "..."
 },
 "humanReadableReport": [
 {
 "type": "Text",
 "value": "..."
 }
 ],
 "key": "bureau-25129",
 "provider": "Equifax"
 },
 {
 "creditReportEquifax": {
 "dataFormat": "0H",
 "reportDate": "2020-06-02T00:00:00",
 "creditScore": 665,
 "value": "..."
 },
 "humanReadableReport": [
 {
 "type": "Text",
 "value": "..."
 }
 ],
 "key": "bureau-25137",
 "provider": "Equifax"
 }
 ]
 }
 },
 "customerData": {
 "customerList": {
 "customerPrimaryBorrower": {
 "dateBirth": "1972-02-02T00:00:00",
 "honorific": 1,
 "lastName": "BLACK",
 "firstName": "ALLISON",
 "suffix": "2",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "1232345"
 },
 "usage": 1,
 "preferred": true
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "1236756"
 },
 "usage": 4
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "22",
 "streetNumber": "333",
 "streetName": "DON NILLS",
 "streetType": 1380,
 "streetDirection": 2
 },
 "cityTown": "TORONTO",
 "provinceCode": 50,
 "postalCode": "M2X4R5",
 "countryCode": 1
 },
 "earnedIncomeList": {
 "earnedIncome": [
 {
 "earnedIncomeType": 8,
 "paymentFrequency": 1,
 "earnedIncomeAmount": 150000.0
 }
 ]
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234",
 "phoneExtension": "56756"
 },
 "usage": 10
 },
 "employmentType": 1,
 "employmentStatus": 20,
 "dateStart": "2014-07-01T00:00:00",
 "industryType": 3,
 "dateStartedInIndustry": "2013-07-10T00:00:00",
 "occupationType": 6,
 "jobTitle": "QA",
 "companyName": "Self Company",
 "companyType": "Test 1",
 "operatingAs": "Test 2"
 }
 ]
 },
 "unearnedIncomeList": {
 "unearnedIncome": [
 {
 "unearnedIncomeAmount": 2222.0,
 "unearnedIncomeType": 99,
 "paymentFrequency": 1,
 "unearnedIncomeDetails": "222"
 }
 ]
 },
 "customerRelationShip": {},
 "key": "borrower-97965",
 "correspondenceLanguage": 1,
 "emailAddress1": "BLACK@umbrellacorp.ca",
 "maritalStatus": 1,
 "numberOfDependents": 0,
 "sex": 1,
 "residentType": 10
 },
 "customerBorrower": [
 {
 "dateBirth": "1959-02-02T00:00:00",
 "honorific": 2,
 "lastName": "BLACK",
 "firstName": "IAN",
 "suffix": "1",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234"
 },
 "usage": 1,
 "preferred": false
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671231"
 },
 "usage": 4
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234",
 "phoneExtension": "13423"
 },
 "usage": 2,
 "preferred": false
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "7891234"
 },
 "usage": 3,
 "preferred": true
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "11",
 "streetNumber": "444",
 "streetName": "DON NILLS",
 "streetType": 1350,
 "streetDirection": 3
 },
 "cityTown": "TORONTO",
 "provinceCode": 50,
 "postalCode": "M2Y4R5",
 "countryCode": 1
 },
 "earnedIncomeList": {
 "earnedIncome": [
 {
 "earnedIncomeType": 9,
 "paymentFrequency": 1,
 "earnedIncomeAmount": 100000.0
 }
 ]
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234",
 "phoneExtension": "13423"
 },
 "usage": 10
 },
 "employmentType": 2,
 "employmentStatus": 10,
 "dateStart": "2014-01-01T00:00:00",
 "industryType": 8,
 "dateStartedInIndustry": "2012-12-10T00:00:00",
 "occupationType": 5,
 "jobTitle": "Manager",
 "companyName": "Bank Canada"
 }
 ]
 },
 "customerRelationShip": {
 "relationShipToOwnerType": 4
 },
 "key": "borrower-97966",
 "correspondenceLanguage": 1,
 "emailAddress1": "BRANDY@mail.com",
 "maritalStatus": 6,
 "numberOfDependents": 0,
 "sex": 2,
 "residentType": 10
 },
 {
 "dateBirth": "1955-02-02T00:00:00",
 "honorific": 1,
 "lastName": "BLACK",
 "firstName": "BEATRICE",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234"
 },
 "usage": 1,
 "preferred": true
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5677689"
 },
 "usage": 2,
 "preferred": false
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234"
 },
 "usage": 3,
 "preferred": false
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "",
 "streetNumber": "11B",
 "streetName": "test",
 "streetType": 360,
 "streetDirection": 1
 },
 "cityTown": "NIAGARA FALLS",
 "provinceCode": 50,
 "postalCode": "M2Z2R4",
 "countryCode": 1
 },
 "earnedIncomeList": {
 "earnedIncome": [
 {
 "earnedIncomeType": 4,
 "paymentFrequency": 1,
 "earnedIncomeAmount": 120000.0
 }
 ]
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "1237689"
 },
 "usage": 10
 },
 "employmentType": 1,
 "employmentStatus": 40,
 "dateStart": "2015-07-01T00:00:00",
 "industryType": 8,
 "dateStartedInIndustry": "2015-07-10T00:00:00",
 "occupationType": 3,
 "jobTitle": "QA",
 "companyName": "Gringott"
 }
 ]
 },
 "customerRelationShip": {
 "relationShipToOwnerType": 14
 },
 "key": "borrower-97967",
 "correspondenceLanguage": 1,
 "emailAddress1": "BLACK@gmail.com",
 "maritalStatus": 5,
 "numberOfDependents": 0,
 "sex": 1,
 "residentType": 10
 },
 {
 "dateBirth": "1965-02-02T00:00:00",
 "honorific": 1,
 "lastName": "BLACK",
 "firstName": "FREDERICK",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234"
 },
 "usage": 1,
 "preferred": true
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5614456"
 },
 "usage": 4
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "1",
 "streetNumber": "66",
 "streetName": "test",
 "streetType": 930,
 "streetDirection": 7
 },
 "cityTown": "NIAGARA FALLS",
 "provinceCode": 50,
 "postalCode": "M2J2R4",
 "countryCode": 1
 },
 "earnedIncomeList": {
 "earnedIncome": [
 {
 "earnedIncomeType": 4,
 "paymentFrequency": 1,
 "earnedIncomeAmount": 100000.0
 }
 ]
 },
 "employmentType": 2,
 "employmentStatus": 10,
 "dateStart": "2014-07-01T00:00:00",
 "industryType": 4,
 "dateStartedInIndustry": "2014-07-10T00:00:00",
 "occupationType": 1,
 "jobTitle": "QA",
 "companyName": "Umbrella Corp."
 }
 ]
 },
 "customerRelationShip": {
 "relationShipToOwnerType": 14
 },
 "key": "borrower-97968",
 "correspondenceLanguage": 1,
 "emailAddress1": "FREDERICK@umbrellacorp.ca",
 "maritalStatus": 6,
 "numberOfDependents": 0,
 "sex": 1,
 "residentType": 20
 }
 ]
 },
 "customerAddressList": [
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97965",
 "fromDate": "2014-12-01T00:00:00"
 }
 ],
 "addressOccupancyOwnerOccupied": {
 "refkeyAsset": "property-34381"
 },
 "addressOccupancyOwnerOccupied": {
 "refkeyAsset": "property-34381"
 },
 "currentPropertyIntendedActionType": 2,
 "annualHeatingAmount": 804.0,
 "annualTaxAmount": 4567.0,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97965"
 }
 ],
 "refkeyAddress": "address-382297",
 "type": "CustomerAddressPrimaryResidence"
 },
 {
 "addressOccupancyNone": {},
 "addressOccupancyNone": {},
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97965"
 }
 ],
 "refkeyAddress": "address-382298",
 "type": "CustomerAddressCorrespondence"
 },
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97966",
 "fromDate": "2012-12-01T00:00:00"
 }
 ],
 "addressOccupancyTenant": {
 "monthlyRentPaid": 0,
 "tenancyType": 20
 },
 "currentPropertyIntendedActionType": 2,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97966"
 }
 ],
 "refkeyAddress": "address-382299",
 "type": "CustomerAddressPrimaryResidence"
 },
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97967",
 "fromDate": "2015-07-01T00:00:00"
 }
 ],
 "addressOccupancyTenant": {
 "monthlyRentPaid": 0,
 "tenancyType": 40
 },
 "currentPropertyIntendedActionType": 2,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97967"
 }
 ],
 "refkeyAddress": "address-382301",
 "type": "CustomerAddressPrimaryResidence"
 },
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97968",
 "fromDate": "2015-07-01T00:00:00"
 }
 ],
 "addressOccupancyTenant": {
 "monthlyRentPaid": 2345.0,
 "tenancyType": 10
 },
 "currentPropertyIntendedActionType": 2,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97968"
 }
 ],
 "refkeyAddress": "address-382303",
 "type": "CustomerAddressPrimaryResidence"
 },
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97965",
 "fromDate": "2007-05-01T00:00:00"
 }
 ],
 "customerLiabilityRealEstate": [
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyLiability": "property-34378-1"
 }
 ],
 "addressOccupancyPartialOwnerOccupied": {
 "rentalDetails": {
 "annualGrossRentalIncome": 24000.0,
 "managementExpenses": 36.0,
 "insurance": 48.0,
 "hydro": 12.0,
 "maintenanceAndRepairs": 60.0,
 "interest": 72.0,
 "generalExpenses": 24.0,
 "rentalOffset": 50,
 "rentalCalcType": 2
 },
 "refkeyAsset": "property-34378"
 },
 "addressOccupancyPartialOwnerOccupied": {
 "rentalDetails": {
 "annualGrossRentalIncome": 24000.0,
 "managementExpenses": 36.0,
 "insurance": 48.0,
 "hydro": 12.0,
 "maintenanceAndRepairs": 60.0,
 "interest": 72.0,
 "generalExpenses": 24.0,
 "rentalOffset": 50,
 "rentalCalcType": 2
 },
 "refkeyAsset": "property-34378"
 },
 "currentPropertyIntendedActionType": 2,
 "annualHeatingAmount": 1056.0,
 "annualTaxAmount": 2000.0,
 "annualCondoFees": 2808.0,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97965"
 }
 ],
 "refkeyAddress": "address-382309",
 "type": "CustomerAddressSecondaryResidence"
 }
 ],
 "customerAssetList": [
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyAsset": "asset-82859"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyAsset": "asset-82860"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyAsset": "asset-82861"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyAsset": "asset-82862"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyAsset": "asset-82863"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyAsset": "asset-82864"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyAsset": "asset-82865"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyAsset": "asset-82866"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyAsset": "asset-82867"
 }
 ],
 "customerLiabilityList": [
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyLiability": "liability-112291"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyLiability": "liability-112292"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyLiability": "liability-112293"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97965"
 },
 "refkeyLiability": "liability-112294"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97966"
 },
 "refkeyLiability": "liability-112295"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97966"
 },
 "refkeyLiability": "liability-112296"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97967"
 },
 "refkeyLiability": "liability-112297"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97968"
 },
 "refkeyLiability": "liability-112298"
 }
 ],
 "customerCreditBureauList": [
 {
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97965"
 }
 ],
 "refkeyCreditBureau": "bureau-25107"
 },
 {
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97966"
 }
 ],
 "refkeyCreditBureau": "bureau-25121"
 },
 {
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97967"
 }
 ],
 "refkeyCreditBureau": "bureau-25129"
 },
 {
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97968"
 }
 ],
 "refkeyCreditBureau": "bureau-25137"
 }
 ]
 },
 "mortgageApplication": {
 "subjectProperty": {
 "subjectPropertyOccupancyPartialOwnerOccupied": {
 "rentalDetails": {
 "annualGrossRentalIncome": 24000.0,
 "managementExpenses": 36.0,
 "insurance": 24.0,
 "hydro": 12.0,
 "maintenanceAndRepairs": 48.0,
 "interest": 60.0,
 "generalExpenses": 72.0,
 "rentalOffset": 50,
 "rentalCalcType": 2
 }
 },
 "legalAddress": {
 "details": "1",
 "pin": "1",
 "planNumber": "1"
 },
 "condo": {
 "annualCondoFees": 2808.0
 },
 "propertyTax": {
 "annualTaxAmount": 2000.0,
 "taxesPaidBy": 1
 },
 "propertyAppraisal": {
 "appraiserAddress": {
 "key": "address-382312",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "123",
 "streetNumber": "3243243",
 "streetName": "2434543543",
 "streetType": 100,
 "streetDirection": 1
 },
 "cityTown": "LONDON",
 "provinceCode": 50,
 "postalCode": "M7Y4R5",
 "countryCode": 1
 },
 "appraisedValue": 1345000,
 "dateAppraised": "2020-05-01T00:00:00",
 "companyName": "Appraisal Company"
 },
 "subjectPropertyAddress": {
 "refkeyAddress": "address-382309"
 },
 "occupancyPurpose": 4,
 "mlsListed": false,
 "mlsNumber": "1",
 "heatingType": 1,
 "parkingType": 1,
 "yearBuilt": 2000,
 "waterSupplyType": 10,
 "waterWasteType": 10,
 "propertySize": 2222,
 "propertySizeUnits": 1,
 "lotSize": 3333,
 "lotSizeUnits": 1,
 "environmentalHazardIndicator": false,
 "annualHeatingAmount": 1056.0,
 "numberOfUnitsTotal": 1,
 "propertyType": 1,
 "propertyDescriptionType": 1,
 "propertyUsageType": 1,
 "propertyZoningType": 1,
 "newPropertyIndicator": false
 },
 "loan": {
 "lenderProduct": {
 "productCode": "5YRF",
 "productStartDate": "2018-04-06T11:51:00"
 },
 "underwriter": {
 "userId": "<user_id>",
 "unitId": "1234"
 },
 "loanAmount": 1155000.0,
 "chargeType": 1,
 "termMonths": "64",
 "amortizationMonths": "305",
 "netRate": 3.7,
 "qualifyingRate": 3,
 "acceleratedPayment": false,
 "maturityDate": "2025-07-31T00:00:00",
 "firstPaymentDate": "2020-08-14T00:00:00",
 "interestAdjustmentDate": "2020-07-31T00:00:00",
 "requestedPayment": 2690.89,
 "paymentAmount": 5830.27,
 "paymentFrequency": 26,
 "repaymentType": 2,
 "lenderCode": <lender_code>,
 "lenderChannel": 10
 },
 "downpaymentList": {
 "downpayment": [
 {
 "downpaymentSourceType": 3,
 "description": "description 1",
 "amount": 100000.0
 },
 {
 "downpaymentSourceType": 9,
 "description": "description 2",
 "amount": 20000.0
 },
 {
 "downpaymentSourceType": 99,
 "description": "description 3",
 "amount": 50000.0
 },
 {
 "downpaymentSourceType": 1,
 "description": "description 4",
 "amount": 20000.0
 }
 ]
 },
 "firm": {
 "externalPoSFirm": [
 {
 "posSystemId": 50,
 "firmId": "<firm_id>"
 }
 ],
 "firmId": "<firm_id>"
 },
 "submittingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": 40,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_1>"
 },
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "originatingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": 40,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_1>"
 },
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "123",
 "streetNumber": "1608",
 "streetName": "Granville",
 "streetType": 1240,
 "streetDirection": 2
 },
 "cityTown": "Vancouver",
 "provinceCode": 10,
 "postalCode": "V6Z3V3",
 "countryCode": 1
 },
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "broker": {
 "externalPoSUser": [
 {
 "posSystemId": 40,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_1>"
 },
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "posApplicationNumber": "ABCD-12345",
 "isPreapproval": false,
 "fundingDate": "2020-07-31T00:00:00",
 "loanPurposeType": 1,
 "purchasePriceEstimatedValue": 1345000.0,
 "typeOfBuyer": 20
 },
 "memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n ALLISON BLACK for Self Company as QA\n IAN BLACK for Bank Canada as Manager\n BEATRICE BLACK for ACME as QA222\n FREDERICK BLACK for NN as QA3333\n Subj Prop Rental - $2,000.00 add back 50%\n Assets: (Type - Desc - Amount)\n Deposit on Purchase - - $111.00\n Gift - 222 - $222.00\n Household Goods - $333.00\n Life Insurance - 444 - $444.00\n Mutual Fund/Stock/Bonds - $555.00\n Other - 666 - $666.00\n RRSP - 777 tynrtynrt - $777.00\n Savings - 888 - $888.00\n Vehicle - 999 - $999.00\n Properties: (# - Annual Taxes - Heating /mo)\n 1 (#123 - 12134 Warden Circle S, TORONTO, Ontario, M7Z3E4) - $2,000.00 - $88.00\n 2 (123 MCMICKLING Expressway S, NIAGARA FALLS, Ontario, L2Z1X4) - $4,567.00 - $67.00\n Credit Bureaus: (Name - Vendor - Pulled By - Requested)\n ALLISON BLACK - Equifax - JSMITH - 2020-06-02 03:11 PM UTC\n IAN BLACK - Equifax - JSMITH - 2020-06-02 03:11 PM UTC\n BEATRICE BLACK - Equifax - JSMITH - 2020-06-02 03:12 PM UTC\n FREDERICK BLACK - Equifax - JSMITH - 2020-06-02 03:13 PM UTC\n\n Selected Product: 5YRF\n ",
 "unitId": "<unit_id>",
 "posSystem": "<pos_system_id>"
}

Deal 3

Deal two contains the following:

Previous Address
Self Employed
4 Properties

Request Body

{
 "commonData": {
 "assetList": {
 "assetRealEstate": [
 {
 "originalPrice": 450000.0,
 "originalDate": "2018-01-01T00:00:00",
 "key": "property-34383",
 "value": 500000.0
 },
 {
 "originalPrice": 4546123.0,
 "originalDate": "2007-05-01T00:00:00",
 "key": "property-34387",
 "value": 456123.0
 },
 {
 "originalPrice": 345000.0,
 "originalDate": "2009-01-01T00:00:00",
 "key": "property-34384",
 "value": 345000.0
 },
 {
 "originalPrice": 456000.0,
 "originalDate": "2007-04-09T00:00:00",
 "key": "property-34386",
 "value": 456000.0
 }
 ],
 "assetOther": [
 {
 "assetType": 71,
 "description": "(416)5671234",
 "key": "asset-82868",
 "value": 11.33
 },
 {
 "assetType": 72,
 "description": "Test Liability",
 "key": "asset-82869",
 "value": 25.06
 },
 {
 "assetType": 73,
 "description": "1234567890!@#$%^&*()_P{}:\"?><>?",
 "key": "asset-82870",
 "value": 33.66
 },
 {
 "assetType": 20,
 "description": "key=\"liability-93639\" fromCreditBureau=\"true\"",
 "key": "asset-82871",
 "value": 444.0
 },
 {
 "assetType": 70,
 "description": "dateEnd=\"2013-08-04\"",
 "key": "asset-82872",
 "value": 555.0
 },
 {
 "assetType": 99,
 "description": "666",
 "key": "asset-82873",
 "value": 666.0
 },
 {
 "assetType": 30,
 "description": "777",
 "key": "asset-82874",
 "value": 777.0
 },
 {
 "assetType": 10,
 "description": "888",
 "key": "asset-82875",
 "value": 888.0
 },
 {
 "assetType": 40,
 "description": "999",
 "key": "asset-82876",
 "value": 999.0
 }
 ]
 },
 "liabilityList": {
 "liabilityRealEstate": [
 {
 "accountNumber": "12345-1234567",
 "monthlyRepayment": 500.0,
 "originalLoanAmount": 300000.0,
 "outstandingBalance": 50000.0,
 "closingDate": "2018-01-01T00:00:00",
 "lenderName": "Gringotts",
 "chargeType": 1,
 "repaymentType": 2,
 "redemptionStatus": 1,
 "maturityDate": "2020-09-18T00:00:00",
 "netRate": 3,
 "rateType": 0,
 "mortgageInsurer": 10,
 "insuranceCertificateNumber": "1234567890",
 "key": "property-34383-1",
 "fromCreditBureau": false
 }
 ],
 "liabilityOther": [
 {
 "dateEnd": "2019-08-14T00:00:00",
 "repaymentIndicator": false,
 "monthlyRepayment": 11.33,
 "creditLimit": 111.0,
 "outstandingBalance": 111.0,
 "lenderName": "Gringotts",
 "liabilityType": 9,
 "additionalHolders": true,
 "additionalHoldersDetails": "111111",
 "key": "liability-112299",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": true,
 "payoffType": 1,
 "monthlyRepayment": 44.67,
 "creditLimit": 222.0,
 "outstandingBalance": 222.0,
 "lenderName": "Umbrella Corp.",
 "liabilityType": 4,
 "key": "liability-112300",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": true,
 "payoffType": 2,
 "monthlyRepayment": 6678.0,
 "creditLimit": 333.0,
 "outstandingBalance": 333.0,
 "lenderName": "Tyrell Corp.",
 "liabilityType": 3,
 "additionalHolders": true,
 "additionalHoldersDetails": "(345)123-6546",
 "key": "liability-112301",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": false,
 "monthlyRepayment": 30.0,
 "creditLimit": 444.0,
 "outstandingBalance": 35.0,
 "lenderName": "Stark Industries",
 "liabilityType": 8,
 "key": "liability-112302",
 "fromCreditBureau": true
 },
 {
 "repaymentIndicator": true,
 "payoffType": 1,
 "monthlyRepayment": 1.0,
 "creditLimit": 555.0,
 "outstandingBalance": 33.0,
 "lenderName": "Gringotts",
 "liabilityType": 6,
 "additionalHolders": true,
 "additionalHoldersDetails": "%^&&*(&%)",
 "key": "liability-112303",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": false,
 "monthlyRepayment": 2.0,
 "creditLimit": 666.0,
 "outstandingBalance": 44.0,
 "lenderName": "CHOAM",
 "liabilityType": 12,
 "key": "liability-112304",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": true,
 "payoffType": 2,
 "monthlyRepayment": 3.0,
 "creditLimit": 777.0,
 "outstandingBalance": 55.0,
 "lenderName": "Wayne Enterprises",
 "liabilityType": 4,
 "additionalHolders": true,
 "additionalHoldersDetails": "(41683947p23)",
 "key": "liability-112305",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": false,
 "monthlyRepayment": 4.0,
 "creditLimit": 88.0,
 "outstandingBalance": 66.0,
 "lenderName": "Globex",
 "liabilityType": 99,
 "additionalHolders": true,
 "additionalHoldersDetails": "01.01.2020",
 "key": "liability-112306",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": false,
 "monthlyRepayment": 5.99,
 "creditLimit": 9999.0,
 "outstandingBalance": 77.0,
 "lenderName": "Oscorp",
 "liabilityType": 1,
 "key": "liability-112307",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": true,
 "payoffType": 2,
 "monthlyRepayment": 5.0,
 "creditLimit": 100.0,
 "outstandingBalance": 88.0,
 "lenderName": "Nakatomi Trading Corp.",
 "liabilityType": 2,
 "additionalHolders": true,
 "additionalHoldersDetails": "test",
 "key": "liability-112308",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": false,
 "monthlyRepayment": 6.0,
 "creditLimit": 123.0,
 "outstandingBalance": 99.0,
 "lenderName": "Gringotts",
 "liabilityType": 10,
 "key": "liability-112309",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": true,
 "payoffType": 1,
 "monthlyRepayment": 7.0,
 "creditLimit": 1234.0,
 "outstandingBalance": 123.0,
 "lenderName": "ACME",
 "liabilityType": 7,
 "key": "liability-112310",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": false,
 "monthlyRepayment": 8.0,
 "creditLimit": 2345.0,
 "outstandingBalance": 233.0,
 "lenderName": "Frobozz",
 "liabilityType": 11,
 "key": "liability-112311",
 "fromCreditBureau": false
 }
 ]
 },
 "addressList": {
 "applicationAddressCanada": [
 {
 "key": "address-382315",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "2",
 "streetNumber": "6",
 "streetName": "GAGEVIEW CRT",
 "streetType": 490,
 "streetDirection": 5
 },
 "cityTown": "SCARBOROUGH",
 "provinceCode": 50,
 "postalCode": "M1V2E4",
 "countryCode": 1
 },
 {
 "key": "address-382316",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "11",
 "streetNumber": "222",
 "streetName": "Previous1111",
 "streetType": 100,
 "streetDirection": 2
 },
 "cityTown": "North York",
 "provinceCode": 50,
 "postalCode": "M6R3T5",
 "countryCode": 1
 },
 {
 "key": "address-382317",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "22",
 "streetNumber": "333",
 "streetName": "Previous222",
 "streetType": 780,
 "streetDirection": 1
 },
 "cityTown": "Toronto",
 "provinceCode": 50,
 "postalCode": "M6T3R4",
 "countryCode": 1
 },
 {
 "key": "address-382319",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "1",
 "streetNumber": "131",
 "streetName": "MARGARET",
 "streetType": 30,
 "streetDirection": 5
 },
 "cityTown": "STONEY CREEK",
 "provinceCode": 50,
 "postalCode": "L8G3G7",
 "countryCode": 1
 },
 {
 "key": "address-382321",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "11",
 "streetNumber": "123",
 "streetName": "Finch",
 "streetType": 590,
 "streetDirection": 2
 },
 "cityTown": "Toronto",
 "provinceCode": 50,
 "postalCode": "M6T3R5",
 "countryCode": 1
 },
 {
 "key": "address-382331",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "111111",
 "streetNumber": "22222",
 "streetName": "Rental Property",
 "streetType": 620,
 "streetDirection": 7
 },
 "cityTown": "London",
 "provinceCode": 50,
 "postalCode": "M3E5T5",
 "countryCode": 1
 },
 {
 "key": "address-382314",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "700",
 "streetNumber": "33",
 "streetName": "YONGE",
 "streetType": 490,
 "streetDirection": 5
 },
 "cityTown": "TORONTO",
 "provinceCode": 50,
 "postalCode": "M5E1G4",
 "countryCode": 1
 }
 ]
 },
 "creditBureauList": {
 "creditBureau": [
 {
 "creditReportEquifax": {
 "dataFormat": "0H",
 "reportDate": "2020-06-17T00:00:00",
 "creditScore": 796,
 "value": "..."
 },
 "humanReadableReport": [
 {
 "type": "Text",
 "value": "..."
 }
 ],
 "key": "bureau-25144",
 "provider": "Equifax"
 },
 {
 "creditReportEquifax": {
 "dataFormat": "0H",
 "reportDate": "2020-06-17T00:00:00",
 "creditScore": 525,
 "value": "..."
 },
 "humanReadableReport": [
 {
 "type": "Text",
 "value": "..."
 }
 ],
 "key": "bureau-25148",
 "provider": "Equifax"
 },
 {
 "creditReportEquifax": {
 "dataFormat": "0H",
 "reportDate": "2020-06-17T00:00:00",
 "creditScore": 0,
 "value": "..."
 },
 "humanReadableReport": [
 {
 "type": "Text",
 "value": "..."
 }
 ],
 "key": "bureau-25150",
 "provider": "Equifax"
 }
 ]
 }
 },
 "customerData": {
 "customerList": {
 "customerPrimaryBorrower": {
 "dateBirth": "1952-10-10T00:00:00",
 "honorific": 1,
 "lastName": "ANDERSON",
 "firstName": "JOHN",
 "customerTelephoneNumberList": [
 {
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 "areaCode": "416",
 "phoneNumber": "5672345"
 },
 "usage": 1,
 "preferred": false
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5551111"
 },
 "usage": 4
 },
 {
 "telephoneNumber": {
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 "areaCode": "416",
 "phoneNumber": "5671234",
 "phoneExtension": "111"
 },
 "usage": 2,
 "preferred": false
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "7891234"
 },
 "usage": 3,
 "preferred": true
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "1D",
 "streetNumber": "222",
 "streetName": "Employer",
 "streetType": 600,
 "streetDirection": 4
 },
 "cityTown": "Toronto",
 "provinceCode": 50,
 "postalCode": "M7Y5T6",
 "countryCode": 1
 },
 "earnedIncomeList": {
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 {
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 "paymentFrequency": 1,
 "earnedIncomeAmount": 150000.0
 }
 ]
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
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 "areaCode": "416",
 "phoneNumber": "5671234",
 "phoneExtension": "111"
 },
 "usage": 10
 },
 "employmentType": 1,
 "employmentStatus": 20,
 "dateStart": "2014-07-01T00:00:00",
 "industryType": 99,
 "dateStartedInIndustry": "2013-07-10T00:00:00",
 "occupationType": 6,
 "jobTitle": "QA",
 "companyName": "Gringott",
 "companyType": "test",
 "operatingAs": "test"
 }
 ]
 },
 "unearnedIncomeList": {
 "unearnedIncome": [
 {
 "unearnedIncomeAmount": 1.0,
 "unearnedIncomeType": 3,
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 },
 {
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 },
 {
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 "paymentFrequency": 12,
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 },
 {
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 },
 {
 "unearnedIncomeAmount": 5.0,
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 "paymentFrequency": 24,
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 }
 ]
 },
 "customerRelationShip": {},
 "key": "borrower-97969",
 "correspondenceLanguage": 1,
 "emailAddress1": "<user_email_address>",
 "maritalStatus": 2,
 "numberOfDependents": 0,
 "sex": 1,
 "residentType": 10
 },
 "customerBorrower": [
 {
 "dateBirth": "1986-03-07T00:00:00",
 "honorific": 4,
 "lastName": "ANDERSON",
 "firstName": "CHRISTINE",
 "customerTelephoneNumberList": [
 {
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 },
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 },
 {
 "telephoneNumber": {
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 },
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 },
 {
 "telephoneNumber": {
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 },
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 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
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 "streetNumber": "333",
 "streetName": "Employer",
 "streetType": 100,
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 },
 "cityTown": "Toronto",
 "provinceCode": 50,
 "postalCode": "M8N6T5",
 "countryCode": 1
 },
 "earnedIncomeList": {
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 {
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 "paymentFrequency": 1,
 "earnedIncomeAmount": 100000.0
 }
 ]
 },
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 "phoneNumber": "5671234"
 },
 "usage": 10
 },
 "employmentType": 2,
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 "dateStart": "2014-01-01T00:00:00",
 "industryType": 5,
 "dateStartedInIndustry": "2012-12-10T00:00:00",
 "occupationType": 5,
 "jobTitle": "Manager",
 "companyName": "TD"
 }
 ]
 }
 "customerRelationShip": {
 "relationShipToOwnerType": 1
 },
 "key": "borrower-97970",
 "correspondenceLanguage": 2,
 "emailAddress1": "CHRISTINE@mail.com",
 "maritalStatus": 6,
 "numberOfDependents": 0,
 "sex": 2,
 "residentType": 20
 }
 ],
 "customerGuarantor": [
 {
 "dateBirth": "1967-05-09T00:00:00",
 "honorific": 5,
 "lastName": "RENTALANDERSON",
 "firstName": "HENRY",
 "customerTelephoneNumberList": [
 {
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 "phoneNumber": "5671234"
 },
 "usage": 1,
 "preferred": true
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5673456"
 },
 "usage": 2,
 "preferred": false
 },
 {
 "telephoneNumber": {
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 "areaCode": "416",
 "phoneNumber": "7893456"
 },
 "usage": 3,
 "preferred": false
 }
 ],
 "employmentList": {
 "employment": [
 {
 "earnedIncomeList": {
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 {
 "earnedIncomeType": 10,
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 "earnedIncomeAmount": 100.0
 }
 ]
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
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 "areaCode": "416",
 "phoneNumber": "5673456"
 },
 "usage": 10
 },
 "employmentType": 1,
 "employmentStatus": 20,
 "dateStart": "2016-03-01T00:00:00",
 "industryType": 2,
 "dateStartedInIndustry": "2013-07-10T00:00:00",
 "occupationType": 6,
 "jobTitle": "Boss",
 "companyName": "HSVBG"
 }
 ]
 },
 "customerRelationShip": {
 "relationShipToOwnerType": 4
 },
 "key": "borrower-97971",
 "correspondenceLanguage": 2,
 "emailAddress1": "HENRY@mail.com",
 "maritalStatus": 1,
 "numberOfDependents": 0,
 "sex": 1,
 "residentType": 99
 }
 ]
 },
 "customerAddressList": [
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97969",
 "fromDate": "2019-07-01T00:00:00"
 }
 ],
 "customerLiabilityRealEstate": [
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "property-34383-1"
 }
 ],
 "addressOccupancyPartialOwnerOccupied": {
 "rentalDetails": {
 "annualGrossRentalIncome": 18000.0,
 "managementExpenses": 60.0,
 "insurance": 72.0,
 "hydro": 36.0,
 "maintenanceAndRepairs": 84.0,
 "interest": 96.0,
 "generalExpenses": 48.0,
 "rentalOffset": 50,
 "rentalCalcType": 1
 },
 "refkeyAsset": "property-34383"
 },
 "currentPropertyIntendedActionType": 2,
 "annualHeatingAmount": 660.0,
 "annualTaxAmount": 4000.0,
 "annualCondoFees": 1476.0,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97969"
 }
 ],
 "refkeyAddress": "address-382315",
 "type": "CustomerAddressPrimaryResidence"
 },
 {
 "customerPreviousAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97969",
 "fromDate": "2018-07-01T00:00:00",
 "toDate": "2019-07-01T00:00:00"
 }
 ],
 "previousAddressOccupancyTenant": {
 "tenancyType": 10
 },
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97969"
 }
 ],
 "refkeyAddress": "address-382316",
 "type": "CustomerAddressPreviousResidence"
 },
 {
 "customerPreviousAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97969",
 "fromDate": "2017-07-01T00:00:00",
 "toDate": "2018-07-01T00:00:00"
 }
 ],
 "previousAddressOccupancyTenant": {
 "tenancyType": 20
 },
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97969"
 }
 ],
 "refkeyAddress": "address-382317",
 "type": "CustomerAddressPreviousResidence"
 },
 {
 "addressOccupancyNone": {},
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97969"
 }
 ],
 "refkeyAddress": "address-382315",
 "type": "CustomerAddressCorrespondence"
 },
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97970",
 "fromDate": "2010-07-01T00:00:00"
 }
 ],
 "addressOccupancyOwnerOccupied": {
 "refkeyAsset": "property-34384"
 },
 "currentPropertyIntendedActionType": 2,
 "annualHeatingAmount": 1056.0,
 "annualTaxAmount": 2000.0,
 "annualCondoFees": 1476.0,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97970"
 }
 ],
 "refkeyAddress": "address-382319",
 "type": "CustomerAddressPrimaryResidence"
 },
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97971",
 "fromDate": "2012-12-01T00:00:00"
 }
 ],
 "addressOccupancyPartialOwnerOccupied": {
 "rentalDetails": {
 "annualGrossRentalIncome": 120000.0,
 "managementExpenses": 48.0,
 "insurance": 60.0,
 "hydro": 24.0,
 "maintenanceAndRepairs": 72.0,
 "interest": 84.0,
 "generalExpenses": 36.0,
 "rentalOffset": 100,
 "rentalCalcType": 2
 },
 "refkeyAsset": "property-34386"
 },
 "currentPropertyIntendedActionType": 2,
 "annualHeatingAmount": 924.0,
 "annualTaxAmount": 3000.0,
 "annualCondoFees": 5472.0,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97971"
 }
 ],
 "refkeyAddress": "address-382321",
 "type": "CustomerAddressPrimaryResidence"
 },
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97969",
 "fromDate": "2007-05-01T00:00:00"
 }
 ],
 "addressOccupancyRental": {
 "rentalDetails": {
 "annualGrossRentalIncome": 13332.0,
 "managementExpenses": 12.0,
 "insurance": 12.0,
 "hydro": 12.0,
 "maintenanceAndRepairs": 12.0,
 "interest": 12.0,
 "generalExpenses": 12.0,
 "rentalOffset": 30,
 "rentalCalcType": 1
 },
 "refkeyAsset": "property-34387"
 },
 "currentPropertyIntendedActionType": 2,
 "annualHeatingAmount": 1056.0,
 "annualTaxAmount": 456.0,
 "annualCondoFees": 1476.0,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97969"
 }
 ],
 "refkeyAddress": "address-382331",
 "type": "CustomerAddressInvestmentProperty"
 }
 ],
 "customerAssetList": [
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyAsset": "asset-82868"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyAsset": "asset-82869"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyAsset": "asset-82870"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyAsset": "asset-82871"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyAsset": "asset-82872"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyAsset": "asset-82873"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyAsset": "asset-82874"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyAsset": "asset-82875"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyAsset": "asset-82876"
 }
 ],
 "customerLiabilityList": [
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112299"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112300"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112301"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112302"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112303"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112304"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112305"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112306"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112307"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112308"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112309"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112310"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97969"
 },
 "refkeyLiability": "liability-112311"
 }
 ],
 "customerCreditBureauList": [
 {
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97969"
 }
 ],
 "refkeyCreditBureau": "bureau-25144"
 },
 {
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97970"
 }
 ],
 "refkeyCreditBureau": "bureau-25148"
 },
 {
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97971"
 }
 ],
 "refkeyCreditBureau": "bureau-25150"
 }
 ]
 },
 "mortgageApplication": {
 "subjectProperty": {
 "subjectPropertyOccupancyPartialOwnerOccupied": {
 "rentalDetails": {
 "annualGrossRentalIncome": 23988.0,
 "managementExpenses": 72.0,
 "insurance": 84.0,
 "hydro": 96.0,
 "maintenanceAndRepairs": 60.0,
 "interest": 48.0,
 "generalExpenses": 36.0,
 "rentalOffset": 40,
 "rentalCalcType": 2
 }
 },
 "legalAddress": {
 "details": "1",
 "pin": "1",
 "planNumber": "1"
 },
 "condo": {
 "annualCondoFees": 1476.0
 },
 "propertyTax": {
 "annualTaxAmount": 3450.0,
 "taxesPaidBy": 1
 },
 "subjectPropertyAddress": {
 "refkeyAddress": "address-382314"
 },
 "occupancyPurpose": 4,
 "mlsListed": false,
 "mlsNumber": "1",
 "heatingType": 2,
 "parkingType": 5,
 "yearBuilt": 2000,
 "waterSupplyType": 20,
 "waterWasteType": 10,
 "propertySize": 2222,
 "propertySizeUnits": 1,
 "lotSize": 3333,
 "lotSizeUnits": 1,
 "environmentalHazardIndicator": false,
 "annualHeatingAmount": 1056.0,
 "numberOfUnitsTotal": 1,
 "propertyType": 5,
 "propertyDescriptionType": 10,
 "propertyUsageType": 8,
 "propertyZoningType": 99,
 "newPropertyIndicator": false
 },
 "loan": {
 "cmhcMortgageInsurance": {
 "insurancePremium": 34160,
 "blendedAmortization": false,
 "addToLoan": true
 },
 "customProduct": {
 "productName": "VAR Product",
 "rateType": 99,
 "rateCompoundFrequency": 1,
 "productTerm": 84,
 "earlyPayoutOption": 20,
 "locIndicator": false,
 "buydown": 0,
 "postedRate": 1.89
 },
 "underwriter": {
 "userId": "<user_id>",
 "unitId": "<underwriter_unit_id>"
 },
 "classification": [
 {
 "mortgageClassification": 10
 },
 {
 "mortgageClassification": 20
 },
 {
 "mortgageClassification": 30
 }
 ],
 "loanAmount": 854000.0,
 "chargeType": 1,
 "termMonths": "84",
 "amortizationMonths": "300",
 "netRate": 1.89,
 "qualifyingRate": 5,
 "acceleratedPayment": false,
 "maturityDate": "2104-11-03T00:00:00",
 "firstPaymentDate": "2020-12-03T00:00:00",
 "interestAdjustmentDate": "2020-11-03T00:00:00",
 "requestedPayment": 1398.85,
 "paymentAmount": 1398.85,
 "paymentFrequency": 12,
 "repaymentType": 1,
 "lenderCode": <lender_code>,
 "lenderChannel": 10
 },
 "downpaymentList": {
 "downpayment": [
 {
 "downpaymentSourceType": 99,
 "description": "test",
 "amount": 111000.0
 }
 ]
 },
 "firm": {
 "externalPoSFirm": [
 {
 "posSystemId": 50,
 "firmId": "<firm_id>"
 }
 ],
 "firmId": "<firm_id>"
 },
 "submittingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": 40,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_1>"
 },
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "originatingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": 40,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_1>"
 },
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "123",
 "streetNumber": "2608",
 "streetName": "Granville",
 "streetType": 1240,
 "streetDirection": 2
 },
 "cityTown": "Vancouver",
 "provinceCode": 10,
 "postalCode": "V6H3V3",
 "countryCode": 1
 },
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "broker": {
 "externalPoSUser": [
 {
 "posSystemId": 40,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_1>"
 },
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "posApplicationNumber": "ABCD-56189",
 "isPreapproval": false,
 "fundingDate": "2020-11-03T00:00:00",
 "loanPurposeType": 3,
 "purchasePriceEstimatedValue": 945000.0,
 "improvements": 20000.0,
 "typeOfBuyer": 20,
 "additionalPurpose": "Purpose",
 "improveDescription": "Improve Description"
 },
 "memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n JOHN ANDERSON for ACME as QA\n CHRISTINE ANDERSON for NN as Manager\n HENRY RENTALANDERSON for HSVBG as Boss\n Subj Prop Rental - $1,999.00 add back 40%\n Assets: (Type - Desc - Amount)\n Deposit on Purchase - (416)5671234 - $11.33\n Gift - Test Liability - $25.06\n Household Goods - 1234567890!@#$%^&*()_P{}:\"?><>? - $33.66\n Life Insurance - key=\"liability-93639\" fromCreditBureau=\"true\" - $444.00\n Mutual Fund/Stock/Bonds - dateEnd=\"2013-08-04\" - $555.00\n Other - 666 - $666.00\n RRSP - 777 - $777.00\n Savings - 888 - $888.00\n Vehicle - 999 - $999.00\n Properties: (# - Annual Taxes - Heating /mo)\n 1 (#2 - 6 GAGEVIEW CRT Street S, SCARBOROUGH, Ontario, M1V2E4) - $4,000.00 - $55.00\n 2 (#111111 - 22222 Rental Property By-pass SW, London, Ontario, M3E5T5) - $456.00 - $88.00\n 3 (#1 - 131 MARGARET AVE Avenue S, STONEY CREEK, Ontario, L8G3G7) - $2,000.00 - $88.00\n 4 (#11 - 123 Finch Abbey N, Toronto, Ontario, M6T3R5) - $3,000.00 - $77.00\n Credit Bureaus: (Name - Vendor - Pulled By - Requested)\n JOHN ANDERSON - Equifax - JSMITH - 2020-06-17 07:19 PM UTC\n CHRISTINE ANDERSON - Equifax - JSMITH - 2020-06-17 07:19 PM UTC\n HENRY RENTALANDERSON - Equifax - JSMITH - 2020-06-17 07:20 PM UTC\n\n Selected Product: VAR Product\n ",
 "unitId": "<firm_id>",
 "posSystem": "<pos_system_id>"
}

Deal 4

Deal 4 contains:

2 Employments, Assets, Liabilities
EF Reports

Request Body

{
 "commonData": {
 "assetList": {
 "assetRealEstate": [
 {
 "originalPrice": 345000.0,
 "originalDate": "2007-05-01T00:00:00",
 "key": "property-34400",
 "value": 345000.0
 },
 {
 "originalPrice": 300000.0,
 "originalDate": "2002-01-28T00:00:00",
 "key": "property-34402",
 "value": 300000.0
 }
 ],
 "assetOther": [
 {
 "assetType": 71,
 "description": "111 description",
 "key": "asset-82911",
 "value": 111.0
 },
 {
 "assetType": 72,
 "description": "222 description",
 "key": "asset-82912",
 "value": 222.0
 },
 {
 "assetType": 73,
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 "fundingDate": "2020-11-05T00:00:00",
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 "purchasePriceEstimatedValue": 1345000.0,
 "typeOfBuyer": 20
 },
 "memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n Richard Hussey for ACME as ROC\n Sina Hussey for NN as Manager\n Subj Prop Rental - $2,000.00 add back 50%\n Assets: (Type - Desc - Amount)\n Deposit on Purchase - 111 sdfhstsryntysnyumtyumt - $111.00\n Gift - 222 xfghftyrtyndyu uiimyfu - $222.00\n Household Goods - 333 xfgbtyrtyn d fh y ydun - $333.00\n Life Insurance - 444 df ty yuyunytum fyju - $444.00\n Mutual Fund/Stock/Bonds - 555 xdfg tyh bty ru yumui,ui - $555.00\n Other - 666 fdg ht yu ghj ui - $666.00\n RRSP - 777 cv ftyrtynyrmrum - $777.00\n Savings - 888 cgh btynrty - $888.00\n Vehicle - 999 fgh bf f dfyu - $999.00\n Properties: (# - Annual Taxes - Heating /mo)\n 1 (#700 - 2627 26th St NE Street NE, Calgary, Alberta, T1Y1A4) - $2,000.00 - $88.00\n 2 (#22 - 33 Owner Path S, North York, Ontario, M7Y3R5) - $3,000.00 - $99.00\n Credit Bureaus: (Name - Vendor - Pulled By - Requested)\n Richard Hussey - Equifax - JSMITH - 2020-07-13 02:27 PM UTC\n Sina Hussey - Equifax - JSMITH - 2020-07-13 02:27 PM UTC\n\n Selected Product: VAR Product\n dzfgvtyrty21345326457657n @!%$#^%$R*&TO*BYILUB l?\":{O_)*(*^%#Fvjhcdfsufgleiurwt\n ",
 "unitId": "<firm_id>",
 "posSystem": "<pos_system_id>"
}

Deal 5

Deal 5 contains:

Guarantor
4 Properties

{
 "commonData": {
 "assetList": {
 "assetRealEstate": [
 {
 "originalPrice": 345000.0,
 "originalDate": "2007-05-01T00:00:00",
 "key": "property-34400",
 "value": 345000.0
 },
 {
 "originalPrice": 300000.0,
 "originalDate": "2002-01-28T00:00:00",
 "key": "property-34402",
 "value": 300000.0
 }
 ],
 "assetOther": [
 {
 "assetType": 71,
 "description": "111 description",
 "key": "asset-82911",
 "value": 111.0
 },
 {
 "assetType": 72,
 "description": "222 description",
 "key": "asset-82912",
 "value": 222.0
 },
 {
 "assetType": 73,
 "description": "333 description",
 "key": "asset-82913",
 "value": 333.0
 },
 {
 "assetType": 20,
 "description": "444 description",
 "key": "asset-82914",
 "value": 444.0
 },
 {
 "assetType": 70,
 "description": "555 description",
 "key": "asset-82915",
 "value": 555.0
 },
 {
 "assetType": 99,
 "description": "666 description",
 "key": "asset-82916",
 "value": 666.0
 },
 {
 "assetType": 30,
 "description": "777 description",
 "key": "asset-82917",
 "value": 777.0
 },
 {
 "assetType": 10,
 "description": "888 description",
 "key": "asset-82918",
 "value": 888.0
 },
 {
 "assetType": 40,
 "description": "999 description",
 "key": "asset-82919",
 "value": 999.0
 }
 ]
 },
 "liabilityList": {
 "liabilityRealEstate": [
 {
 "accountNumber": "1111",
 "monthlyRepayment": 55.0,
 "originalLoanAmount": 200000.0,
 "outstandingBalance": 50000.0,
 "closingDate": "2007-05-01T00:00:00",
 "lenderName": "Gringotts",
 "chargeType": 1,
 "repaymentType": 2,
 "redemptionStatus": 4,
 "maturityDate": "2020-08-04T00:00:00",
 "netRate": 3,
 "rateType": 2,
 "mortgageInsurer": 10,
 "insuranceCertificateNumber": "2222",
 "key": "property-34400-1",
 "fromCreditBureau": false
 }
 ],
 "liabilityOther": [
 {
 "dateEnd": "2020-07-31T00:00:00",
 "repaymentIndicator": true,
 "payoffType": 2,
 "monthlyRepayment": 11.0,
 "creditLimit": 11111.0,
 "outstandingBalance": 111.0,
 "lenderName": "Gringotts",
 "liabilityType": 4,
 "key": "liability-112331",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": true,
 "payoffType": 1,
 "monthlyRepayment": 22.0,
 "creditLimit": 22222.0,
 "outstandingBalance": 222.0,
 "lenderName": "Contoso",
 "liabilityType": 3,
 "additionalHolders": true,
 "additionalHoldersDetails": "description",
 "key": "liability-112332",
 "fromCreditBureau": false
 },
 {
 "repaymentIndicator": true,
 "payoffType": 2,
 "monthlyRepayment": 33.0,
 "creditLimit": 33333.0,
 "outstandingBalance": 333.0,
 "lenderName": "Northwind Traders",
 "liabilityType": 6,
 "key": "liability-112333",
 "fromCreditBureau": false
 },
 {
 "dateEnd": "2020-12-31T00:00:00",
 "repaymentIndicator": false,
 "monthlyRepayment": 79.5,
 "creditLimit": 5500.0,
 "outstandingBalance": 2650.0,
 "lenderName": "World Wide Importers",
 "liabilityType": 6,
 "additionalHolders": true,
 "additionalHoldersDetails": "description",
 "key": "liability-112337",
 "fromCreditBureau": true
 },
 {
 "repaymentIndicator": true,
 "payoffType": 1,
 "monthlyRepayment": 69.75,
 "creditLimit": 4650.0,
 "outstandingBalance": 2325.0,
 "lenderName": "Umbrella Corp.",
 "liabilityType": 6,
 "additionalHolders": true,
 "additionalHoldersDetails": "description",
 "key": "liability-112338",
 "fromCreditBureau": true
 },
 {
 "repaymentIndicator": false,
 "monthlyRepayment": 22.5,
 "creditLimit": 1500.0,
 "outstandingBalance": 750.0,
 "lenderName": "Tyrell Corp.",
 "liabilityType": 6,
 "key": "liability-112339",
 "fromCreditBureau": true
 },
 {
 "dateEnd": "2020-08-05T00:00:00",
 "repaymentIndicator": true,
 "payoffType": 1,
 "monthlyRepayment": 119.4,
 "creditLimit": 8000.0,
 "outstandingBalance": 3980.0,
 "lenderName": "Stark Industries",
 "liabilityType": 6,
 "additionalHolders": true,
 "additionalHoldersDetails": "description",
 "key": "liability-112334",
 "fromCreditBureau": true
 },
 {
 "repaymentIndicator": false,
 "monthlyRepayment": 43.95,
 "creditLimit": 3000.0,
 "outstandingBalance": 1465.0,
 "lenderName": "Contoso",
 "liabilityType": 6,
 "key": "liability-112335",
 "fromCreditBureau": true
 },
 {
 "repaymentIndicator": false,
 "monthlyRepayment": 96.0,
 "creditLimit": 6500.0,
 "outstandingBalance": 3200.0,
 "lenderName": "Northwind Traders",
 "liabilityType": 6,
 "additionalHolders": true,
 "additionalHoldersDetails": "rt varwetvraewtv",
 "key": "liability-112336",
 "fromCreditBureau": true
 }
 ]
 },
 "addressList": {
 "applicationAddressCanada": [
 {
 "key": "address-382404",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "700",
 "streetNumber": "2627",
 "streetName": "26th St NE",
 "streetType": 490,
 "streetDirection": 3
 },
 "cityTown": "Calgary",
 "provinceCode": 20,
 "postalCode": "T1Y1A4",
 "countryCode": 1
 },
 {
 "key": "address-382405",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "11",
 "streetNumber": "222",
 "streetName": "Bay",
 "streetType": 660,
 "streetDirection": 2
 },
 "cityTown": "North York",
 "provinceCode": 50,
 "postalCode": "M6R3T5",
 "countryCode": 1
 },
 {
 "key": "address-382406",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "22",
 "streetNumber": "3333",
 "streetName": "Mailing New address",
 "streetType": 370,
 "streetDirection": 7
 },
 "cityTown": "TORONTO Mailing",
 "provinceCode": 50,
 "postalCode": "M1M1M1",
 "countryCode": 1
 },
 {
 "key": "address-382407",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "700",
 "streetNumber": "33",
 "streetName": "26th St NE",
 "streetType": 490,
 "streetDirection": 5
 },
 "cityTown": "Calgary",
 "provinceCode": 20,
 "postalCode": "T1Y1A4",
 "countryCode": 1
 },
 {
 "key": "address-382413",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "22",
 "streetNumber": "33",
 "streetName": "Owner",
 "streetType": 1140,
 "streetDirection": 5
 },
 "cityTown": "North York",
 "provinceCode": 50,
 "postalCode": "M7Y3R5",
 "countryCode": 1
 },
 {
 "key": "address-382403",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "111A",
 "streetNumber": "222",
 "streetName": "MERCY",
 "streetType": 670,
 "streetDirection": 3
 },
 "cityTown": "Toronto",
 "provinceCode": 50,
 "postalCode": "M6T3E4",
 "countryCode": 1
 }
 ]
 },
 "creditBureauList": {
 "creditBureau": [
 {
 "creditReportEquifax": {
 "dataFormat": "0H",
 "reportDate": "2020-07-13T00:00:00",
 "creditScore": 727,
 "value": "..."
 },
 "humanReadableReport": [
 {
 "type": "Text",
 "value": "..."
 }
 ],
 "key": "bureau-25207",
 "provider": "Equifax"
 },
 {
 "creditReportEquifax": {
 "dataFormat": "0H",
 "reportDate": "2020-07-13T00:00:00",
 "creditScore": 794,
 "value": "..."
 },
 "humanReadableReport": [
 {
 "type": "Text",
 "value": "..."
 }
 ],
 "key": "bureau-25208",
 "provider": "Equifax"
 }
 ]
 }
 },
 "customerData": {
 "customerList": {
 "customerPrimaryBorrower": {
 "dateBirth": "1965-07-01T00:00:00",
 "honorific": 1,
 "lastName": "Sheldrake",
 "firstName": "Rupert",
 "middleName": "WW",
 "suffix": "2",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5672345"
 },
 "usage": 1,
 "preferred": false
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234",
 "phoneExtension": "33333"
 },
 "usage": 2,
 "preferred": false
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "7891234"
 },
 "usage": 3,
 "preferred": true
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "234",
 "streetNumber": "34543",
 "streetName": "Main",
 "streetType": 940,
 "streetDirection": 3
 },
 "cityTown": "North DDDDD",
 "provinceCode": 50,
 "postalCode": "M7Y5T6",
 "countryCode": 1
 },
 "earnedIncomeList": {
 "earnedIncome": [
 {
 "earnedIncomeType": 9,
 "paymentFrequency": 1,
 "earnedIncomeAmount": 150000.0
 }
 ]
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234",
 "phoneExtension": "33333"
 },
 "usage": 10
 },
 "employmentType": 1,
 "employmentStatus": 10,
 "dateStart": "2014-01-01T00:00:00",
 "industryType": 8,
 "dateStartedInIndustry": "2013-01-13T00:00:00",
 "occupationType": 5,
 "jobTitle": "BOSS",
 "companyName": "Oceanic Airlines"
 },
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "",
 "streetNumber": "45654",
 "streetName": "LONGUEUIL RRR",
 "streetType": 790,
 "streetDirection": 7
 },
 "cityTown": "King",
 "provinceCode": 60,
 "postalCode": "M7Y5T6",
 "countryCode": 1
 },
 "earnedIncomeList": {
 "earnedIncome": [
 {
 "earnedIncomeType": 99,
 "paymentFrequency": 12,
 "earnedIncomeAmount": 2345.0
 }
 ]
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5672342",
 "phoneExtension": "43563"
 },
 "usage": 10
 },
 "employmentType": 2,
 "employmentStatus": 10,
 "dateStart": "2007-07-01T00:00:00",
 "dateEnd": "2014-01-01T00:00:00",
 "industryType": 10,
 "dateStartedInIndustry": "2005-04-13T00:00:00",
 "occupationType": 2,
 "jobTitle": "Manager",
 "companyName": "PART TIME JOB IN UMBRELLA CORP"
 }
 ]
 },
 "unearnedIncomeList": {
 "unearnedIncome": [
 {
 "unearnedIncomeAmount": 2222.0,
 "unearnedIncomeType": 99,
 "paymentFrequency": 1,
 "unearnedIncomeDetails": "222"
 }
 ]
 },
 "customerRelationShip": {},
 "key": "borrower-97985",
 "correspondenceLanguage": 1,
 "emailAddress1": "<user_email_address>",
 "maritalStatus": 6,
 "numberOfDependents": 0,
 "sex": 1,
 "residentType": 20
 },
 "customerGuarantor": [
 {
 "dateBirth": "1965-08-01T00:00:00",
 "honorific": 1,
 "lastName": "Hussey",
 "firstName": "Sina",
 "suffix": "1",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234"
 },
 "usage": 1,
 "preferred": false
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234",
 "phoneExtension": "33333"
 },
 "usage": 2,
 "preferred": true
 },
 {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "7891234"
 },
 "usage": 3,
 "preferred": false
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "2342",
 "streetNumber": "234234",
 "streetName": "Leslie",
 "streetType": 970,
 "streetDirection": 7
 },
 "cityTown": "King",
 "provinceCode": 50,
 "postalCode": "M7Y4R5",
 "countryCode": 1
 },
 "earnedIncomeList": {
 "earnedIncome": [
 {
 "earnedIncomeType": 4,
 "paymentFrequency": 1,
 "earnedIncomeAmount": 100000.0
 }
 ]
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
 "countryCode": "1",
 "areaCode": "416",
 "phoneNumber": "5671234",
 "phoneExtension": "33333"
 },
 "usage": 10
 },
 "employmentType": 2,
 "employmentStatus": 10,
 "dateStart": "2014-01-01T00:00:00",
 "industryType": 5,
 "dateStartedInIndustry": "2012-12-13T00:00:00",
 "occupationType": 5,
 "jobTitle": "Manager",
 "companyName": "ABC Bank"
 }
 ]
 },
 "customerRelationShip": {
 "relationShipToOwnerType": 3
 },
 "key": "borrower-97986",
 "correspondenceLanguage": 1,
 "emailAddress1": "MELISSA@mail.com",
 "maritalStatus": 6,
 "numberOfDependents": 0,
 "sex": 1,
 "residentType": 10
 }
 ]
 },
 "customerAddressList": [
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97985",
 "fromDate": "2017-12-01T00:00:00"
 }
 ],
 "customerLiabilityRealEstate": [
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyLiability": "property-34400-1"
 }
 ],
 "addressOccupancyPartialOwnerOccupied": {
 "rentalDetails": {
 "annualGrossRentalIncome": 12000.0,
 "managementExpenses": 36.0,
 "insurance": 48.0,
 "hydro": 48.0,
 "maintenanceAndRepairs": 24.0,
 "interest": 36.0,
 "generalExpenses": 60.0
 },
 "refkeyAsset": "property-34400"
 },
 "currentPropertyIntendedActionType": 2,
 "annualHeatingAmount": 1056.0,
 "annualTaxAmount": 2000.0,
 "annualCondoFees": 3996.0,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97985"
 }
 ],
 "refkeyAddress": "address-382404",
 "type": "CustomerAddressPrimaryResidence"
 },
 {
 "customerPreviousAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97985",
 "fromDate": "2012-07-01T00:00:00",
 "toDate": "2017-12-01T00:00:00"
 }
 ],
 "previousAddressOccupancyTenant": {
 "tenancyType": 10
 },
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97985"
 }
 ],
 "refkeyAddress": "address-382405",
 "type": "CustomerAddressPreviousResidence"
 },
 {
 "addressOccupancyNone": {},
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97985"
 }
 ],
 "refkeyAddress": "address-382406",
 "type": "CustomerAddressCorrespondence"
 },
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97986",
 "fromDate": "2012-12-01T00:00:00"
 }
 ],
 "addressOccupancyTenant": {
 "monthlyRentPaid": 0,
 "tenancyType": 40
 },
 "currentPropertyIntendedActionType": 2,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97986"
 }
 ],
 "refkeyAddress": "address-382407",
 "type": "CustomerAddressPrimaryResidence"
 },
 {
 "customerCurrentAddressTimeAt": [
 {
 "refkeyCustomer": "borrower-97985",
 "fromDate": "2002-01-28T00:00:00"
 }
 ],
 "addressOccupancyOwnerOccupied": {
 "refkeyAsset": "property-34402"
 },
 "addressOccupancyOwnerOccupied": {
 "refkeyAsset": "property-34402"
 },
 "currentPropertyIntendedActionType": 2,
 "annualHeatingAmount": 1188.0,
 "annualTaxAmount": 3000.0,
 "annualCondoFees": 2664.0,
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97985"
 }
 ],
 "refkeyAddress": "address-382413",
 "type": "CustomerAddressSecondaryResidence"
 }
 ],
 "customerAssetList": [
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyAsset": "asset-82911"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyAsset": "asset-82912"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyAsset": "asset-82913"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyAsset": "asset-82914"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyAsset": "asset-82915"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyAsset": "asset-82916"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyAsset": "asset-82917"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyAsset": "asset-82918"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyAsset": "asset-82919"
 }
 ],
 "customerLiabilityList": [
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyLiability": "liability-112331"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyLiability": "liability-112332"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyLiability": "liability-112333"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyLiability": "liability-112337"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyLiability": "liability-112338"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97985"
 },
 "refkeyLiability": "liability-112339"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97986"
 },
 "refkeyLiability": "liability-112334"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97986"
 },
 "refkeyLiability": "liability-112335"
 },
 {
 "customerReference": {
 "refkeyCustomer": "borrower-97986"
 },
 "refkeyLiability": "liability-112336"
 }
 ],
 "customerCreditBureauList": [
 {
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97985"
 }
 ],
 "refkeyCreditBureau": "bureau-25207"
 },
 {
 "customerReference": [
 {
 "refkeyCustomer": "borrower-97986"
 }
 ],
 "refkeyCreditBureau": "bureau-25208"
 }
 ]
 },
 "mortgageApplication": {
 "subjectProperty": {
 "subjectPropertyOccupancyRental": {
 "rentalDetails": {
 "annualGrossRentalIncome": 24000.0,
 "managementExpenses": 96.0,
 "insurance": 84.0,
 "hydro": 72.0,
 "maintenanceAndRepairs": 60.0,
 "interest": 72.0,
 "rentalOffset": 50,
 "rentalCalcType": 2
 }
 },
 "legalAddress": {
 "details": "1546735765",
 "pin": "13454645654",
 "planNumber": "12456456456456245"
 },
 "freehold": {},
 "propertyTax": {
 "annualTaxAmount": 4000.0,
 "taxesPaidBy": 1
 },
 "subjectPropertyAddress": {
 "refkeyAddress": "address-382403"
 },
 "occupancyPurpose": 4,
 "mlsListed": false,
 "mlsNumber": "1",
 "heatingType": 1,
 "parkingType": 1,
 "yearBuilt": 2000,
 "waterSupplyType": 20,
 "waterWasteType": 30,
 "propertySize": 2222,
 "propertySizeUnits": 1,
 "lotSize": 3333,
 "lotSizeUnits": 1,
 "environmentalHazardIndicator": false,
 "annualHeatingAmount": 1056.0,
 "numberOfUnitsTotal": 1,
 "propertyType": 1,
 "propertyDescriptionType": 3,
 "propertyUsageType": 7,
 "propertyZoningType": 5,
 "newPropertyIndicator": false
 },
 "loan": {
 "customProduct": {
 "productName": "VAR Product",
 "rateType": 99,
 "rateCompoundFrequency": 1,
 "productTerm": 89,
 "earlyPayoutOption": 20,
 "locIndicator": false,
 "buydown": 0,
 "postedRate": 1.89
 },
 "underwriter": {
 "userId": "<user_id>",
 "unitId": "<underwriter_unit_id>"
 },
 "loanAmount": 1179000.0,
 "chargeType": 1,
 "termMonths": "89",
 "amortizationMonths": "305",
 "netRate": 1.89,
 "qualifyingRate": 4,
 "acceleratedPayment": true,
 "maturityDate": "2104-11-05T00:00:00",
 "firstPaymentDate": "2020-11-19T00:00:00",
 "interestAdjustmentDate": "2020-11-05T00:00:00",
 "requestedPayment": 488.75,
 "paymentAmount": 4925.14,
 "paymentFrequency": 26,
 "repaymentType": 2,
 "lenderCode": <lender_code>,
 "lenderChannel": 10
 },
 "downpaymentList": {
 "downpayment": [
 {
 "downpaymentSourceType": 99,
 "description": "Second Financing",
 "amount": 66000.0
 },
 {
 "downpaymentSourceType": 4,
 "description": "gift tesetretr fgjmtuiyui,iyo,utioui",
 "amount": 50000.0
 },
 {
 "downpaymentSourceType": 8,
 "description": "grant xfbrstynryu 345g46b fgh dfjd",
 "amount": 50000.0
 }
 ]
 },
 "firm": {
 "externalPoSFirm": [
 {
 "posSystemId": 50,
 "firmId": "<firm_id>"
 }
 ],
 "firmId": "<firm_id>"
 },
 "submittingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": 40,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_1>"
 },
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "originatingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": 40,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_1>"
 },
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "",
 "unitNumber": "123",
 "streetNumber": "2608",
 "streetName": "Granville",
 "streetType": 1240,
 "streetDirection": 2
 },
 "cityTown": "Vancouver",
 "provinceCode": 10,
 "postalCode": "V6H3V3",
 "countryCode": 1
 },
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "broker": {
 "externalPoSUser": [
 {
 "posSystemId": 40,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_1>"
 },
 {
 "posSystemId": 50,
 "firmId": "<firm_id>",
 "userId": "<user_external_pos_id_2>"
 }
 ],
 "userId": "<user_id>",
 "firstName": "<user_firstname>",
 "lastName": "<user_lastname>",
 "emailAddress": "<user_email_address>",
 "mortgageLicenseNumber": "<mortgage_license_number>"
 },
 "posApplicationNumber": "ABCD-56197",
 "isPreapproval": false,
 "fundingDate": "2020-11-05T00:00:00",
 "loanPurposeType": 3,
 "purchasePriceEstimatedValue": 1345000.0,
 "typeOfBuyer": 20
 },
 "memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n Richard Hussey for Bank CANADA \n Sina Hussey for Na as Manager\n Subj Prop Rental - $2,000.00 add back 50%\n Assets: (Type - Desc - Amount)\n Deposit on Purchase - 111 - $111.00\n Gift - 222 - $222.00\n Household Goods - 333 - $333.00\n Life Insurance - 444 - $444.00\n Mutual Fund/Stock/Bonds - 555 - $555.00\n Other - 666 - $666.00\n RRSP - 777 - $777.00\n Savings - 888 - $888.00\n Vehicle - 999 - $999.00\n Properties: (# - Annual Taxes - Heating /mo)\n 1 (#400 - 1627 26th St NE Street NE, Calgary, Alberta, T1Y1A4) - $2,000.00 - $88.00\n 2 (#22 - 23 Owner Path S, North York, Ontario, M7E3R5) - $3,000.00 - $99.00\n Credit Bureaus: (Name - Vendor - Pulled By - Requested)\n Richard Hey - Equifax - JSMITH - 2020-07-13 02:27 PM UTC\n Sina Hussey - Equifax - JSMITH - 2020-07-13 02:27 PM UTC\n\n Selected Product: VAR Product\n dzfgvtyrty21345326457657n @!%$#^%$R*&TO*BYILUB l?\":{O_)*(*^%#Fvjhcdfsufgleiurwt\n ",
 "unitId": "<firm_id>",
 "posSystem": "<pos_system_id>"
}

ValidateApplication

Validate Application has a request body identical to a Submit Application request. It can be used to validate the request without performing an actual ingestion and submission.

POST https://api-link.newton.ca/v1/validations/applications

Code sample

using System;
using System.Collections.Generic;
using System.Net.Http;
using System.Net.Http.Headers;
using System.Text;
using System.Threading.Tasks;
using Newtonsoft.Json;

/// <<summary>>
/// Example of Http Client
/// <</summary>>
public class HttpExample {
 private HttpClient Client { get; set; }

 /// <<summary>>
 /// Setup http client
 /// <</summary>>
 public HttpExample() {
 Client = new HttpClient();
 }

 /// Make a dummy request
 public async Task MakePostRequest() {
 string url = "/v1/validations/applications";

 string json = @"{
 ""commonData"": {
 ""assetList"": {
 ""assetRealEstate"": [
 {
 ""originalPrice"": 0,
 ""originalDate"": ""2019-08-24T14:15:22Z"",
 ""key"": ""string"",
 ""value"": 0
 }
 ],
 ""assetOther"": [
 {
 ""assetType"": null,
 ""location"": ""string"",
 ""maturityDate"": ""2019-08-24T14:15:22Z"",
 ""additionalAssetHolders"": ""string"",
 ""description"": ""string"",
 ""key"": ""string"",
 ""value"": 0
 }
 ]
 },
 ""liabilityList"": {
 ""liabilityRealEstate"": [
 {
 ""accountNumber"": ""string"",
 ""othersResponsible"": true,
 ""othersResponsibleDetails"": ""string"",
 ""monthlyRepayment"": 0,
 ""originalLoanAmount"": 0,
 ""outstandingBalance"": 0,
 ""closingDate"": ""2019-08-24T14:15:22Z"",
 ""lenderName"": ""string"",
 ""chargeType"": null,
 ""repaymentType"": null,
 ""redemptionStatus"": null,
 ""inDefault"": true,
 ""purchasePrice"": 0,
 ""maturityDate"": ""2019-08-24T14:15:22Z"",
 ""netRate"": 0,
 ""rateType"": null,
 ""mortgageInsurer"": null,
 ""insuredAmount"": 0,
 ""insurancePremium"": 0,
 ""insuranceCertificateNumber"": ""string"",
 ""key"": ""string"",
 ""fromCreditBureau"": true
 }
 ],
 ""liabilityOther"": [
 {
 ""dateEnd"": ""2019-08-24T14:15:22Z"",
 ""accountNumber"": ""string"",
 ""repaymentIndicator"": true,
 ""payoffType"": null,
 ""monthlyRepayment"": 0,
 ""creditLimit"": 0,
 ""outstandingBalance"": 0,
 ""lenderName"": ""string"",
 ""creditCardType"": null,
 ""liabilityType"": null,
 ""additionalHolders"": true,
 ""additionalHoldersDetails"": ""string"",
 ""key"": ""string"",
 ""fromCreditBureau"": true
 }
 ]
 },
 ""addressList"": {
 ""applicationAddressCanada"": [
 {
 ""key"": ""string"",
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string"",
 ""streetType"": null,
 ""streetDirection"": null
 },
 ""cityTown"": ""string"",
 ""provinceCode"": null,
 ""postalCode"": ""string"",
 ""countryCode"": null
 }
 ]
 },
 ""creditBureauList"": {
 ""creditBureau"": [
 {
 ""creditReportEquifax"": {
 ""dataFormat"": ""string"",
 ""reportDate"": ""2019-08-24T14:15:22Z"",
 ""creditScore"": 0,
 ""jointCreditScore"": 0,
 ""noHit"": true,
 ""jointNoHit"": true,
 ""value"": ""string""
 },
 ""humanReadableReport"": [
 {
 ""type"": ""string"",
 ""value"": ""string""
 }
 ],
 ""key"": ""string"",
 ""provider"": ""string""
 }
 ]
 }
 },
 ""customerData"": {
 ""customerList"": {
 ""customerPrimaryBorrower"": {
 ""dateBirth"": ""2019-08-24T14:15:22Z"",
 ""honorific"": null,
 ""lastName"": ""string"",
 ""firstName"": ""string"",
 ""middleName"": ""string"",
 ""suffix"": ""string"",
 ""sin"": ""string"",
 ""customerTelephoneNumberList"": [
 {
 ""telephoneNumber"": {
 ""countryCode"": ""str"",
 ""areaCode"": ""strin"",
 ""phoneNumber"": ""string"",
 ""phoneExtension"": ""string""
 },
 ""usage"": null,
 ""contactTime"": ""string"",
 ""preferred"": true
 }
 ],
 ""employmentList"": {
 ""employment"": [
 {
 ""addressCanada"": {
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string"",
 ""streetType"": null,
 ""streetDirection"": null
 },
 ""cityTown"": ""string"",
 ""provinceCode"": null,
 ""postalCode"": ""string"",
 ""countryCode"": null
 },
 ""earnedIncomeList"": {
 ""earnedIncome"": [
 {
 ""earnedIncomeType"": null,
 ""paymentFrequency"": null,
 ""earnedIncomeAmount"": 0
 }
 ]
 },
 ""contactPerson"": {
 ""honorific"": null,
 ""lastName"": ""string"",
 ""firstName"": ""string"",
 ""emailAddress"": ""string""
 },
 ""contactTelephoneNumber"": {
 ""telephoneNumber"": {
 ""countryCode"": ""str"",
 ""areaCode"": ""strin"",
 ""phoneNumber"": ""string"",
 ""phoneExtension"": ""string""
 },
 ""usage"": null,
 ""contactTime"": ""string""
 },
 ""employmentType"": null,
 ""employmentStatus"": null,
 ""dateStart"": ""2019-08-24T14:15:22Z"",
 ""dateEnd"": ""2019-08-24T14:15:22Z"",
 ""industryType"": null,
 ""dateStartedInIndustry"": ""2019-08-24T14:15:22Z"",
 ""occupationType"": null,
 ""jobTitle"": ""string"",
 ""companyName"": ""string"",
 ""companyType"": ""string"",
 ""operatingAs"": ""string""
 }
 ]
 },
 ""bankruptcyHistoryList"": {
 ""bankruptcyHistory"": [
 {
 ""debtAmount"": 0,
 ""dateDeclared"": ""2019-08-24T14:15:22Z"",
 ""dateDischarged"": ""2019-08-24T14:15:22Z"",
 ""monthlyRepayment"": 0,
 ""otherDetails"": ""string""
 }
 ]
 },
 ""unearnedIncomeList"": {
 ""unearnedIncome"": [
 {
 ""unearnedIncomeAmount"": 0,
 ""unearnedIncomeType"": null,
 ""paymentFrequency"": null,
 ""unearnedIncomeDetails"": ""string""
 }
 ]
 },
 ""customerRelationShip"": {
 ""relationShipToOwnerType"": null
 },
 ""key"": ""string"",
 ""correspondenceLanguage"": null,
 ""emailAddress1"": ""string"",
 ""emailAddress2"": ""string"",
 ""maritalStatus"": null,
 ""numberOfDependents"": 0,
 ""sex"": null,
 ""residentType"": null
 },
 ""customerBorrower"": [
 {
 ""dateBirth"": ""2019-08-24T14:15:22Z"",
 ""honorific"": null,
 ""lastName"": ""string"",
 ""firstName"": ""string"",
 ""middleName"": ""string"",
 ""suffix"": ""string"",
 ""sin"": ""string"",
 ""customerTelephoneNumberList"": [
 {
 ""telephoneNumber"": {
 ""countryCode"": ""str"",
 ""areaCode"": ""strin"",
 ""phoneNumber"": ""string"",
 ""phoneExtension"": ""string""
 },
 ""usage"": null,
 ""contactTime"": ""string"",
 ""preferred"": true
 }
 ],
 ""employmentList"": {
 ""employment"": [
 {
 ""addressCanada"": {
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string"",
 ""streetType"": null,
 ""streetDirection"": null
 },
 ""cityTown"": ""string"",
 ""provinceCode"": null,
 ""postalCode"": ""string"",
 ""countryCode"": null
 },
 ""earnedIncomeList"": {
 ""earnedIncome"": [
 ""[Object]""
 ]
 },
 ""contactPerson"": {
 ""honorific"": null,
 ""lastName"": ""string"",
 ""firstName"": ""string"",
 ""emailAddress"": ""string""
 },
 ""contactTelephoneNumber"": {
 ""telephoneNumber"": {
 ""countryCode"": ""str"",
 ""areaCode"": ""strin"",
 ""phoneNumber"": ""string"",
 ""phoneExtension"": ""string""
 },
 ""usage"": null,
 ""contactTime"": ""string""
 },
 ""employmentType"": null,
 ""employmentStatus"": null,
 ""dateStart"": ""2019-08-24T14:15:22Z"",
 ""dateEnd"": ""2019-08-24T14:15:22Z"",
 ""industryType"": null,
 ""dateStartedInIndustry"": ""2019-08-24T14:15:22Z"",
 ""occupationType"": null,
 ""jobTitle"": ""string"",
 ""companyName"": ""string"",
 ""companyType"": ""string"",
 ""operatingAs"": ""string""
 }
 ]
 },
 ""bankruptcyHistoryList"": {
 ""bankruptcyHistory"": [
 {
 ""debtAmount"": 0,
 ""dateDeclared"": ""2019-08-24T14:15:22Z"",
 ""dateDischarged"": ""2019-08-24T14:15:22Z"",
 ""monthlyRepayment"": 0,
 ""otherDetails"": ""string""
 }
 ]
 },
 ""unearnedIncomeList"": {
 ""unearnedIncome"": [
 {
 ""unearnedIncomeAmount"": 0,
 ""unearnedIncomeType"": null,
 ""paymentFrequency"": null,
 ""unearnedIncomeDetails"": ""string""
 }
 ]
 },
 ""customerRelationShip"": {
 ""relationShipToOwnerType"": null
 },
 ""key"": ""string"",
 ""correspondenceLanguage"": null,
 ""emailAddress1"": ""string"",
 ""emailAddress2"": ""string"",
 ""maritalStatus"": null,
 ""numberOfDependents"": 0,
 ""sex"": null,
 ""residentType"": null
 }
 ],
 ""customerGuarantor"": [
 {
 ""dateBirth"": ""2019-08-24T14:15:22Z"",
 ""honorific"": null,
 ""lastName"": ""string"",
 ""firstName"": ""string"",
 ""middleName"": ""string"",
 ""suffix"": ""string"",
 ""sin"": ""string"",
 ""customerTelephoneNumberList"": [
 {
 ""telephoneNumber"": {
 ""countryCode"": ""str"",
 ""areaCode"": ""strin"",
 ""phoneNumber"": ""string"",
 ""phoneExtension"": ""string""
 },
 ""usage"": null,
 ""contactTime"": ""string"",
 ""preferred"": true
 }
 ],
 ""employmentList"": {
 ""employment"": [
 {
 ""addressCanada"": {
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string"",
 ""streetType"": null,
 ""streetDirection"": null
 },
 ""cityTown"": ""string"",
 ""provinceCode"": null,
 ""postalCode"": ""string"",
 ""countryCode"": null
 },
 ""earnedIncomeList"": {
 ""earnedIncome"": [
 ""[Object]""
 ]
 },
 ""contactPerson"": {
 ""honorific"": null,
 ""lastName"": ""string"",
 ""firstName"": ""string"",
 ""emailAddress"": ""string""
 },
 ""contactTelephoneNumber"": {
 ""telephoneNumber"": {
 ""countryCode"": ""str"",
 ""areaCode"": ""strin"",
 ""phoneNumber"": ""string"",
 ""phoneExtension"": ""string""
 },
 ""usage"": null,
 ""contactTime"": ""string""
 },
 ""employmentType"": null,
 ""employmentStatus"": null,
 ""dateStart"": ""2019-08-24T14:15:22Z"",
 ""dateEnd"": ""2019-08-24T14:15:22Z"",
 ""industryType"": null,
 ""dateStartedInIndustry"": ""2019-08-24T14:15:22Z"",
 ""occupationType"": null,
 ""jobTitle"": ""string"",
 ""companyName"": ""string"",
 ""companyType"": ""string"",
 ""operatingAs"": ""string""
 }
 ]
 },
 ""bankruptcyHistoryList"": {
 ""bankruptcyHistory"": [
 {
 ""debtAmount"": 0,
 ""dateDeclared"": ""2019-08-24T14:15:22Z"",
 ""dateDischarged"": ""2019-08-24T14:15:22Z"",
 ""monthlyRepayment"": 0,
 ""otherDetails"": ""string""
 }
 ]
 },
 ""unearnedIncomeList"": {
 ""unearnedIncome"": [
 {
 ""unearnedIncomeAmount"": 0,
 ""unearnedIncomeType"": null,
 ""paymentFrequency"": null,
 ""unearnedIncomeDetails"": ""string""
 }
 ]
 },
 ""customerRelationShip"": {
 ""relationShipToOwnerType"": null
 },
 ""key"": ""string"",
 ""correspondenceLanguage"": null,
 ""emailAddress1"": ""string"",
 ""emailAddress2"": ""string"",
 ""maritalStatus"": null,
 ""numberOfDependents"": 0,
 ""sex"": null,
 ""residentType"": null
 }
 ]
 },
 ""customerAddressList"": [
 {
 ""customerReference"": [
 {
 ""refkeyCustomer"": ""string""
 }
 ],
 ""refkeyAddress"": ""string"",
 ""type"": ""string""
 }
 ],
 ""customerAssetList"": [
 {
 ""customerReference"": {
 ""refkeyCustomer"": ""string""
 },
 ""refkeyAsset"": ""string""
 }
 ],
 ""customerLiabilityList"": [
 {
 ""customerReference"": {
 ""refkeyCustomer"": ""string""
 },
 ""refkeyLiability"": ""string""
 }
 ],
 ""customerCreditBureauList"": [
 {
 ""customerReference"": [
 {
 ""refkeyCustomer"": ""string""
 }
 ],
 ""refkeyCreditBureau"": ""string""
 }
 ]
 },
 ""mortgageApplication"": {
 ""subjectProperty"": {
 ""subjectPropertyOccupancyOwnerOccupied"": {},
 ""legalAddress"": {
 ""details"": ""string"",
 ""pin"": ""string"",
 ""lotNumber"": ""string"",
 ""planNumber"": ""string"",
 ""unitNumber"": ""string"",
 ""levelNumber"": ""string""
 },
 ""condo"": {
 ""annualCondoFees"": 0
 },
 ""freehold"": {},
 ""leasehold"": {
 ""annualLeaseAmount"": 0
 },
 ""propertyTax"": {
 ""annualTaxAmount"": 0,
 ""taxesPaidBy"": null
 },
 ""propertyAppraisal"": {
 ""appraiserAddress"": {
 ""key"": ""string"",
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string"",
 ""streetType"": null,
 ""streetDirection"": null
 },
 ""cityTown"": ""string"",
 ""provinceCode"": null,
 ""postalCode"": ""string"",
 ""countryCode"": null
 },
 ""appraisedValue"": 0,
 ""dateAppraised"": ""2019-08-24T14:15:22Z"",
 ""companyName"": ""string""
 },
 ""subjectPropertyAddress"": {
 ""refkeyAddress"": ""string""
 },
 ""occupancyPurpose"": null,
 ""mlsListed"": true,
 ""mlsNumber"": ""string"",
 ""heatingType"": null,
 ""parkingType"": null,
 ""yearBuilt"": 1,
 ""waterSupplyType"": null,
 ""waterWasteType"": null,
 ""propertySize"": 0,
 ""propertySizeUnits"": null,
 ""lotSize"": 0,
 ""lotSizeUnits"": null,
 ""environmentalHazardIndicator"": true,
 ""buildingConstructionType"": null,
 ""annualHeatingAmount"": 0,
 ""numberOfUnitsTotal"": 0,
 ""numberOfUnitsRented"": 0,
 ""propertyType"": null,
 ""propertyDescriptionType"": null,
 ""propertyUsageType"": null,
 ""selfBuildIndicator"": true,
 ""propertyZoningType"": null,
 ""newPropertyIndicator"": true,
 ""cof"": ""2019-08-24T14:15:22Z""
 },
 ""loan"": {
 ""cmhcMortgageInsurance"": {
 ""serviceType"": null,
 ""insurancePremium"": 0,
 ""blendedAmortization"": true,
 ""addToLoan"": true
 },
 ""lenderProduct"": {
 ""productCode"": ""string"",
 ""productStartDate"": ""2019-08-24T14:15:22Z"",
 ""adjustment"": -999.999,
 ""buydown"": -999.999
 },
 ""underwriter"": {
 ""userId"": ""string"",
 ""unitId"": ""string"",
 ""name"": ""string"",
 ""businessType"": null
 },
 ""classification"": [
 {
 ""mortgageClassification"": null
 }
 ],
 ""loanAmount"": 0,
 ""chargeType"": null,
 ""lineOfBusiness"": null,
 ""termMonths"": ""string"",
 ""amortizationMonths"": ""string"",
 ""netRate"": 0,
 ""qualifyingRate"": 0,
 ""acceleratedPayment"": true,
 ""maturityDate"": ""2019-08-24T14:15:22Z"",
 ""firstPaymentDate"": ""2019-08-24T14:15:22Z"",
 ""interestAdjustmentDate"": ""2019-08-24T14:15:22Z"",
 ""requestedPayment"": 0,
 ""paymentAmount"": 0,
 ""paymentFrequency"": null,
 ""repaymentType"": null,
 ""lenderCode"": 0,
 ""lenderChannel"": null,
 ""variableToPrime"": ""string"",
 ""loanType"": null,
 ""lenderName"": ""string""
 },
 ""downpaymentList"": {
 ""downpayment"": [
 {
 ""downpaymentSourceType"": null,
 ""description"": ""string"",
 ""amount"": 0
 }
 ]
 },
 ""applicationNoteList"": {
 ""applicationNote"": [
 {
 ""noteType"": null,
 ""noteDateTime"": ""2019-08-24T14:15:22Z"",
 ""noteText"": ""string""
 }
 ]
 },
 ""firm"": {
 ""externalPoSFirm"": [
 {
 ""posSystemId"": null,
 ""firmId"": ""string""
 }
 ],
 ""firmId"": ""string"",
 ""name"": ""string""
 },
 ""submittingAgent"": {
 ""externalPoSUser"": [
 {
 ""posSystemId"": null,
 ""firmId"": ""string"",
 ""userId"": ""string""
 }
 ],
 ""addressCanada"": {
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string"",
 ""streetType"": null,
 ""streetDirection"": null
 },
 ""cityTown"": ""string"",
 ""provinceCode"": null,
 ""postalCode"": ""string"",
 ""countryCode"": null
 },
 ""userId"": ""string"",
 ""firstName"": ""string"",
 ""lastName"": ""string"",
 ""emailAddress"": ""string"",
 ""mortgageLicenseNumber"": ""string""
 },
 ""originatingAgent"": {
 ""externalPoSUser"": [
 {
 ""posSystemId"": null,
 ""firmId"": ""string"",
 ""userId"": ""string""
 }
 ],
 ""addressCanada"": {
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string"",
 ""streetType"": null,
 ""streetDirection"": null
 },
 ""cityTown"": ""string"",
 ""provinceCode"": null,
 ""postalCode"": ""string"",
 ""countryCode"": null
 },
 ""userId"": ""string"",
 ""firstName"": ""string"",
 ""lastName"": ""string"",
 ""emailAddress"": ""string"",
 ""mortgageLicenseNumber"": ""string""
 },
 ""broker"": {
 ""externalPoSUser"": [
 {
 ""posSystemId"": null,
 ""firmId"": ""string"",
 ""userId"": ""string""
 }
 ],
 ""addressCanada"": {
 ""postalAddressStreetAddress"": {
 ""poBoxRRNumber"": ""string"",
 ""type"": ""string"",
 ""unitNumber"": ""string"",
 ""streetNumber"": ""string"",
 ""streetName"": ""string"",
 ""streetType"": null,
 ""streetDirection"": null
 },
 ""cityTown"": ""string"",
 ""provinceCode"": null,
 ""postalCode"": ""string"",
 ""countryCode"": null
 },
 ""userId"": ""string"",
 ""firstName"": ""string"",
 ""lastName"": ""string"",
 ""emailAddress"": ""string"",
 ""mortgageLicenseNumber"": ""string""
 },
 ""posApplicationNumber"": ""string"",
 ""isPreapproval"": true,
 ""fundingDate"": ""2019-08-24T14:15:22Z"",
 ""loanPurposeType"": null,
 ""purchasePriceEstimatedValue"": 0,
 ""improvements"": 0,
 ""typeOfBuyer"": null,
 ""additionalPurpose"": ""string"",
 ""improveDescription"": ""string"",
 ""applicationNumber"": ""string"",
 ""brokerRefNumber"": ""string""
 },
 ""memo"": ""string"",
 ""unitId"": ""string"",
 ""posSystem"": ""string""
}";
 SubmitApplication.Request.SubmitApplicationRequest content = JsonConvert.DeserializeObject(json);
 await PostAsync(content, url);
 }

 /// Performs a POST Request
 public async Task PostAsync(SubmitApplication.Request.SubmitApplicationRequest content, string url) {
 //Serialize Object
 StringContent jsonContent = SerializeObject(content);

 //Execute POST request
 HttpResponseMessage response = await Client.PostAsync(url, jsonContent);
 }

 /// Serialize an object to Json
 private StringContent SerializeObject(SubmitApplication.Request.SubmitApplicationRequest content) {
 //Serialize Object
 string jsonObject = JsonConvert.SerializeObject(content);

 //Create Json UTF8 String Content
 return new StringContent(jsonObject, Encoding.UTF8, "application/json");
 }

 /// Deserialize object from request response
 private async Task DeserializeObject(HttpResponseMessage response) {
 //Read body 
 string responseBody = await response.Content.ReadAsStringAsync();

 //Deserialize Body to object
 var result = JsonConvert.DeserializeObject(responseBody);
 }
}

const inputBody = '{
 "commonData": {
 "assetList": {
 "assetRealEstate": [
 {
 "originalPrice": 0,
 "originalDate": "2019-08-24T14:15:22Z",
 "key": "string",
 "value": 0
 }
 ],
 "assetOther": [
 {
 "assetType": null,
 "location": "string",
 "maturityDate": "2019-08-24T14:15:22Z",
 "additionalAssetHolders": "string",
 "description": "string",
 "key": "string",
 "value": 0
 }
 ]
 },
 "liabilityList": {
 "liabilityRealEstate": [
 {
 "accountNumber": "string",
 "othersResponsible": true,
 "othersResponsibleDetails": "string",
 "monthlyRepayment": 0,
 "originalLoanAmount": 0,
 "outstandingBalance": 0,
 "closingDate": "2019-08-24T14:15:22Z",
 "lenderName": "string",
 "chargeType": null,
 "repaymentType": null,
 "redemptionStatus": null,
 "inDefault": true,
 "purchasePrice": 0,
 "maturityDate": "2019-08-24T14:15:22Z",
 "netRate": 0,
 "rateType": null,
 "mortgageInsurer": null,
 "insuredAmount": 0,
 "insurancePremium": 0,
 "insuranceCertificateNumber": "string",
 "key": "string",
 "fromCreditBureau": true
 }
 ],
 "liabilityOther": [
 {
 "dateEnd": "2019-08-24T14:15:22Z",
 "accountNumber": "string",
 "repaymentIndicator": true,
 "payoffType": null,
 "monthlyRepayment": 0,
 "creditLimit": 0,
 "outstandingBalance": 0,
 "lenderName": "string",
 "creditCardType": null,
 "liabilityType": null,
 "additionalHolders": true,
 "additionalHoldersDetails": "string",
 "key": "string",
 "fromCreditBureau": true
 }
 ]
 },
 "addressList": {
 "applicationAddressCanada": [
 {
 "key": "string",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string",
 "streetType": null,
 "streetDirection": null
 },
 "cityTown": "string",
 "provinceCode": null,
 "postalCode": "string",
 "countryCode": null
 }
 ],
 "applicationAddressCanadaPartial": {
 "key": "string",
 "provinceCode": null,
 "countryCode": null
 }
 },
 "creditBureauList": {
 "creditBureau": [
 {
 "creditReportEquifax": {
 "dataFormat": "string",
 "reportDate": "2019-08-24T14:15:22Z",
 "creditScore": 0,
 "jointCreditScore": 0,
 "noHit": true,
 "jointNoHit": true,
 "value": "string"
 },
 "humanReadableReport": [
 {
 "type": "string",
 "value": "string"
 }
 ],
 "key": "string",
 "provider": "string"
 }
 ]
 }
 },
 "customerData": {
 "customerList": {
 "customerPrimaryBorrower": {
 "dateBirth": "2019-08-24T14:15:22Z",
 "honorific": null,
 "lastName": "string",
 "firstName": "string",
 "middleName": "string",
 "suffix": "string",
 "sin": "string",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "str",
 "areaCode": "strin",
 "phoneNumber": "string",
 "phoneExtension": "string"
 },
 "usage": null,
 "contactTime": "string",
 "preferred": true
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string",
 "streetType": null,
 "streetDirection": null
 },
 "cityTown": "string",
 "provinceCode": null,
 "postalCode": "string",
 "countryCode": null
 },
 "earnedIncomeList": {
 "earnedIncome": [
 {
 "earnedIncomeType": null,
 "paymentFrequency": null,
 "earnedIncomeAmount": 0
 }
 ]
 },
 "contactPerson": {
 "honorific": null,
 "lastName": "string",
 "firstName": "string",
 "emailAddress": "string"
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
 "countryCode": "str",
 "areaCode": "strin",
 "phoneNumber": "string",
 "phoneExtension": "string"
 },
 "usage": null,
 "contactTime": "string"
 },
 "employmentType": null,
 "employmentStatus": null,
 "dateStart": "2019-08-24T14:15:22Z",
 "dateEnd": "2019-08-24T14:15:22Z",
 "industryType": null,
 "dateStartedInIndustry": "2019-08-24T14:15:22Z",
 "occupationType": null,
 "jobTitle": "string",
 "companyName": "string",
 "companyType": "string",
 "operatingAs": "string"
 }
 ]
 },
 "bankruptcyHistoryList": {
 "bankruptcyHistory": [
 {
 "debtAmount": 0,
 "dateDeclared": "2019-08-24T14:15:22Z",
 "dateDischarged": "2019-08-24T14:15:22Z",
 "monthlyRepayment": 0,
 "otherDetails": "string"
 }
 ]
 },
 "unearnedIncomeList": {
 "unearnedIncome": [
 {
 "unearnedIncomeAmount": 0,
 "unearnedIncomeType": null,
 "paymentFrequency": null,
 "unearnedIncomeDetails": "string"
 }
 ]
 },
 "customerRelationShip": {
 "relationShipToOwnerType": null
 },
 "key": "string",
 "correspondenceLanguage": null,
 "emailAddress1": "string",
 "emailAddress2": "string",
 "maritalStatus": null,
 "numberOfDependents": 0,
 "sex": null,
 "residentType": null
 },
 "customerBorrower": [
 {
 "dateBirth": "2019-08-24T14:15:22Z",
 "honorific": null,
 "lastName": "string",
 "firstName": "string",
 "middleName": "string",
 "suffix": "string",
 "sin": "string",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "str",
 "areaCode": "strin",
 "phoneNumber": "string",
 "phoneExtension": "string"
 },
 "usage": null,
 "contactTime": "string",
 "preferred": true
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string",
 "streetType": null,
 "streetDirection": null
 },
 "cityTown": "string",
 "provinceCode": null,
 "postalCode": "string",
 "countryCode": null
 },
 "earnedIncomeList": {
 "earnedIncome": [
 "[Object]"
 ]
 },
 "contactPerson": {
 "honorific": null,
 "lastName": "string",
 "firstName": "string",
 "emailAddress": "string"
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
 "countryCode": "str",
 "areaCode": "strin",
 "phoneNumber": "string",
 "phoneExtension": "string"
 },
 "usage": null,
 "contactTime": "string"
 },
 "employmentType": null,
 "employmentStatus": null,
 "dateStart": "2019-08-24T14:15:22Z",
 "dateEnd": "2019-08-24T14:15:22Z",
 "industryType": null,
 "dateStartedInIndustry": "2019-08-24T14:15:22Z",
 "occupationType": null,
 "jobTitle": "string",
 "companyName": "string",
 "companyType": "string",
 "operatingAs": "string"
 }
 ]
 },
 "bankruptcyHistoryList": {
 "bankruptcyHistory": [
 {
 "debtAmount": 0,
 "dateDeclared": "2019-08-24T14:15:22Z",
 "dateDischarged": "2019-08-24T14:15:22Z",
 "monthlyRepayment": 0,
 "otherDetails": "string"
 }
 ]
 },
 "unearnedIncomeList": {
 "unearnedIncome": [
 {
 "unearnedIncomeAmount": 0,
 "unearnedIncomeType": null,
 "paymentFrequency": null,
 "unearnedIncomeDetails": "string"
 }
 ]
 },
 "customerRelationShip": {
 "relationShipToOwnerType": null
 },
 "key": "string",
 "correspondenceLanguage": null,
 "emailAddress1": "string",
 "emailAddress2": "string",
 "maritalStatus": null,
 "numberOfDependents": 0,
 "sex": null,
 "residentType": null
 }
 ],
 "customerGuarantor": [
 {
 "dateBirth": "2019-08-24T14:15:22Z",
 "honorific": null,
 "lastName": "string",
 "firstName": "string",
 "middleName": "string",
 "suffix": "string",
 "sin": "string",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "str",
 "areaCode": "strin",
 "phoneNumber": "string",
 "phoneExtension": "string"
 },
 "usage": null,
 "contactTime": "string",
 "preferred": true
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string",
 "streetType": null,
 "streetDirection": null
 },
 "cityTown": "string",
 "provinceCode": null,
 "postalCode": "string",
 "countryCode": null
 },
 "earnedIncomeList": {
 "earnedIncome": [
 "[Object]"
 ]
 },
 "contactPerson": {
 "honorific": null,
 "lastName": "string",
 "firstName": "string",
 "emailAddress": "string"
 },
 "contactTelephoneNumber": {
 "telephoneNumber": {
 "countryCode": "str",
 "areaCode": "strin",
 "phoneNumber": "string",
 "phoneExtension": "string"
 },
 "usage": null,
 "contactTime": "string"
 },
 "employmentType": null,
 "employmentStatus": null,
 "dateStart": "2019-08-24T14:15:22Z",
 "dateEnd": "2019-08-24T14:15:22Z",
 "industryType": null,
 "dateStartedInIndustry": "2019-08-24T14:15:22Z",
 "occupationType": null,
 "jobTitle": "string",
 "companyName": "string",
 "companyType": "string",
 "operatingAs": "string"
 }
 ]
 },
 "bankruptcyHistoryList": {
 "bankruptcyHistory": [
 {
 "debtAmount": 0,
 "dateDeclared": "2019-08-24T14:15:22Z",
 "dateDischarged": "2019-08-24T14:15:22Z",
 "monthlyRepayment": 0,
 "otherDetails": "string"
 }
 ]
 },
 "unearnedIncomeList": {
 "unearnedIncome": [
 {
 "unearnedIncomeAmount": 0,
 "unearnedIncomeType": null,
 "paymentFrequency": null,
 "unearnedIncomeDetails": "string"
 }
 ]
 },
 "customerRelationShip": {
 "relationShipToOwnerType": null
 },
 "key": "string",
 "correspondenceLanguage": null,
 "emailAddress1": "string",
 "emailAddress2": "string",
 "maritalStatus": null,
 "numberOfDependents": 0,
 "sex": null,
 "residentType": null
 }
 ]
 },
 "customerAddressList": [
 {
 "customerReference": [
 {
 "refkeyCustomer": "string"
 }
 ],
 "refkeyAddress": "string",
 "type": "string"
 }
 ],
 "customerAssetList": [
 {
 "customerReference": {
 "refkeyCustomer": "string"
 },
 "refkeyAsset": "string"
 }
 ],
 "customerLiabilityList": [
 {
 "customerReference": {
 "refkeyCustomer": "string"
 },
 "refkeyLiability": "string"
 }
 ],
 "customerCreditBureauList": [
 {
 "customerReference": [
 {
 "refkeyCustomer": "string"
 }
 ],
 "refkeyCreditBureau": "string"
 }
 ]
 },
 "mortgageApplication": {
 "subjectProperty": {
 "subjectPropertyOccupancyOwnerOccupied": {},
 "legalAddress": {
 "details": "string",
 "pin": "string",
 "lotNumber": "string",
 "planNumber": "string",
 "unitNumber": "string",
 "levelNumber": "string"
 },
 "freehold": {},
 "propertyTax": {
 "annualTaxAmount": 0,
 "taxesPaidBy": null
 },
 "propertyAppraisal": {
 "appraiserAddress": {
 "key": "string",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string",
 "streetType": null,
 "streetDirection": null
 },
 "cityTown": "string",
 "provinceCode": null,
 "postalCode": "string",
 "countryCode": null
 },
 "appraisedValue": 0,
 "dateAppraised": "2019-08-24T14:15:22Z",
 "companyName": "string"
 },
 "subjectPropertyAddress": {
 "refkeyAddress": "string"
 },
 "occupancyPurpose": null,
 "mlsListed": true,
 "mlsNumber": "string",
 "heatingType": null,
 "parkingType": null,
 "yearBuilt": 1,
 "waterSupplyType": null,
 "waterWasteType": null,
 "propertySize": 0,
 "propertySizeUnits": null,
 "lotSize": 0,
 "lotSizeUnits": null,
 "environmentalHazardIndicator": true,
 "buildingConstructionType": null,
 "annualHeatingAmount": 0,
 "numberOfUnitsTotal": 0,
 "numberOfUnitsRented": 0,
 "propertyType": null,
 "propertyDescriptionType": null,
 "propertyUsageType": null,
 "selfBuildIndicator": true,
 "propertyZoningType": null,
 "newPropertyIndicator": true,
 "cof": "2019-08-24T14:15:22Z"
 },
 "loan": {
 "cmhcMortgageInsurance": {
 "serviceType": null,
 "insurancePremium": 0,
 "blendedAmortization": true,
 "addToLoan": true
 },
 "lenderProduct": {
 "productCode": "string",
 "productStartDate": "2019-08-24T14:15:22Z",
 "adjustment": -999.999,
 "buydown": -999.999
 },
 "underwriter": {
 "userId": "string",
 "unitId": "string",
 "name": "string",
 "businessType": null
 },
 "classification": [
 {
 "mortgageClassification": null
 }
 ],
 "loanAmount": 0,
 "chargeType": null,
 "lineOfBusiness": null,
 "termMonths": "string",
 "amortizationMonths": "string",
 "netRate": 0,
 "qualifyingRate": 0,
 "acceleratedPayment": true,
 "maturityDate": "2019-08-24T14:15:22Z",
 "firstPaymentDate": "2019-08-24T14:15:22Z",
 "interestAdjustmentDate": "2019-08-24T14:15:22Z",
 "requestedPayment": 0,
 "paymentAmount": 0,
 "paymentFrequency": null,
 "repaymentType": null,
 "lenderCode": 0,
 "lenderChannel": null,
 "variableToPrime": "string",
 "loanType": null,
 "lenderName": "string"
 },
 "downpaymentList": {
 "downpayment": [
 {
 "downpaymentSourceType": null,
 "description": "string",
 "amount": 0
 }
 ]
 },
 "applicationNoteList": {
 "applicationNote": [
 {
 "noteType": null,
 "noteDateTime": "2019-08-24T14:15:22Z",
 "noteText": "string"
 }
 ]
 },
 "firm": {
 "externalPoSFirm": [
 {
 "posSystemId": null,
 "firmId": "string"
 }
 ],
 "firmId": "string",
 "name": "string"
 },
 "submittingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": null,
 "firmId": "string",
 "userId": "string"
 }
 ],
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string",
 "streetType": null,
 "streetDirection": null
 },
 "cityTown": "string",
 "provinceCode": null,
 "postalCode": "string",
 "countryCode": null
 },
 "userId": "string",
 "firstName": "string",
 "lastName": "string",
 "emailAddress": "string",
 "mortgageLicenseNumber": "string"
 },
 "originatingAgent": {
 "externalPoSUser": [
 {
 "posSystemId": null,
 "firmId": "string",
 "userId": "string"
 }
 ],
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string",
 "streetType": null,
 "streetDirection": null
 },
 "cityTown": "string",
 "provinceCode": null,
 "postalCode": "string",
 "countryCode": null
 },
 "userId": "string",
 "firstName": "string",
 "lastName": "string",
 "emailAddress": "string",
 "mortgageLicenseNumber": "string"
 },
 "broker": {
 "externalPoSUser": [
 {
 "posSystemId": null,
 "firmId": "string",
 "userId": "string"
 }
 ],
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string",
 "streetType": null,
 "streetDirection": null
 },
 "cityTown": "string",
 "provinceCode": null,
 "postalCode": "string",
 "countryCode": null
 },
 "userId": "string",
 "firstName": "string",
 "lastName": "string",
 "emailAddress": "string",
 "mortgageLicenseNumber": "string"
 },
 "posApplicationNumber": "string",
 "isPreapproval": true,
 "fundingDate": "2019-08-24T14:15:22Z",
 "loanPurposeType": null,
 "purchasePriceEstimatedValue": 0,
 "improvements": 0,
 "typeOfBuyer": null,
 "additionalPurpose": "string",
 "improveDescription": "string",
 "applicationNumber": "string",
 "brokerRefNumber": "string"
 },
 "memo": "string",
 "unitId": "string",
 "posSystem": "string"
}';

const headers = {
 'Content-Type':'application/json',
 'Accept':'application/json',
 'Authorization':'API_KEY'
};

fetch('/v1/validations/applications', {
 method: 'POST',
 body: inputBody,
 headers: headers
}).then(function(res) {
 return res.json();
}).then(function(body) {
 console.log(body);
});

POST /v1/validations/applications HTTP/1.1

Content-Type: application/json
Accept: application/json

Sample Request

{
 "commonData": {
 "assetList": {
 "assetRealEstate": [
 {
 "originalPrice": 0,
 "originalDate": "2019-08-24T14:15:22Z",
 "key": "string",
 "value": 0
 }
 ],
 "assetOther": [
 {
 "assetType": null,
 "location": "string",
 "maturityDate": "2019-08-24T14:15:22Z",
 "additionalAssetHolders": "string",
 "description": "string",
 "key": "string",
 "value": 0
 }
 ]
 },
 "liabilityList": {
 "liabilityRealEstate": [
 {
 "accountNumber": "string",
 "othersResponsible": true,
 "othersResponsibleDetails": "string",
 "monthlyRepayment": 0,
 "originalLoanAmount": 0,
 "outstandingBalance": 0,
 "closingDate": "2019-08-24T14:15:22Z",
 "lenderName": "string",
 "chargeType": null,
 "repaymentType": null,
 "redemptionStatus": null,
 "inDefault": true,
 "purchasePrice": 0,
 "maturityDate": "2019-08-24T14:15:22Z",
 "netRate": 0,
 "rateType": null,
 "mortgageInsurer": null,
 "insuredAmount": 0,
 "insurancePremium": 0,
 "insuranceCertificateNumber": "string",
 "key": "string",
 "fromCreditBureau": true
 }
 ],
 "liabilityOther": [
 {
 "dateEnd": "2019-08-24T14:15:22Z",
 "accountNumber": "string",
 "repaymentIndicator": true,
 "payoffType": null,
 "monthlyRepayment": 0,
 "creditLimit": 0,
 "outstandingBalance": 0,
 "lenderName": "string",
 "creditCardType": null,
 "liabilityType": null,
 "additionalHolders": true,
 "additionalHoldersDetails": "string",
 "key": "string",
 "fromCreditBureau": true
 }
 ]
 },
 "addressList": {
 "applicationAddressCanada": [
 {
 "key": "string",
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",
 "streetNumber": "string",
 "streetName": "string",
 "streetType": null,
 "streetDirection": null
 },
 "cityTown": "string",
 "provinceCode": null,
 "postalCode": "string",
 "countryCode": null
 }
 ]
 },
 "creditBureauList": {
 "creditBureau": [
 {
 "creditReportEquifax": {
 "dataFormat": "string",
 "reportDate": "2019-08-24T14:15:22Z",
 "creditScore": 0,
 "jointCreditScore": 0,
 "noHit": true,
 "jointNoHit": true,
 "value": "string"
 },
 "humanReadableReport": [
 {
 "type": "string",
 "value": "string"
 }
 ],
 "key": "string",
 "provider": "string"
 }
 ]
 }
 },
 "customerData": {
 "customerList": {
 "customerPrimaryBorrower": {
 "dateBirth": "2019-08-24T14:15:22Z",
 "honorific": null,
 "lastName": "string",
 "firstName": "string",
 "middleName": "string",
 "suffix": "string",
 "sin": "string",
 "customerTelephoneNumberList": [
 {
 "telephoneNumber": {
 "countryCode": "str",
 "areaCode": "strin",
 "phoneNumber": "string",
 "phoneExtension": "string"
 },
 "usage": null,
 "contactTime": "string",
 "preferred": true
 }
 ],
 "employmentList": {
 "employment": [
 {
 "addressCanada": {
 "postalAddressStreetAddress": {
 "poBoxRRNumber": "string",
 "type": "string",
 "unitNumber": "string",