Link API Overview
The Link API allows an application to submit mortgage applications to lenders and facilitates electronic interaction between brokers and lenders.
The Link API is a RESTful API that accepts both XML and JSON for requests and responses.
The Link API has the following operations:
- Get Lender Details - This operation allows a lookup of lender information - a list of lenders, products and underwriters
- Get Credit Bureau – This operation performs a credit check from TransUnion or Equifax that can then be sent through Submit Application
- Submit Life Insurance – This operation submits life insurance information to MPP (returns a quote, Life Insurance Application or Application status)
- Validate Application - The Validate application operation can be used to check that an application request is well-formed without actually submitting it and checks against business rules. Any validation errors in the message will be flagged to be fixed in the response.
- Submit Application – The Submit Application operation electronically submits a mortgage application to the lender for review. The application will move to a pending state until the lender responds with a decision (accepted, declined, cancelled, etc.)
- Get Pending Applications – This operation returns all applications where a lender response is pending or available.
- Search Application Decision – This operation searches for and returns an application decision from a lender for a given deal
- Acknowledge Application Decision – This operation acknowledges the application decision to remove it from the list of pending applications.
For more information, check out the detailed API documentation below.
Authentication
URL
POST https://sit-api-link.newton.ca/Identity/connect/token HTTP/1.1
Headers
Content-Type:application/x-www-form-urlencoded
Request Body
grant_type=client_credentials&scope=Link.Pos.Api&client_id=<client id>&client_secret=<secret password>
Authentication Response
{
"access_token": "ie7JIONyQC8EdP4LCaJXn9HkkxnMt-VQ9D3a4SghfhCXITf_WoFop7tNnwu7-6SxViCQX...",
"token_type": "bearer",
"expires_in": 43199,
"scope": "Link.Pos.Api"
}
When working with the Link API, clients (users or applications) will need to be authenticated and authorized to use API operations.
Link API implements JSON Web Tokens (JWT) for authentication.
The API also uses OAuth authentication method.
Upon successful authentication, the client will be presented with a bearer token that will need to be provided when making API calls. Bearer tokens have a default expiration period of 1 hour, but can be configured separately for individual users.
There are two steps making Link API call:
STEP 1 - Get a token by calling the authenticate operations
If you look at the example in the right pane, you will notice you need a client_id and a client_secret.
These will be maintained by Newton Connectivity Systems and provided upon request.
STEP 2. - You are now ready to pass the token to an operation.
An easy operation to test is GetLenderDetails because it is a simple GET request.
All operations will require the token.
A client needs to send a header called Authorization and then add a value of Bearer + auth. response token. NOTE: There is a space character between Bearer and the token.
Header
Authorization: Bearer <token>
You will be able to re-use the same token for an hour until it expires to call operations
Authorization
All Link API operations (except for authentication) require a posSystemId and unitId.
For a GET request, these fields are passed in as query string parameters (see LenderDetails for an example).
For a POST request, these fields are passed in as Json properties in the body of the request.
The PosSystemId for Link API will be assigned by Newton Connectivity Systems.
Unitid will vary by broker.
Errors
The Link API uses HTTP Status codes to reflect a successful or error requests. 2XX status codes represent a successful request, 4XX status codes represent an error took place. If you receive an error HTTP status code, check the body for an error code and message.
Error Response
{
"Code": "XXNN",
"Message": "Request is invalid."
}
All API calls that completed intended operation sucessfully, will respond with a 200 OK status and a JSON object containing requested data, or a 204 No Content status, if no data is returned.
If the API does not understand the request, then it will respond with a 400 Bad Request status and return a JSON object containing the error code and message.
Error response when sending invalid fields
{
"error": [
{
"message": "[LinkApi] Validation Exception : PrimaryCustomer.Address.StreetType - The field StreetType is invalid.",
"type": 1
}
],
"status": "error"
}
| Status | Description | Most Likely Cause |
|---|---|---|
| 2XX | Successful Request | |
| 400 | Bad Request | Invalid/missing data |
| 401 | Unauthorized | Invalid/missing credentials |
| 404 | Not Found | The resource dosen't exists |
| 409 | Conflict | Trying to overwrite a resource |
| 429 | Too Many Requests | Hit an API rate limit |
Getting Started
Examples and User IDs
Throughout the examples in the documentation, substitutions are made.
E.g. rather than using a real user id, the token <user id> indicates that value must be substituted with a real user id.
Therefore, in order to run the example requests, you will need to have some of the below IDs set up.
For an easy example to try as a first time request, GetLenderDetails is quite simple.
The below table shows the substitutions used throughout the documentation:
| token | description |
|---|---|
| <user_id> | Link User ID |
| <user_firstname> | Link User First Name |
| <user_lastname> | Link User Last Name |
| <user_email_address> | Link Email Address |
| <mortgage_license_number> | Mortgage License Number |
| <user_external_pos_id_1> | User ID 1 for External POS System |
| <user_external_pos_id_2> | User ID 2 for External POS System |
| <lender_code> | lender code |
| <pos_system_id> | POS System ID |
| <unit_id> | Unit ID |
| <underwriter_unit_id> | Underwriter Unit ID |
| <member_code> | Member Code - TransUnion |
| <password> | password - TransUnion |
| <memberNumber> | Member Number - Equifax |
| <securityCode> | Security Code - Equifax |
| <customerCode> | Customer Code - Equifax |
If you have any questions about the above IDs or how to set up these IDs, please contact Newton Support.
LenderDetails
GetLenderDetails allows a consumer to query a list of lenders and lender products.
GET https://sit-api-link.newton.ca/v1/lender-details?unitId=<unit_id>&possystemid=<pos_system_id>
Code sample
using System;
using System.Collections.Generic;
using System.Net.Http;
using System.Net.Http.Headers;
using System.Text;
using System.Threading.Tasks;
using Newtonsoft.Json;
/// <<summary>>
/// Example of Http Client
/// <</summary>>
public class HttpExample
{
private HttpClient Client { get; set; }
/// <<summary>>
/// Setup http client
/// <</summary>>
public HttpExample()
{
Client = new HttpClient();
}
/// Make a dummy request
public async Task MakeGetRequest()
{
string url = "/v1/lender-details";
var result = await GetAsync(url);
}
/// Performs a GET Request
public async Task GetAsync(string url)
{
//Start the request
HttpResponseMessage response = await Client.GetAsync(url);
//Validate result
response.EnsureSuccessStatusCode();
}
/// Deserialize object from request response
private async Task DeserializeObject(HttpResponseMessage response)
{
//Read body
string responseBody = await response.Content.ReadAsStringAsync();
//Deserialize Body to object
var result = JsonConvert.DeserializeObject(responseBody);
}
}
const headers = {
'Accept':'application/json',
'Authorization':'API_KEY'
};
fetch('/v1/lender-details', {
method: 'GET',
headers: headers
}).then(function(res) {
return res.json();
}).then(function(body) {
console.log(body);
});
GET /v1/lender-details HTTP/1.1
Accept: application/json
Parameters
| Name | In | Type | Description |
|---|---|---|---|
| unitid | query | string | refer to Authorization section |
| possystemid | query | string | refer to Authorization section |
Sample Response
200 Response
{
"lender": [
{
"lenderProduct": [
{
"productCode": "string",
"productName": "string",
"productDescription": "string",
"productTerm": 0,
"rateCompoundFrequency": null,
"basisPoints": 0,
"cashBack": 0,
"prePaymentOption": null,
"earlyPayout": null,
"startDate": "2019-08-24T14:15:22Z",
"productStartDate": "2019-08-24T14:15:22Z",
"rateType": null,
"lineofCreditIndicator": true,
"lineofCreditRepayment": null,
"adjustment": -999.99,
"buydown": -999.99,
"postedRate": 0
}
],
"underwriter": [
{
"userId": "string",
"unitId": "string",
"name": "string",
"businessType": null
}
],
"channel": [
{
"name": "string",
"type": null,
"acceptSubmit": true,
"acceptUpdate": true,
"acceptCancel": true,
"acceptNotes": true,
"acceptDocs": true,
"acceptInitial": true
}
],
"lenderName": "string",
"lenderCode": 0,
"lenderType": null,
"acceptNotes": true,
"acceptCancel": true,
"acceptDocs": true,
"isAlternative": true,
"isPrime": true,
"acceptUpdate": true,
"acceptSubmit": true,
"isEquifaxAccredited": true,
"isTransUnionAccredited": true
}
],
"status": "string",
"error": [
{
"code": "string",
"message": "string",
"type": 0
}
],
"links": [
{
"href": "string",
"rel": "string",
"method": "string"
}
]
}
<?xml version="1.0" encoding="UTF-8" ?>
<Link.Helper.Models.GetLenderDetailsResponse>
<lender>
<lenderProduct>
<productCode>string</productCode>
<productName>string</productName>
<productDescription>string</productDescription>
<productTerm>0</productTerm>
<rateCompoundFrequency/>
<basisPoints>0</basisPoints>
<cashBack>0</cashBack>
<prePaymentOption/>
<earlyPayout/>
<startDate>2019-08-24T14:15:22Z</startDate>
<productStartDate>2019-08-24T14:15:22Z</productStartDate>
<rateType/>
<lineofCreditIndicator>true</lineofCreditIndicator>
<lineofCreditRepayment/>
<adjustment>-999.99</adjustment>
<buydown>-999.99</buydown>
<postedRate>0</postedRate>
</lenderProduct>
<underwriter>
<userId>string</userId>
<unitId>string</unitId>
<name>string</name>
<businessType/>
</underwriter>
<channel>
<name>string</name>
<type/>
<acceptSubmit>true</acceptSubmit>
<acceptUpdate>true</acceptUpdate>
<acceptCancel>true</acceptCancel>
<acceptNotes>true</acceptNotes>
<acceptDocs>true</acceptDocs>
<acceptInitial>true</acceptInitial>
</channel>
<lenderName>string</lenderName>
<lenderCode>0</lenderCode>
<lenderType/>
<acceptNotes>true</acceptNotes>
<acceptCancel>true</acceptCancel>
<acceptDocs>true</acceptDocs>
<isAlternative>true</isAlternative>
<isPrime>true</isPrime>
<acceptUpdate>true</acceptUpdate>
<acceptSubmit>true</acceptSubmit>
<isEquifaxAccredited>true</isEquifaxAccredited>
<isTransUnionAccredited>true</isTransUnionAccredited>
</lender>
<status>string</status>
<error>
<code>string</code>
<message>string</message>
<type>0</type>
</error>
<links>
<href>string</href>
<rel>string</rel>
<method>string</method>
</links>
</Link.Helper.Models.GetLenderDetailsResponse>
Responses
| Status | Schema |
|---|---|
| 200 OK | GetLenderDetailsResponse |
GetLenderDetailsResponse
| Name | Required | Type | Description |
|---|---|---|---|
| lender | False | array | List of Lenders; nullable; arrayType: Lender; |
| status | False | string | Status - "ok" or "error"; nullable; |
| error | False | array | List of Errors; nullable; arrayType: ServiceError; |
| links | False | array | List of Links; nullable; arrayType: LinkDto; |
LenderDetails.LenderProduct
| Name | Required | Type | Description |
|---|---|---|---|
| productCode | False | string | Product Code; nullable; maxLength(6); |
| productName | False | string | Product Name; nullable; |
| productDescription | False | string | Product Description; nullable; |
| productTerm | False | integer | Product Term; nullable; |
| rateCompoundFrequency | False | Enums - RateCompoundFrequency | |
| basisPoints | False | integer | Basis Points; nullable; |
| cashBack | False | integer | Cashback; nullable; |
| prePaymentOption | False | Enums - PrePaymentOption | |
| earlyPayout | False | Enums - EarlyPayout | |
| startDate | False | date-time | Start Date; nullable; |
| productStartDate | True | date-time | Product Start Date; |
| rateType | False | Enums - RateType | |
| lineofCreditIndicator | False | boolean | Line of Credit Indicator; nullable; |
| lineofCreditRepayment | False | Enums - LineofCreditRepaymentType | |
| adjustment | False | number | Adjustment; nullable; Range(-999.99, 999.99); |
| buydown | False | number | Buydown; nullable; Range(-999.99, 999.99); |
| postedRate | False | number | Posted Rate; nullable; Range(0, 999.99); |
Underwriter
| Name | Required | Type | Description |
|---|---|---|---|
| userId | True | string | Underwriter User ID; maxLength(10); |
| unitId | True | string | Underwriter Unit ID; maxLength(10); |
| name | False | string | Underwriter Name; nullable; |
| businessType | False | Enums - BusinessType |
Channel
| Name | Required | Type | Description |
|---|---|---|---|
| name | False | string | Channel Name; nullable; |
| type | False | Enums - ChannelType | |
| acceptSubmit | False | boolean | Accept Submit Flag; nullable; |
| acceptUpdate | False | boolean | Accept Update Flag; nullable; |
| acceptCancel | False | boolean | Accept Cancel Flag; nullable; |
| acceptNotes | False | boolean | Accept Note Flag; nullable; |
| acceptDocs | False | boolean | Accept Doc Flag; nullable; |
| acceptInitial | False | boolean | Accept Initial Flag; nullable; |
Lender
| Name | Required | Type | Description |
|---|---|---|---|
| lenderProduct | False | array | List of Lender Products; nullable; arrayType: LenderDetails > LenderProduct; |
| underwriter | False | array | List of underwriters; nullable; arrayType: Underwriter; |
| channel | False | array | List of channels; nullable; arrayType: Channel; |
| lenderName | False | string | Lender Name; nullable; maxLength(50); |
| lenderCode | False | integer | Lender Code; Range(0, 99999); |
| lenderType | False | Enums - LenderType | |
| acceptNotes | False | boolean | Accept Notes Flag; nullable; |
| acceptCancel | False | boolean | Accept Cancel Flag; nullable; |
| acceptDocs | False | boolean | Accept Docs Flag; nullable; |
| isAlternative | False | boolean | Is Alternative Flag; nullable; |
| isPrime | False | boolean | Is Prime Flag; nullable; |
| acceptUpdate | False | boolean | Accept update flag; nullable; |
| acceptSubmit | False | boolean | Accept submit Flag; nullable; |
| isEquifaxAccredited | False | boolean | Is Equifax Accredited Flag; nullable; |
| isTransUnionAccredited | False | boolean | Is TransUnion accredited flag; nullable; |
LinkDto
| Name | Required | Type | Description |
|---|---|---|---|
| href | False | string | nullable; |
| rel | False | string | nullable; |
| method | False | string | nullable; |
Example Response
Example Response
The response in the right-hand pane shows a single lender returned by the GetLenderDetails operation.
Typically, more than one lender will be returned with lender properties, products, channels, underwriters.
{
"lender": [
{
"lenderProduct": [
{
"productCode": "1",
"productName": "5YR Fixed",
"productDescription": "5YR Fixed",
"productTerm": 60,
"rateCompoundFrequency": 2,
"basisPoints": 100,
"cashBack": 0,
"prePaymentOption": 0,
"earlyPayout": 10,
"startDate": "2020-07-03T13:22:00",
"rateType": 0,
"lineofCreditIndicator": false,
"postedRate": 3.4
},
{
"productCode": "2",
"productName": "1 YR Fixed",
"productDescription": "1 YR Fixed",
"productTerm": 12,
"rateCompoundFrequency": 2,
"basisPoints": 125,
"cashBack": 0,
"prePaymentOption": 100,
"earlyPayout": 20,
"startDate": "2020-07-03T13:22:00",
"rateType": 0,
"lineofCreditIndicator": false,
"postedRate": 4.1
}
],
"underwriter": [],
"channel": [
{
"name": "Direct",
"type": 0,
"acceptSubmit": true,
"acceptUpdate": true,
"acceptCancel": true,
"acceptNotes": true,
"acceptDocs": true
}
],
"lenderName": "Gringotts Bank",
"lenderCode": 8004,
"lenderType": 4,
"acceptNotes": true,
"acceptCancel": true,
"acceptDocs": true,
"isAlternative": false,
"isPrime": false,
"acceptUpdate": true,
"acceptSubmit": true,
"isEquifaxAccredited": true,
"isTransUnionAccredited": true
}
]
}
SubmitApplication
The Submit Application operation electronically submits a mortgage application to the lender for review. The application will move to a pending state until the lender responds with a decision (accepted, declined, cancelled, etc.)
POST https://sit-api-link.newton.ca/v1/applications
Code sample
using System;
using System.Collections.Generic;
using System.Net.Http;
using System.Net.Http.Headers;
using System.Text;
using System.Threading.Tasks;
using Newtonsoft.Json;
/// <<summary>>
/// Example of Http Client
/// <</summary>>
public class HttpExample
{
private HttpClient Client { get; set; }
/// <<summary>>
/// Setup http client
/// <</summary>>
public HttpExample()
{
Client = new HttpClient();
}
/// Make a dummy request
public async Task MakePostRequest()
{
string url = "/v1/applications";
string json = @"{
""commonData"": {
""assetList"": {
""assetRealEstate"": [
{
""originalPrice"": 0,
""originalDate"": ""2019-08-24T14:15:22Z"",
""key"": ""string"",
""value"": 0
}
],
""assetOther"": [
{
""assetType"": null,
""location"": ""string"",
""maturityDate"": ""2019-08-24T14:15:22Z"",
""additionalAssetHolders"": ""string"",
""description"": ""string"",
""key"": ""string"",
""value"": 0
}
]
},
""liabilityList"": {
""liabilityRealEstate"": [
{
""accountNumber"": ""string"",
""othersResponsible"": true,
""othersResponsibleDetails"": ""string"",
""monthlyRepayment"": 0,
""originalLoanAmount"": 0,
""outstandingBalance"": 0,
""closingDate"": ""2019-08-24T14:15:22Z"",
""lenderName"": ""string"",
""chargeType"": null,
""repaymentType"": null,
""redemptionStatus"": null,
""inDefault"": true,
""purchasePrice"": 0,
""maturityDate"": ""2019-08-24T14:15:22Z"",
""netRate"": 0,
""rateType"": null,
""mortgageInsurer"": null,
""insuredAmount"": 0,
""insurancePremium"": 0,
""insuranceCertificateNumber"": ""string"",
""key"": ""string"",
""fromCreditBureau"": true
}
],
""liabilityOther"": [
{
""dateEnd"": ""2019-08-24T14:15:22Z"",
""accountNumber"": ""string"",
""repaymentIndicator"": true,
""payoffType"": null,
""monthlyRepayment"": 0,
""creditLimit"": 0,
""outstandingBalance"": 0,
""lenderName"": ""string"",
""creditCardType"": null,
""liabilityType"": null,
""additionalHolders"": true,
""additionalHoldersDetails"": ""string"",
""key"": ""string"",
""fromCreditBureau"": true
}
]
},
""addressList"": {
""applicationAddressCanada"": [
{
""key"": ""string"",
""postalAddressPOBox"": {
""poBoxRRNumber"": ""string"",
""isPostalAddressPOBox"": true,
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
}
],
""applicationAddressUSA"": [
{
""key"": ""string"",
""postalAddressPOBox"": {
""poBoxRRNumber"": ""string"",
""isPostalAddressPOBox"": true,
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
}
],
""applicationAddressOther"": [
{
""key"": ""string"",
""postalAddressPOBox"": {
""poBoxRRNumber"": ""string"",
""isPostalAddressPOBox"": true,
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
}
],
""applicationAddressCanadaPartial"": {
""key"": ""string"",
""provinceCode"": null,
""countryCode"": null
}
},
""creditBureauList"": {
""creditBureau"": [
{
""creditReportEquifax"": {
""dataFormat"": ""string"",
""reportDate"": ""2019-08-24T14:15:22Z"",
""creditScore"": 0,
""jointCreditScore"": 0,
""noHit"": true,
""jointNoHit"": true,
""value"": ""string""
},
""creditReportTransUnion"": {
""reportDate"": ""2019-08-24T14:15:22Z"",
""creditScore"": 0,
""jointCreditScore"": 0,
""noHit"": true,
""jointNoHit"": true,
""value"": ""string""
},
""humanReadableReport"": [
{
""type"": ""string"",
""value"": ""string""
}
],
""key"": ""string"",
""provider"": ""string""
}
]
}
},
""customerData"": {
""customerList"": {
""customerPrimaryBorrower"": {
""dateBirth"": ""2019-08-24T14:15:22Z"",
""honorific"": null,
""lastName"": ""string"",
""firstName"": ""string"",
""middleName"": ""string"",
""suffix"": ""string"",
""sin"": ""string"",
""customerTelephoneNumberList"": [
{
""telephoneNumber"": {
""countryCode"": ""str"",
""areaCode"": ""strin"",
""phoneNumber"": ""string"",
""phoneExtension"": ""string""
},
""usage"": null,
""contactTime"": ""string"",
""preferred"": true
}
],
""employmentList"": {
""employment"": [
{
""addressCanada"": {
""postalAddressPOBox"": {
""poBoxRRNumber"": ""string"",
""isPostalAddressPOBox"": true,
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""addressOther"": {
""postalAddressPOBox"": {
""poBoxRRNumber"": ""string"",
""isPostalAddressPOBox"": true,
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""addressUSA"": {
""postalAddressPOBox"": {
""poBoxRRNumber"": ""string"",
""isPostalAddressPOBox"": true,
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""earnedIncomeList"": {
""earnedIncome"": [
{
""earnedIncomeType"": null,
""paymentFrequency"": null,
""earnedIncomeAmount"": 0
}
]
},
""contactPerson"": {
""honorific"": null,
""lastName"": ""string"",
""firstName"": ""string"",
""emailAddress"": ""string""
},
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""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""userId"": ""string"",
""firstName"": ""string"",
""lastName"": ""string"",
""emailAddress"": ""string"",
""mortgageLicenseNumber"": ""string""
},
""owner"": {
""externalPoSUser"": [
{
""posSystemId"": null,
""firmId"": ""string"",
""userId"": ""string""
}
],
""addressCanada"": {
""postalAddressPOBox"": {
""poBoxRRNumber"": ""string"",
""isPostalAddressPOBox"": true,
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""addressOther"": {
""postalAddressPOBox"": {
""poBoxRRNumber"": ""string"",
""isPostalAddressPOBox"": true,
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""addressUSA"": {
""postalAddressPOBox"": {
""poBoxRRNumber"": ""string"",
""isPostalAddressPOBox"": true,
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""userId"": ""string"",
""firstName"": ""string"",
""lastName"": ""string"",
""emailAddress"": ""string"",
""mortgageLicenseNumber"": ""string""
},
""posApplicationNumber"": ""string"",
""isPreapproval"": true,
""fundingDate"": ""2019-08-24T14:15:22Z"",
""loanPurposeType"": null,
""purchasePriceEstimatedValue"": 0,
""improvements"": 0,
""typeOfBuyer"": null,
""additionalPurpose"": ""string"",
""improveDescription"": ""string"",
""applicationNumber"": ""string"",
""brokerRefNumber"": ""string""
},
""memo"": ""string"",
""unitId"": ""string"",
""posSystem"": ""string"",
""error"": [
""string""
],
""errorRequest"": ""string""
}";
Link.Helper.Models.SubmitApplication.SubmitApplicationRequest content = JsonConvert.DeserializeObject(json);
await PostAsync(content, url);
}
/// Performs a POST Request
public async Task PostAsync(Link.Helper.Models.SubmitApplication.SubmitApplicationRequest content, string url)
{
//Serialize Object
StringContent jsonContent = SerializeObject(content);
//Execute POST request
HttpResponseMessage response = await Client.PostAsync(url, jsonContent);
}
/// Serialize an object to Json
private StringContent SerializeObject(Link.Helper.Models.SubmitApplication.SubmitApplicationRequest content)
{
//Serialize Object
string jsonObject = JsonConvert.SerializeObject(content);
//Create Json UTF8 String Content
return new StringContent(jsonObject, Encoding.UTF8, "application/json");
}
/// Deserialize object from request response
private async Task DeserializeObject(HttpResponseMessage response)
{
//Read body
string responseBody = await response.Content.ReadAsStringAsync();
//Deserialize Body to object
var result = JsonConvert.DeserializeObject(responseBody);
}
}
const inputBody = '{
"commonData": {
"assetList": {
"assetRealEstate": [
{
"originalPrice": 0,
"originalDate": "2019-08-24T14:15:22Z",
"key": "string",
"value": 0
}
],
"assetOther": [
{
"assetType": null,
"location": "string",
"maturityDate": "2019-08-24T14:15:22Z",
"additionalAssetHolders": "string",
"description": "string",
"key": "string",
"value": 0
}
]
},
"liabilityList": {
"liabilityRealEstate": [
{
"accountNumber": "string",
"othersResponsible": true,
"othersResponsibleDetails": "string",
"monthlyRepayment": 0,
"originalLoanAmount": 0,
"outstandingBalance": 0,
"closingDate": "2019-08-24T14:15:22Z",
"lenderName": "string",
"chargeType": null,
"repaymentType": null,
"redemptionStatus": null,
"inDefault": true,
"purchasePrice": 0,
"maturityDate": "2019-08-24T14:15:22Z",
"netRate": 0,
"rateType": null,
"mortgageInsurer": null,
"insuredAmount": 0,
"insurancePremium": 0,
"insuranceCertificateNumber": "string",
"key": "string",
"fromCreditBureau": true
}
],
"liabilityOther": [
{
"dateEnd": "2019-08-24T14:15:22Z",
"accountNumber": "string",
"repaymentIndicator": true,
"payoffType": null,
"monthlyRepayment": 0,
"creditLimit": 0,
"outstandingBalance": 0,
"lenderName": "string",
"creditCardType": null,
"liabilityType": null,
"additionalHolders": true,
"additionalHoldersDetails": "string",
"key": "string",
"fromCreditBureau": true
}
]
},
"addressList": {
"applicationAddressCanada": [
{
"key": "string",
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
}
],
"applicationAddressUSA": [
{
"key": "string",
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
}
],
"applicationAddressOther": [
{
"key": "string",
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
}
],
"applicationAddressCanadaPartial": {
"key": "string",
"provinceCode": null,
"countryCode": null
}
},
"creditBureauList": {
"creditBureau": [
{
"creditReportEquifax": {
"dataFormat": "string",
"reportDate": "2019-08-24T14:15:22Z",
"creditScore": 0,
"jointCreditScore": 0,
"noHit": true,
"jointNoHit": true,
"value": "string"
},
"creditReportTransUnion": {
"reportDate": "2019-08-24T14:15:22Z",
"creditScore": 0,
"jointCreditScore": 0,
"noHit": true,
"jointNoHit": true,
"value": "string"
},
"humanReadableReport": [
{
"type": "string",
"value": "string"
}
],
"key": "string",
"provider": "string"
}
]
}
},
"customerData": {
"customerList": {
"customerPrimaryBorrower": {
"dateBirth": "2019-08-24T14:15:22Z",
"honorific": null,
"lastName": "string",
"firstName": "string",
"middleName": "string",
"suffix": "string",
"sin": "string",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string",
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressOther": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressUSA": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": null,
"paymentFrequency": null,
"earnedIncomeAmount": 0
}
]
},
"contactPerson": {
"honorific": null,
"lastName": "string",
"firstName": "string",
"emailAddress": "string"
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string"
},
"employmentType": null,
"employmentStatus": null,
"dateStart": "2019-08-24T14:15:22Z",
"dateEnd": "2019-08-24T14:15:22Z",
"industryType": null,
"dateStartedInIndustry": "2019-08-24T14:15:22Z",
"occupationType": null,
"jobTitle": "string",
"companyName": "string",
"companyType": "string",
"operatingAs": "string"
}
]
},
"bankruptcyHistoryList": {
"bankruptcyHistory": [
{
"debtAmount": 0,
"dateDeclared": "2019-08-24T14:15:22Z",
"dateDischarged": "2019-08-24T14:15:22Z",
"monthlyRepayment": 0,
"otherDetails": "string"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 0,
"unearnedIncomeType": null,
"paymentFrequency": null,
"unearnedIncomeDetails": "string"
}
]
},
"customerRelationShip": {
"relationShipToOwnerType": null
},
"key": "string",
"correspondenceLanguage": null,
"emailAddress1": "string",
"emailAddress2": "string",
"maritalStatus": null,
"numberOfDependents": 0,
"sex": null,
"residentType": null
},
"customerBorrower": [
{
"dateBirth": "2019-08-24T14:15:22Z",
"honorific": null,
"lastName": "string",
"firstName": "string",
"middleName": "string",
"suffix": "string",
"sin": "string",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string",
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressOther": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressUSA": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"earnedIncomeList": {
"earnedIncome": [
"[Object]"
]
},
"contactPerson": {
"honorific": null,
"lastName": "string",
"firstName": "string",
"emailAddress": "string"
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string"
},
"employmentType": null,
"employmentStatus": null,
"dateStart": "2019-08-24T14:15:22Z",
"dateEnd": "2019-08-24T14:15:22Z",
"industryType": null,
"dateStartedInIndustry": "2019-08-24T14:15:22Z",
"occupationType": null,
"jobTitle": "string",
"companyName": "string",
"companyType": "string",
"operatingAs": "string"
}
]
},
"bankruptcyHistoryList": {
"bankruptcyHistory": [
{
"debtAmount": 0,
"dateDeclared": "2019-08-24T14:15:22Z",
"dateDischarged": "2019-08-24T14:15:22Z",
"monthlyRepayment": 0,
"otherDetails": "string"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 0,
"unearnedIncomeType": null,
"paymentFrequency": null,
"unearnedIncomeDetails": "string"
}
]
},
"customerRelationShip": {
"relationShipToOwnerType": null
},
"key": "string",
"correspondenceLanguage": null,
"emailAddress1": "string",
"emailAddress2": "string",
"maritalStatus": null,
"numberOfDependents": 0,
"sex": null,
"residentType": null
}
],
"customerGuarantor": [
{
"dateBirth": "2019-08-24T14:15:22Z",
"honorific": null,
"lastName": "string",
"firstName": "string",
"middleName": "string",
"suffix": "string",
"sin": "string",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string",
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressOther": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressUSA": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"earnedIncomeList": {
"earnedIncome": [
"[Object]"
]
},
"contactPerson": {
"honorific": null,
"lastName": "string",
"firstName": "string",
"emailAddress": "string"
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string"
},
"employmentType": null,
"employmentStatus": null,
"dateStart": "2019-08-24T14:15:22Z",
"dateEnd": "2019-08-24T14:15:22Z",
"industryType": null,
"dateStartedInIndustry": "2019-08-24T14:15:22Z",
"occupationType": null,
"jobTitle": "string",
"companyName": "string",
"companyType": "string",
"operatingAs": "string"
}
]
},
"bankruptcyHistoryList": {
"bankruptcyHistory": [
{
"debtAmount": 0,
"dateDeclared": "2019-08-24T14:15:22Z",
"dateDischarged": "2019-08-24T14:15:22Z",
"monthlyRepayment": 0,
"otherDetails": "string"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 0,
"unearnedIncomeType": null,
"paymentFrequency": null,
"unearnedIncomeDetails": "string"
}
]
},
"customerRelationShip": {
"relationShipToOwnerType": null
},
"key": "string",
"correspondenceLanguage": null,
"emailAddress1": "string",
"emailAddress2": "string",
"maritalStatus": null,
"numberOfDependents": 0,
"sex": null,
"residentType": null
}
]
},
"customerAddressList": [
{
"customerReference": [
{
"refkeyCustomer": "string"
}
],
"refkeyAddress": "string",
"type": "string"
}
],
"customerAssetList": [
{
"customerReference": {
"refkeyCustomer": "string"
},
"refkeyAsset": "string"
}
],
"customerLiabilityList": [
{
"customerReference": {
"refkeyCustomer": "string"
},
"refkeyLiability": "string"
}
],
"customerCreditBureauList": [
{
"customerReference": [
{
"refkeyCustomer": "string"
}
],
"refkeyCreditBureau": "string"
}
]
},
"mortgageApplication": {
"subjectProperty": {
"subjectPropertyOccupancyOwnerOccupied": {},
"subjectPropertyOccupancyPartialOwnerOccupied": {
"rentalDetails": {
"annualGrossRentalIncome": 0,
"managementExpenses": 0,
"insurance": 0,
"hydro": 0,
"waterAndSewer": 0,
"maintenanceAndRepairs": 0,
"interest": 0,
"generalExpenses": 0,
"rentalOffset": null,
"rentalCalcType": null
}
},
"subjectPropertyOccupancyRental": {
"rentalDetails": {
"annualGrossRentalIncome": 0,
"managementExpenses": 0,
"insurance": 0,
"hydro": 0,
"waterAndSewer": 0,
"maintenanceAndRepairs": 0,
"interest": 0,
"generalExpenses": 0,
"rentalOffset": null,
"rentalCalcType": null
}
},
"subjectPropertyOccupancySecondHome": {},
"legalAddress": {
"details": "string",
"pin": "string",
"lotNumber": "string",
"planNumber": "string",
"unitNumber": "string",
"levelNumber": "string"
},
"condo": {
"annualCondoFees": 0
},
"freehold": {},
"leasehold": {
"annualLeaseAmount": 0
},
"propertyTax": {
"annualTaxAmount": 0,
"taxesPaidBy": null
},
"propertyAppraisal": {
"appraiserAddress": {
"key": "string",
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"appraisedValue": 0,
"dateAppraised": "2019-08-24T14:15:22Z",
"companyName": "string"
},
"subjectPropertyAddress": {
"refkeyAddress": "string"
},
"occupancyPurpose": null,
"mlsListed": true,
"mlsNumber": "string",
"heatingType": null,
"parkingType": null,
"yearBuilt": 1,
"waterSupplyType": null,
"waterWasteType": null,
"propertySize": 0,
"propertySizeUnits": null,
"lotSize": 0,
"lotSizeUnits": null,
"environmentalHazardIndicator": true,
"buildingConstructionType": null,
"annualHeatingAmount": 0,
"numberOfUnitsTotal": 0,
"numberOfUnitsRented": 0,
"propertyType": null,
"propertyDescriptionType": null,
"propertyUsageType": null,
"selfBuildIndicator": true,
"propertyZoningType": null,
"newPropertyIndicator": true,
"cof": "2019-08-24T14:15:22Z"
},
"loan": {
"cmhcMortgageInsurance": {
"serviceType": null,
"insurancePremium": 1,
"blendedAmortization": true,
"addToLoan": true
},
"geMortgageInsurance": {
"serviceType": null,
"insurancePremium": 1,
"blendedAmortization": true,
"addToLoan": true
},
"customProduct": {
"productCode": "string",
"productName": "string",
"rateType": null,
"rateCompoundFrequency": null,
"productTerm": 1,
"earlyPayoutOption": null,
"prePaymentOptionPercent": null,
"locIndicator": true,
"locRepayment": null,
"adjustment": -999.999,
"buydown": -999.999,
"postedRate": -999.999
},
"lenderProduct": {
"productCode": "string",
"productStartDate": "2019-08-24T14:15:22Z",
"adjustment": -999.999,
"buydown": -999.999,
"postedRate": -999.999
},
"product": {
"adjustment": -999.999,
"buydown": -999.999,
"postedRate": -999.999
},
"underwriter": {
"userId": "string",
"unitId": "string",
"name": "string",
"businessType": null
},
"classification": [
{
"mortgageClassification": null
}
],
"loanAmount": 0,
"chargeType": null,
"lineOfBusiness": null,
"termMonths": "string",
"amortizationMonths": "string",
"netRate": 0,
"qualifyingRate": 0,
"acceleratedPayment": true,
"maturityDate": "2019-08-24T14:15:22Z",
"firstPaymentDate": "2019-08-24T14:15:22Z",
"interestAdjustmentDate": "2019-08-24T14:15:22Z",
"requestedPayment": 0,
"paymentAmount": 0,
"paymentFrequency": null,
"repaymentType": null,
"lenderCode": 0,
"lenderChannel": null,
"variableToPrime": "string",
"loanType": null,
"lenderName": "string"
},
"downpaymentList": {
"downpayment": [
{
"downpaymentSourceType": null,
"description": "string",
"amount": 0
}
]
},
"applicationNoteList": {
"applicationNote": [
{
"noteType": null,
"noteDateTime": "2019-08-24T14:15:22Z",
"noteText": "string"
}
]
},
"firm": {
"externalPoSFirm": [
{
"posSystemId": null,
"firmId": "string"
}
],
"firmId": "string",
"name": "string"
},
"submittingAgent": {
"externalPoSUser": [
{
"posSystemId": null,
"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressOther": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressUSA": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"originatingAgent": {
"externalPoSUser": [
{
"posSystemId": null,
"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressOther": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressUSA": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"broker": {
"externalPoSUser": [
{
"posSystemId": null,
"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressOther": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressUSA": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"owner": {
"externalPoSUser": [
{
"posSystemId": null,
"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressOther": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressUSA": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"posApplicationNumber": "string",
"isPreapproval": true,
"fundingDate": "2019-08-24T14:15:22Z",
"loanPurposeType": null,
"purchasePriceEstimatedValue": 0,
"improvements": 0,
"typeOfBuyer": null,
"additionalPurpose": "string",
"improveDescription": "string",
"applicationNumber": "string",
"brokerRefNumber": "string"
},
"memo": "string",
"unitId": "string",
"posSystem": "string",
"error": [
"string"
],
"errorRequest": "string"
}';
const headers = {
'Content-Type':'application/json',
'Accept':'application/json',
'Authorization':'API_KEY'
};
fetch('/v1/applications', {
method: 'POST',
body: inputBody,
headers: headers
}).then(function(res) {
return res.json();
}).then(function(body) {
console.log(body);
});
POST /v1/applications HTTP/1.1
Content-Type: application/json
Accept: application/json
Sample Request
{
"commonData": {
"assetList": {
"assetRealEstate": [
{
"originalPrice": 0,
"originalDate": "2019-08-24T14:15:22Z",
"key": "string",
"value": 0
}
],
"assetOther": [
{
"assetType": null,
"location": "string",
"maturityDate": "2019-08-24T14:15:22Z",
"additionalAssetHolders": "string",
"description": "string",
"key": "string",
"value": 0
}
]
},
"liabilityList": {
"liabilityRealEstate": [
{
"accountNumber": "string",
"othersResponsible": true,
"othersResponsibleDetails": "string",
"monthlyRepayment": 0,
"originalLoanAmount": 0,
"outstandingBalance": 0,
"closingDate": "2019-08-24T14:15:22Z",
"lenderName": "string",
"chargeType": null,
"repaymentType": null,
"redemptionStatus": null,
"inDefault": true,
"purchasePrice": 0,
"maturityDate": "2019-08-24T14:15:22Z",
"netRate": 0,
"rateType": null,
"mortgageInsurer": null,
"insuredAmount": 0,
"insurancePremium": 0,
"insuranceCertificateNumber": "string",
"key": "string",
"fromCreditBureau": true
}
],
"liabilityOther": [
{
"dateEnd": "2019-08-24T14:15:22Z",
"accountNumber": "string",
"repaymentIndicator": true,
"payoffType": null,
"monthlyRepayment": 0,
"creditLimit": 0,
"outstandingBalance": 0,
"lenderName": "string",
"creditCardType": null,
"liabilityType": null,
"additionalHolders": true,
"additionalHoldersDetails": "string",
"key": "string",
"fromCreditBureau": true
}
]
},
"addressList": {
"applicationAddressCanada": [
{
"key": "string",
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
}
],
"applicationAddressUSA": [
{
"key": "string",
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
}
],
"applicationAddressOther": [
{
"key": "string",
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
}
],
"applicationAddressCanadaPartial": {
"key": "string",
"provinceCode": null,
"countryCode": null
}
},
"creditBureauList": {
"creditBureau": [
{
"creditReportEquifax": {
"dataFormat": "string",
"reportDate": "2019-08-24T14:15:22Z",
"creditScore": 0,
"jointCreditScore": 0,
"noHit": true,
"jointNoHit": true,
"value": "string"
},
"creditReportTransUnion": {
"reportDate": "2019-08-24T14:15:22Z",
"creditScore": 0,
"jointCreditScore": 0,
"noHit": true,
"jointNoHit": true,
"value": "string"
},
"humanReadableReport": [
{
"type": "string",
"value": "string"
}
],
"key": "string",
"provider": "string"
}
]
}
},
"customerData": {
"customerList": {
"customerPrimaryBorrower": {
"dateBirth": "2019-08-24T14:15:22Z",
"honorific": null,
"lastName": "string",
"firstName": "string",
"middleName": "string",
"suffix": "string",
"sin": "string",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string",
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressOther": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressUSA": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": null,
"paymentFrequency": null,
"earnedIncomeAmount": 0
}
]
},
"contactPerson": {
"honorific": null,
"lastName": "string",
"firstName": "string",
"emailAddress": "string"
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string"
},
"employmentType": null,
"employmentStatus": null,
"dateStart": "2019-08-24T14:15:22Z",
"dateEnd": "2019-08-24T14:15:22Z",
"industryType": null,
"dateStartedInIndustry": "2019-08-24T14:15:22Z",
"occupationType": null,
"jobTitle": "string",
"companyName": "string",
"companyType": "string",
"operatingAs": "string"
}
]
},
"bankruptcyHistoryList": {
"bankruptcyHistory": [
{
"debtAmount": 0,
"dateDeclared": "2019-08-24T14:15:22Z",
"dateDischarged": "2019-08-24T14:15:22Z",
"monthlyRepayment": 0,
"otherDetails": "string"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 0,
"unearnedIncomeType": null,
"paymentFrequency": null,
"unearnedIncomeDetails": "string"
}
]
},
"customerRelationShip": {
"relationShipToOwnerType": null
},
"key": "string",
"correspondenceLanguage": null,
"emailAddress1": "string",
"emailAddress2": "string",
"maritalStatus": null,
"numberOfDependents": 0,
"sex": null,
"residentType": null
},
"customerBorrower": [
{
"dateBirth": "2019-08-24T14:15:22Z",
"honorific": null,
"lastName": "string",
"firstName": "string",
"middleName": "string",
"suffix": "string",
"sin": "string",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string",
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressOther": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"addressUSA": {
"postalAddressPOBox": {
"poBoxRRNumber": "string",
"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"earnedIncomeList": {
"earnedIncome": [
"[Object]"
]
},
"contactPerson": {
"honorific": null,
"lastName": "string",
"firstName": "string",
"emailAddress": "string"
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
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},
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},
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"dateEnd": "2019-08-24T14:15:22Z",
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"occupationType": null,
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}
]
},
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}
]
},
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}
]
},
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},
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"emailAddress2": "string",
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}
],
"customerGuarantor": [
{
"dateBirth": "2019-08-24T14:15:22Z",
"honorific": null,
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"middleName": "string",
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"sin": "string",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
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"areaCode": "strin",
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},
"usage": null,
"contactTime": "string",
"preferred": true
}
],
"employmentList": {
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{
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},
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},
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},
"addressUSA": {
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},
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},
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},
"earnedIncomeList": {
"earnedIncome": [
"[Object]"
]
},
"contactPerson": {
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},
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}
]
},
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}
]
},
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}
]
},
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}
]
},
"customerAddressList": [
{
"customerReference": [
{
"refkeyCustomer": "string"
}
],
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}
],
"customerAssetList": [
{
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},
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}
],
"customerLiabilityList": [
{
"customerReference": {
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},
"refkeyLiability": "string"
}
],
"customerCreditBureauList": [
{
"customerReference": [
{
"refkeyCustomer": "string"
}
],
"refkeyCreditBureau": "string"
}
]
},
"mortgageApplication": {
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"subjectPropertyOccupancyOwnerOccupied": {},
"subjectPropertyOccupancyPartialOwnerOccupied": {
"rentalDetails": {
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"managementExpenses": 0,
"insurance": 0,
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"rentalOffset": null,
"rentalCalcType": null
}
},
"subjectPropertyOccupancyRental": {
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"rentalOffset": null,
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}
},
"subjectPropertyOccupancySecondHome": {},
"legalAddress": {
"details": "string",
"pin": "string",
"lotNumber": "string",
"planNumber": "string",
"unitNumber": "string",
"levelNumber": "string"
},
"condo": {
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},
"freehold": {},
"leasehold": {
"annualLeaseAmount": 0
},
"propertyTax": {
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"taxesPaidBy": null
},
"propertyAppraisal": {
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"postalAddressPOBox": {
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"type": "string",
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},
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},
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"postalCode": "string",
"countryCode": null
},
"appraisedValue": 0,
"dateAppraised": "2019-08-24T14:15:22Z",
"companyName": "string"
},
"subjectPropertyAddress": {
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},
"occupancyPurpose": null,
"mlsListed": true,
"mlsNumber": "string",
"heatingType": null,
"parkingType": null,
"yearBuilt": 1,
"waterSupplyType": null,
"waterWasteType": null,
"propertySize": 0,
"propertySizeUnits": null,
"lotSize": 0,
"lotSizeUnits": null,
"environmentalHazardIndicator": true,
"buildingConstructionType": null,
"annualHeatingAmount": 0,
"numberOfUnitsTotal": 0,
"numberOfUnitsRented": 0,
"propertyType": null,
"propertyDescriptionType": null,
"propertyUsageType": null,
"selfBuildIndicator": true,
"propertyZoningType": null,
"newPropertyIndicator": true,
"cof": "2019-08-24T14:15:22Z"
},
"loan": {
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"insurancePremium": 1,
"blendedAmortization": true,
"addToLoan": true
},
"geMortgageInsurance": {
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"addToLoan": true
},
"customProduct": {
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"productName": "string",
"rateType": null,
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"productTerm": 1,
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"prePaymentOptionPercent": null,
"locIndicator": true,
"locRepayment": null,
"adjustment": -999.999,
"buydown": -999.999,
"postedRate": -999.999
},
"lenderProduct": {
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"productStartDate": "2019-08-24T14:15:22Z",
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"postedRate": -999.999
},
"product": {
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},
"underwriter": {
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"unitId": "string",
"name": "string",
"businessType": null
},
"classification": [
{
"mortgageClassification": null
}
],
"loanAmount": 0,
"chargeType": null,
"lineOfBusiness": null,
"termMonths": "string",
"amortizationMonths": "string",
"netRate": 0,
"qualifyingRate": 0,
"acceleratedPayment": true,
"maturityDate": "2019-08-24T14:15:22Z",
"firstPaymentDate": "2019-08-24T14:15:22Z",
"interestAdjustmentDate": "2019-08-24T14:15:22Z",
"requestedPayment": 0,
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"variableToPrime": "string",
"loanType": null,
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},
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{
"downpaymentSourceType": null,
"description": "string",
"amount": 0
}
]
},
"applicationNoteList": {
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{
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"noteDateTime": "2019-08-24T14:15:22Z",
"noteText": "string"
}
]
},
"firm": {
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{
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}
],
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},
"submittingAgent": {
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{
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}
],
"addressCanada": {
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},
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},
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},
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},
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},
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},
"addressUSA": {
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},
"postalAddressStreetAddress": {
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},
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"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"originatingAgent": {
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{
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"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
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},
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},
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},
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},
"postalAddressStreetAddress": {
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},
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"postalCode": "string",
"countryCode": null
},
"addressUSA": {
"postalAddressPOBox": {
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"isPostalAddressPOBox": true,
"type": "string",
"unitNumber": "string",
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},
"postalAddressStreetAddress": {
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},
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"postalCode": "string",
"countryCode": null
},
"userId": "string",
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"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"broker": {
"externalPoSUser": [
{
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"userId": "string"
}
],
"addressCanada": {
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},
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},
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},
"addressOther": {
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},
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},
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},
"addressUSA": {
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},
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},
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"postalCode": "string",
"countryCode": null
},
"userId": "string",
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"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"owner": {
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{
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"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
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},
"postalAddressStreetAddress": {
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},
"cityTown": "string",
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"postalCode": "string",
"countryCode": null
},
"addressOther": {
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"type": "string",
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},
"postalAddressStreetAddress": {
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},
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"postalCode": "string",
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},
"addressUSA": {
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"isPostalAddressPOBox": true,
"type": "string",
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"streetName": "string",
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"streetDirection": null
},
"postalAddressStreetAddress": {
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},
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"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"posApplicationNumber": "string",
"isPreapproval": true,
"fundingDate": "2019-08-24T14:15:22Z",
"loanPurposeType": null,
"purchasePriceEstimatedValue": 0,
"improvements": 0,
"typeOfBuyer": null,
"additionalPurpose": "string",
"improveDescription": "string",
"applicationNumber": "string",
"brokerRefNumber": "string"
},
"memo": "string",
"unitId": "string",
"posSystem": "string",
"error": [
"string"
],
"errorRequest": "string"
}
<?xml version="1.0" encoding="UTF-8" ?>
<Link.Helper.Models.SubmitApplication.SubmitApplicationRequest>
<commonData>
<assetList>
<assetRealEstate>
<originalPrice>0</originalPrice>
<originalDate>2019-08-24T14:15:22Z</originalDate>
<key>string</key>
<value>0</value>
</assetRealEstate>
<assetOther>
<assetType/>
<location>string</location>
<maturityDate>2019-08-24T14:15:22Z</maturityDate>
<additionalAssetHolders>string</additionalAssetHolders>
<description>string</description>
<key>string</key>
<value>0</value>
</assetOther>
</assetList>
<liabilityList>
<liabilityRealEstate>
<accountNumber>string</accountNumber>
<othersResponsible>true</othersResponsible>
<othersResponsibleDetails>string</othersResponsibleDetails>
<monthlyRepayment>0</monthlyRepayment>
<originalLoanAmount>0</originalLoanAmount>
<outstandingBalance>0</outstandingBalance>
<closingDate>2019-08-24T14:15:22Z</closingDate>
<lenderName>string</lenderName>
<chargeType/>
<repaymentType/>
<redemptionStatus/>
<inDefault>true</inDefault>
<purchasePrice>0</purchasePrice>
<maturityDate>2019-08-24T14:15:22Z</maturityDate>
<netRate>0</netRate>
<rateType/>
<mortgageInsurer/>
<insuredAmount>0</insuredAmount>
<insurancePremium>0</insurancePremium>
<insuranceCertificateNumber>string</insuranceCertificateNumber>
<key>string</key>
<fromCreditBureau>true</fromCreditBureau>
</liabilityRealEstate>
<liabilityOther>
<dateEnd>2019-08-24T14:15:22Z</dateEnd>
<accountNumber>string</accountNumber>
<repaymentIndicator>true</repaymentIndicator>
<payoffType/>
<monthlyRepayment>0</monthlyRepayment>
<creditLimit>0</creditLimit>
<outstandingBalance>0</outstandingBalance>
<lenderName>string</lenderName>
<creditCardType/>
<liabilityType/>
<additionalHolders>true</additionalHolders>
<additionalHoldersDetails>string</additionalHoldersDetails>
<key>string</key>
<fromCreditBureau>true</fromCreditBureau>
</liabilityOther>
</liabilityList>
<addressList>
<applicationAddressCanada>
<key>string</key>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</applicationAddressCanada>
<applicationAddressUSA>
<key>string</key>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</applicationAddressUSA>
<applicationAddressOther>
<key>string</key>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</applicationAddressOther>
<applicationAddressCanadaPartial>
<key>string</key>
<provinceCode/>
<countryCode/>
</applicationAddressCanadaPartial>
</addressList>
<creditBureauList>
<creditBureau>
<creditReportEquifax>
<dataFormat>string</dataFormat>
<reportDate>2019-08-24T14:15:22Z</reportDate>
<creditScore>0</creditScore>
<jointCreditScore>0</jointCreditScore>
<noHit>true</noHit>
<jointNoHit>true</jointNoHit>
<value>string</value>
</creditReportEquifax>
<creditReportTransUnion>
<reportDate>2019-08-24T14:15:22Z</reportDate>
<creditScore>0</creditScore>
<jointCreditScore>0</jointCreditScore>
<noHit>true</noHit>
<jointNoHit>true</jointNoHit>
<value>string</value>
</creditReportTransUnion>
<humanReadableReport>
<type>string</type>
<value>string</value>
</humanReadableReport>
<key>string</key>
<provider>string</provider>
</creditBureau>
</creditBureauList>
</commonData>
<customerData>
<customerList>
<customerPrimaryBorrower>
<dateBirth>2019-08-24T14:15:22Z</dateBirth>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<middleName>string</middleName>
<suffix>string</suffix>
<sin>string</sin>
<customerTelephoneNumberList>
<telephoneNumber>
<countryCode>str</countryCode>
<areaCode>strin</areaCode>
<phoneNumber>string</phoneNumber>
<phoneExtension>string</phoneExtension>
</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
<preferred>true</preferred>
</customerTelephoneNumberList>
<employmentList>
<employment>
<addressCanada>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<addressOther>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressOther>
<addressUSA>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressUSA>
<earnedIncomeList>
<earnedIncome>[Object]</earnedIncome>
</earnedIncomeList>
<contactPerson>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<emailAddress>string</emailAddress>
</contactPerson>
<contactTelephoneNumber>
<telephoneNumber>
<countryCode>str</countryCode>
<areaCode>strin</areaCode>
<phoneNumber>string</phoneNumber>
<phoneExtension>string</phoneExtension>
</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
</contactTelephoneNumber>
<employmentType/>
<employmentStatus/>
<dateStart>2019-08-24T14:15:22Z</dateStart>
<dateEnd>2019-08-24T14:15:22Z</dateEnd>
<industryType/>
<dateStartedInIndustry>2019-08-24T14:15:22Z</dateStartedInIndustry>
<occupationType/>
<jobTitle>string</jobTitle>
<companyName>string</companyName>
<companyType>string</companyType>
<operatingAs>string</operatingAs>
</employment>
</employmentList>
<bankruptcyHistoryList>
<bankruptcyHistory>
<debtAmount>0</debtAmount>
<dateDeclared>2019-08-24T14:15:22Z</dateDeclared>
<dateDischarged>2019-08-24T14:15:22Z</dateDischarged>
<monthlyRepayment>0</monthlyRepayment>
<otherDetails>string</otherDetails>
</bankruptcyHistory>
</bankruptcyHistoryList>
<unearnedIncomeList>
<unearnedIncome>
<unearnedIncomeAmount>0</unearnedIncomeAmount>
<unearnedIncomeType/>
<paymentFrequency/>
<unearnedIncomeDetails>string</unearnedIncomeDetails>
</unearnedIncome>
</unearnedIncomeList>
<customerRelationShip>
<relationShipToOwnerType/>
</customerRelationShip>
<key>string</key>
<correspondenceLanguage/>
<emailAddress1>string</emailAddress1>
<emailAddress2>string</emailAddress2>
<maritalStatus/>
<numberOfDependents>0</numberOfDependents>
<sex/>
<residentType/>
</customerPrimaryBorrower>
<customerBorrower>
<dateBirth>2019-08-24T14:15:22Z</dateBirth>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<middleName>string</middleName>
<suffix>string</suffix>
<sin>string</sin>
<customerTelephoneNumberList>
<telephoneNumber>
<countryCode>str</countryCode>
<areaCode>strin</areaCode>
<phoneNumber>string</phoneNumber>
<phoneExtension>string</phoneExtension>
</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
<preferred>true</preferred>
</customerTelephoneNumberList>
<employmentList>
<employment>
<addressCanada>
<postalAddressPOBox>[Object]</postalAddressPOBox>
<postalAddressStreetAddress>[Object]</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<addressOther>
<postalAddressPOBox>[Object]</postalAddressPOBox>
<postalAddressStreetAddress>[Object]</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressOther>
<addressUSA>
<postalAddressPOBox>[Object]</postalAddressPOBox>
<postalAddressStreetAddress>[Object]</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressUSA>
<earnedIncomeList>
<earnedIncome>[Object]</earnedIncome>
</earnedIncomeList>
<contactPerson>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<emailAddress>string</emailAddress>
</contactPerson>
<contactTelephoneNumber>
<telephoneNumber>[Object]</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
</contactTelephoneNumber>
<employmentType/>
<employmentStatus/>
<dateStart>2019-08-24T14:15:22Z</dateStart>
<dateEnd>2019-08-24T14:15:22Z</dateEnd>
<industryType/>
<dateStartedInIndustry>2019-08-24T14:15:22Z</dateStartedInIndustry>
<occupationType/>
<jobTitle>string</jobTitle>
<companyName>string</companyName>
<companyType>string</companyType>
<operatingAs>string</operatingAs>
</employment>
</employmentList>
<bankruptcyHistoryList>
<bankruptcyHistory>
<debtAmount>0</debtAmount>
<dateDeclared>2019-08-24T14:15:22Z</dateDeclared>
<dateDischarged>2019-08-24T14:15:22Z</dateDischarged>
<monthlyRepayment>0</monthlyRepayment>
<otherDetails>string</otherDetails>
</bankruptcyHistory>
</bankruptcyHistoryList>
<unearnedIncomeList>
<unearnedIncome>
<unearnedIncomeAmount>0</unearnedIncomeAmount>
<unearnedIncomeType/>
<paymentFrequency/>
<unearnedIncomeDetails>string</unearnedIncomeDetails>
</unearnedIncome>
</unearnedIncomeList>
<customerRelationShip>
<relationShipToOwnerType/>
</customerRelationShip>
<key>string</key>
<correspondenceLanguage/>
<emailAddress1>string</emailAddress1>
<emailAddress2>string</emailAddress2>
<maritalStatus/>
<numberOfDependents>0</numberOfDependents>
<sex/>
<residentType/>
</customerBorrower>
<customerGuarantor>
<dateBirth>2019-08-24T14:15:22Z</dateBirth>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<middleName>string</middleName>
<suffix>string</suffix>
<sin>string</sin>
<customerTelephoneNumberList>
<telephoneNumber>
<countryCode>str</countryCode>
<areaCode>strin</areaCode>
<phoneNumber>string</phoneNumber>
<phoneExtension>string</phoneExtension>
</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
<preferred>true</preferred>
</customerTelephoneNumberList>
<employmentList>
<employment>
<addressCanada>
<postalAddressPOBox>[Object]</postalAddressPOBox>
<postalAddressStreetAddress>[Object]</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<addressOther>
<postalAddressPOBox>[Object]</postalAddressPOBox>
<postalAddressStreetAddress>[Object]</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressOther>
<addressUSA>
<postalAddressPOBox>[Object]</postalAddressPOBox>
<postalAddressStreetAddress>[Object]</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressUSA>
<earnedIncomeList>
<earnedIncome>[Object]</earnedIncome>
</earnedIncomeList>
<contactPerson>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<emailAddress>string</emailAddress>
</contactPerson>
<contactTelephoneNumber>
<telephoneNumber>[Object]</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
</contactTelephoneNumber>
<employmentType/>
<employmentStatus/>
<dateStart>2019-08-24T14:15:22Z</dateStart>
<dateEnd>2019-08-24T14:15:22Z</dateEnd>
<industryType/>
<dateStartedInIndustry>2019-08-24T14:15:22Z</dateStartedInIndustry>
<occupationType/>
<jobTitle>string</jobTitle>
<companyName>string</companyName>
<companyType>string</companyType>
<operatingAs>string</operatingAs>
</employment>
</employmentList>
<bankruptcyHistoryList>
<bankruptcyHistory>
<debtAmount>0</debtAmount>
<dateDeclared>2019-08-24T14:15:22Z</dateDeclared>
<dateDischarged>2019-08-24T14:15:22Z</dateDischarged>
<monthlyRepayment>0</monthlyRepayment>
<otherDetails>string</otherDetails>
</bankruptcyHistory>
</bankruptcyHistoryList>
<unearnedIncomeList>
<unearnedIncome>
<unearnedIncomeAmount>0</unearnedIncomeAmount>
<unearnedIncomeType/>
<paymentFrequency/>
<unearnedIncomeDetails>string</unearnedIncomeDetails>
</unearnedIncome>
</unearnedIncomeList>
<customerRelationShip>
<relationShipToOwnerType/>
</customerRelationShip>
<key>string</key>
<correspondenceLanguage/>
<emailAddress1>string</emailAddress1>
<emailAddress2>string</emailAddress2>
<maritalStatus/>
<numberOfDependents>0</numberOfDependents>
<sex/>
<residentType/>
</customerGuarantor>
</customerList>
<customerAddressList>
<customerReference>
<refkeyCustomer>string</refkeyCustomer>
</customerReference>
<refkeyAddress>string</refkeyAddress>
<type>string</type>
</customerAddressList>
<customerAssetList>
<customerReference>
<refkeyCustomer>string</refkeyCustomer>
</customerReference>
<refkeyAsset>string</refkeyAsset>
</customerAssetList>
<customerLiabilityList>
<customerReference>
<refkeyCustomer>string</refkeyCustomer>
</customerReference>
<refkeyLiability>string</refkeyLiability>
</customerLiabilityList>
<customerCreditBureauList>
<customerReference>
<refkeyCustomer>string</refkeyCustomer>
</customerReference>
<refkeyCreditBureau>string</refkeyCreditBureau>
</customerCreditBureauList>
</customerData>
<mortgageApplication>
<subjectProperty>
<subjectPropertyOccupancyOwnerOccupied/>
<subjectPropertyOccupancyPartialOwnerOccupied>
<rentalDetails>
<annualGrossRentalIncome>0</annualGrossRentalIncome>
<managementExpenses>0</managementExpenses>
<insurance>0</insurance>
<hydro>0</hydro>
<waterAndSewer>0</waterAndSewer>
<maintenanceAndRepairs>0</maintenanceAndRepairs>
<interest>0</interest>
<generalExpenses>0</generalExpenses>
<rentalOffset/>
<rentalCalcType/>
</rentalDetails>
</subjectPropertyOccupancyPartialOwnerOccupied>
<subjectPropertyOccupancyRental>
<rentalDetails>
<annualGrossRentalIncome>0</annualGrossRentalIncome>
<managementExpenses>0</managementExpenses>
<insurance>0</insurance>
<hydro>0</hydro>
<waterAndSewer>0</waterAndSewer>
<maintenanceAndRepairs>0</maintenanceAndRepairs>
<interest>0</interest>
<generalExpenses>0</generalExpenses>
<rentalOffset/>
<rentalCalcType/>
</rentalDetails>
</subjectPropertyOccupancyRental>
<subjectPropertyOccupancySecondHome/>
<legalAddress>
<details>string</details>
<pin>string</pin>
<lotNumber>string</lotNumber>
<planNumber>string</planNumber>
<unitNumber>string</unitNumber>
<levelNumber>string</levelNumber>
</legalAddress>
<condo>
<annualCondoFees>0</annualCondoFees>
</condo>
<freehold/>
<leasehold>
<annualLeaseAmount>0</annualLeaseAmount>
</leasehold>
<propertyTax>
<annualTaxAmount>0</annualTaxAmount>
<taxesPaidBy/>
</propertyTax>
<propertyAppraisal>
<appraiserAddress>
<key>string</key>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</appraiserAddress>
<appraisedValue>0</appraisedValue>
<dateAppraised>2019-08-24T14:15:22Z</dateAppraised>
<companyName>string</companyName>
</propertyAppraisal>
<subjectPropertyAddress>
<refkeyAddress>string</refkeyAddress>
</subjectPropertyAddress>
<occupancyPurpose/>
<mlsListed>true</mlsListed>
<mlsNumber>string</mlsNumber>
<heatingType/>
<parkingType/>
<yearBuilt>1</yearBuilt>
<waterSupplyType/>
<waterWasteType/>
<propertySize>0</propertySize>
<propertySizeUnits/>
<lotSize>0</lotSize>
<lotSizeUnits/>
<environmentalHazardIndicator>true</environmentalHazardIndicator>
<buildingConstructionType/>
<annualHeatingAmount>0</annualHeatingAmount>
<numberOfUnitsTotal>0</numberOfUnitsTotal>
<numberOfUnitsRented>0</numberOfUnitsRented>
<propertyType/>
<propertyDescriptionType/>
<propertyUsageType/>
<selfBuildIndicator>true</selfBuildIndicator>
<propertyZoningType/>
<newPropertyIndicator>true</newPropertyIndicator>
<cof>2019-08-24T14:15:22Z</cof>
</subjectProperty>
<loan>
<cmhcMortgageInsurance>
<serviceType/>
<insurancePremium>1</insurancePremium>
<blendedAmortization>true</blendedAmortization>
<addToLoan>true</addToLoan>
</cmhcMortgageInsurance>
<geMortgageInsurance>
<serviceType/>
<insurancePremium>1</insurancePremium>
<blendedAmortization>true</blendedAmortization>
<addToLoan>true</addToLoan>
</geMortgageInsurance>
<customProduct>
<productCode>string</productCode>
<productName>string</productName>
<rateType/>
<rateCompoundFrequency/>
<productTerm>1</productTerm>
<earlyPayoutOption/>
<prePaymentOptionPercent/>
<locIndicator>true</locIndicator>
<locRepayment/>
<adjustment>-999.999</adjustment>
<buydown>-999.999</buydown>
<postedRate>-999.999</postedRate>
</customProduct>
<lenderProduct>
<productCode>string</productCode>
<productStartDate>2019-08-24T14:15:22Z</productStartDate>
<adjustment>-999.999</adjustment>
<buydown>-999.999</buydown>
<postedRate>-999.999</postedRate>
</lenderProduct>
<product>
<adjustment>-999.999</adjustment>
<buydown>-999.999</buydown>
<postedRate>-999.999</postedRate>
</product>
<underwriter>
<userId>string</userId>
<unitId>string</unitId>
<name>string</name>
<businessType/>
</underwriter>
<classification>
<mortgageClassification/>
</classification>
<loanAmount>0</loanAmount>
<chargeType/>
<lineOfBusiness/>
<termMonths>string</termMonths>
<amortizationMonths>string</amortizationMonths>
<netRate>0</netRate>
<qualifyingRate>0</qualifyingRate>
<acceleratedPayment>true</acceleratedPayment>
<maturityDate>2019-08-24T14:15:22Z</maturityDate>
<firstPaymentDate>2019-08-24T14:15:22Z</firstPaymentDate>
<interestAdjustmentDate>2019-08-24T14:15:22Z</interestAdjustmentDate>
<requestedPayment>0</requestedPayment>
<paymentAmount>0</paymentAmount>
<paymentFrequency/>
<repaymentType/>
<lenderCode>0</lenderCode>
<lenderChannel/>
<variableToPrime>string</variableToPrime>
<loanType/>
<lenderName>string</lenderName>
</loan>
<downpaymentList>
<downpayment>
<downpaymentSourceType/>
<description>string</description>
<amount>0</amount>
</downpayment>
</downpaymentList>
<applicationNoteList>
<applicationNote>
<noteType/>
<noteDateTime>2019-08-24T14:15:22Z</noteDateTime>
<noteText>string</noteText>
</applicationNote>
</applicationNoteList>
<firm>
<externalPoSFirm>
<posSystemId/>
<firmId>string</firmId>
</externalPoSFirm>
<firmId>string</firmId>
<name>string</name>
</firm>
<submittingAgent>
<externalPoSUser>
<posSystemId/>
<firmId>string</firmId>
<userId>string</userId>
</externalPoSUser>
<addressCanada>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<addressOther>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressOther>
<addressUSA>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressUSA>
<userId>string</userId>
<firstName>string</firstName>
<lastName>string</lastName>
<emailAddress>string</emailAddress>
<mortgageLicenseNumber>string</mortgageLicenseNumber>
</submittingAgent>
<originatingAgent>
<externalPoSUser>
<posSystemId/>
<firmId>string</firmId>
<userId>string</userId>
</externalPoSUser>
<addressCanada>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<addressOther>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressOther>
<addressUSA>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressUSA>
<userId>string</userId>
<firstName>string</firstName>
<lastName>string</lastName>
<emailAddress>string</emailAddress>
<mortgageLicenseNumber>string</mortgageLicenseNumber>
</originatingAgent>
<broker>
<externalPoSUser>
<posSystemId/>
<firmId>string</firmId>
<userId>string</userId>
</externalPoSUser>
<addressCanada>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<addressOther>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressOther>
<addressUSA>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressUSA>
<userId>string</userId>
<firstName>string</firstName>
<lastName>string</lastName>
<emailAddress>string</emailAddress>
<mortgageLicenseNumber>string</mortgageLicenseNumber>
</broker>
<owner>
<externalPoSUser>
<posSystemId/>
<firmId>string</firmId>
<userId>string</userId>
</externalPoSUser>
<addressCanada>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<addressOther>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressOther>
<addressUSA>
<postalAddressPOBox>
<poBoxRRNumber>string</poBoxRRNumber>
<isPostalAddressPOBox>true</isPostalAddressPOBox>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressPOBox>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressUSA>
<userId>string</userId>
<firstName>string</firstName>
<lastName>string</lastName>
<emailAddress>string</emailAddress>
<mortgageLicenseNumber>string</mortgageLicenseNumber>
</owner>
<posApplicationNumber>string</posApplicationNumber>
<isPreapproval>true</isPreapproval>
<fundingDate>2019-08-24T14:15:22Z</fundingDate>
<loanPurposeType/>
<purchasePriceEstimatedValue>0</purchasePriceEstimatedValue>
<improvements>0</improvements>
<typeOfBuyer/>
<additionalPurpose>string</additionalPurpose>
<improveDescription>string</improveDescription>
<applicationNumber>string</applicationNumber>
<brokerRefNumber>string</brokerRefNumber>
</mortgageApplication>
<memo>string</memo>
<unitId>string</unitId>
<posSystem>string</posSystem>
<error>string</error>
<errorRequest>string</errorRequest>
</Link.Helper.Models.SubmitApplication.SubmitApplicationRequest>
Parameters
| Name | In | Type | Description |
|---|---|---|---|
| body optional | body | SubmitApplication.SubmitApplicationRequest | SubmitApplicationRequest |
Sample Response
200 Response
{
"mortgageApplication": {
"submittingAgent": {
"userId": "string"
},
"originatingAgent": {
"userId": "string"
},
"broker": {
"userId": "string"
},
"owner": {
"userId": "string"
},
"lenderChannel": null,
"applicationNumber": "string",
"brokerRefNumber": "string"
},
"status": "string"
}
<?xml version="1.0" encoding="UTF-8" ?>
<Link.Helper.Models.SubmitApplicationResponse>
<mortgageApplication>
<submittingAgent>
<userId>string</userId>
</submittingAgent>
<originatingAgent>
<userId>string</userId>
</originatingAgent>
<broker>
<userId>string</userId>
</broker>
<owner>
<userId>string</userId>
</owner>
<lenderChannel/>
<applicationNumber>string</applicationNumber>
<brokerRefNumber>string</brokerRefNumber>
</mortgageApplication>
<status>string</status>
</Link.Helper.Models.SubmitApplicationResponse>
Responses
| Status | Schema |
|---|---|
| 200 OK | SubmitApplicationResponse |
At the top level, the body of a SubmitApplication request is broken down into elements (XML) and objects (JSON) that represent different sections of the request.
- CommonData
- AssetList
- LiabilityList
- AddressList
- CreditBureauList
- CustomerData
- CustomerList
- CustomerAddressList
- CustomerAssetList
- CustomerLiabilityList
- CustomerCreditBureauList
- MortgageApplication
- SubjectProperty
- Loan
- DownpaymentList
- ApplicationNoteList
- Firm
- SubmittingAgent
- OriginatingAgent
- Broker
- Owner
- etc.
SubmitApplication.SubmitApplicationRequest
| Name | Required | Type | Description |
|---|---|---|---|
| commonData | True | SubmitApplication > CommonData | |
| customerData | True | SubmitApplication > CustomerData | |
| mortgageApplication | True | SubmitApplication > MortgageApplication | |
| memo | False | string | Memo - freeform text; nullable; |
| unitId | True | string | Unit ID - see authorization; |
| posSystem | True | string | Pos System - see authorization; maxLength(10); |
| error | False | array | Reserved - internal use; nullable; arrayType: string; |
| errorRequest | False | string | Reserved - internal use; nullable; |
SubmitApplication.AssetRealEstate
| Name | Required | Type | Description |
|---|---|---|---|
| originalPrice | False | number | Original Price; nullable; Range(0, 999999999); |
| originalDate | False | date-time | Original Date; nullable; |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| value | False | number | value - money; nullable; Range(0, 999999999); |
SubmitApplication.AssetOther
| Name | Required | Type | Description |
|---|---|---|---|
| assetType | False | Enums - AssetOtherType | |
| location | False | string | Asset Location; nullable; maxLength(50); |
| maturityDate | False | date-time | Asset Maturity Date; nullable; |
| additionalAssetHolders | False | string | Additional Asset Holders; nullable; maxLength(255); |
| description | False | string | Asset Description; nullable; maxLength(50); |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| value | False | number | value - money; nullable; Range(0, 999999999); |
SubmitApplication.AssetList
| Name | Required | Type | Description |
|---|---|---|---|
| assetRealEstate | False | array | List of Real Estate assets; nullable; arrayType: SubmitApplication > AssetRealEstate; |
| assetOther | False | array | List of Other assets; nullable; arrayType: SubmitApplication > AssetOther; |
SubmitApplication.LiabilityRealEstate
| Name | Required | Type | Description |
|---|---|---|---|
| accountNumber | False | string | Account Number; nullable; maxLength(20); |
| othersResponsible | False | boolean | Others Responsible flag; nullable; |
| othersResponsibleDetails | False | string | Others responsible details; nullable; maxLength(255); |
| monthlyRepayment | False | number | Monthly Repayment; nullable; Range(0, 999999999.99); |
| originalLoanAmount | False | number | Original Loan Amount; nullable; Range(0, 999999999.99); |
| outstandingBalance | False | number | Outstanding Balance; nullable; Range(0, 999999999.99); |
| closingDate | False | date-time | Closing Date; nullable; |
| lenderName | False | string | Lender Name; nullable; maxLength(44); |
| chargeType | False | Enums - ChargeType | |
| repaymentType | False | Enums - LoanRepaymentType | |
| redemptionStatus | False | Enums - LoanRedemptionStatus | |
| inDefault | False | boolean | In Default flag; nullable; |
| purchasePrice | False | number | Purchase Price; nullable; Range(0, 99999999.99); |
| maturityDate | False | date-time | Maturity Date; nullable; |
| netRate | False | number | Net Rate; nullable; Range(0, 999.99); |
| rateType | False | Enums - RateType | |
| mortgageInsurer | False | Enums - MortgageInsurerType | |
| insuredAmount | False | number | Insured Amount; nullable; Range(0, 999999999.99); |
| insurancePremium | False | number | Insurance Premium; nullable; Range(0, 999999999.99); |
| insuranceCertificateNumber | False | string | Insurance Certificate Number; nullable; maxLength(10); |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| fromCreditBureau | False | boolean | From Credit Bureau flag; nullable; |
SubmitApplication.LiabilityOther
| Name | Required | Type | Description |
|---|---|---|---|
| dateEnd | False | date-time | End Date; nullable; |
| accountNumber | False | string | Account Number; nullable; maxLength(30); |
| repaymentIndicator | False | boolean | Repayment Indicator flag; nullable; |
| payoffType | False | Enums - PayoffType | |
| monthlyRepayment | False | number | Monthly Repayment; nullable; Range(0, 99999999.99); |
| creditLimit | False | number | Credit Limit; nullable; Range(0, 999999999.99); |
| outstandingBalance | False | number | Outstanding Balance; nullable; Range(0, 999999999.99); |
| lenderName | True | string | Lender Name; maxLength(50); |
| creditCardType | False | Enums - CreditCardType | |
| liabilityType | False | Enums - LiabilityType | |
| additionalHolders | False | boolean | Additional Holders; nullable; |
| additionalHoldersDetails | False | string | Additional Holders Details; nullable; maxLength(255); |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| fromCreditBureau | False | boolean | From Credit Bureau flag; nullable; |
SubmitApplication.LiabilityList
| Name | Required | Type | Description |
|---|---|---|---|
| liabilityRealEstate | False | array | Liability Real Estate List; nullable; arrayType: SubmitApplication > LiabilityRealEstate; |
| liabilityOther | False | array | Other Liability List; nullable; arrayType: SubmitApplication > LiabilityOther; |
SubmitApplication.PostalAddress
| Name | Required | Type | Description |
|---|---|---|---|
| type | False | string | Type; nullable; |
| unitNumber | False | string | Unit Number; nullable; maxLength(10); |
| streetNumber | False | string | Street Number; nullable; maxLength(10); |
| streetName | True | string | Street Name; maxLength(26); |
| streetType | False | Enums - StreetTypeCode | |
| streetDirection | False | Enums - StreetDirectionCode |
SubmitApplication.PostalAddressPOBox
| Name | Required | Type | Description |
|---|---|---|---|
| poBoxRRNumber | False | string | PO Box RR Number; nullable; maxLength(40); |
| isPostalAddressPOBox | False | boolean | Is Postal Address PO Box flag; |
| type | False | string | Type; nullable; |
| unitNumber | False | string | Unit Number; nullable; maxLength(10); |
| streetNumber | False | string | Street Number; nullable; maxLength(10); |
| streetName | True | string | Street Name; maxLength(26); |
| streetType | False | Enums - StreetTypeCode | |
| streetDirection | False | Enums - StreetDirectionCode |
SubmitApplication.PostalAddressStreetAddress
| Name | Required | Type | Description |
|---|---|---|---|
| poBoxRRNumber | False | string | PO Box RR Number; nullable; maxLength(40); |
| type | False | string | Type; nullable; |
| unitNumber | False | string | Unit Number; nullable; maxLength(10); |
| streetNumber | False | string | Street Number; nullable; maxLength(10); |
| streetName | True | string | Street Name; maxLength(26); |
| streetType | False | Enums - StreetTypeCode | |
| streetDirection | False | Enums - StreetDirectionCode |
SubmitApplication.ApplicationAddressCanada
| Name | Required | Type | Description |
|---|---|---|---|
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.ApplicationAddressUSA
| Name | Required | Type | Description |
|---|---|---|---|
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.ApplicationAddressOther
| Name | Required | Type | Description |
|---|---|---|---|
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.ApplicationAddressCanadaPartial
| Name | Required | Type | Description |
|---|---|---|---|
| key | False | string | Key - see Refkeys; nullable; maxLength(255); |
| provinceCode | False | Enums - ProvinceStateCode | |
| countryCode | False | Enums - CountryCode |
SubmitApplication.AddressList
| Name | Required | Type | Description |
|---|---|---|---|
| applicationAddressCanada | False | array | List of Application Address Canada; nullable; arrayType: SubmitApplication > ApplicationAddressCanada; |
| applicationAddressUSA | False | array | List of Application Address USA; nullable; arrayType: SubmitApplication > ApplicationAddressUSA; |
| applicationAddressOther | False | array | List of Application Address Other; nullable; arrayType: SubmitApplication > ApplicationAddressOther; |
| applicationAddressCanadaPartial | False | SubmitApplication > ApplicationAddressCanadaPartial |
SubmitApplication.CreditReport
| Name | Required | Type | Description |
|---|---|---|---|
| reportDate | False | date-time | Report Data; nullable; |
| creditScore | False | integer | Credit Score; nullable; Range(0, 99999); |
| jointCreditScore | False | integer | Joint Credit Score; nullable; Range(0, 99999); |
| noHit | False | boolean | Not Hit Flag; nullable; |
| jointNoHit | False | boolean | Joint No Hit Flag; nullable; |
| value | False | string | Value contains Credit Report; nullable; |
SubmitApplication.CreditReportEquifax
| Name | Required | Type | Description |
|---|---|---|---|
| dataFormat | False | string | Data Format - CreditReportDataFormat Enum = "0H"; nullable; |
| reportDate | False | date-time | Report Data; nullable; |
| creditScore | False | integer | Credit Score; nullable; Range(0, 99999); |
| jointCreditScore | False | integer | Joint Credit Score; nullable; Range(0, 99999); |
| noHit | False | boolean | Not Hit Flag; nullable; |
| jointNoHit | False | boolean | Joint No Hit Flag; nullable; |
| value | False | string | Value contains Credit Report; nullable; |
SubmitApplication.CreditReportTransUnion
| Name | Required | Type | Description |
|---|---|---|---|
| reportDate | False | date-time | Report Data; nullable; |
| creditScore | False | integer | Credit Score; nullable; Range(0, 99999); |
| jointCreditScore | False | integer | Joint Credit Score; nullable; Range(0, 99999); |
| noHit | False | boolean | Not Hit Flag; nullable; |
| jointNoHit | False | boolean | Joint No Hit Flag; nullable; |
| value | False | string | Value contains Credit Report; nullable; |
SubmitApplication.HumanReadableReport
| Name | Required | Type | Description |
|---|---|---|---|
| type | False | string | Type - enum of type HumanReadableReport |
"HTML" or "Text"; nullable; value|False|string|Value is used to hold the report body; nullable;
SubmitApplication.CreditBureau
| Name | Required | Type | Description |
|---|---|---|---|
| creditReportEquifax | False | SubmitApplication > CreditReportEquifax | |
| creditReportTransUnion | False | SubmitApplication > CreditReportTransUnion | |
| humanReadableReport | False | array | Human Readable Report; nullable; arrayType: SubmitApplication > HumanReadableReport;maxLength(2); |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| provider | False | string | Provider - Enum CreditReportProvider; nullable; |
SubmitApplication.CreditBureauList
| Name | Required | Type | Description |
|---|---|---|---|
| creditBureau | False | array | List of Credit Bureaus; nullable; arrayType: SubmitApplication > CreditBureau; |
SubmitApplication.CommonData
| Name | Required | Type | Description |
|---|---|---|---|
| assetList | True | SubmitApplication > AssetList | |
| liabilityList | True | SubmitApplication > LiabilityList | |
| addressList | True | SubmitApplication > AddressList | |
| creditBureauList | False | SubmitApplication > CreditBureauList |
SubmitApplication.TelephoneNumber
| Name | Required | Type | Description |
|---|---|---|---|
| countryCode | False | string | Country Code; nullable; maxLength(3); |
| areaCode | False | string | Area Code; nullable; maxLength(5); |
| phoneNumber | False | string | Phone Number; nullable; maxLength(30); |
| phoneExtension | False | string | Phone Extension; nullable; maxLength(8); |
SubmitApplication.CustomerTelephoneNumber
| Name | Required | Type | Description |
|---|---|---|---|
| telephoneNumber | False | SubmitApplication > TelephoneNumber | |
| usage | False | Enums - TelephoneUsageType | |
| contactTime | False | string | Contact TIme; nullable; maxLength(30); |
| preferred | False | boolean | Preferred Flag; nullable; |
SubmitApplication.Address
| Name | Required | Type | Description |
|---|---|---|---|
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.AddressCanada
| Name | Required | Type | Description |
|---|---|---|---|
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.AddressOther
| Name | Required | Type | Description |
|---|---|---|---|
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.AddressUSA
| Name | Required | Type | Description |
|---|---|---|---|
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.EarnedIncome
| Name | Required | Type | Description |
|---|---|---|---|
| earnedIncomeType | False | Enums - EarnedIncomeType | |
| paymentFrequency | False | Enums - PaymentFrequency | |
| earnedIncomeAmount | False | number | Earned Income Amount; nullable; Range(0, 999999999); |
SubmitApplication.EarnedIncomeList
| Name | Required | Type | Description |
|---|---|---|---|
| earnedIncome | False | array | List of Earned Income; nullable; arrayType: SubmitApplication > EarnedIncome; |
SubmitApplication.ContactPerson
| Name | Required | Type | Description |
|---|---|---|---|
| honorific | False | Enums - HonorificType | |
| lastName | False | string | Last Name; nullable; maxLength(40); |
| firstName | False | string | First Name; nullable; maxLength(30); |
| emailAddress | False | string | Email Address; nullable; maxLength(100); |
SubmitApplication.ContactTelephoneNumber
| Name | Required | Type | Description |
|---|---|---|---|
| telephoneNumber | False | SubmitApplication > TelephoneNumber | |
| usage | False | Enums - ContactTelephoneUsageType | |
| contactTime | False | string | Contact Time; nullable; maxLength(30); |
SubmitApplication.Employment
| Name | Required | Type | Description |
|---|---|---|---|
| addressCanada | False | SubmitApplication > AddressCanada | |
| addressOther | False | SubmitApplication > AddressOther | |
| addressUSA | False | SubmitApplication > AddressUSA | |
| earnedIncomeList | False | SubmitApplication > EarnedIncomeList | |
| contactPerson | False | SubmitApplication > ContactPerson | |
| contactTelephoneNumber | False | SubmitApplication > ContactTelephoneNumber | |
| employmentType | False | Enums - EmploymentType | |
| employmentStatus | False | Enums - EmploymentStatus | |
| dateStart | False | date-time | Start Date; nullable; |
| dateEnd | False | date-time | End Date; nullable; |
| industryType | False | Enums - EmploymentIndustryType | |
| dateStartedInIndustry | False | date-time | Date Started in Industry; nullable; |
| occupationType | False | Enums - EmploymentOccupationType | |
| jobTitle | False | string | Job Title; nullable; maxLength(50); |
| companyName | False | string | Company Name; nullable; maxLength(45); |
| companyType | False | string | Company Type; nullable; maxLength(35); |
| operatingAs | False | string | Operating As; nullable; maxLength(35); |
SubmitApplication.EmploymentList
| Name | Required | Type | Description |
|---|---|---|---|
| employment | False | array | List of Employment; nullable; arrayType: SubmitApplication > Employment; |
SubmitApplication.BankruptcyHistory
| Name | Required | Type | Description |
|---|---|---|---|
| debtAmount | False | number | Debt Amount; nullable; Range(0, 999999.99); |
| dateDeclared | False | date-time | nullable; |
| dateDischarged | True | date-time | |
| monthlyRepayment | False | number | Monthly repayment; nullable; Range(0, 999999.99); |
| otherDetails | False | string | Other details; nullable; maxLength(255); |
SubmitApplication.BankruptcyHistoryList
| Name | Required | Type | Description |
|---|---|---|---|
| bankruptcyHistory | False | array | Bankruptcy History; nullable; arrayType: SubmitApplication > BankruptcyHistory; |
SubmitApplication.UnearnedIncome
| Name | Required | Type | Description |
|---|---|---|---|
| unearnedIncomeAmount | False | number | Unearned Income Amount; nullable; Range(0, 999999999.99); |
| unearnedIncomeType | False | Enums - UnearnedIncomeType | |
| paymentFrequency | False | Enums - PaymentFrequency | |
| unearnedIncomeDetails | False | string | Unearned Income Details; nullable; maxLength(255); |
SubmitApplication.UnearnedIncomeList
| Name | Required | Type | Description |
|---|---|---|---|
| unearnedIncome | False | array | Unearned Income List; nullable; arrayType: SubmitApplication > UnearnedIncome; |
SubmitApplication.CustomerRelationship
| Name | Required | Type | Description |
|---|---|---|---|
| relationShipToOwnerType | False | Enums - ApplicantRelationship |
SubmitApplication.Customer
| Name | Required | Type | Description |
|---|---|---|---|
| dateBirth | False | date-time | Date of Birth; nullable; |
| honorific | False | Enums - HonorificType | |
| lastName | True | string | Last Name; maxLength(40); |
| firstName | True | string | First Name; maxLength(30); |
| middleName | False | string | Middle Name; nullable; maxLength(30); |
| suffix | False | string | Suffix; nullable; |
| sin | False | string | Social Insurance Number; nullable; maxLength(9); |
| customerTelephoneNumberList | False | array | Customer Telephone Number List; nullable; arrayType: SubmitApplication > CustomerTelephoneNumber; |
| employmentList | False | SubmitApplication > EmploymentList | |
| bankruptcyHistoryList | False | SubmitApplication > BankruptcyHistoryList | |
| unearnedIncomeList | False | SubmitApplication > UnearnedIncomeList | |
| customerRelationShip | False | SubmitApplication > CustomerRelationship | |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| correspondenceLanguage | False | Enums - CorrespondenceLangugageType | |
| emailAddress1 | False | string | Email Address 1; nullable; maxLength(100); |
| emailAddress2 | False | string | Email Address 2; nullable; maxLength(100); |
| maritalStatus | False | Enums - MaritalStatusType | |
| numberOfDependents | False | integer | Number od dependents; nullable; Range(0, 999); |
| sex | False | Enums - Sex | |
| residentType | False | Enums - Resident |
SubmitApplication.CustomerList
| Name | Required | Type | Description |
|---|---|---|---|
| customerPrimaryBorrower | True | SubmitApplication > Customer | |
| customerBorrower | False | array | Customer Borrower; nullable; arrayType: SubmitApplication > Customer;maxLength(4); |
| customerGuarantor | False | array | Customer Guarantor; nullable; arrayType: SubmitApplication > Customer;maxLength(4); |
SubmitApplication.CustomerReference
| Name | Required | Type | Description |
|---|---|---|---|
| refkeyCustomer | False | string | Customer ref key - see ref keys; nullable; maxLength(255); |
SubmitApplication.CustomerAddress
| Name | Required | Type | Description |
|---|---|---|---|
| customerReference | False | array | Customer Reference List; nullable; arrayType: SubmitApplication > CustomerReference; |
| refkeyAddress | False | string | Refkey address - see refkeys; nullable; maxLength(255); |
| type | False | string | nullable; |
SubmitApplication.CustomerAssetOther
| Name | Required | Type | Description |
|---|---|---|---|
| customerReference | False | SubmitApplication > CustomerReference | |
| refkeyAsset | False | string | Asset RefKey - see refkeys; nullable; maxLength(255); |
SubmitApplication.CustomerLiabilityOther
| Name | Required | Type | Description |
|---|---|---|---|
| customerReference | False | SubmitApplication > CustomerReference | |
| refkeyLiability | False | string | Ref key liability - see refkeys; nullable; maxLength(255); |
SubmitApplication.CustomerCreditBureau
| Name | Required | Type | Description |
|---|---|---|---|
| customerReference | False | array | List of Customer References; nullable; arrayType: SubmitApplication > CustomerReference; |
| refkeyCreditBureau | False | string | Credit Bureau ref key - see ref keys; nullable; maxLength(255); |
SubmitApplication.CustomerData
| Name | Required | Type | Description |
|---|---|---|---|
| customerList | True | SubmitApplication > CustomerList | |
| customerAddressList | True | array | Customer Address List; arrayType: SubmitApplication > CustomerAddress; |
| customerAssetList | False | array | Customer Asset List; nullable; arrayType: SubmitApplication > CustomerAssetOther; |
| customerLiabilityList | False | array | Customer Liability List; nullable; arrayType: SubmitApplication > CustomerLiabilityOther; |
| customerCreditBureauList | False | array | Customer Credit Bureau List; nullable; arrayType: SubmitApplication > CustomerCreditBureau; |
SubmitApplication.RentalDetails
| Name | Required | Type | Description |
|---|---|---|---|
| annualGrossRentalIncome | False | number | Annual Gross Rental Income; nullable; Range(0, 99999999.99); |
| managementExpenses | False | number | Management Expenses; nullable; Range(0, 99999999.99); |
| insurance | False | number | Insurance; nullable; Range(0, 99999999.99); |
| hydro | False | number | Hydro; nullable; Range(0, 99999999.99); |
| waterAndSewer | False | number | Water and Sewer; nullable; Range(0, 99999999.99); |
| maintenanceAndRepairs | False | number | Maintenance and Repairs; nullable; Range(0, 99999999.99); |
| interest | False | number | Interest; nullable; Range(0, 99999999.99); |
| generalExpenses | False | number | General Expenses; nullable; Range(0, 99999999.99); |
| rentalOffset | False | Enums - RentalOffset | |
| rentalCalcType | False | Enums - RentalCalcType |
SubmitApplication.SubjectPropertyOccupancyPartialOwnerOccupied
| Name | Required | Type | Description |
|---|---|---|---|
| rentalDetails | False | SubmitApplication > RentalDetails |
SubmitApplication.SubjectPropertyOccupancyRental
| Name | Required | Type | Description |
|---|---|---|---|
| rentalDetails | False | SubmitApplication > RentalDetails |
SubmitApplication.LegalAddress
| Name | Required | Type | Description |
|---|---|---|---|
| details | False | string | Details; nullable; maxLength(255); |
| pin | False | string | PIN; nullable; maxLength(30); |
| lotNumber | False | string | Lot Number; nullable; maxLength(30); |
| planNumber | False | string | Plan Number; nullable; maxLength(30); |
| unitNumber | False | string | Unit Number; nullable; maxLength(30); |
| levelNumber | False | string | Level Number; nullable; maxLength(30); |
SubmitApplication.Condo
| Name | Required | Type | Description |
|---|---|---|---|
| annualCondoFees | False | number | Annual Condo Fees; nullable; Range(0, 9999999999.99); |
SubmitApplication.Leasehold
| Name | Required | Type | Description |
|---|---|---|---|
| annualLeaseAmount | False | number | Annual Lease Amount; nullable; Range(0, 9999999999); |
SubmitApplication.PropertyTax
| Name | Required | Type | Description |
|---|---|---|---|
| annualTaxAmount | False | number | Annual Tax Amount; nullable; Range(0, 999999999.99); |
| taxesPaidBy | False | Enums - PropertyTaxPayor |
SubmitApplication.PropertyAppraisal
| Name | Required | Type | Description |
|---|---|---|---|
| appraiserAddress | False | SubmitApplication > ApplicationAddressCanada | |
| appraisedValue | False | integer | Appraised Value; nullable; Range(0, 9999999999); |
| dateAppraised | False | date-time | Date Appraised; nullable; |
| companyName | False | string | Company Name; nullable; |
SubmitApplication.SubjectPropertyAddress
| Name | Required | Type | Description |
|---|---|---|---|
| refkeyAddress | False | string | Ref key address - see ref keys; nullable; maxLength(255); |
SubmitApplication.SubjectProperty
| Name | Required | Type | Description |
|---|---|---|---|
| subjectPropertyOccupancyOwnerOccupied | False | SubmitApplication > SubjectPropertyOccupancyOwnerOccupied | |
| subjectPropertyOccupancyPartialOwnerOccupied | False | SubmitApplication > SubjectPropertyOccupancyPartialOwnerOccupied | |
| subjectPropertyOccupancyRental | False | SubmitApplication > SubjectPropertyOccupancyRental | |
| subjectPropertyOccupancySecondHome | False | SubmitApplication > SubjectPropertyOccupancySecondHome | |
| legalAddress | False | SubmitApplication > LegalAddress | |
| condo | False | SubmitApplication > Condo | |
| freehold | False | SubmitApplication > Freehold | |
| leasehold | False | SubmitApplication > Leasehold | |
| propertyTax | False | SubmitApplication > PropertyTax | |
| propertyAppraisal | False | SubmitApplication > PropertyAppraisal | |
| subjectPropertyAddress | True | SubmitApplication > SubjectPropertyAddress | |
| occupancyPurpose | False | Enums - SubjectPropertyOccupancyPurpose | |
| mlsListed | False | boolean | MLS Listed; nullable; |
| mlsNumber | False | string | MLS Number; nullable; maxLength(30); |
| heatingType | False | Enums - HeatingType | |
| parkingType | False | Enums - ParkingType | |
| yearBuilt | False | integer | Year Built; nullable; Range(1, 3000); |
| waterSupplyType | False | Enums - WaterSupplyType | |
| waterWasteType | False | Enums - WaterWasteType | |
| propertySize | False | integer | Property Size; nullable; Range(0, 99999); |
| propertySizeUnits | False | Enums - AreaMeasurementType | |
| lotSize | False | integer | Lot Size; nullable; Range(0, 99999999999); |
| lotSizeUnits | False | Enums - AreaMeasurementType | |
| environmentalHazardIndicator | False | boolean | Environmental Hazard Indicator flag; nullable; |
| buildingConstructionType | False | Enums - BuildingConstructionType | |
| annualHeatingAmount | True | number | Annual Heating Amount; Range(0, 999999999.99); |
| numberOfUnitsTotal | False | integer | Number of Units Total; nullable; Range(0, 99999); |
| numberOfUnitsRented | False | integer | Number of Units Rented; nullable; Range(0, 99999); |
| propertyType | False | Enums - PropertyType | |
| propertyDescriptionType | False | Enums - PropertyDescriptionType | |
| propertyUsageType | False | Enums - PropertyUsageType | |
| selfBuildIndicator | False | boolean | Self Build Indicator flag; nullable; |
| propertyZoningType | False | Enums - PropertyZoningType | |
| newPropertyIndicator | False | boolean | New Property Indicator Flag; nullable; |
| cof | False | date-time | COF (Condition of Finance) Date; nullable; |
SubmitApplication.MortgageInsurance
| Name | Required | Type | Description |
|---|---|---|---|
| insurancePremium | False | integer | Insurance Premium; Range(1, 4294967295); |
| blendedAmortization | False | boolean | Blended Amortization; nullable; |
| addToLoan | False | boolean | Add to Loan; nullable; |
SubmitApplication.CMHCMortgageInsurance
| Name | Required | Type | Description |
|---|---|---|---|
| serviceType | False | Enums - CMHCServiceType | |
| insurancePremium | False | integer | Insurance Premium; Range(1, 4294967295); |
| blendedAmortization | False | boolean | Blended Amortization; nullable; |
| addToLoan | False | boolean | Add to Loan; nullable; |
SubmitApplication.GEMortgageInsurance
| Name | Required | Type | Description |
|---|---|---|---|
| serviceType | False | Enums - GEServiceType | |
| insurancePremium | False | integer | Insurance Premium; Range(1, 4294967295); |
| blendedAmortization | False | boolean | Blended Amortization; nullable; |
| addToLoan | False | boolean | Add to Loan; nullable; |
SubmitApplication.Product
| Name | Required | Type | Description |
|---|---|---|---|
| adjustment | False | number | Adjustment; nullable; Range(-999.999, 999.999); |
| buydown | False | number | Buydown; nullable; Range(-999.999, 999.999); |
| postedRate | False | number | Posted Rate; nullable; Range(-999.999, 999.999); |
SubmitApplication.CustomProduct
| Name | Required | Type | Description |
|---|---|---|---|
| productCode | False | string | Product Code; nullable; maxLength(10); |
| productName | False | string | Product Name; nullable; maxLength(50); |
| rateType | False | Enums - RateType | |
| rateCompoundFrequency | False | Enums - RateCompoundFrequency | |
| productTerm | False | integer | Range(1, 9999); |
| earlyPayoutOption | False | Enums - EarlyPayoutOptionType | |
| prePaymentOptionPercent | False | Enums - PrePaymentOptionPercentType | |
| locIndicator | False | boolean | nullable; |
| locRepayment | False | Enums - LoCRepaymentType | |
| adjustment | False | number | Adjustment; nullable; Range(-999.999, 999.999); |
| buydown | False | number | Buydown; nullable; Range(-999.999, 999.999); |
| postedRate | False | number | Posted Rate; nullable; Range(-999.999, 999.999); |
SubmitApplication.LenderProduct
| Name | Required | Type | Description |
|---|---|---|---|
| productCode | True | string | Product Code; |
| productStartDate | False | date-time | Product State Date; |
| adjustment | False | number | Adjustment; nullable; Range(-999.999, 999.999); |
| buydown | False | number | Buydown; nullable; Range(-999.999, 999.999); |
| postedRate | False | number | Posted Rate; nullable; Range(-999.999, 999.999); |
SubmitApplication.Classification
| Name | Required | Type | Description |
|---|---|---|---|
| mortgageClassification | False | Enums - MortgageClassification |
SubmitApplication.Loan
| Name | Required | Type | Description |
|---|---|---|---|
| cmhcMortgageInsurance | False | SubmitApplication > CMHCMortgageInsurance | |
| geMortgageInsurance | False | SubmitApplication > GEMortgageInsurance | |
| customProduct | False | SubmitApplication > CustomProduct | |
| lenderProduct | False | SubmitApplication > LenderProduct | |
| product | False | SubmitApplication > Product | |
| underwriter | False | Underwriter | |
| classification | False | array | Classification; nullable; arrayType: SubmitApplication > Classification; |
| loanAmount | False | number | Loan Amount; Range(0, 9999999.99); |
| chargeType | False | Enums - ChargeType | |
| lineOfBusiness | False | Enums - LineOfBusiness | |
| termMonths | False | string | Term Months; nullable; |
| amortizationMonths | False | string | Amortization Months; nullable; |
| netRate | False | number | Net Rate; nullable; Range(0, 999.999); |
| qualifyingRate | True | number | Qualifying Rate; Range(0, 999.999); |
| acceleratedPayment | False | boolean | Accelerated Payment; nullable; |
| maturityDate | False | date-time | Maturity Date; nullable; |
| firstPaymentDate | False | date-time | First Payment Date; nullable; |
| interestAdjustmentDate | False | date-time | Interest Adjustment Date; nullable; |
| requestedPayment | False | number | Requested Payment; nullable; Range(0, 999999.99); |
| paymentAmount | False | number | Payment Amount; nullable; Range(0, 999999.99); |
| paymentFrequency | False | Enums - PaymentFrequency | |
| repaymentType | False | Enums - LoanRepaymentType | |
| lenderCode | True | integer | Lender Code; Range(0, 99999); |
| lenderChannel | False | Enums - ChannelType | |
| variableToPrime | False | string | Variable to Prime; nullable; |
| loanType | False | Enums - LoanType | |
| lenderName | False | string | Lender Name; nullable; maxLength(255); |
SubmitApplication.Downpayment
| Name | Required | Type | Description |
|---|---|---|---|
| downpaymentSourceType | False | Enums - DownpaymentSourceType | |
| description | False | string | Downpayment description; nullable; maxLength(100); |
| amount | False | number | Downpayment amount; nullable; Range(0, 9999999.99); |
SubmitApplication.DownpaymentList
| Name | Required | Type | Description |
|---|---|---|---|
| downpayment | False | array | List of downpayments; nullable; arrayType: SubmitApplication > Downpayment; |
SubmitApplication.ApplicationNote
| Name | Required | Type | Description |
|---|---|---|---|
| noteType | False | Enums - ApplicationNoteType | |
| noteDateTime | False | date-time | Note Date Time; nullable; |
| noteText | False | string | Note Text; nullable; |
SubmitApplication.ApplicationNoteList
| Name | Required | Type | Description |
|---|---|---|---|
| applicationNote | False | array | List of ApplicationNotes; nullable; arrayType: SubmitApplication > ApplicationNote; |
SubmitApplication.ExternalPoSFirm
| Name | Required | Type | Description |
|---|---|---|---|
| posSystemId | False | Enums - PosSystemType | |
| firmId | True | string | Firm ID; maxLength(50); |
SubmitApplication.Firm
| Name | Required | Type | Description |
|---|---|---|---|
| externalPoSFirm | False | array | External POS Firm List; nullable; arrayType: SubmitApplication > ExternalPoSFirm; |
| firmId | True | string | Firm ID; maxLength(50); |
| name | False | string | Firm Name; nullable; maxLength(50); |
SubmitApplication.ExternalPoSUser
| Name | Required | Type | Description |
|---|---|---|---|
| posSystemId | False | Enums - PosSystemType | |
| firmId | True | string | maxLength(50); |
| userId | True | string | maxLength(50); |
SubmitApplication.SubmittingAgent
| Name | Required | Type | Description |
|---|---|---|---|
| externalPoSUser | False | array | List of External Pos Users; nullable; arrayType: SubmitApplication > ExternalPoSUser; |
| addressCanada | False | SubmitApplication > AddressCanada | |
| addressOther | False | SubmitApplication > AddressOther | |
| addressUSA | False | SubmitApplication > AddressUSA | |
| userId | False | string | User ID; nullable; maxLength(10); |
| firstName | True | string | First Name; maxLength(40); |
| lastName | True | string | Last Name; maxLength(40); |
| emailAddress | True | string | Email Address; maxLength(100); |
| mortgageLicenseNumber | False | string | Mortgage License Number; nullable; maxLength(10); |
SubmitApplication.OriginatingAgent
| Name | Required | Type | Description |
|---|---|---|---|
| externalPoSUser | False | array | List of External Pos Users; nullable; arrayType: SubmitApplication > ExternalPoSUser; |
| addressCanada | False | SubmitApplication > AddressCanada | |
| addressOther | False | SubmitApplication > AddressOther | |
| addressUSA | False | SubmitApplication > AddressUSA | |
| userId | False | string | User ID; nullable; maxLength(10); |
| firstName | True | string | First Name; maxLength(40); |
| lastName | True | string | Last Name; maxLength(40); |
| emailAddress | True | string | Email Address; maxLength(100); |
| mortgageLicenseNumber | False | string | Mortgage License Number; nullable; maxLength(10); |
SubmitApplication.Broker
| Name | Required | Type | Description |
|---|---|---|---|
| externalPoSUser | False | array | List of External Pos Users; nullable; arrayType: SubmitApplication > ExternalPoSUser; |
| addressCanada | False | SubmitApplication > AddressCanada | |
| addressOther | False | SubmitApplication > AddressOther | |
| addressUSA | False | SubmitApplication > AddressUSA | |
| userId | False | string | User ID; nullable; maxLength(10); |
| firstName | True | string | First Name; maxLength(40); |
| lastName | True | string | Last Name; maxLength(40); |
| emailAddress | True | string | Email Address; maxLength(100); |
| mortgageLicenseNumber | False | string | Mortgage License Number; nullable; maxLength(10); |
SubmitApplication.Owner
| Name | Required | Type | Description |
|---|---|---|---|
| externalPoSUser | False | array | List of External Pos Users; nullable; arrayType: SubmitApplication > ExternalPoSUser; |
| addressCanada | False | SubmitApplication > AddressCanada | |
| addressOther | False | SubmitApplication > AddressOther | |
| addressUSA | False | SubmitApplication > AddressUSA | |
| userId | False | string | User ID; nullable; maxLength(10); |
| firstName | True | string | First Name; maxLength(40); |
| lastName | True | string | Last Name; maxLength(40); |
| emailAddress | True | string | Email Address; maxLength(100); |
| mortgageLicenseNumber | False | string | Mortgage License Number; nullable; maxLength(10); |
SubmitApplication.MortgageApplication
| Name | Required | Type | Description |
|---|---|---|---|
| subjectProperty | False | SubmitApplication > SubjectProperty | |
| loan | False | SubmitApplication > Loan | |
| downpaymentList | False | SubmitApplication > DownpaymentList | |
| applicationNoteList | False | SubmitApplication > ApplicationNoteList | |
| firm | False | SubmitApplication > Firm | |
| submittingAgent | False | SubmitApplication > SubmittingAgent | |
| originatingAgent | False | SubmitApplication > OriginatingAgent | |
| broker | False | SubmitApplication > Broker | |
| owner | False | SubmitApplication > Owner | |
| posApplicationNumber | False | string | POS Application Number; nullable; |
| isPreapproval | False | boolean | Is Preapproval flag; |
| fundingDate | False | date-time | Funding Date; nullable; |
| loanPurposeType | False | Enums - LoanPurposeType | |
| purchasePriceEstimatedValue | False | number | Purchase Price Estimated Value; nullable; Range(0, 99999999.99); |
| improvements | False | number | Improvements; nullable; Range(0, 999999.99); |
| typeOfBuyer | False | Enums - TypeOfBuyer | |
| additionalPurpose | False | string | Additional Purpose; nullable; maxLength(80); |
| improveDescription | False | string | Improve Description; nullable; maxLength(80); |
| applicationNumber | False | string | Application Number; nullable; |
| brokerRefNumber | False | string | Broker Reference Number; nullable; |
SubmitApplicationUser
| Name | Required | Type | Description |
|---|---|---|---|
| userId | False | string | User Id; nullable; |
SubmitApplication.Response.MortgageApplication
| Name | Required | Type | Description |
|---|---|---|---|
| submittingAgent | False | SubmitApplicationUser | |
| originatingAgent | False | SubmitApplicationUser | |
| broker | False | SubmitApplicationUser | |
| owner | False | SubmitApplicationUser | |
| lenderChannel | False | Enums - ChannelType | |
| applicationNumber | False | string | Application Number; nullable; |
| brokerRefNumber | False | string | Broker Reference Number; nullable; |
SubmitApplicationResponse
| Name | Required | Type | Description |
|---|---|---|---|
| mortgageApplication | False | SubmitApplication > Response > MortgageApplication | |
| status | False | string | Status freeform text; nullable; |
Refkey pairs
With a SubmitApplication request, ref key pairs are used to associate data.
A refkey pair consists of two objects: - the first object has a key property that acts as an identifier. - the second object has a refKey that associates it to the first object.
For example, refkey pairs are used to associate a single address in the address list with borrowers who are living together.
In this way, using refkey pairs avoids duplication and redundancy.
Examples of refkey pairs:
a. properties
The property with key "property-28129" is found in the AssetList of the CommonData section.
It is referred to in the CustomerAddressList (by refKeyAsset).
b. assets
The asset with key "asset-78747" in the AssetOther object of the Asset List section:
It is referred to in the CustomerAssetList (by refKeyAsset):
c. liabilities
The liability with key "liability-108372" in the LiabilityOther object of the Liability List section:
It is referred to by customerLiabilityList (by refKeyLiability):
d. borrowers
A CustomerPrimaryBorrower in the CustomerList has a key "borrower-89455":
That is referred to by the CustomerReference of CustomerAddressPrimaryResidence in the CustomerAddressList (by refKeyCustomer)
e. addresses
ApplicationAddressCanada in AddressList has a key "address-359926":
That is referred to by the CustomerPrimaryResidence in the CustomerAddressList (by refKeyAddress):
f. bureaus
The credit bureau in the creditBureauList "bureau-18840":
It is referred to by the creditBureau in the customerCreditBureauList (by refKeyCreditBureau):
Polymorphism
Submit Application request supports polymorphism. This means that parent elements and objects can support children of different types.
1. Credit Bureau List
1a. Request.CommonData.CreditBureauList.CreditBureau[] supports children of type CreditReportTransUnion or CreditReportEquifax
Json:
2. PostalAddress
2a. request.CommonData.AddressList.ApplicationAddressCanada[] supports children of type PostalAddressStreetAddress or PostalAddressPOBox
In the below sample, there are two ApplicationAddressCanada objects. Each one has a different PostaAddress - PostalAddressPOBox and PostalAddressStreetAddress.
2b. request.CustomerData.CustomerList.CustomerPrimaryBorrower.EmploymentList.Employment[].AddressCanada supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2c. request.CustomerData.CustomerList.CustomerPrimaryBorrower.EmploymentList.Employment[].AddressUSA supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2d. request.CustomerData.CustomerList.CustomerPrimaryBorrower.EmploymentList.Employment[].AddressOther supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2e. request.MortgageApplication.OriginatingAgent.AddressCanada supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2f. request.MortgageApplication.OriginatingAgent.AddressUSA supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2g. request.MortgageApplication.OriginatingAgent.AddressOther supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2h. request.MortgageApplication.Owner.AddressCanada supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2i. request.MortgageApplication.Owner.AddressUSA supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2j. request.MortgageApplication.Owner.AddressOther supports children of type PostalAddressStreetAddress or PostalAddressPOBox
The above sample illustrates one example - but there are many combinations of addressOther, addressUSA, addressCanada containing either postalAddressStreetAddress or postalAddressPOBox.
3. Customer Address and Address Occupancy
3a. request.CustomerData.CustomerAddressList[] have these types of Customer Addresses:
- CustomerAddressPrimaryResidence
- CustomerAddressPreviousResidence
- CustomerAddressCorrespondence
- CustomerAddressInvestmentProperty
- CustomerAddressInvestmentProperty
- CustomerAddressSecondaryResidence
- CustomerAddressVacationProperty
Where it makes sense, a customer address can specify AddressOccupancy.
- AddressOccupancyOwnerOccupied
- AddressOccupancyPartialOwnerOccupied
- AddressOccupancyNone
- AddressOccupancyRental
- AddressOccupancySecondHome
- PreviousAddressOccupancyNone
In JSON, the "type" property is used to specify the type of Customer Address. This is unnecessary in XML, because it is stated in the element name.
4. Mortgage Insurance
A loan can have Mortgage Insurance of type CMHCMortgageInsurance or GEMortgageInsurance
5. Product
A loan can have a product of type LenderProduct or CustomProduct.
Submit Application Examples
The following are examples of JSON SubmitApplication Requests:
Example Deal Requests
The below examples show different scenarios for submitting an application to Link using the API.
Refer to the section "Getting Started" for information on getting set up to run the example requests.
Deal 1 is a minimal example - it has almost the least data required to submit an application request.
Deals 2 - 5 have much more data and demonstrate different use cases.
Deal 1: Minimal Example
This example demonstrates a minimal example.
Request Body
{
"commonData": {
"assetList": {
"assetRealEstate": [],
"assetOther": []
},
"liabilityList": {
"liabilityRealEstate": [],
"liabilityOther": []
},
"addressList": {
"applicationAddressCanada": [
{
"key": "address-382289",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "22",
"streetName": "EMPTY",
"streetType": 70,
"streetDirection": 1
},
"cityTown": "LONDON",
"provinceCode": 50,
"postalCode": "M6Z4R5",
"countryCode": 1
}
],
"applicationAddressUSA": [],
"applicationAddressOther": [],
"applicationAddressCanadaPartial": {
"key": "address-382288",
"provinceCode": 50,
"countryCode": 1
}
}
},
"customerData": {
"customerList": {
"customerPrimaryBorrower": {
"dateBirth": "1967-05-09T00:00:00",
"lastName": "ZOLOVSKY",
"firstName": "MADELLINA",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234"
},
"usage": 1,
"preferred": false
}
],
"employmentList": {
"employment": [
{
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 9,
"paymentFrequency": 1,
"earnedIncomeAmount": 120000.0
}
]
},
"employmentType": 1,
"employmentStatus": 40,
"dateStart": "2013-07-01T00:00:00",
"industryType": 1,
"occupationType": 3,
"jobTitle": "QA",
"companyName": "ACME"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": []
},
"customerRelationShip": {},
"key": "borrower-97964",
"correspondenceLanguage": 1,
"maritalStatus": 6,
"numberOfDependents": 0,
"sex": 1,
"residentType": 10
},
"customerBorrower": [],
"customerGuarantor": []
},
"customerAddressList": [
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97964",
"fromDate": "2015-07-01T00:00:00"
}
],
"customerLiabilityRealEstate": [],
"addressOccupancyTenant": {
"monthlyRentPaid": 0,
"tenancyType": 20
},
"addressOccupancyTenant": {
"monthlyRentPaid": 0,
"tenancyType": 20
},
"currentPropertyIntendedActionType": 2,
"customerReference": [
{
"refkeyCustomer": "borrower-97964"
}
],
"refkeyAddress": "address-382289",
"type": "CustomerAddressPrimaryResidence"
},
{
"customerCurrentAddressTimeAt": [],
"customerLiabilityRealEstate": [],
"addressOccupancyNone": {},
"addressOccupancyNone": {},
"customerReference": [
{
"refkeyCustomer": "borrower-97964"
}
],
"refkeyAddress": "address-382289",
"type": "CustomerAddressCorrespondence"
}
],
"customerAssetList": [],
"customerLiabilityList": [],
"customerCreditBureauList": []
},
"mortgageApplication": {
"subjectProperty": {
"subjectPropertyOccupancyOwnerOccupied": {},
"legalAddress": {},
"freehold": {},
"propertyTax": {
"annualTaxAmount": 5000.0,
"taxesPaidBy": 1
},
"subjectPropertyAddress": {
"refkeyAddress": "address-382288"
},
"occupancyPurpose": 1,
"mlsListed": false,
"parkingType": 7,
"propertySize": 100,
"propertySizeUnits": 1,
"lotSize": 100,
"lotSizeUnits": 1,
"environmentalHazardIndicator": false,
"annualHeatingAmount": 540.0,
"numberOfUnitsTotal": 1,
"propertyDescriptionType": 1,
"propertyUsageType": 1,
"propertyZoningType": 1
},
"loan": {
"freehold": {},
"lenderProduct": {
"productCode": "1YRF",
"productStartDate": "2018-04-06T11:50:00"
},
"underwriter": {
"userId": "<user_id>",
"unitId": "<underwriter_unit_id>"
},
"classification": [],
"loanAmount": 899000.0,
"chargeType": 1,
"termMonths": "60",
"amortizationMonths": "300",
"netRate": 3.7,
"qualifyingRate": 5,
"acceleratedPayment": false,
"maturityDate": "2025-07-10T00:00:00",
"firstPaymentDate": "2020-07-17T00:00:00",
"interestAdjustmentDate": "2020-07-10T00:00:00",
"requestedPayment": 1057.81,
"paymentAmount": 4583.86,
"paymentFrequency": 52,
"repaymentType": 2,
"lenderCode": <lender_code>,
"lenderChannel": 10
},
"downpaymentList": {
"downpayment": [
{
"downpaymentSourceType": 10,
"amount": 100000.0
}
]
},
"firm": {
"externalPoSFirm": [
{
"posSystemId": 50,
"firmId": "<firm_id>"
}
],
"firmId": "<firm_id>"
},
"submittingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"originatingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "123",
"streetNumber": "2608",
"streetName": "Granville",
"streetType": 1240,
"streetDirection": 2
},
"cityTown": "Vancouver",
"provinceCode": 10,
"postalCode": "V6H3V3",
"countryCode": 1
},
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"broker": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"posApplicationNumber": "ABCD-12345",
"isPreapproval": true,
"fundingDate": "2025-01-01T00:00:00",
"loanPurposeType": 3,
"purchasePriceEstimatedValue": 999000.0
},
"memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n MADELLINA ZORIN for ACME as QA\n\n Selected Product: 1YRF\n ",
"unitId": "<unit_id>",
"posSystem": "<pos_system_id>",
"error": []
}
Deal 2
Deal two contains the following:
- Subject Property - Rental Property
- Equifax Reports
- Full Application
- Appraisal
Request Body
{
"commonData": {
"assetList": {
"assetRealEstate": [
{
"originalPrice": 1345000.0,
"originalDate": "2007-05-01T00:00:00",
"key": "property-34378",
"value": 1345000.0
},
{
"originalPrice": 500000.0,
"originalDate": "2001-01-01T00:00:00",
"key": "property-34381",
"value": 500000.0
}
],
"assetOther": [
{
"assetType": 71,
"description": "description 1",
"key": "asset-82859",
"value": 111.0
},
{
"assetType": 72,
"description": "description 2",
"key": "asset-82860",
"value": 222.0
},
{
"assetType": 73,
"description": "description 3",
"key": "asset-82861",
"value": 333.0
},
{
"assetType": 20,
"description": "description 4",
"key": "asset-82862",
"value": 444.0
},
{
"assetType": 70,
"description": "description 5",
"key": "asset-82863",
"value": 555.0
},
{
"assetType": 99,
"description": "description 6",
"key": "asset-82864",
"value": 666.0
},
{
"assetType": 30,
"description": "description 7",
"key": "asset-82865",
"value": 777.0
},
{
"assetType": 10,
"description": "description 8",
"key": "asset-82866",
"value": 888.0
},
{
"assetType": 40,
"description": "description 9",
"key": "asset-82867",
"value": 999.0
}
]
},
"liabilityList": {
"liabilityRealEstate": [
{
"accountNumber": "1111",
"monthlyRepayment": 55.0,
"originalLoanAmount": 200000.0,
"outstandingBalance": 50000.0,
"closingDate": "2007-05-01T00:00:00",
"lenderName": "Gringotts",
"chargeType": 1,
"repaymentType": 2,
"redemptionStatus": 4,
"maturityDate": "2020-08-04T00:00:00",
"netRate": 3,
"rateType": 2,
"mortgageInsurer": 10,
"insuranceCertificateNumber": "2222",
"key": "property-34378-1",
"fromCreditBureau": false
}
],
"liabilityOther": [
{
"dateEnd": "2020-01-01T00:00:00",
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 11.0,
"creditLimit": 11111.0,
"outstandingBalance": 111.0,
"lenderName": "Gringotts",
"liabilityType": 4,
"additionalHolders": true,
"additionalHoldersDetails": "test",
"key": "liability-112291",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 22.0,
"creditLimit": 22222.0,
"outstandingBalance": 222.0,
"lenderName": "Woodgrove Bank",
"liabilityType": 3,
"additionalHolders": true,
"additionalHoldersDetails": "12324365456",
"key": "liability-112292",
"fromCreditBureau": false
},
{
"dateEnd": "2025-08-07T00:00:00",
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 33.0,
"creditLimit": 33333.0,
"outstandingBalance": 333.0,
"lenderName": "Tyrell Corp.",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "additional holder details",
"key": "liability-112293",
"fromCreditBureau": false
},
{
"repaymentIndicator": false,
"monthlyRepayment": 3.0,
"creditLimit": 2000.0,
"outstandingBalance": 100.0,
"lenderName": "Umbrella Corp",
"liabilityType": 2,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112294",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 0.0,
"creditLimit": 15000.0,
"outstandingBalance": 14000.0,
"lenderName": "CHOAM",
"liabilityType": 3,
"additionalHolders": true,
"additionalHoldersDetails": "Arrakis",
"key": "liability-112295",
"fromCreditBureau": true
},
{
"dateEnd": "2022-02-05T00:00:00",
"repaymentIndicator": false,
"monthlyRepayment": 210.0,
"creditLimit": 7000.0,
"outstandingBalance": 7000.0,
"lenderName": "Stark Industries",
"liabilityType": 7,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112296",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 0.0,
"creditLimit": 19000.0,
"outstandingBalance": 18000.0,
"lenderName": "Nakatomi Trading Corp.",
"liabilityType": 3,
"key": "liability-112297",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 0.0,
"creditLimit": 7000.0,
"outstandingBalance": 7000.0,
"lenderName": "Tellson's",
"liabilityType": 1,
"key": "liability-112298",
"fromCreditBureau": true
}
]
},
"addressList": {
"applicationAddressCanada": [
{
"key": "address-382297",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "1234",
"streetName": "MCMICKLING",
"streetType": 220,
"streetDirection": 5
},
"cityTown": "NIAGARA FALLS",
"provinceCode": 50,
"postalCode": "L2Z1X4",
"countryCode": 1
},
{
"key": "address-382298",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "33",
"streetNumber": "4144",
"streetName": "Finch",
"streetType": 1210,
"streetDirection": 7
},
"cityTown": "TORONTO",
"provinceCode": 50,
"postalCode": "M5Z6Y2",
"countryCode": 1
},
{
"key": "address-382299",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "1234",
"streetName": "MCMICKLING",
"streetType": 250,
"streetDirection": 5
},
"cityTown": "NIAGARA FALLS",
"provinceCode": 50,
"postalCode": "L2Z1X4",
"countryCode": 1
},
{
"key": "address-382301",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "1234",
"streetName": "MCMICKING",
"streetType": 710,
"streetDirection": 1
},
"cityTown": "NIAGARA FALLS",
"provinceCode": 50,
"postalCode": "L2Z1X4",
"countryCode": 1
},
{
"key": "address-382303",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "1234",
"streetName": "MCMICKING",
"streetType": 480,
"streetDirection": 1
},
"cityTown": "NIAGARA FALLS",
"provinceCode": 50,
"postalCode": "L2Z1X4",
"countryCode": 1
},
{
"key": "address-382309",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "1233",
"streetNumber": "234",
"streetName": "Warden",
"streetType": 100,
"streetDirection": 5
},
"cityTown": "TORONTO",
"provinceCode": 50,
"postalCode": "M7T3E4",
"countryCode": 1
}
],
"applicationAddressUSA": [],
"applicationAddressOther": []
},
"creditBureauList": {
"creditBureau": [
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-06-02T00:00:00",
"creditScore": 568,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
],
"key": "bureau-25107",
"provider": "Equifax"
},
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-06-02T00:00:00",
"creditScore": 682,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
],
"key": "bureau-25121",
"provider": "Equifax"
},
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-06-02T00:00:00",
"creditScore": 681,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
],
"key": "bureau-25129",
"provider": "Equifax"
},
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-06-02T00:00:00",
"creditScore": 665,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
],
"key": "bureau-25137",
"provider": "Equifax"
}
]
}
},
"customerData": {
"customerList": {
"customerPrimaryBorrower": {
"dateBirth": "1972-02-02T00:00:00",
"honorific": 1,
"lastName": "BLACK",
"firstName": "ALLISON",
"suffix": "2",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "1232345"
},
"usage": 1,
"preferred": true
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "1236756"
},
"usage": 4
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "56756"
},
"usage": 2,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "7891234"
},
"usage": 3,
"preferred": false
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "22",
"streetNumber": "333",
"streetName": "DON NILLS",
"streetType": 1380,
"streetDirection": 2
},
"cityTown": "TORONTO",
"provinceCode": 50,
"postalCode": "M2X4R5",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 8,
"paymentFrequency": 1,
"earnedIncomeAmount": 150000.0
}
]
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "56756"
},
"usage": 10
},
"employmentType": 1,
"employmentStatus": 20,
"dateStart": "2014-07-01T00:00:00",
"industryType": 3,
"dateStartedInIndustry": "2013-07-10T00:00:00",
"occupationType": 6,
"jobTitle": "QA",
"companyName": "Self Company",
"companyType": "Test 1",
"operatingAs": "Test 2"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 2222.0,
"unearnedIncomeType": 99,
"paymentFrequency": 1,
"unearnedIncomeDetails": "222"
}
]
},
"customerRelationShip": {},
"key": "borrower-97965",
"correspondenceLanguage": 1,
"emailAddress1": "BLACK@umbrellacorp.ca",
"maritalStatus": 1,
"numberOfDependents": 0,
"sex": 1,
"residentType": 10
},
"customerBorrower": [
{
"dateBirth": "1959-02-02T00:00:00",
"honorific": 2,
"lastName": "BLACK",
"firstName": "IAN",
"suffix": "1",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234"
},
"usage": 1,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671231"
},
"usage": 4
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "13423"
},
"usage": 2,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "7891234"
},
"usage": 3,
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "11",
"streetNumber": "444",
"streetName": "DON NILLS",
"streetType": 1350,
"streetDirection": 3
},
"cityTown": "TORONTO",
"provinceCode": 50,
"postalCode": "M2Y4R5",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 9,
"paymentFrequency": 1,
"earnedIncomeAmount": 100000.0
}
]
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "13423"
},
"usage": 10
},
"employmentType": 2,
"employmentStatus": 10,
"dateStart": "2014-01-01T00:00:00",
"industryType": 8,
"dateStartedInIndustry": "2012-12-10T00:00:00",
"occupationType": 5,
"jobTitle": "Manager",
"companyName": "Bank Canada"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": []
},
"customerRelationShip": {
"relationShipToOwnerType": 4
},
"key": "borrower-97966",
"correspondenceLanguage": 1,
"emailAddress1": "BRANDY@mail.com",
"maritalStatus": 6,
"numberOfDependents": 0,
"sex": 2,
"residentType": 10
},
{
"dateBirth": "1955-02-02T00:00:00",
"honorific": 1,
"lastName": "BLACK",
"firstName": "BEATRICE",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234"
},
"usage": 1,
"preferred": true
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5677689"
},
"usage": 2,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234"
},
"usage": 3,
"preferred": false
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "11B",
"streetName": "test",
"streetType": 360,
"streetDirection": 1
},
"cityTown": "NIAGARA FALLS",
"provinceCode": 50,
"postalCode": "M2Z2R4",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 4,
"paymentFrequency": 1,
"earnedIncomeAmount": 120000.0
}
]
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "1237689"
},
"usage": 10
},
"employmentType": 1,
"employmentStatus": 40,
"dateStart": "2015-07-01T00:00:00",
"industryType": 8,
"dateStartedInIndustry": "2015-07-10T00:00:00",
"occupationType": 3,
"jobTitle": "QA",
"companyName": "Gringott"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": []
},
"customerRelationShip": {
"relationShipToOwnerType": 14
},
"key": "borrower-97967",
"correspondenceLanguage": 1,
"emailAddress1": "BLACK@gmail.com",
"maritalStatus": 5,
"numberOfDependents": 0,
"sex": 1,
"residentType": 10
},
{
"dateBirth": "1965-02-02T00:00:00",
"honorific": 1,
"lastName": "BLACK",
"firstName": "FREDERICK",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234"
},
"usage": 1,
"preferred": true
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5614456"
},
"usage": 4
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "7891245"
},
"usage": 3,
"preferred": false
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "1",
"streetNumber": "66",
"streetName": "test",
"streetType": 930,
"streetDirection": 7
},
"cityTown": "NIAGARA FALLS",
"provinceCode": 50,
"postalCode": "M2J2R4",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 4,
"paymentFrequency": 1,
"earnedIncomeAmount": 100000.0
}
]
},
"employmentType": 2,
"employmentStatus": 10,
"dateStart": "2014-07-01T00:00:00",
"industryType": 4,
"dateStartedInIndustry": "2014-07-10T00:00:00",
"occupationType": 1,
"jobTitle": "QA",
"companyName": "Umbrella Corp."
}
]
},
"unearnedIncomeList": {
"unearnedIncome": []
},
"customerRelationShip": {
"relationShipToOwnerType": 14
},
"key": "borrower-97968",
"correspondenceLanguage": 1,
"emailAddress1": "FREDERICK@umbrellacorp.ca",
"maritalStatus": 6,
"numberOfDependents": 0,
"sex": 1,
"residentType": 20
}
],
"customerGuarantor": []
},
"customerAddressList": [
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97965",
"fromDate": "2014-12-01T00:00:00"
}
],
"customerLiabilityRealEstate": [],
"addressOccupancyOwnerOccupied": {
"refkeyAsset": "property-34381"
},
"addressOccupancyOwnerOccupied": {
"refkeyAsset": "property-34381"
},
"currentPropertyIntendedActionType": 2,
"annualHeatingAmount": 804.0,
"annualTaxAmount": 4567.0,
"customerReference": [
{
"refkeyCustomer": "borrower-97965"
}
],
"refkeyAddress": "address-382297",
"type": "CustomerAddressPrimaryResidence"
},
{
"customerCurrentAddressTimeAt": [],
"customerLiabilityRealEstate": [],
"addressOccupancyNone": {},
"addressOccupancyNone": {},
"customerReference": [
{
"refkeyCustomer": "borrower-97965"
}
],
"refkeyAddress": "address-382298",
"type": "CustomerAddressCorrespondence"
},
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97966",
"fromDate": "2012-12-01T00:00:00"
}
],
"customerLiabilityRealEstate": [],
"addressOccupancyTenant": {
"monthlyRentPaid": 0,
"tenancyType": 20
},
"addressOccupancyTenant": {
"monthlyRentPaid": 0,
"tenancyType": 20
},
"currentPropertyIntendedActionType": 2,
"customerReference": [
{
"refkeyCustomer": "borrower-97966"
}
],
"refkeyAddress": "address-382299",
"type": "CustomerAddressPrimaryResidence"
},
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97967",
"fromDate": "2015-07-01T00:00:00"
}
],
"customerLiabilityRealEstate": [],
"addressOccupancyTenant": {
"monthlyRentPaid": 0,
"tenancyType": 40
},
"addressOccupancyTenant": {
"monthlyRentPaid": 0,
"tenancyType": 40
},
"currentPropertyIntendedActionType": 2,
"customerReference": [
{
"refkeyCustomer": "borrower-97967"
}
],
"refkeyAddress": "address-382301",
"type": "CustomerAddressPrimaryResidence"
},
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97968",
"fromDate": "2015-07-01T00:00:00"
}
],
"customerLiabilityRealEstate": [],
"addressOccupancyTenant": {
"monthlyRentPaid": 2345.0,
"tenancyType": 10
},
"addressOccupancyTenant": {
"monthlyRentPaid": 2345.0,
"tenancyType": 10
},
"currentPropertyIntendedActionType": 2,
"customerReference": [
{
"refkeyCustomer": "borrower-97968"
}
],
"refkeyAddress": "address-382303",
"type": "CustomerAddressPrimaryResidence"
},
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97965",
"fromDate": "2007-05-01T00:00:00"
}
],
"customerLiabilityRealEstate": [
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyLiability": "property-34378-1"
}
],
"addressOccupancyPartialOwnerOccupied": {
"rentalDetails": {
"annualGrossRentalIncome": 24000.0,
"managementExpenses": 36.0,
"insurance": 48.0,
"hydro": 12.0,
"maintenanceAndRepairs": 60.0,
"interest": 72.0,
"generalExpenses": 24.0,
"rentalOffset": 50,
"rentalCalcType": 2
},
"refkeyAsset": "property-34378"
},
"addressOccupancyPartialOwnerOccupied": {
"rentalDetails": {
"annualGrossRentalIncome": 24000.0,
"managementExpenses": 36.0,
"insurance": 48.0,
"hydro": 12.0,
"maintenanceAndRepairs": 60.0,
"interest": 72.0,
"generalExpenses": 24.0,
"rentalOffset": 50,
"rentalCalcType": 2
},
"refkeyAsset": "property-34378"
},
"currentPropertyIntendedActionType": 2,
"annualHeatingAmount": 1056.0,
"annualTaxAmount": 2000.0,
"annualCondoFees": 2808.0,
"customerReference": [
{
"refkeyCustomer": "borrower-97965"
}
],
"refkeyAddress": "address-382309",
"type": "CustomerAddressSecondaryResidence"
}
],
"customerAssetList": [
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyAsset": "asset-82859"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyAsset": "asset-82860"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyAsset": "asset-82861"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyAsset": "asset-82862"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyAsset": "asset-82863"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyAsset": "asset-82864"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyAsset": "asset-82865"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyAsset": "asset-82866"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyAsset": "asset-82867"
}
],
"customerLiabilityList": [
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyLiability": "liability-112291"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyLiability": "liability-112292"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyLiability": "liability-112293"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyLiability": "liability-112294"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97966"
},
"refkeyLiability": "liability-112295"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97966"
},
"refkeyLiability": "liability-112296"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97967"
},
"refkeyLiability": "liability-112297"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97968"
},
"refkeyLiability": "liability-112298"
}
],
"customerCreditBureauList": [
{
"customerReference": [
{
"refkeyCustomer": "borrower-97965"
}
],
"refkeyCreditBureau": "bureau-25107"
},
{
"customerReference": [
{
"refkeyCustomer": "borrower-97966"
}
],
"refkeyCreditBureau": "bureau-25121"
},
{
"customerReference": [
{
"refkeyCustomer": "borrower-97967"
}
],
"refkeyCreditBureau": "bureau-25129"
},
{
"customerReference": [
{
"refkeyCustomer": "borrower-97968"
}
],
"refkeyCreditBureau": "bureau-25137"
}
]
},
"mortgageApplication": {
"subjectProperty": {
"subjectPropertyOccupancyPartialOwnerOccupied": {
"rentalDetails": {
"annualGrossRentalIncome": 24000.0,
"managementExpenses": 36.0,
"insurance": 24.0,
"hydro": 12.0,
"maintenanceAndRepairs": 48.0,
"interest": 60.0,
"generalExpenses": 72.0,
"rentalOffset": 50,
"rentalCalcType": 2
}
},
"legalAddress": {
"details": "1",
"pin": "1",
"planNumber": "1"
},
"condo": {
"annualCondoFees": 2808.0
},
"propertyTax": {
"annualTaxAmount": 2000.0,
"taxesPaidBy": 1
},
"propertyAppraisal": {
"appraiserAddress": {
"key": "address-382312",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "123",
"streetNumber": "3243243",
"streetName": "2434543543",
"streetType": 100,
"streetDirection": 1
},
"cityTown": "LONDON",
"provinceCode": 50,
"postalCode": "M7Y4R5",
"countryCode": 1
},
"appraisedValue": 1345000,
"dateAppraised": "2020-05-01T00:00:00",
"companyName": "Appraisal Company"
},
"subjectPropertyAddress": {
"refkeyAddress": "address-382309"
},
"occupancyPurpose": 4,
"mlsListed": false,
"mlsNumber": "1",
"heatingType": 1,
"parkingType": 1,
"yearBuilt": 2000,
"waterSupplyType": 10,
"waterWasteType": 10,
"propertySize": 2222,
"propertySizeUnits": 1,
"lotSize": 3333,
"lotSizeUnits": 1,
"environmentalHazardIndicator": false,
"annualHeatingAmount": 1056.0,
"numberOfUnitsTotal": 1,
"propertyType": 1,
"propertyDescriptionType": 1,
"propertyUsageType": 1,
"propertyZoningType": 1,
"newPropertyIndicator": false
},
"loan": {
"lenderProduct": {
"productCode": "5YRF",
"productStartDate": "2018-04-06T11:51:00"
},
"underwriter": {
"userId": "<user_id>",
"unitId": "1234"
},
"classification": [],
"loanAmount": 1155000.0,
"chargeType": 1,
"termMonths": "64",
"amortizationMonths": "305",
"netRate": 3.7,
"qualifyingRate": 3,
"acceleratedPayment": false,
"maturityDate": "2025-07-31T00:00:00",
"firstPaymentDate": "2020-08-14T00:00:00",
"interestAdjustmentDate": "2020-07-31T00:00:00",
"requestedPayment": 2690.89,
"paymentAmount": 5830.27,
"paymentFrequency": 26,
"repaymentType": 2,
"lenderCode": <lender_code>,
"lenderChannel": 10
},
"downpaymentList": {
"downpayment": [
{
"downpaymentSourceType": 3,
"description": "description 1",
"amount": 100000.0
},
{
"downpaymentSourceType": 9,
"description": "description 2",
"amount": 20000.0
},
{
"downpaymentSourceType": 99,
"description": "description 3",
"amount": 50000.0
},
{
"downpaymentSourceType": 1,
"description": "description 4",
"amount": 20000.0
}
]
},
"firm": {
"externalPoSFirm": [
{
"posSystemId": 50,
"firmId": "<firm_id>"
}
],
"firmId": "<firm_id>"
},
"submittingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"originatingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "123",
"streetNumber": "1608",
"streetName": "Granville",
"streetType": 1240,
"streetDirection": 2
},
"cityTown": "Vancouver",
"provinceCode": 10,
"postalCode": "V6Z3V3",
"countryCode": 1
},
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"broker": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"posApplicationNumber": "ABCD-12345",
"isPreapproval": false,
"fundingDate": "2020-07-31T00:00:00",
"loanPurposeType": 1,
"purchasePriceEstimatedValue": 1345000.0,
"typeOfBuyer": 20
},
"memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n ALLISON BLACK for Self Company as QA\n IAN BLACK for Bank Canada as Manager\n BEATRICE BLACK for ACME as QA222\n FREDERICK BLACK for NN as QA3333\n Subj Prop Rental - $2,000.00 add back 50%\n Assets: (Type - Desc - Amount)\n Deposit on Purchase - - $111.00\n Gift - 222 - $222.00\n Household Goods - $333.00\n Life Insurance - 444 - $444.00\n Mutual Fund/Stock/Bonds - $555.00\n Other - 666 - $666.00\n RRSP - 777 tynrtynrt - $777.00\n Savings - 888 - $888.00\n Vehicle - 999 - $999.00\n Properties: (# - Annual Taxes - Heating /mo)\n 1 (#123 - 12134 Warden Circle S, TORONTO, Ontario, M7Z3E4) - $2,000.00 - $88.00\n 2 (123 MCMICKLING Expressway S, NIAGARA FALLS, Ontario, L2Z1X4) - $4,567.00 - $67.00\n Credit Bureaus: (Name - Vendor - Pulled By - Requested)\n ALLISON BLACK - Equifax - JSMITH - 2020-06-02 03:11 PM UTC\n IAN BLACK - Equifax - JSMITH - 2020-06-02 03:11 PM UTC\n BEATRICE BLACK - Equifax - JSMITH - 2020-06-02 03:12 PM UTC\n FREDERICK BLACK - Equifax - JSMITH - 2020-06-02 03:13 PM UTC\n\n Selected Product: 5YRF\n ",
"unitId": "<unit_id>",
"posSystem": "<pos_system_id>"
}
Deal 3
Deal two contains the following:
- Previous Address
- Self Employed
- 4 Properties
Request Body
{
"commonData": {
"assetList": {
"assetRealEstate": [
{
"originalPrice": 450000.0,
"originalDate": "2018-01-01T00:00:00",
"key": "property-34383",
"value": 500000.0
},
{
"originalPrice": 4546123.0,
"originalDate": "2007-05-01T00:00:00",
"key": "property-34387",
"value": 456123.0
},
{
"originalPrice": 345000.0,
"originalDate": "2009-01-01T00:00:00",
"key": "property-34384",
"value": 345000.0
},
{
"originalPrice": 456000.0,
"originalDate": "2007-04-09T00:00:00",
"key": "property-34386",
"value": 456000.0
}
],
"assetOther": [
{
"assetType": 71,
"description": "(416)5671234",
"key": "asset-82868",
"value": 11.33
},
{
"assetType": 72,
"description": "Test Liability",
"key": "asset-82869",
"value": 25.06
},
{
"assetType": 73,
"description": "1234567890!@#$%^&*()_P{}:\"?><>?",
"key": "asset-82870",
"value": 33.66
},
{
"assetType": 20,
"description": "key=\"liability-93639\" fromCreditBureau=\"true\"",
"key": "asset-82871",
"value": 444.0
},
{
"assetType": 70,
"description": "dateEnd=\"2013-08-04\"",
"key": "asset-82872",
"value": 555.0
},
{
"assetType": 99,
"description": "666",
"key": "asset-82873",
"value": 666.0
},
{
"assetType": 30,
"description": "777",
"key": "asset-82874",
"value": 777.0
},
{
"assetType": 10,
"description": "888",
"key": "asset-82875",
"value": 888.0
},
{
"assetType": 40,
"description": "999",
"key": "asset-82876",
"value": 999.0
}
]
},
"liabilityList": {
"liabilityRealEstate": [
{
"accountNumber": "12345-1234567",
"monthlyRepayment": 500.0,
"originalLoanAmount": 300000.0,
"outstandingBalance": 50000.0,
"closingDate": "2018-01-01T00:00:00",
"lenderName": "Gringotts",
"chargeType": 1,
"repaymentType": 2,
"redemptionStatus": 1,
"maturityDate": "2020-09-18T00:00:00",
"netRate": 3,
"rateType": 0,
"mortgageInsurer": 10,
"insuranceCertificateNumber": "1234567890",
"key": "property-34383-1",
"fromCreditBureau": false
}
],
"liabilityOther": [
{
"dateEnd": "2019-08-14T00:00:00",
"repaymentIndicator": false,
"monthlyRepayment": 11.33,
"creditLimit": 111.0,
"outstandingBalance": 111.0,
"lenderName": "Gringotts",
"liabilityType": 9,
"additionalHolders": true,
"additionalHoldersDetails": "111111",
"key": "liability-112299",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 44.67,
"creditLimit": 222.0,
"outstandingBalance": 222.0,
"lenderName": "Umbrella Corp.",
"liabilityType": 4,
"key": "liability-112300",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 6678.0,
"creditLimit": 333.0,
"outstandingBalance": 333.0,
"lenderName": "Tyrell Corp.",
"liabilityType": 3,
"additionalHolders": true,
"additionalHoldersDetails": "(345)123-6546",
"key": "liability-112301",
"fromCreditBureau": false
},
{
"repaymentIndicator": false,
"monthlyRepayment": 30.0,
"creditLimit": 444.0,
"outstandingBalance": 35.0,
"lenderName": "Stark Industries",
"liabilityType": 8,
"key": "liability-112302",
"fromCreditBureau": true
},
{
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 1.0,
"creditLimit": 555.0,
"outstandingBalance": 33.0,
"lenderName": "Gringotts",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "%^&&*(&%)",
"key": "liability-112303",
"fromCreditBureau": false
},
{
"repaymentIndicator": false,
"monthlyRepayment": 2.0,
"creditLimit": 666.0,
"outstandingBalance": 44.0,
"lenderName": "CHOAM",
"liabilityType": 12,
"key": "liability-112304",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 3.0,
"creditLimit": 777.0,
"outstandingBalance": 55.0,
"lenderName": "Wayne Enterprises",
"liabilityType": 4,
"additionalHolders": true,
"additionalHoldersDetails": "(41683947p23)",
"key": "liability-112305",
"fromCreditBureau": false
},
{
"repaymentIndicator": false,
"monthlyRepayment": 4.0,
"creditLimit": 88.0,
"outstandingBalance": 66.0,
"lenderName": "Globex",
"liabilityType": 99,
"additionalHolders": true,
"additionalHoldersDetails": "01.01.2020",
"key": "liability-112306",
"fromCreditBureau": false
},
{
"repaymentIndicator": false,
"monthlyRepayment": 5.99,
"creditLimit": 9999.0,
"outstandingBalance": 77.0,
"lenderName": "Oscorp",
"liabilityType": 1,
"key": "liability-112307",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 5.0,
"creditLimit": 100.0,
"outstandingBalance": 88.0,
"lenderName": "Nakatomi Trading Corp.",
"liabilityType": 2,
"additionalHolders": true,
"additionalHoldersDetails": "test",
"key": "liability-112308",
"fromCreditBureau": false
},
{
"repaymentIndicator": false,
"monthlyRepayment": 6.0,
"creditLimit": 123.0,
"outstandingBalance": 99.0,
"lenderName": "Gringotts",
"liabilityType": 10,
"key": "liability-112309",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 7.0,
"creditLimit": 1234.0,
"outstandingBalance": 123.0,
"lenderName": "ACME",
"liabilityType": 7,
"key": "liability-112310",
"fromCreditBureau": false
},
{
"repaymentIndicator": false,
"monthlyRepayment": 8.0,
"creditLimit": 2345.0,
"outstandingBalance": 233.0,
"lenderName": "Frobozz",
"liabilityType": 11,
"key": "liability-112311",
"fromCreditBureau": false
}
]
},
"addressList": {
"applicationAddressCanada": [
{
"key": "address-382315",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "2",
"streetNumber": "6",
"streetName": "GAGEVIEW CRT",
"streetType": 490,
"streetDirection": 5
},
"cityTown": "SCARBOROUGH",
"provinceCode": 50,
"postalCode": "M1V2E4",
"countryCode": 1
},
{
"key": "address-382316",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "11",
"streetNumber": "222",
"streetName": "Previous1111",
"streetType": 100,
"streetDirection": 2
},
"cityTown": "North York",
"provinceCode": 50,
"postalCode": "M6R3T5",
"countryCode": 1
},
{
"key": "address-382317",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "22",
"streetNumber": "333",
"streetName": "Previous222",
"streetType": 780,
"streetDirection": 1
},
"cityTown": "Toronto",
"provinceCode": 50,
"postalCode": "M6T3R4",
"countryCode": 1
},
{
"key": "address-382319",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "1",
"streetNumber": "131",
"streetName": "MARGARET",
"streetType": 30,
"streetDirection": 5
},
"cityTown": "STONEY CREEK",
"provinceCode": 50,
"postalCode": "L8G3G7",
"countryCode": 1
},
{
"key": "address-382321",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "11",
"streetNumber": "123",
"streetName": "Finch",
"streetType": 590,
"streetDirection": 2
},
"cityTown": "Toronto",
"provinceCode": 50,
"postalCode": "M6T3R5",
"countryCode": 1
},
{
"key": "address-382331",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "111111",
"streetNumber": "22222",
"streetName": "Rental Property",
"streetType": 620,
"streetDirection": 7
},
"cityTown": "London",
"provinceCode": 50,
"postalCode": "M3E5T5",
"countryCode": 1
},
{
"key": "address-382314",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "700",
"streetNumber": "33",
"streetName": "YONGE",
"streetType": 490,
"streetDirection": 5
},
"cityTown": "TORONTO",
"provinceCode": 50,
"postalCode": "M5E1G4",
"countryCode": 1
}
],
"applicationAddressUSA": [],
"applicationAddressOther": []
},
"creditBureauList": {
"creditBureau": [
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-06-17T00:00:00",
"creditScore": 796,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
],
"key": "bureau-25144",
"provider": "Equifax"
},
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-06-17T00:00:00",
"creditScore": 525,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
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"improveDescription": "Improve Description"
},
"memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n JOHN ANDERSON for ACME as QA\n CHRISTINE ANDERSON for NN as Manager\n HENRY RENTALANDERSON for HSVBG as Boss\n Subj Prop Rental - $1,999.00 add back 40%\n Assets: (Type - Desc - Amount)\n Deposit on Purchase - (416)5671234 - $11.33\n Gift - Test Liability - $25.06\n Household Goods - 1234567890!@#$%^&*()_P{}:\"?><>? - $33.66\n Life Insurance - key=\"liability-93639\" fromCreditBureau=\"true\" - $444.00\n Mutual Fund/Stock/Bonds - dateEnd=\"2013-08-04\" - $555.00\n Other - 666 - $666.00\n RRSP - 777 - $777.00\n Savings - 888 - $888.00\n Vehicle - 999 - $999.00\n Properties: (# - Annual Taxes - Heating /mo)\n 1 (#2 - 6 GAGEVIEW CRT Street S, SCARBOROUGH, Ontario, M1V2E4) - $4,000.00 - $55.00\n 2 (#111111 - 22222 Rental Property By-pass SW, London, Ontario, M3E5T5) - $456.00 - $88.00\n 3 (#1 - 131 MARGARET AVE Avenue S, STONEY CREEK, Ontario, L8G3G7) - $2,000.00 - $88.00\n 4 (#11 - 123 Finch Abbey N, Toronto, Ontario, M6T3R5) - $3,000.00 - $77.00\n Credit Bureaus: (Name - Vendor - Pulled By - Requested)\n JOHN ANDERSON - Equifax - JSMITH - 2020-06-17 07:19 PM UTC\n CHRISTINE ANDERSON - Equifax - JSMITH - 2020-06-17 07:19 PM UTC\n HENRY RENTALANDERSON - Equifax - JSMITH - 2020-06-17 07:20 PM UTC\n\n Selected Product: VAR Product\n ",
"unitId": "<firm_id>",
"posSystem": "<pos_system_id>",
"error": []
}
Deal 4
Deal 4 contains:
- 2 Employments, Assets, Liabilities
- EF Reports
Request Body
{
"commonData": {
"assetList": {
"assetRealEstate": [
{
"originalPrice": 345000.0,
"originalDate": "2007-05-01T00:00:00",
"key": "property-34400",
"value": 345000.0
},
{
"originalPrice": 300000.0,
"originalDate": "2002-01-28T00:00:00",
"key": "property-34402",
"value": 300000.0
}
],
"assetOther": [
{
"assetType": 71,
"description": "111 description",
"key": "asset-82911",
"value": 111.0
},
{
"assetType": 72,
"description": "222 description",
"key": "asset-82912",
"value": 222.0
},
{
"assetType": 73,
"description": "333 description",
"key": "asset-82913",
"value": 333.0
},
{
"assetType": 20,
"description": "444 description",
"key": "asset-82914",
"value": 444.0
},
{
"assetType": 70,
"description": "555 description",
"key": "asset-82915",
"value": 555.0
},
{
"assetType": 99,
"description": "666 description",
"key": "asset-82916",
"value": 666.0
},
{
"assetType": 30,
"description": "777 description",
"key": "asset-82917",
"value": 777.0
},
{
"assetType": 10,
"description": "888 description",
"key": "asset-82918",
"value": 888.0
},
{
"assetType": 40,
"description": "999 description",
"key": "asset-82919",
"value": 999.0
}
]
},
"liabilityList": {
"liabilityRealEstate": [
{
"accountNumber": "1111",
"monthlyRepayment": 55.0,
"originalLoanAmount": 200000.0,
"outstandingBalance": 50000.0,
"closingDate": "2007-05-01T00:00:00",
"lenderName": "Gringotts",
"chargeType": 1,
"repaymentType": 2,
"redemptionStatus": 4,
"maturityDate": "2020-08-04T00:00:00",
"netRate": 3,
"rateType": 2,
"mortgageInsurer": 10,
"insuranceCertificateNumber": "2222",
"key": "property-34400-1",
"fromCreditBureau": false
}
],
"liabilityOther": [
{
"dateEnd": "2020-07-31T00:00:00",
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 11.0,
"creditLimit": 11111.0,
"outstandingBalance": 111.0,
"lenderName": "Gringotts",
"liabilityType": 4,
"key": "liability-112331",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 22.0,
"creditLimit": 22222.0,
"outstandingBalance": 222.0,
"lenderName": "Tyrell Corp.",
"liabilityType": 3,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112332",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 33.0,
"creditLimit": 33333.0,
"outstandingBalance": 333.0,
"lenderName": "Umbrella Corp.",
"liabilityType": 6,
"key": "liability-112333",
"fromCreditBureau": false
},
{
"dateEnd": "2020-12-31T00:00:00",
"repaymentIndicator": false,
"monthlyRepayment": 79.5,
"creditLimit": 5500.0,
"outstandingBalance": 2650.0,
"lenderName": "Wayne Enterprises",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112337",
"fromCreditBureau": true
},
{
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 69.75,
"creditLimit": 4650.0,
"outstandingBalance": 2325.0,
"lenderName": "Stark Industries",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112338",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 22.5,
"creditLimit": 1500.0,
"outstandingBalance": 750.0,
"lenderName": "Frobozz",
"liabilityType": 6,
"key": "liability-112339",
"fromCreditBureau": true
},
{
"dateEnd": "2020-08-05T00:00:00",
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 119.4,
"creditLimit": 8000.0,
"outstandingBalance": 3980.0,
"lenderName": "Northwind Traders",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112334",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 43.95,
"creditLimit": 3000.0,
"outstandingBalance": 1465.0,
"lenderName": "Contoso",
"liabilityType": 6,
"key": "liability-112335",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 96.0,
"creditLimit": 6500.0,
"outstandingBalance": 3200.0,
"lenderName": "World Wide Importers",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112336",
"fromCreditBureau": true
}
]
},
"addressList": {
"applicationAddressCanada": [
{
"key": "address-382404",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "700",
"streetNumber": "2627",
"streetName": "26th St NE",
"streetType": 490,
"streetDirection": 3
},
"cityTown": "Calgary",
"provinceCode": 20,
"postalCode": "T1Y1A4",
"countryCode": 1
},
{
"key": "address-382405",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "11",
"streetNumber": "222",
"streetName": "Bay",
"streetType": 660,
"streetDirection": 2
},
"cityTown": "North York",
"provinceCode": 50,
"postalCode": "M6R3T5",
"countryCode": 1
},
{
"key": "address-382406",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "22",
"streetNumber": "3333",
"streetName": "Mailing New address",
"streetType": 370,
"streetDirection": 7
},
"cityTown": "TORONTO Mailing",
"provinceCode": 50,
"postalCode": "M1M1M1",
"countryCode": 1
},
{
"key": "address-382407",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "700",
"streetNumber": "33",
"streetName": "26th St NE",
"streetType": 490,
"streetDirection": 5
},
"cityTown": "Calgary",
"provinceCode": 20,
"postalCode": "T1Y1A4",
"countryCode": 1
},
{
"key": "address-382413",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "22",
"streetNumber": "33",
"streetName": "Owner",
"streetType": 1140,
"streetDirection": 5
},
"cityTown": "North York",
"provinceCode": 50,
"postalCode": "M7Y3R5",
"countryCode": 1
},
{
"key": "address-382403",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "111A",
"streetNumber": "222",
"streetName": "RENTAL PROPERTY",
"streetType": 670,
"streetDirection": 3
},
"cityTown": "Toronto",
"provinceCode": 50,
"postalCode": "M6T3E4",
"countryCode": 1
}
],
"applicationAddressUSA": [],
"applicationAddressOther": []
},
"creditBureauList": {
"creditBureau": [
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-07-13T00:00:00",
"creditScore": 727,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
],
"key": "bureau-25207",
"provider": "Equifax"
},
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-07-13T00:00:00",
"creditScore": 794,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
],
"key": "bureau-25208",
"provider": "Equifax"
}
]
}
},
"customerData": {
"customerList": {
"customerPrimaryBorrower": {
"dateBirth": "1965-07-01T00:00:00",
"honorific": 1,
"lastName": "Zorin",
"firstName": "Richard",
"middleName": "WW",
"suffix": "2",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5672345"
},
"usage": 1,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "33333"
},
"usage": 2,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "7891234"
},
"usage": 3,
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "234",
"streetNumber": "34543",
"streetName": "Main",
"streetType": 940,
"streetDirection": 3
},
"cityTown": "North DDDDD",
"provinceCode": 50,
"postalCode": "M7Y5T6",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 9,
"paymentFrequency": 1,
"earnedIncomeAmount": 150000.0
}
]
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "33333"
},
"usage": 10
},
"employmentType": 1,
"employmentStatus": 10,
"dateStart": "2014-01-01T00:00:00",
"industryType": 8,
"dateStartedInIndustry": "2013-01-13T00:00:00",
"occupationType": 5,
"jobTitle": "BOSS",
"companyName": "Bank CANADA"
},
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "45654",
"streetName": "LONGUEUIL RRR",
"streetType": 790,
"streetDirection": 7
},
"cityTown": "Pleasant",
"provinceCode": 60,
"postalCode": "M7Y5T6",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 99,
"paymentFrequency": 12,
"earnedIncomeAmount": 2345.0
}
]
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5672342",
"phoneExtension": "43563"
},
"usage": 10
},
"employmentType": 2,
"employmentStatus": 10,
"dateStart": "2007-07-01T00:00:00",
"dateEnd": "2014-01-01T00:00:00",
"industryType": 10,
"dateStartedInIndustry": "2005-04-13T00:00:00",
"occupationType": 2,
"jobTitle": "Manager",
"companyName": "ABC BANK"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 2222.0,
"unearnedIncomeType": 99,
"paymentFrequency": 1,
"unearnedIncomeDetails": "222"
}
]
},
"customerRelationShip": {},
"key": "borrower-97985",
"correspondenceLanguage": 1,
"emailAddress1": "<user_email_address>",
"maritalStatus": 6,
"numberOfDependents": 0,
"sex": 1,
"residentType": 20
},
"customerBorrower": [],
"customerGuarantor": [
{
"dateBirth": "1965-08-01T00:00:00",
"honorific": 1,
"lastName": "Hussey",
"firstName": "Sina",
"suffix": "1",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234"
},
"usage": 1,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "33333"
},
"usage": 2,
"preferred": true
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "7891234"
},
"usage": 3,
"preferred": false
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "2342",
"streetNumber": "234234",
"streetName": "Leslie",
"streetType": 970,
"streetDirection": 7
},
"cityTown": "King",
"provinceCode": 50,
"postalCode": "M7Y4R5",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 4,
"paymentFrequency": 1,
"earnedIncomeAmount": 100000.0
}
]
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "33333"
},
"usage": 10
},
"employmentType": 2,
"employmentStatus": 10,
"dateStart": "2014-01-01T00:00:00",
"industryType": 5,
"dateStartedInIndustry": "2012-12-13T00:00:00",
"occupationType": 5,
"jobTitle": "Manager",
"companyName": "TD"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": []
},
"customerRelationShip": {
"relationShipToOwnerType": 3
},
"key": "borrower-97986",
"correspondenceLanguage": 1,
"emailAddress1": "MELISSA@mail.com",
"maritalStatus": 6,
"numberOfDependents": 0,
"sex": 1,
"residentType": 10
}
]
},
"customerAddressList": [
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97985",
"fromDate": "2017-12-01T00:00:00"
}
],
"customerLiabilityRealEstate": [
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "property-34400-1"
}
],
"addressOccupancyPartialOwnerOccupied": {
"rentalDetails": {
"annualGrossRentalIncome": 12000.0,
"managementExpenses": 36.0,
"insurance": 48.0,
"hydro": 48.0,
"maintenanceAndRepairs": 24.0,
"interest": 36.0,
"generalExpenses": 60.0
},
"refkeyAsset": "property-34400"
},
"addressOccupancyPartialOwnerOccupied": {
"rentalDetails": {
"annualGrossRentalIncome": 12000.0,
"managementExpenses": 36.0,
"insurance": 48.0,
"hydro": 48.0,
"maintenanceAndRepairs": 24.0,
"interest": 36.0,
"generalExpenses": 60.0
},
"refkeyAsset": "property-34400"
},
"currentPropertyIntendedActionType": 2,
"annualHeatingAmount": 1056.0,
"annualTaxAmount": 2000.0,
"annualCondoFees": 3996.0,
"customerReference": [
{
"refkeyCustomer": "borrower-97985"
}
],
"refkeyAddress": "address-382404",
"type": "CustomerAddressPrimaryResidence"
},
{
"customerPreviousAddressTimeAt": [
{
"refkeyCustomer": "borrower-97985",
"fromDate": "2012-07-01T00:00:00",
"toDate": "2017-12-01T00:00:00"
}
],
"previousAddressOccupancyTenant": {
"tenancyType": 10
},
"previousAddressOccupancyTenant": {
"tenancyType": 10
},
"customerReference": [
{
"refkeyCustomer": "borrower-97985"
}
],
"refkeyAddress": "address-382405",
"type": "CustomerAddressPreviousResidence"
},
{
"customerCurrentAddressTimeAt": [],
"customerLiabilityRealEstate": [],
"addressOccupancyNone": {},
"addressOccupancyNone": {},
"customerReference": [
{
"refkeyCustomer": "borrower-97985"
}
],
"refkeyAddress": "address-382406",
"type": "CustomerAddressCorrespondence"
},
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97986",
"fromDate": "2012-12-01T00:00:00"
}
],
"customerLiabilityRealEstate": [],
"addressOccupancyTenant": {
"monthlyRentPaid": 0,
"tenancyType": 40
},
"addressOccupancyTenant": {
"monthlyRentPaid": 0,
"tenancyType": 40
},
"currentPropertyIntendedActionType": 2,
"customerReference": [
{
"refkeyCustomer": "borrower-97986"
}
],
"refkeyAddress": "address-382407",
"type": "CustomerAddressPrimaryResidence"
},
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97985",
"fromDate": "2002-01-28T00:00:00"
}
],
"customerLiabilityRealEstate": [],
"addressOccupancyOwnerOccupied": {
"refkeyAsset": "property-34402"
},
"addressOccupancyOwnerOccupied": {
"refkeyAsset": "property-34402"
},
"currentPropertyIntendedActionType": 2,
"annualHeatingAmount": 1188.0,
"annualTaxAmount": 3000.0,
"annualCondoFees": 2664.0,
"customerReference": [
{
"refkeyCustomer": "borrower-97985"
}
],
"refkeyAddress": "address-382413",
"type": "CustomerAddressSecondaryResidence"
}
],
"customerAssetList": [
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82911"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82912"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82913"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82914"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82915"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82916"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82917"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82918"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82919"
}
],
"customerLiabilityList": [
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112331"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112332"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112333"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112337"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112338"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112339"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97986"
},
"refkeyLiability": "liability-112334"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97986"
},
"refkeyLiability": "liability-112335"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97986"
},
"refkeyLiability": "liability-112336"
}
],
"customerCreditBureauList": [
{
"customerReference": [
{
"refkeyCustomer": "borrower-97985"
}
],
"refkeyCreditBureau": "bureau-25207"
},
{
"customerReference": [
{
"refkeyCustomer": "borrower-97986"
}
],
"refkeyCreditBureau": "bureau-25208"
}
]
},
"mortgageApplication": {
"subjectProperty": {
"subjectPropertyOccupancyRental": {
"rentalDetails": {
"annualGrossRentalIncome": 24000.0,
"managementExpenses": 96.0,
"insurance": 84.0,
"hydro": 72.0,
"maintenanceAndRepairs": 60.0,
"interest": 72.0,
"rentalOffset": 50,
"rentalCalcType": 2
}
},
"legalAddress": {
"details": "1546735765",
"pin": "13454645654",
"planNumber": "12456456456456245"
},
"freehold": {},
"propertyTax": {
"annualTaxAmount": 4000.0,
"taxesPaidBy": 1
},
"subjectPropertyAddress": {
"refkeyAddress": "address-382403"
},
"occupancyPurpose": 4,
"mlsListed": false,
"mlsNumber": "1",
"heatingType": 1,
"parkingType": 1,
"yearBuilt": 2000,
"waterSupplyType": 20,
"waterWasteType": 30,
"propertySize": 2222,
"propertySizeUnits": 1,
"lotSize": 3333,
"lotSizeUnits": 1,
"environmentalHazardIndicator": false,
"annualHeatingAmount": 1056.0,
"numberOfUnitsTotal": 1,
"propertyType": 1,
"propertyDescriptionType": 3,
"propertyUsageType": 7,
"propertyZoningType": 5,
"newPropertyIndicator": false
},
"loan": {
"customProduct": {
"productName": "VAR Product",
"rateType": 99,
"rateCompoundFrequency": 1,
"productTerm": 89,
"earlyPayoutOption": 20,
"locIndicator": false,
"buydown": 0,
"postedRate": 1.89
},
"underwriter": {
"userId": "<user_id>",
"unitId": "<underwriter_unit_id>"
},
"classification": [],
"loanAmount": 1179000.0,
"chargeType": 1,
"termMonths": "89",
"amortizationMonths": "305",
"netRate": 1.89,
"qualifyingRate": 4,
"acceleratedPayment": true,
"maturityDate": "2104-11-05T00:00:00",
"firstPaymentDate": "2020-11-19T00:00:00",
"interestAdjustmentDate": "2020-11-05T00:00:00",
"requestedPayment": 488.75,
"paymentAmount": 4925.14,
"paymentFrequency": 26,
"repaymentType": 2,
"lenderCode": <lender_code>,
"lenderChannel": 10
},
"downpaymentList": {
"downpayment": [
{
"downpaymentSourceType": 99,
"description": "Second Financing",
"amount": 66000.0
},
{
"downpaymentSourceType": 4,
"description": "gift",
"amount": 50000.0
},
{
"downpaymentSourceType": 8,
"description": "grant",
"amount": 50000.0
}
]
},
"firm": {
"externalPoSFirm": [
{
"posSystemId": 50,
"firmId": "<firm_id>"
}
],
"firmId": "<firm_id>"
},
"submittingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"originatingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "123",
"streetNumber": "2608",
"streetName": "Granville",
"streetType": 1240,
"streetDirection": 2
},
"cityTown": "Vancouver",
"provinceCode": 10,
"postalCode": "V6H3V3",
"countryCode": 1
},
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"broker": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"posApplicationNumber": "ABCD-56197",
"isPreapproval": false,
"fundingDate": "2020-11-05T00:00:00",
"loanPurposeType": 3,
"purchasePriceEstimatedValue": 1345000.0,
"typeOfBuyer": 20
},
"memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n Richard Hussey for ACME as ROC\n Sina Hussey for NN as Manager\n Subj Prop Rental - $2,000.00 add back 50%\n Assets: (Type - Desc - Amount)\n Deposit on Purchase - 111 sdfhstsryntysnyumtyumt - $111.00\n Gift - 222 xfghftyrtyndyu uiimyfu - $222.00\n Household Goods - 333 xfgbtyrtyn d fh y ydun - $333.00\n Life Insurance - 444 df ty yuyunytum fyju - $444.00\n Mutual Fund/Stock/Bonds - 555 xdfg tyh bty ru yumui,ui - $555.00\n Other - 666 fdg ht yu ghj ui - $666.00\n RRSP - 777 cv ftyrtynyrmrum - $777.00\n Savings - 888 cgh btynrty - $888.00\n Vehicle - 999 fgh bf f dfyu - $999.00\n Properties: (# - Annual Taxes - Heating /mo)\n 1 (#700 - 2627 26th St NE Street NE, Calgary, Alberta, T1Y1A4) - $2,000.00 - $88.00\n 2 (#22 - 33 Owner Path S, North York, Ontario, M7Y3R5) - $3,000.00 - $99.00\n Credit Bureaus: (Name - Vendor - Pulled By - Requested)\n Richard Hussey - Equifax - JSMITH - 2020-07-13 02:27 PM UTC\n Sina Hussey - Equifax - JSMITH - 2020-07-13 02:27 PM UTC\n\n Selected Product: VAR Product\n dzfgvtyrty21345326457657n @!%$#^%$R*&TO*BYILUB l?\":{O_)*(*^%#Fvjhcdfsufgleiurwt\n ",
"unitId": "<firm_id>",
"posSystem": "<pos_system_id>",
"error": []
}
Deal 5
Deal 5 contains:
- Guarantor
- 4 Properties
{
"commonData": {
"assetList": {
"assetRealEstate": [
{
"originalPrice": 345000.0,
"originalDate": "2007-05-01T00:00:00",
"key": "property-34400",
"value": 345000.0