Link API Overview
The Link API allows an application to submit mortgage applications to lenders and facilitates electronic interaction between brokers and lenders.
The Link API is a RESTful API that accepts both XML and JSON for requests and responses.
The Link API has the following operations:
- Get Lender Details - This operation allows a lookup of lender information - a list of lenders, products and underwriters
- Get Credit Bureau – This operation performs a credit check from TransUnion or Equifax that can then be sent through Submit Application
- Submit Life Insurance – This operation submits life insurance information to MPP (returns a quote, Life Insurance Application or Application status)
- Get Life Insurance Status - This operation retrieves pending life insurer application statuses
- Acknowledge Life Insurance Status - This operation acknowledge life insurer application status and removes it from the list of pending statuses
- Validate Application - The Validate application operation can be used to check that an application request is well-formed without actually submitting it and checks against business rules. Any validation errors in the message will be flagged to be fixed in the response.
- Submit Application – The Submit Application operation electronically submits a mortgage application to the lender for review. The application will move to a pending state until the lender responds with a decision (accepted, declined, cancelled, etc.)
- Get Pending Applications – This operation returns all applications where a lender response is pending or available.
- Search Application Decision – This operation searches for and returns an application decision from a lender for a given deal
- Acknowledge Application Decision – This operation acknowledges the application decision to remove it from the list of pending applications.
- Get Property Valuation - This operation performs a combination of the following actions against our Property Service: search, valuation, imagery, prefill, or report.
For more information, check out the detailed API documentation below.
Authentication
URL
POST https://api-link.newton.ca/Identity/connect/token HTTP/1.1
Headers
Content-Type:application/x-www-form-urlencoded
Request Body
grant_type=client_credentials&scope=Link.Pos.Api&client_id=<client id>&client_secret=<secret password>
Authentication Response
{
"access_token": "ie7JIONyQC8EdP4LCaJXn9HkkxnMt-VQ9D3a4SghfhCXITf_WoFop7tNnwu7-6SxViCQX...",
"token_type": "bearer",
"expires_in": 43199,
"scope": "Link.Pos.Api"
}
When working with the Link API, clients (users or applications) will need to be authenticated and authorized to use API operations.
Link API implements JSON Web Tokens (JWT) for authentication.
The API also uses OAuth authentication method.
Upon successful authentication, the client will be presented with a bearer token that will need to be provided when making API calls. Bearer tokens have a default expiration period of 1 hour, but can be configured separately for individual users.
There are two steps making Link API call:
STEP 1 - Get a token by calling the authenticate operations
If you look at the example in the right pane, you will notice you need a client_id and a client_secret.
These will be maintained by Newton Connectivity Systems and provided upon request.
STEP 2. - You are now ready to pass the token to an operation.
An easy operation to test is GetLenderDetails because it is a simple GET request.
All operations will require the token.
A client needs to send a header called Authorization and then add a value of Bearer + auth. response token. NOTE: There is a space character between Bearer and the token.
Header
Authorization: Bearer <token>
You will be able to re-use the same token for an hour until it expires to call operations
Authorization
All Link API operations (except for authentication) require a posSystemId and unitId.
For a GET request, these fields are passed in as query string parameters (see LenderDetails for an example).
For a POST request, these fields are passed in as Json properties in the body of the request.
The PosSystemId for Link API will be assigned by Newton Connectivity Systems.
Unitid will vary by broker.
Errors
The Link API uses HTTP Status codes to reflect a successful or error requests. 2XX status codes represent a successful request, 4XX status codes represent an error took place. If you receive an error HTTP status code, check the body for an error code and message.
Error Response
{
"Code": "XXNN",
"Message": "Request is invalid."
}
All API calls that completed intended operation successfully , will respond with a 200 OK status and a JSON object containing requested data, or a 204 No Content status, if no data is returned.
If the API does not understand the request, then it will respond with a 400 Bad Request status and return a JSON object containing the error code and message.
Error response when sending invalid fields
{
"error": [
{
"message": "[LinkApi] Validation Exception : PrimaryCustomer.Address.StreetType - The field StreetType is invalid.",
"type": 1
}
],
"status": "error"
}
| Status | Description | Most Likely Cause |
|---|---|---|
| 2XX | Successful Request | |
| 400 | Bad Request | Invalid/missing data |
| 401 | Unauthorized | Invalid/missing credentials |
| 404 | Not Found | The resource doesn't exists |
| 409 | Conflict | Trying to overwrite a resource |
| 429 | Too Many Requests | Hit an API rate limit |
Getting Started
Examples and User IDs
Throughout the examples in the documentation, substitutions are made.
E.g. rather than using a real user id, the token <user id> indicates that value must be substituted with a real user id.
Therefore, in order to run the example requests, you will need to have some of the below IDs set up.
For an easy example to try as a first time request, GetLenderDetails is quite simple.
The below table shows the substitutions used throughout the documentation:
| token | description |
|---|---|
| <user_id> | Link User ID |
| <user_firstname> | Link User First Name |
| <user_lastname> | Link User Last Name |
| <user_email_address> | Link Email Address |
| <mortgage_license_number> | Mortgage License Number |
| <user_external_pos_id_1> | User ID 1 for External POS System |
| <user_external_pos_id_2> | User ID 2 for External POS System |
| <lender_code> | lender code |
| <pos_system_id> | POS System ID |
| <unit_id> | Unit ID |
| <underwriter_unit_id> | Underwriter Unit ID |
| <member_code> | Member Code - TransUnion |
| <password> | password - TransUnion |
| <memberNumber> | Member Number - Equifax |
| <securityCode> | Security Code - Equifax |
| <customerCode> | Customer Code - Equifax |
If you have any questions about the above IDs or how to set up these IDs, please contact Newton Support.
LenderDetails
GetLenderDetails allows a consumer to query a list of lenders and lender products.
GET https://api-link.newton.ca/v1/lender-details?unitId=<unit_id>&possystemid=<pos_system_id>
Code sample
using System;
using System.Collections.Generic;
using System.Net.Http;
using System.Net.Http.Headers;
using System.Text;
using System.Threading.Tasks;
using Newtonsoft.Json;
/// <<summary>>
/// Example of Http Client
/// <</summary>>
public class HttpExample
{
private HttpClient Client { get; set; }
/// <<summary>>
/// Setup http client
/// <</summary>>
public HttpExample()
{
Client = new HttpClient();
}
/// Make a dummy request
public async Task MakeGetRequest()
{
string url = "/v1/lender-details";
var result = await GetAsync(url);
}
/// Performs a GET Request
public async Task GetAsync(string url)
{
//Start the request
HttpResponseMessage response = await Client.GetAsync(url);
//Validate result
response.EnsureSuccessStatusCode();
}
/// Deserialize object from request response
private async Task DeserializeObject(HttpResponseMessage response)
{
//Read body
string responseBody = await response.Content.ReadAsStringAsync();
//Deserialize Body to object
var result = JsonConvert.DeserializeObject(responseBody);
}
}
const headers = {
'Accept':'application/json',
'Authorization':'API_KEY'
};
fetch('/v1/lender-details', {
method: 'GET',
headers: headers
}).then(function(res) {
return res.json();
}).then(function(body) {
console.log(body);
});
GET /v1/lender-details HTTP/1.1
Accept: application/json
Parameters
| Name | In | Type | Description |
|---|---|---|---|
| unitid | query | string | refer to Authorization section |
| possystemid | query | string | refer to Authorization section |
Sample Response
200 Response
{
"lender": [
{
"lenderProduct": [
{
"productCode": "string",
"productName": "string",
"productDescription": "string",
"productTerm": 0,
"rateCompoundFrequency": null,
"basisPoints": 0,
"cashBack": 0,
"prePaymentOption": null,
"earlyPayout": null,
"startDate": "2019-08-24T14:15:22Z",
"productStartDate": "2019-08-24T14:15:22Z",
"rateType": null,
"lineofCreditIndicator": true,
"lineofCreditRepayment": null,
"adjustment": -999.99,
"buydown": -999.99,
"postedRate": 0
}
],
"underwriter": [
{
"userId": "string",
"unitId": "string",
"name": "string",
"businessType": null
}
],
"channel": [
{
"name": "string",
"type": null,
"acceptSubmit": true,
"acceptUpdate": true,
"acceptCancel": true,
"acceptNotes": true,
"acceptDocs": true,
"acceptInitial": true
}
],
"lenderName": "string",
"lenderCode": 0,
"lenderType": null,
"acceptNotes": true,
"acceptCancel": true,
"acceptDocs": true,
"isAlternative": true,
"isPrime": true,
"acceptUpdate": true,
"acceptSubmit": true,
"isEquifaxAccredited": true,
"isTransUnionAccredited": true
}
],
"status": "string",
"error": [
{
"code": "string",
"message": "string",
"type": 0
}
],
"links": [
{
"href": "string",
"rel": "string",
"method": "string"
}
]
}
<?xml version="1.0" encoding="UTF-8" ?>
<Link.Helper.Models.GetLenderDetailsResponse>
<lender>
<lenderProduct>
<productCode>string</productCode>
<productName>string</productName>
<productDescription>string</productDescription>
<productTerm>0</productTerm>
<rateCompoundFrequency/>
<basisPoints>0</basisPoints>
<cashBack>0</cashBack>
<prePaymentOption/>
<earlyPayout/>
<startDate>2019-08-24T14:15:22Z</startDate>
<productStartDate>2019-08-24T14:15:22Z</productStartDate>
<rateType/>
<lineofCreditIndicator>true</lineofCreditIndicator>
<lineofCreditRepayment/>
<adjustment>-999.99</adjustment>
<buydown>-999.99</buydown>
<postedRate>0</postedRate>
</lenderProduct>
<underwriter>
<userId>string</userId>
<unitId>string</unitId>
<name>string</name>
<businessType/>
</underwriter>
<channel>
<name>string</name>
<type/>
<acceptSubmit>true</acceptSubmit>
<acceptUpdate>true</acceptUpdate>
<acceptCancel>true</acceptCancel>
<acceptNotes>true</acceptNotes>
<acceptDocs>true</acceptDocs>
<acceptInitial>true</acceptInitial>
</channel>
<lenderName>string</lenderName>
<lenderCode>0</lenderCode>
<lenderType/>
<acceptNotes>true</acceptNotes>
<acceptCancel>true</acceptCancel>
<acceptDocs>true</acceptDocs>
<isAlternative>true</isAlternative>
<isPrime>true</isPrime>
<acceptUpdate>true</acceptUpdate>
<acceptSubmit>true</acceptSubmit>
<isEquifaxAccredited>true</isEquifaxAccredited>
<isTransUnionAccredited>true</isTransUnionAccredited>
</lender>
<status>string</status>
<error>
<code>string</code>
<message>string</message>
<type>0</type>
</error>
<links>
<href>string</href>
<rel>string</rel>
<method>string</method>
</links>
</Link.Helper.Models.GetLenderDetailsResponse>
Responses
| Status | Schema |
|---|---|
| 200 OK | GetLenderDetailsResponse |
GetLenderDetailsResponse
| Name | Required | Type | Description |
|---|---|---|---|
| lender | False | array | List of Lenders; nullable; arrayType: Lender; |
| status | False | string | Status - "ok" or "error"; nullable; |
| error | False | array | List of Errors; nullable; arrayType: ServiceError; |
| links | False | array | List of Links; nullable; arrayType: LinkDto; |
LenderDetails.LenderProduct
| Name | Required | Type | Description |
|---|---|---|---|
| productCode | False | string | Product Code; nullable; maxLength(6); |
| productName | False | string | Product Name; nullable; |
| productDescription | False | string | Product Description; nullable; |
| productTerm | False | integer | Product Term; nullable; |
| rateCompoundFrequency | False | Enums - RateCompoundFrequency | |
| basisPoints | False | integer | Basis Points; nullable; |
| cashBack | False | integer | Cashback; nullable; |
| prePaymentOption | False | Enums - PrePaymentOption | |
| earlyPayout | False | Enums - EarlyPayout | |
| startDate | False | date-time | Start Date; nullable; |
| productStartDate | True | date-time | Product Start Date; |
| rateType | False | Enums - RateType | |
| lineofCreditIndicator | False | boolean | Line of Credit Indicator; nullable; |
| lineofCreditRepayment | False | Enums - LineofCreditRepaymentType | |
| adjustment | False | number | Adjustment; nullable; Range(-999.99, 999.99); |
| buydown | False | number | Buydown; nullable; Range(-999.99, 999.99); |
| postedRate | False | number | Posted Rate; nullable; Range(0, 999.99); |
Underwriter
| Name | Required | Type | Description |
|---|---|---|---|
| userId | True | string | Underwriter User ID; maxLength(10); |
| unitId | True | string | Underwriter Unit ID; maxLength(10); |
| name | False | string | Underwriter Name; nullable; |
| businessType | False | Enums - BusinessType |
Channel
| Name | Required | Type | Description |
|---|---|---|---|
| name | False | string | Channel Name; nullable; |
| type | False | Enums - ChannelType | |
| acceptSubmit | False | boolean | Accept Submit Flag; nullable; |
| acceptUpdate | False | boolean | Accept Update Flag; nullable; |
| acceptCancel | False | boolean | Accept Cancel Flag; nullable; |
| acceptNotes | False | boolean | Accept Note Flag; nullable; |
| acceptDocs | False | boolean | Accept Doc Flag; nullable; |
| acceptInitial | False | boolean | Accept Initial Flag; nullable; |
Lender
| Name | Required | Type | Description |
|---|---|---|---|
| lenderProduct | False | array | List of Lender Products; nullable; arrayType: LenderDetails > LenderProduct; |
| underwriter | False | array | List of underwriters; nullable; arrayType: Underwriter; |
| channel | False | array | List of channels; nullable; arrayType: Channel; |
| lenderName | False | string | Lender Name; nullable; maxLength(50); |
| lenderCode | False | integer | Lender Code; Range(0, 99999); |
| lenderType | False | Enums - LenderType | |
| acceptNotes | False | boolean | Accept Notes Flag; nullable; |
| acceptCancel | False | boolean | Accept Cancel Flag; nullable; |
| acceptDocs | False | boolean | Accept Docs Flag; nullable; |
| isAlternative | False | boolean | Is Alternative Flag; nullable; |
| isPrime | False | boolean | Is Prime Flag; nullable; |
| acceptUpdate | False | boolean | Accept update flag; nullable; |
| acceptSubmit | False | boolean | Accept submit Flag; nullable; |
| isEquifaxAccredited | False | boolean | Is Equifax Accredited Flag; nullable; |
| isTransUnionAccredited | False | boolean | Is TransUnion accredited flag; nullable; |
LinkDto
| Name | Required | Type | Description |
|---|---|---|---|
| href | False | string | nullable; |
| rel | False | string | nullable; |
| method | False | string | nullable; |
Example Response
Example Response
The response in the right-hand pane shows a single lender returned by the GetLenderDetails operation.
Typically, more than one lender will be returned with lender properties, products, channels, underwriters.
{
"lender": [
{
"lenderProduct": [
{
"productCode": "1",
"productName": "5YR Fixed",
"productDescription": "5YR Fixed",
"productTerm": 60,
"rateCompoundFrequency": 2,
"basisPoints": 100,
"cashBack": 0,
"prePaymentOption": 0,
"earlyPayout": 10,
"startDate": "2020-07-03T13:22:00",
"rateType": 0,
"lineofCreditIndicator": false,
"postedRate": 3.4
},
{
"productCode": "2",
"productName": "1 YR Fixed",
"productDescription": "1 YR Fixed",
"productTerm": 12,
"rateCompoundFrequency": 2,
"basisPoints": 125,
"cashBack": 0,
"prePaymentOption": 100,
"earlyPayout": 20,
"startDate": "2020-07-03T13:22:00",
"rateType": 0,
"lineofCreditIndicator": false,
"postedRate": 4.1
}
],
"underwriter": [],
"channel": [
{
"name": "Direct",
"type": 0,
"acceptSubmit": true,
"acceptUpdate": true,
"acceptCancel": true,
"acceptNotes": true,
"acceptDocs": true
}
],
"lenderName": "Gringotts Bank",
"lenderCode": 8004,
"lenderType": 4,
"acceptNotes": true,
"acceptCancel": true,
"acceptDocs": true,
"isAlternative": false,
"isPrime": false,
"acceptUpdate": true,
"acceptSubmit": true,
"isEquifaxAccredited": true,
"isTransUnionAccredited": true
}
]
}
SubmitApplication
The Submit Application operation electronically submits a mortgage application to the lender for review. The application will move to a pending state until the lender responds with a decision (accepted, declined, cancelled, etc.)
POST https://api-link.newton.ca/v1/applications
Code sample
using System;
using System.Collections.Generic;
using System.Net.Http;
using System.Net.Http.Headers;
using System.Text;
using System.Threading.Tasks;
using Newtonsoft.Json;
/// <<summary>>
/// Example of Http Client
/// <</summary>>
public class HttpExample
{
private HttpClient Client { get; set; }
/// <<summary>>
/// Setup http client
/// <</summary>>
public HttpExample()
{
Client = new HttpClient();
}
/// Make a dummy request
public async Task MakePostRequest()
{
string url = "/v1/applications";
string json = @"{
""commonData"": {
""assetList"": {
""assetRealEstate"": [
{
""originalPrice"": 0,
""originalDate"": ""2019-08-24T14:15:22Z"",
""key"": ""string"",
""value"": 0
}
],
""assetOther"": [
{
""assetType"": null,
""location"": ""string"",
""maturityDate"": ""2019-08-24T14:15:22Z"",
""additionalAssetHolders"": ""string"",
""description"": ""string"",
""key"": ""string"",
""value"": 0
}
]
},
""liabilityList"": {
""liabilityRealEstate"": [
{
""accountNumber"": ""string"",
""othersResponsible"": true,
""othersResponsibleDetails"": ""string"",
""monthlyRepayment"": 0,
""originalLoanAmount"": 0,
""outstandingBalance"": 0,
""closingDate"": ""2019-08-24T14:15:22Z"",
""lenderName"": ""string"",
""chargeType"": null,
""repaymentType"": null,
""redemptionStatus"": null,
""inDefault"": true,
""purchasePrice"": 0,
""maturityDate"": ""2019-08-24T14:15:22Z"",
""netRate"": 0,
""rateType"": null,
""mortgageInsurer"": null,
""insuredAmount"": 0,
""insurancePremium"": 0,
""insuranceCertificateNumber"": ""string"",
""key"": ""string"",
""fromCreditBureau"": true
}
],
""liabilityOther"": [
{
""dateEnd"": ""2019-08-24T14:15:22Z"",
""accountNumber"": ""string"",
""repaymentIndicator"": true,
""payoffType"": null,
""monthlyRepayment"": 0,
""creditLimit"": 0,
""outstandingBalance"": 0,
""lenderName"": ""string"",
""creditCardType"": null,
""liabilityType"": null,
""additionalHolders"": true,
""additionalHoldersDetails"": ""string"",
""key"": ""string"",
""fromCreditBureau"": true
}
]
},
""addressList"": {
""applicationAddressCanada"": [
{
""key"": ""string"",
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
}
]
},
""creditBureauList"": {
""creditBureau"": [
{
""creditReportEquifax"": {
""dataFormat"": ""string"",
""reportDate"": ""2019-08-24T14:15:22Z"",
""creditScore"": 0,
""jointCreditScore"": 0,
""noHit"": true,
""jointNoHit"": true,
""value"": ""string""
},
""humanReadableReport"": [
{
""type"": ""string"",
""value"": ""string""
}
],
""key"": ""string"",
""provider"": ""string""
}
]
}
},
""customerData"": {
""customerList"": {
""customerPrimaryBorrower"": {
""dateBirth"": ""2019-08-24T14:15:22Z"",
""honorific"": null,
""lastName"": ""string"",
""firstName"": ""string"",
""middleName"": ""string"",
""suffix"": ""string"",
""sin"": ""string"",
""customerTelephoneNumberList"": [
{
""telephoneNumber"": {
""countryCode"": ""str"",
""areaCode"": ""strin"",
""phoneNumber"": ""string"",
""phoneExtension"": ""string""
},
""usage"": null,
""contactTime"": ""string"",
""preferred"": true
}
],
""employmentList"": {
""employment"": [
{
""addressCanada"": {
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""contactPerson"": {
""honorific"": null,
""lastName"": ""string"",
""firstName"": ""string"",
""emailAddress"": ""string""
},
""contactTelephoneNumber"": {
""telephoneNumber"": {
""countryCode"": ""str"",
""areaCode"": ""strin"",
""phoneNumber"": ""string"",
""phoneExtension"": ""string""
},
""usage"": null,
""contactTime"": ""string""
},
""employmentType"": null,
""employmentStatus"": null,
""dateStart"": ""2019-08-24T14:15:22Z"",
""dateEnd"": ""2019-08-24T14:15:22Z"",
""industryType"": null,
""dateStartedInIndustry"": ""2019-08-24T14:15:22Z"",
""occupationType"": null,
""jobTitle"": ""string"",
""companyName"": ""string"",
""companyType"": ""string"",
""operatingAs"": ""string""
}
]
},
""bankruptcyHistoryList"": {
""bankruptcyHistory"": [
{
""debtAmount"": 0,
""dateDeclared"": ""2019-08-24T14:15:22Z"",
""dateDischarged"": ""2019-08-24T14:15:22Z"",
""monthlyRepayment"": 0,
""otherDetails"": ""string""
}
]
},
""unearnedIncomeList"": {
""unearnedIncome"": [
{
""unearnedIncomeAmount"": 0,
""unearnedIncomeType"": null,
""paymentFrequency"": null,
""unearnedIncomeDetails"": ""string""
}
]
},
""customerRelationShip"": {
""relationShipToOwnerType"": null
},
""key"": ""string"",
""correspondenceLanguage"": null,
""emailAddress1"": ""string"",
""emailAddress2"": ""string"",
""maritalStatus"": null,
""numberOfDependents"": 0,
""sex"": null,
""residentType"": null
},
""customerBorrower"": [
{
""dateBirth"": ""2019-08-24T14:15:22Z"",
""honorific"": null,
""lastName"": ""string"",
""firstName"": ""string"",
""middleName"": ""string"",
""suffix"": ""string"",
""sin"": ""string"",
""customerTelephoneNumberList"": [
{
""telephoneNumber"": {
""countryCode"": ""str"",
""areaCode"": ""strin"",
""phoneNumber"": ""string"",
""phoneExtension"": ""string""
},
""usage"": null,
""contactTime"": ""string"",
""preferred"": true
}
],
""employmentList"": {
""employment"": [
{
""addressCanada"": {
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""earnedIncomeList"": {
""earnedIncome"": [
""[Object]""
]
},
""contactPerson"": {
""honorific"": null,
""lastName"": ""string"",
""firstName"": ""string"",
""emailAddress"": ""string""
},
""contactTelephoneNumber"": {
""telephoneNumber"": {
""countryCode"": ""str"",
""areaCode"": ""strin"",
""phoneNumber"": ""string"",
""phoneExtension"": ""string""
},
""usage"": null,
""contactTime"": ""string""
},
""employmentType"": null,
""employmentStatus"": null,
""dateStart"": ""2019-08-24T14:15:22Z"",
""dateEnd"": ""2019-08-24T14:15:22Z"",
""industryType"": null,
""dateStartedInIndustry"": ""2019-08-24T14:15:22Z"",
""occupationType"": null,
""jobTitle"": ""string"",
""companyName"": ""string"",
""companyType"": ""string"",
""operatingAs"": ""string""
}
]
},
""bankruptcyHistoryList"": {
""bankruptcyHistory"": [
{
""debtAmount"": 0,
""dateDeclared"": ""2019-08-24T14:15:22Z"",
""dateDischarged"": ""2019-08-24T14:15:22Z"",
""monthlyRepayment"": 0,
""otherDetails"": ""string""
}
]
},
""unearnedIncomeList"": {
""unearnedIncome"": [
{
""unearnedIncomeAmount"": 0,
""unearnedIncomeType"": null,
""paymentFrequency"": null,
""unearnedIncomeDetails"": ""string""
}
]
},
""customerRelationShip"": {
""relationShipToOwnerType"": null
},
""key"": ""string"",
""correspondenceLanguage"": null,
""emailAddress1"": ""string"",
""emailAddress2"": ""string"",
""maritalStatus"": null,
""numberOfDependents"": 0,
""sex"": null,
""residentType"": null
}
]
},
""customerAddressList"": [
{
""customerReference"": [
{
""refkeyCustomer"": ""string""
}
],
""refkeyAddress"": ""string"",
""type"": ""string""
}
],
""customerAssetList"": [
{
""customerReference"": {
""refkeyCustomer"": ""string""
},
""refkeyAsset"": ""string""
}
],
""customerLiabilityList"": [
{
""customerReference"": {
""refkeyCustomer"": ""string""
},
""refkeyLiability"": ""string""
}
],
""customerCreditBureauList"": [
{
""customerReference"": [
{
""refkeyCustomer"": ""string""
}
],
""refkeyCreditBureau"": ""string""
}
]
},
""mortgageApplication"": {
""subjectProperty"": {
""subjectPropertyOccupancyPartialOwnerOccupied"": {
""rentalDetails"": {
""annualGrossRentalIncome"": 0,
""managementExpenses"": 0,
""insurance"": 0,
""hydro"": 0,
""waterAndSewer"": 0,
""maintenanceAndRepairs"": 0,
""interest"": 0,
""generalExpenses"": 0,
""rentalOffset"": null,
""rentalCalcType"": null
}
},
""legalAddress"": {
""details"": ""string"",
""pin"": ""string"",
""lotNumber"": ""string"",
""planNumber"": ""string"",
""unitNumber"": ""string"",
""levelNumber"": ""string""
},
""condo"": {
""annualCondoFees"": 0
},
""propertyTax"": {
""annualTaxAmount"": 0,
""taxesPaidBy"": null
},
""propertyAppraisal"": {
""appraiserAddress"": {
""key"": ""string"",
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""appraisedValue"": 0,
""dateAppraised"": ""2019-08-24T14:15:22Z"",
""companyName"": ""string""
},
""subjectPropertyAddress"": {
""refkeyAddress"": ""string""
},
""occupancyPurpose"": null,
""mlsListed"": true,
""mlsNumber"": ""string"",
""heatingType"": null,
""parkingType"": null,
""yearBuilt"": 1,
""waterSupplyType"": null,
""waterWasteType"": null,
""propertySize"": 0,
""propertySizeUnits"": null,
""lotSize"": 0,
""lotSizeUnits"": null,
""environmentalHazardIndicator"": true,
""buildingConstructionType"": null,
""annualHeatingAmount"": 0,
""numberOfUnitsTotal"": 0,
""numberOfUnitsRented"": 0,
""propertyType"": null,
""propertyDescriptionType"": null,
""propertyUsageType"": null,
""selfBuildIndicator"": true,
""propertyZoningType"": null,
""newPropertyIndicator"": true,
""cof"": ""2019-08-24T14:15:22Z""
},
""loan"": {
""cmhcMortgageInsurance"": {
""serviceType"": null,
""insurancePremium"": 1,
""blendedAmortization"": true,
""addToLoan"": true
},
""lenderProduct"": {
""productCode"": ""string"",
""productStartDate"": ""2019-08-24T14:15:22Z"",
""adjustment"": -999.999,
""buydown"": -999.999,
""postedRate"": -999.999
},
""underwriter"": {
""userId"": ""string"",
""unitId"": ""string"",
""name"": ""string"",
""businessType"": null
},
""classification"": [
{
""mortgageClassification"": null
}
],
""loanAmount"": 0,
""chargeType"": null,
""lineOfBusiness"": null,
""termMonths"": ""string"",
""amortizationMonths"": ""string"",
""netRate"": 0,
""qualifyingRate"": 0,
""acceleratedPayment"": true,
""maturityDate"": ""2019-08-24T14:15:22Z"",
""firstPaymentDate"": ""2019-08-24T14:15:22Z"",
""interestAdjustmentDate"": ""2019-08-24T14:15:22Z"",
""requestedPayment"": 0,
""paymentAmount"": 0,
""paymentFrequency"": null,
""repaymentType"": null,
""lenderCode"": 0,
""lenderChannel"": null,
""variableToPrime"": ""string"",
""loanType"": null,
""lenderName"": ""string""
},
""downpaymentList"": {
""downpayment"": [
{
""downpaymentSourceType"": null,
""description"": ""string"",
""amount"": 0
}
]
},
""applicationNoteList"": {
""applicationNote"": [
{
""noteType"": null,
""noteDateTime"": ""2019-08-24T14:15:22Z"",
""noteText"": ""string""
}
]
},
""firm"": {
""externalPoSFirm"": [
{
""posSystemId"": null,
""firmId"": ""string""
}
],
""firmId"": ""string"",
""name"": ""string""
},
""submittingAgent"": {
""externalPoSUser"": [
{
""posSystemId"": null,
""firmId"": ""string"",
""userId"": ""string""
}
],
""addressCanada"": {
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""userId"": ""string"",
""firstName"": ""string"",
""lastName"": ""string"",
""emailAddress"": ""string"",
""mortgageLicenseNumber"": ""string""
},
""originatingAgent"": {
""externalPoSUser"": [
{
""posSystemId"": null,
""firmId"": ""string"",
""userId"": ""string""
}
],
""addressCanada"": {
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""userId"": ""string"",
""firstName"": ""string"",
""lastName"": ""string"",
""emailAddress"": ""string"",
""mortgageLicenseNumber"": ""string""
},
""broker"": {
""externalPoSUser"": [
{
""posSystemId"": null,
""firmId"": ""string"",
""userId"": ""string""
}
],
""addressCanada"": {
""postalAddressStreetAddress"": {
""poBoxRRNumber"": ""string"",
""type"": ""string"",
""unitNumber"": ""string"",
""streetNumber"": ""string"",
""streetName"": ""string"",
""streetType"": null,
""streetDirection"": null
},
""cityTown"": ""string"",
""provinceCode"": null,
""postalCode"": ""string"",
""countryCode"": null
},
""userId"": ""string"",
""firstName"": ""string"",
""lastName"": ""string"",
""emailAddress"": ""string"",
""mortgageLicenseNumber"": ""string""
},
""posApplicationNumber"": ""string"",
""isPreapproval"": true,
""fundingDate"": ""2019-08-24T14:15:22Z"",
""loanPurposeType"": null,
""purchasePriceEstimatedValue"": 0,
""improvements"": 0,
""typeOfBuyer"": null,
""additionalPurpose"": ""string"",
""improveDescription"": ""string"",
""applicationNumber"": ""string"",
""brokerRefNumber"": ""string""
},
""memo"": ""string"",
""unitId"": ""string"",
""posSystem"": ""string""
}";
Link.Helper.Models.SubmitApplication.SubmitApplicationRequest content = JsonConvert.DeserializeObject(json);
await PostAsync(content, url);
}
/// Performs a POST Request
public async Task PostAsync(Link.Helper.Models.SubmitApplication.SubmitApplicationRequest content, string url)
{
//Serialize Object
StringContent jsonContent = SerializeObject(content);
//Execute POST request
HttpResponseMessage response = await Client.PostAsync(url, jsonContent);
}
/// Serialize an object to Json
private StringContent SerializeObject(Link.Helper.Models.SubmitApplication.SubmitApplicationRequest content)
{
//Serialize Object
string jsonObject = JsonConvert.SerializeObject(content);
//Create Json UTF8 String Content
return new StringContent(jsonObject, Encoding.UTF8, "application/json");
}
/// Deserialize object from request response
private async Task DeserializeObject(HttpResponseMessage response)
{
//Read body
string responseBody = await response.Content.ReadAsStringAsync();
//Deserialize Body to object
var result = JsonConvert.DeserializeObject(responseBody);
}
}
const inputBody = '{
"commonData": {
"assetList": {
"assetRealEstate": [
{
"originalPrice": 0,
"originalDate": "2019-08-24T14:15:22Z",
"key": "string",
"value": 0
}
],
"assetOther": [
{
"assetType": null,
"location": "string",
"maturityDate": "2019-08-24T14:15:22Z",
"additionalAssetHolders": "string",
"description": "string",
"key": "string",
"value": 0
}
]
},
"liabilityList": {
"liabilityRealEstate": [
{
"accountNumber": "string",
"othersResponsible": true,
"othersResponsibleDetails": "string",
"monthlyRepayment": 0,
"originalLoanAmount": 0,
"outstandingBalance": 0,
"closingDate": "2019-08-24T14:15:22Z",
"lenderName": "string",
"chargeType": null,
"repaymentType": null,
"redemptionStatus": null,
"inDefault": true,
"purchasePrice": 0,
"maturityDate": "2019-08-24T14:15:22Z",
"netRate": 0,
"rateType": null,
"mortgageInsurer": null,
"insuredAmount": 0,
"insurancePremium": 0,
"insuranceCertificateNumber": "string",
"key": "string",
"fromCreditBureau": true
}
],
"liabilityOther": [
{
"dateEnd": "2019-08-24T14:15:22Z",
"accountNumber": "string",
"repaymentIndicator": true,
"payoffType": null,
"monthlyRepayment": 0,
"creditLimit": 0,
"outstandingBalance": 0,
"lenderName": "string",
"creditCardType": null,
"liabilityType": null,
"additionalHolders": true,
"additionalHoldersDetails": "string",
"key": "string",
"fromCreditBureau": true
}
]
},
"addressList": {
"applicationAddressCanada": [
{
"key": "string",
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
}
]
},
"creditBureauList": {
"creditBureau": [
{
"creditReportEquifax": {
"dataFormat": "string",
"reportDate": "2019-08-24T14:15:22Z",
"creditScore": 0,
"jointCreditScore": 0,
"noHit": true,
"jointNoHit": true,
"value": "string"
},
"humanReadableReport": [
{
"type": "string",
"value": "string"
}
],
"key": "string",
"provider": "string"
}
]
}
},
"customerData": {
"customerList": {
"customerPrimaryBorrower": {
"dateBirth": "2019-08-24T14:15:22Z",
"honorific": null,
"lastName": "string",
"firstName": "string",
"middleName": "string",
"suffix": "string",
"sin": "string",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string",
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": null,
"paymentFrequency": null,
"earnedIncomeAmount": 0
}
]
},
"contactPerson": {
"honorific": null,
"lastName": "string",
"firstName": "string",
"emailAddress": "string"
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string"
},
"employmentType": null,
"employmentStatus": null,
"dateStart": "2019-08-24T14:15:22Z",
"dateEnd": "2019-08-24T14:15:22Z",
"industryType": null,
"dateStartedInIndustry": "2019-08-24T14:15:22Z",
"occupationType": null,
"jobTitle": "string",
"companyName": "string",
"companyType": "string",
"operatingAs": "string"
}
]
},
"bankruptcyHistoryList": {
"bankruptcyHistory": [
{
"debtAmount": 0,
"dateDeclared": "2019-08-24T14:15:22Z",
"dateDischarged": "2019-08-24T14:15:22Z",
"monthlyRepayment": 0,
"otherDetails": "string"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 0,
"unearnedIncomeType": null,
"paymentFrequency": null,
"unearnedIncomeDetails": "string"
}
]
},
"customerRelationShip": {
"relationShipToOwnerType": null
},
"key": "string",
"correspondenceLanguage": null,
"emailAddress1": "string",
"emailAddress2": "string",
"maritalStatus": null,
"numberOfDependents": 0,
"sex": null,
"residentType": null
},
"customerBorrower": [
{
"dateBirth": "2019-08-24T14:15:22Z",
"honorific": null,
"lastName": "string",
"firstName": "string",
"middleName": "string",
"suffix": "string",
"sin": "string",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string",
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"earnedIncomeList": {
"earnedIncome": [
"[Object]"
]
},
"contactPerson": {
"honorific": null,
"lastName": "string",
"firstName": "string",
"emailAddress": "string"
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string"
},
"employmentType": null,
"employmentStatus": null,
"dateStart": "2019-08-24T14:15:22Z",
"dateEnd": "2019-08-24T14:15:22Z",
"industryType": null,
"dateStartedInIndustry": "2019-08-24T14:15:22Z",
"occupationType": null,
"jobTitle": "string",
"companyName": "string",
"companyType": "string",
"operatingAs": "string"
}
]
},
"bankruptcyHistoryList": {
"bankruptcyHistory": [
{
"debtAmount": 0,
"dateDeclared": "2019-08-24T14:15:22Z",
"dateDischarged": "2019-08-24T14:15:22Z",
"monthlyRepayment": 0,
"otherDetails": "string"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 0,
"unearnedIncomeType": null,
"paymentFrequency": null,
"unearnedIncomeDetails": "string"
}
]
},
"customerRelationShip": {
"relationShipToOwnerType": null
},
"key": "string",
"correspondenceLanguage": null,
"emailAddress1": "string",
"emailAddress2": "string",
"maritalStatus": null,
"numberOfDependents": 0,
"sex": null,
"residentType": null
}
]
},
"customerAddressList": [
{
"customerReference": [
{
"refkeyCustomer": "string"
}
],
"refkeyAddress": "string",
"type": "string"
}
],
"customerAssetList": [
{
"customerReference": {
"refkeyCustomer": "string"
},
"refkeyAsset": "string"
}
],
"customerLiabilityList": [
{
"customerReference": {
"refkeyCustomer": "string"
},
"refkeyLiability": "string"
}
],
"customerCreditBureauList": [
{
"customerReference": [
{
"refkeyCustomer": "string"
}
],
"refkeyCreditBureau": "string"
}
]
},
"mortgageApplication": {
"subjectProperty": {
"subjectPropertyOccupancyPartialOwnerOccupied": {
"rentalDetails": {
"annualGrossRentalIncome": 0,
"managementExpenses": 0,
"insurance": 0,
"hydro": 0,
"waterAndSewer": 0,
"maintenanceAndRepairs": 0,
"interest": 0,
"generalExpenses": 0,
"rentalOffset": null,
"rentalCalcType": null
}
},
"condo": {
"annualCondoFees": 0
},
"propertyTax": {
"annualTaxAmount": 0,
"taxesPaidBy": null
},
"propertyAppraisal": {
"appraiserAddress": {
"key": "string",
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"appraisedValue": 0,
"dateAppraised": "2019-08-24T14:15:22Z",
"companyName": "string"
},
"subjectPropertyAddress": {
"refkeyAddress": "string"
},
"occupancyPurpose": null,
"mlsListed": true,
"mlsNumber": "string",
"heatingType": null,
"parkingType": null,
"yearBuilt": 1,
"waterSupplyType": null,
"waterWasteType": null,
"propertySize": 0,
"propertySizeUnits": null,
"lotSize": 0,
"lotSizeUnits": null,
"environmentalHazardIndicator": true,
"buildingConstructionType": null,
"annualHeatingAmount": 0,
"numberOfUnitsTotal": 0,
"numberOfUnitsRented": 0,
"propertyType": null,
"propertyDescriptionType": null,
"propertyUsageType": null,
"selfBuildIndicator": true,
"propertyZoningType": null,
"newPropertyIndicator": true,
"cof": "2019-08-24T14:15:22Z"
},
"loan": {
"cmhcMortgageInsurance": {
"serviceType": null,
"insurancePremium": 1,
"blendedAmortization": true,
"addToLoan": true
},
"lenderProduct": {
"productCode": "string",
"productStartDate": "2019-08-24T14:15:22Z",
"adjustment": -999.999,
"buydown": -999.999,
"postedRate": -999.999
},
"underwriter": {
"userId": "string",
"unitId": "string",
"name": "string",
"businessType": null
},
"classification": [
{
"mortgageClassification": null
}
],
"loanAmount": 0,
"chargeType": null,
"lineOfBusiness": null,
"termMonths": "string",
"amortizationMonths": "string",
"netRate": 0,
"qualifyingRate": 0,
"acceleratedPayment": true,
"maturityDate": "2019-08-24T14:15:22Z",
"firstPaymentDate": "2019-08-24T14:15:22Z",
"interestAdjustmentDate": "2019-08-24T14:15:22Z",
"requestedPayment": 0,
"paymentAmount": 0,
"paymentFrequency": null,
"repaymentType": null,
"lenderCode": 0,
"lenderChannel": null,
"variableToPrime": "string",
"loanType": null,
"lenderName": "string"
},
"downpaymentList": {
"downpayment": [
{
"downpaymentSourceType": null,
"description": "string",
"amount": 0
}
]
},
"applicationNoteList": {
"applicationNote": [
{
"noteType": null,
"noteDateTime": "2019-08-24T14:15:22Z",
"noteText": "string"
}
]
},
"firm": {
"externalPoSFirm": [
{
"posSystemId": null,
"firmId": "string"
}
],
"firmId": "string",
"name": "string"
},
"submittingAgent": {
"externalPoSUser": [
{
"posSystemId": null,
"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"originatingAgent": {
"externalPoSUser": [
{
"posSystemId": null,
"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"broker": {
"externalPoSUser": [
{
"posSystemId": null,
"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"posApplicationNumber": "string",
"isPreapproval": true,
"fundingDate": "2019-08-24T14:15:22Z",
"loanPurposeType": null,
"purchasePriceEstimatedValue": 0,
"improvements": 0,
"typeOfBuyer": null,
"additionalPurpose": "string",
"improveDescription": "string",
"applicationNumber": "string",
"brokerRefNumber": "string"
},
"memo": "string",
"unitId": "string",
"posSystem": "string"
}';
const headers = {
'Content-Type':'application/json',
'Accept':'application/json',
'Authorization':'API_KEY'
};
fetch('/v1/applications', {
method: 'POST',
body: inputBody,
headers: headers
}).then(function(res) {
return res.json();
}).then(function(body) {
console.log(body);
});
POST /v1/applications HTTP/1.1
Content-Type: application/json
Accept: application/json
Sample Request
{
"commonData": {
"assetList": {
"assetRealEstate": [
{
"originalPrice": 0,
"originalDate": "2019-08-24T14:15:22Z",
"key": "string",
"value": 0
}
],
"assetOther": [
{
"assetType": null,
"location": "string",
"maturityDate": "2019-08-24T14:15:22Z",
"additionalAssetHolders": "string",
"description": "string",
"key": "string",
"value": 0
}
]
},
"liabilityList": {
"liabilityRealEstate": [
{
"accountNumber": "string",
"othersResponsible": true,
"othersResponsibleDetails": "string",
"monthlyRepayment": 0,
"originalLoanAmount": 0,
"outstandingBalance": 0,
"closingDate": "2019-08-24T14:15:22Z",
"lenderName": "string",
"chargeType": null,
"repaymentType": null,
"redemptionStatus": null,
"inDefault": true,
"purchasePrice": 0,
"maturityDate": "2019-08-24T14:15:22Z",
"netRate": 0,
"rateType": null,
"mortgageInsurer": null,
"insuredAmount": 0,
"insurancePremium": 0,
"insuranceCertificateNumber": "string",
"key": "string",
"fromCreditBureau": true
}
],
"liabilityOther": [
{
"dateEnd": "2019-08-24T14:15:22Z",
"accountNumber": "string",
"repaymentIndicator": true,
"payoffType": null,
"monthlyRepayment": 0,
"creditLimit": 0,
"outstandingBalance": 0,
"lenderName": "string",
"creditCardType": null,
"liabilityType": null,
"additionalHolders": true,
"additionalHoldersDetails": "string",
"key": "string",
"fromCreditBureau": true
}
]
},
"addressList": {
"applicationAddressCanada": [
{
"key": "string",
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
}
]
},
"creditBureauList": {
"creditBureau": [
{
"creditReportEquifax": {
"dataFormat": "string",
"reportDate": "2019-08-24T14:15:22Z",
"creditScore": 0,
"jointCreditScore": 0,
"noHit": true,
"jointNoHit": true,
"value": "string"
},
"humanReadableReport": [
{
"type": "string",
"value": "string"
}
],
"key": "string",
"provider": "string"
}
]
}
},
"customerData": {
"customerList": {
"customerPrimaryBorrower": {
"dateBirth": "2019-08-24T14:15:22Z",
"honorific": null,
"lastName": "string",
"firstName": "string",
"middleName": "string",
"suffix": "string",
"sin": "string",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string",
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": null,
"paymentFrequency": null,
"earnedIncomeAmount": 0
}
]
},
"contactPerson": {
"honorific": null,
"lastName": "string",
"firstName": "string",
"emailAddress": "string"
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string"
},
"employmentType": null,
"employmentStatus": null,
"dateStart": "2019-08-24T14:15:22Z",
"dateEnd": "2019-08-24T14:15:22Z",
"industryType": null,
"dateStartedInIndustry": "2019-08-24T14:15:22Z",
"occupationType": null,
"jobTitle": "string",
"companyName": "string",
"companyType": "string",
"operatingAs": "string"
}
]
},
"bankruptcyHistoryList": {
"bankruptcyHistory": [
{
"debtAmount": 0,
"dateDeclared": "2019-08-24T14:15:22Z",
"dateDischarged": "2019-08-24T14:15:22Z",
"monthlyRepayment": 0,
"otherDetails": "string"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 0,
"unearnedIncomeType": null,
"paymentFrequency": null,
"unearnedIncomeDetails": "string"
}
]
},
"customerRelationShip": {
"relationShipToOwnerType": null
},
"key": "string",
"correspondenceLanguage": null,
"emailAddress1": "string",
"emailAddress2": "string",
"maritalStatus": null,
"numberOfDependents": 0,
"sex": null,
"residentType": null
},
"customerBorrower": [
{
"dateBirth": "2019-08-24T14:15:22Z",
"honorific": null,
"lastName": "string",
"firstName": "string",
"middleName": "string",
"suffix": "string",
"sin": "string",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string",
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"earnedIncomeList": {
"earnedIncome": [
"[Object]"
]
},
"contactPerson": {
"honorific": null,
"lastName": "string",
"firstName": "string",
"emailAddress": "string"
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string"
},
"employmentType": null,
"employmentStatus": null,
"dateStart": "2019-08-24T14:15:22Z",
"dateEnd": "2019-08-24T14:15:22Z",
"industryType": null,
"dateStartedInIndustry": "2019-08-24T14:15:22Z",
"occupationType": null,
"jobTitle": "string",
"companyName": "string",
"companyType": "string",
"operatingAs": "string"
}
]
},
"bankruptcyHistoryList": {
"bankruptcyHistory": [
{
"debtAmount": 0,
"dateDeclared": "2019-08-24T14:15:22Z",
"dateDischarged": "2019-08-24T14:15:22Z",
"monthlyRepayment": 0,
"otherDetails": "string"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 0,
"unearnedIncomeType": null,
"paymentFrequency": null,
"unearnedIncomeDetails": "string"
}
]
},
"customerRelationShip": {
"relationShipToOwnerType": null
},
"key": "string",
"correspondenceLanguage": null,
"emailAddress1": "string",
"emailAddress2": "string",
"maritalStatus": null,
"numberOfDependents": 0,
"sex": null,
"residentType": null
}
],
"customerGuarantor": [
{
"dateBirth": "2019-08-24T14:15:22Z",
"honorific": null,
"lastName": "string",
"firstName": "string",
"middleName": "string",
"suffix": "string",
"sin": "string",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string",
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"earnedIncomeList": {
"earnedIncome": [
"[Object]"
]
},
"contactPerson": {
"honorific": null,
"lastName": "string",
"firstName": "string",
"emailAddress": "string"
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "str",
"areaCode": "strin",
"phoneNumber": "string",
"phoneExtension": "string"
},
"usage": null,
"contactTime": "string"
},
"employmentType": null,
"employmentStatus": null,
"dateStart": "2019-08-24T14:15:22Z",
"dateEnd": "2019-08-24T14:15:22Z",
"industryType": null,
"dateStartedInIndustry": "2019-08-24T14:15:22Z",
"occupationType": null,
"jobTitle": "string",
"companyName": "string",
"companyType": "string",
"operatingAs": "string"
}
]
},
"bankruptcyHistoryList": {
"bankruptcyHistory": [
{
"debtAmount": 0,
"dateDeclared": "2019-08-24T14:15:22Z",
"dateDischarged": "2019-08-24T14:15:22Z",
"monthlyRepayment": 0,
"otherDetails": "string"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 0,
"unearnedIncomeType": null,
"paymentFrequency": null,
"unearnedIncomeDetails": "string"
}
]
},
"customerRelationShip": {
"relationShipToOwnerType": null
},
"key": "string",
"correspondenceLanguage": null,
"emailAddress1": "string",
"emailAddress2": "string",
"maritalStatus": null,
"numberOfDependents": 0,
"sex": null,
"residentType": null
}
]
},
"customerAddressList": [
{
"customerReference": [
{
"refkeyCustomer": "string"
}
],
"refkeyAddress": "string",
"type": "string"
}
],
"customerAssetList": [
{
"customerReference": {
"refkeyCustomer": "string"
},
"refkeyAsset": "string"
}
],
"customerLiabilityList": [
{
"customerReference": {
"refkeyCustomer": "string"
},
"refkeyLiability": "string"
}
],
"customerCreditBureauList": [
{
"customerReference": [
{
"refkeyCustomer": "string"
}
],
"refkeyCreditBureau": "string"
}
]
},
"mortgageApplication": {
"subjectProperty": {
"subjectPropertyOccupancyPartialOwnerOccupied": {
"rentalDetails": {
"annualGrossRentalIncome": 0,
"managementExpenses": 0,
"insurance": 0,
"hydro": 0,
"waterAndSewer": 0,
"maintenanceAndRepairs": 0,
"interest": 0,
"generalExpenses": 0,
"rentalOffset": null,
"rentalCalcType": null
}
},
"freehold": {},
"propertyTax": {
"annualTaxAmount": 0,
"taxesPaidBy": null
},
"propertyAppraisal": {
"appraiserAddress": {
"key": "string",
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"appraisedValue": 0,
"dateAppraised": "2019-08-24T14:15:22Z",
"companyName": "string"
},
"subjectPropertyAddress": {
"refkeyAddress": "string"
},
"occupancyPurpose": null,
"mlsListed": true,
"mlsNumber": "string",
"heatingType": null,
"parkingType": null,
"yearBuilt": 1,
"waterSupplyType": null,
"waterWasteType": null,
"propertySize": 0,
"propertySizeUnits": null,
"lotSize": 0,
"lotSizeUnits": null,
"environmentalHazardIndicator": true,
"buildingConstructionType": null,
"annualHeatingAmount": 0,
"numberOfUnitsTotal": 0,
"numberOfUnitsRented": 0,
"propertyType": null,
"propertyDescriptionType": null,
"propertyUsageType": null,
"selfBuildIndicator": true,
"propertyZoningType": null,
"newPropertyIndicator": true,
"cof": "2019-08-24T14:15:22Z"
},
"loan": {
"cmhcMortgageInsurance": {
"serviceType": null,
"insurancePremium": 0,
"blendedAmortization": true,
"addToLoan": true
},
"lenderProduct": {
"productCode": "string",
"productStartDate": "2019-08-24T14:15:22Z",
"adjustment": -999.999,
"buydown": -999.999
},
"underwriter": {
"userId": "string",
"unitId": "string",
"name": "string",
"businessType": null
},
"classification": [
{
"mortgageClassification": null
}
],
"loanAmount": 0,
"chargeType": null,
"lineOfBusiness": null,
"termMonths": "string",
"amortizationMonths": "string",
"netRate": 0,
"qualifyingRate": 0,
"acceleratedPayment": true,
"maturityDate": "2019-08-24T14:15:22Z",
"firstPaymentDate": "2019-08-24T14:15:22Z",
"interestAdjustmentDate": "2019-08-24T14:15:22Z",
"requestedPayment": 0,
"paymentAmount": 0,
"paymentFrequency": null,
"repaymentType": null,
"lenderCode": 0,
"lenderChannel": null,
"variableToPrime": "string",
"loanType": null,
"lenderName": "string"
},
"downpaymentList": {
"downpayment": [
{
"downpaymentSourceType": null,
"description": "string",
"amount": 0
}
]
},
"applicationNoteList": {
"applicationNote": [
{
"noteType": null,
"noteDateTime": "2019-08-24T14:15:22Z",
"noteText": "string"
}
]
},
"firm": {
"externalPoSFirm": [
{
"posSystemId": null,
"firmId": "string"
}
],
"firmId": "string",
"name": "string"
},
"submittingAgent": {
"externalPoSUser": [
{
"posSystemId": null,
"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"originatingAgent": {
"externalPoSUser": [
{
"posSystemId": null,
"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"broker": {
"externalPoSUser": [
{
"posSystemId": null,
"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"owner": {
"externalPoSUser": [
{
"posSystemId": null,
"firmId": "string",
"userId": "string"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "string",
"type": "string",
"unitNumber": "string",
"streetNumber": "string",
"streetName": "string",
"streetType": null,
"streetDirection": null
},
"cityTown": "string",
"provinceCode": null,
"postalCode": "string",
"countryCode": null
},
"userId": "string",
"firstName": "string",
"lastName": "string",
"emailAddress": "string",
"mortgageLicenseNumber": "string"
},
"posApplicationNumber": "string",
"isPreapproval": true,
"fundingDate": "2019-08-24T14:15:22Z",
"loanPurposeType": null,
"purchasePriceEstimatedValue": 0,
"improvements": 0,
"typeOfBuyer": null,
"additionalPurpose": "string",
"improveDescription": "string",
"applicationNumber": "string",
"brokerRefNumber": "string"
},
"memo": "string",
"unitId": "string",
"posSystem": "string"
}
<?xml version="1.0" encoding="UTF-8" ?>
<Link.Helper.Models.SubmitApplication.SubmitApplicationRequest>
<commonData>
<assetList>
<assetRealEstate>
<originalPrice>0</originalPrice>
<originalDate>2019-08-24T14:15:22Z</originalDate>
<key>string</key>
<value>0</value>
</assetRealEstate>
<assetOther>
<assetType/>
<location>string</location>
<maturityDate>2019-08-24T14:15:22Z</maturityDate>
<additionalAssetHolders>string</additionalAssetHolders>
<description>string</description>
<key>string</key>
<value>0</value>
</assetOther>
</assetList>
<liabilityList>
<liabilityRealEstate>
<accountNumber>string</accountNumber>
<othersResponsible>true</othersResponsible>
<othersResponsibleDetails>string</othersResponsibleDetails>
<monthlyRepayment>0</monthlyRepayment>
<originalLoanAmount>0</originalLoanAmount>
<outstandingBalance>0</outstandingBalance>
<closingDate>2019-08-24T14:15:22Z</closingDate>
<lenderName>string</lenderName>
<chargeType/>
<repaymentType/>
<redemptionStatus/>
<inDefault>true</inDefault>
<purchasePrice>0</purchasePrice>
<maturityDate>2019-08-24T14:15:22Z</maturityDate>
<netRate>0</netRate>
<rateType/>
<mortgageInsurer/>
<insuredAmount>0</insuredAmount>
<insurancePremium>0</insurancePremium>
<insuranceCertificateNumber>string</insuranceCertificateNumber>
<key>string</key>
<fromCreditBureau>true</fromCreditBureau>
</liabilityRealEstate>
<liabilityOther>
<dateEnd>2019-08-24T14:15:22Z</dateEnd>
<accountNumber>string</accountNumber>
<repaymentIndicator>true</repaymentIndicator>
<payoffType/>
<monthlyRepayment>0</monthlyRepayment>
<creditLimit>0</creditLimit>
<outstandingBalance>0</outstandingBalance>
<lenderName>string</lenderName>
<creditCardType/>
<liabilityType/>
<additionalHolders>true</additionalHolders>
<additionalHoldersDetails>string</additionalHoldersDetails>
<key>string</key>
<fromCreditBureau>true</fromCreditBureau>
</liabilityOther>
</liabilityList>
<addressList>
<applicationAddressCanada>
<key>string</key>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</applicationAddressCanada>
</addressList>
<creditBureauList>
<creditBureau>
<creditReportEquifax>
<dataFormat>string</dataFormat>
<reportDate>2019-08-24T14:15:22Z</reportDate>
<creditScore>0</creditScore>
<jointCreditScore>0</jointCreditScore>
<noHit>true</noHit>
<jointNoHit>true</jointNoHit>
<value>string</value>
</creditReportEquifax>
<humanReadableReport>
<type>string</type>
<value>string</value>
</humanReadableReport>
<key>string</key>
<provider>string</provider>
</creditBureau>
</creditBureauList>
</commonData>
<customerData>
<customerList>
<customerPrimaryBorrower>
<dateBirth>2019-08-24T14:15:22Z</dateBirth>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<middleName>string</middleName>
<suffix>string</suffix>
<sin>string</sin>
<customerTelephoneNumberList>
<telephoneNumber>
<countryCode>str</countryCode>
<areaCode>strin</areaCode>
<phoneNumber>string</phoneNumber>
<phoneExtension>string</phoneExtension>
</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
<preferred>true</preferred>
</customerTelephoneNumberList>
<employmentList>
<employment>
<addressCanada>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<earnedIncomeList>
<earnedIncome>[Object]</earnedIncome>
</earnedIncomeList>
<contactPerson>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<emailAddress>string</emailAddress>
</contactPerson>
<contactTelephoneNumber>
<telephoneNumber>
<countryCode>str</countryCode>
<areaCode>strin</areaCode>
<phoneNumber>string</phoneNumber>
<phoneExtension>string</phoneExtension>
</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
</contactTelephoneNumber>
<employmentType/>
<employmentStatus/>
<dateStart>2019-08-24T14:15:22Z</dateStart>
<dateEnd>2019-08-24T14:15:22Z</dateEnd>
<industryType/>
<dateStartedInIndustry>2019-08-24T14:15:22Z</dateStartedInIndustry>
<occupationType/>
<jobTitle>string</jobTitle>
<companyName>string</companyName>
<companyType>string</companyType>
<operatingAs>string</operatingAs>
</employment>
</employmentList>
<bankruptcyHistoryList>
<bankruptcyHistory>
<debtAmount>0</debtAmount>
<dateDeclared>2019-08-24T14:15:22Z</dateDeclared>
<dateDischarged>2019-08-24T14:15:22Z</dateDischarged>
<monthlyRepayment>0</monthlyRepayment>
<otherDetails>string</otherDetails>
</bankruptcyHistory>
</bankruptcyHistoryList>
<unearnedIncomeList>
<unearnedIncome>
<unearnedIncomeAmount>0</unearnedIncomeAmount>
<unearnedIncomeType/>
<paymentFrequency/>
<unearnedIncomeDetails>string</unearnedIncomeDetails>
</unearnedIncome>
</unearnedIncomeList>
<customerRelationShip>
<relationShipToOwnerType/>
</customerRelationShip>
<key>string</key>
<correspondenceLanguage/>
<emailAddress1>string</emailAddress1>
<emailAddress2>string</emailAddress2>
<maritalStatus/>
<numberOfDependents>0</numberOfDependents>
<sex/>
<residentType/>
</customerPrimaryBorrower>
<customerBorrower>
<dateBirth>2019-08-24T14:15:22Z</dateBirth>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<middleName>string</middleName>
<suffix>string</suffix>
<sin>string</sin>
<customerTelephoneNumberList>
<telephoneNumber>
<countryCode>str</countryCode>
<areaCode>strin</areaCode>
<phoneNumber>string</phoneNumber>
<phoneExtension>string</phoneExtension>
</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
<preferred>true</preferred>
</customerTelephoneNumberList>
<employmentList>
<employment>
<addressCanada>
postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<earnedIncomeList>
<earnedIncome>[Object]</earnedIncome>
</earnedIncomeList>
<contactPerson>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<emailAddress>string</emailAddress>
</contactPerson>
<contactTelephoneNumber>
<telephoneNumber>[Object]</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
</contactTelephoneNumber>
<employmentType/>
<employmentStatus/>
<dateStart>2019-08-24T14:15:22Z</dateStart>
<dateEnd>2019-08-24T14:15:22Z</dateEnd>
<industryType/>
<dateStartedInIndustry>2019-08-24T14:15:22Z</dateStartedInIndustry>
<occupationType/>
<jobTitle>string</jobTitle>
<companyName>string</companyName>
<companyType>string</companyType>
<operatingAs>string</operatingAs>
</employment>
</employmentList>
<bankruptcyHistoryList>
<bankruptcyHistory>
<debtAmount>0</debtAmount>
<dateDeclared>2019-08-24T14:15:22Z</dateDeclared>
<dateDischarged>2019-08-24T14:15:22Z</dateDischarged>
<monthlyRepayment>0</monthlyRepayment>
<otherDetails>string</otherDetails>
</bankruptcyHistory>
</bankruptcyHistoryList>
<unearnedIncomeList>
<unearnedIncome>
<unearnedIncomeAmount>0</unearnedIncomeAmount>
<unearnedIncomeType/>
<paymentFrequency/>
<unearnedIncomeDetails>string</unearnedIncomeDetails>
</unearnedIncome>
</unearnedIncomeList>
<customerRelationShip>
<relationShipToOwnerType/>
</customerRelationShip>
<key>string</key>
<correspondenceLanguage/>
<emailAddress1>string</emailAddress1>
<emailAddress2>string</emailAddress2>
<maritalStatus/>
<numberOfDependents>0</numberOfDependents>
<sex/>
<residentType/>
</customerBorrower>
<customerGuarantor>
<dateBirth>2019-08-24T14:15:22Z</dateBirth>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<middleName>string</middleName>
<suffix>string</suffix>
<sin>string</sin>
<customerTelephoneNumberList>
<telephoneNumber>
<countryCode>str</countryCode>
<areaCode>strin</areaCode>
<phoneNumber>string</phoneNumber>
<phoneExtension>string</phoneExtension>
</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
<preferred>true</preferred>
</customerTelephoneNumberList>
<employmentList>
<employment>
<addressCanada>
<postalAddressStreetAddress>[Object]</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<earnedIncomeList>
<earnedIncome>[Object]</earnedIncome>
</earnedIncomeList>
<contactPerson>
<honorific/>
<lastName>string</lastName>
<firstName>string</firstName>
<emailAddress>string</emailAddress>
</contactPerson>
<contactTelephoneNumber>
<telephoneNumber>[Object]</telephoneNumber>
<usage/>
<contactTime>string</contactTime>
</contactTelephoneNumber>
<employmentType/>
<employmentStatus/>
<dateStart>2019-08-24T14:15:22Z</dateStart>
<dateEnd>2019-08-24T14:15:22Z</dateEnd>
<industryType/>
<dateStartedInIndustry>2019-08-24T14:15:22Z</dateStartedInIndustry>
<occupationType/>
<jobTitle>string</jobTitle>
<companyName>string</companyName>
<companyType>string</companyType>
<operatingAs>string</operatingAs>
</employment>
</employmentList>
<bankruptcyHistoryList>
<bankruptcyHistory>
<debtAmount>0</debtAmount>
<dateDeclared>2019-08-24T14:15:22Z</dateDeclared>
<dateDischarged>2019-08-24T14:15:22Z</dateDischarged>
<monthlyRepayment>0</monthlyRepayment>
<otherDetails>string</otherDetails>
</bankruptcyHistory>
</bankruptcyHistoryList>
<unearnedIncomeList>
<unearnedIncome>
<unearnedIncomeAmount>0</unearnedIncomeAmount>
<unearnedIncomeType/>
<paymentFrequency/>
<unearnedIncomeDetails>string</unearnedIncomeDetails>
</unearnedIncome>
</unearnedIncomeList>
<customerRelationShip>
<relationShipToOwnerType/>
</customerRelationShip>
<key>string</key>
<correspondenceLanguage/>
<emailAddress1>string</emailAddress1>
<emailAddress2>string</emailAddress2>
<maritalStatus/>
<numberOfDependents>0</numberOfDependents>
<sex/>
<residentType/>
</customerGuarantor>
</customerList>
<customerAddressList>
<customerReference>
<refkeyCustomer>string</refkeyCustomer>
</customerReference>
<refkeyAddress>string</refkeyAddress>
<type>string</type>
</customerAddressList>
<customerAssetList>
<customerReference>
<refkeyCustomer>string</refkeyCustomer>
</customerReference>
<refkeyAsset>string</refkeyAsset>
</customerAssetList>
<customerLiabilityList>
<customerReference>
<refkeyCustomer>string</refkeyCustomer>
</customerReference>
<refkeyLiability>string</refkeyLiability>
</customerLiabilityList>
<customerCreditBureauList>
<customerReference>
<refkeyCustomer>string</refkeyCustomer>
</customerReference>
<refkeyCreditBureau>string</refkeyCreditBureau>
</customerCreditBureauList>
</customerData>
<mortgageApplication>
<subjectProperty>
<subjectPropertyOccupancyPartialOwnerOccupied>
<rentalDetails>
<annualGrossRentalIncome>0</annualGrossRentalIncome>
<managementExpenses>0</managementExpenses>
<insurance>0</insurance>
<hydro>0</hydro>
<waterAndSewer>0</waterAndSewer>
<maintenanceAndRepairs>0</maintenanceAndRepairs>
<interest>0</interest>
<generalExpenses>0</generalExpenses>
<rentalOffset/>
<rentalCalcType/>
</rentalDetails>
</subjectPropertyOccupancyPartialOwnerOccupied>
<legalAddress>
<details>string</details>
<pin>string</pin>
<lotNumber>string</lotNumber>
<planNumber>string</planNumber>
<unitNumber>string</unitNumber>
<levelNumber>string</levelNumber>
</legalAddress>
<condo>
<annualCondoFees>0</annualCondoFees>
</condo>
<freehold/>
<leasehold>
<annualLeaseAmount>0</annualLeaseAmount>
</leasehold>
<propertyTax>
<annualTaxAmount>0</annualTaxAmount>
<taxesPaidBy/>
</propertyTax>
<propertyAppraisal>
<appraiserAddress>
<key>string</key>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</appraiserAddress>
<appraisedValue>0</appraisedValue>
<dateAppraised>2019-08-24T14:15:22Z</dateAppraised>
<companyName>string</companyName>
</propertyAppraisal>
<subjectPropertyAddress>
<refkeyAddress>string</refkeyAddress>
</subjectPropertyAddress>
<occupancyPurpose/>
<mlsListed>true</mlsListed>
<mlsNumber>string</mlsNumber>
<heatingType/>
<parkingType/>
<yearBuilt>1</yearBuilt>
<waterSupplyType/>
<waterWasteType/>
<propertySize>0</propertySize>
<propertySizeUnits/>
<lotSize>0</lotSize>
<lotSizeUnits/>
<environmentalHazardIndicator>true</environmentalHazardIndicator>
<buildingConstructionType/>
<annualHeatingAmount>0</annualHeatingAmount>
<numberOfUnitsTotal>0</numberOfUnitsTotal>
<numberOfUnitsRented>0</numberOfUnitsRented>
<propertyType/>
<propertyDescriptionType/>
<propertyUsageType/>
<selfBuildIndicator>true</selfBuildIndicator>
<propertyZoningType/>
<newPropertyIndicator>true</newPropertyIndicator>
<cof>2019-08-24T14:15:22Z</cof>
</subjectProperty>
<loan>
<cmhcMortgageInsurance>
<serviceType/>
<insurancePremium>0</insurancePremium>
<blendedAmortization>true</blendedAmortization>
<addToLoan>true</addToLoan>
</cmhcMortgageInsurance>
<geMortgageInsurance>
<serviceType/>
<insurancePremium>0</insurancePremium>
<blendedAmortization>true</blendedAmortization>
<addToLoan>true</addToLoan>
</geMortgageInsurance>
<customProduct>
<productCode>string</productCode>
<productName>string</productName>
<rateType/>
<rateCompoundFrequency/>
<productTerm>1</productTerm>
<postedRate>-999.999</postedRate>
<earlyPayoutOption/>
<prePaymentOptionPercent/>
<locIndicator>true</locIndicator>
<locRepayment/>
<adjustment>-999.999</adjustment>
<buydown>-999.999</buydown>
</customProduct>
<lenderProduct>
<productCode>string</productCode>
<productStartDate>2019-08-24T14:15:22Z</productStartDate>
<adjustment>-999.999</adjustment>
<buydown>-999.999</buydown>
</lenderProduct>
<product>
<adjustment>-999.999</adjustment>
<buydown>-999.999</buydown>
</product>
<underwriter>
<userId>string</userId>
<unitId>string</unitId>
<name>string</name>
<businessType/>
</underwriter>
<classification>
<mortgageClassification/>
</classification>
<loanAmount>0</loanAmount>
<chargeType/>
<lineOfBusiness/>
<termMonths>string</termMonths>
<amortizationMonths>string</amortizationMonths>
<netRate>0</netRate>
<qualifyingRate>0</qualifyingRate>
<acceleratedPayment>true</acceleratedPayment>
<maturityDate>2019-08-24T14:15:22Z</maturityDate>
<firstPaymentDate>2019-08-24T14:15:22Z</firstPaymentDate>
<interestAdjustmentDate>2019-08-24T14:15:22Z</interestAdjustmentDate>
<requestedPayment>0</requestedPayment>
<paymentAmount>0</paymentAmount>
<paymentFrequency/>
<repaymentType/>
<lenderCode>0</lenderCode>
<lenderChannel/>
<variableToPrime>string</variableToPrime>
<loanType/>
<lenderName>string</lenderName>
</loan>
<downpaymentList>
<downpayment>
<downpaymentSourceType/>
<description>string</description>
<amount>0</amount>
</downpayment>
</downpaymentList>
<applicationNoteList>
<applicationNote>
<noteType/>
<noteDateTime>2019-08-24T14:15:22Z</noteDateTime>
<noteText>string</noteText>
</applicationNote>
</applicationNoteList>
<firm>
<externalPoSFirm>
<posSystemId/>
<firmId>string</firmId>
</externalPoSFirm>
<firmId>string</firmId>
<name>string</name>
</firm>
<submittingAgent>
<externalPoSUser>
<posSystemId/>
<firmId>string</firmId>
<userId>string</userId>
</externalPoSUser>
<addressCanada>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<userId>string</userId>
<firstName>string</firstName>
<lastName>string</lastName>
<emailAddress>string</emailAddress>
<mortgageLicenseNumber>string</mortgageLicenseNumber>
</submittingAgent>
<originatingAgent>
<externalPoSUser>
<posSystemId/>
<firmId>string</firmId>
<userId>string</userId>
</externalPoSUser>
<addressCanada>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<userId>string</userId>
<firstName>string</firstName>
<lastName>string</lastName>
<emailAddress>string</emailAddress>
<mortgageLicenseNumber>string</mortgageLicenseNumber>
</originatingAgent>
<broker>
<externalPoSUser>
<posSystemId/>
<firmId>string</firmId>
<userId>string</userId>
</externalPoSUser>
<addressCanada>
<postalAddressStreetAddress>
<poBoxRRNumber>string</poBoxRRNumber>
<type>string</type>
<unitNumber>string</unitNumber>
<streetNumber>string</streetNumber>
<streetName>string</streetName>
<streetType/>
<streetDirection/>
</postalAddressStreetAddress>
<cityTown>string</cityTown>
<provinceCode/>
<postalCode>string</postalCode>
<countryCode/>
</addressCanada>
<userId>string</userId>
<firstName>string</firstName>
<lastName>string</lastName>
<emailAddress>string</emailAddress>
<mortgageLicenseNumber>string</mortgageLicenseNumber>
</broker>
<posApplicationNumber>string</posApplicationNumber>
<isPreapproval>true</isPreapproval>
<fundingDate>2019-08-24T14:15:22Z</fundingDate>
<loanPurposeType/>
<purchasePriceEstimatedValue>0</purchasePriceEstimatedValue>
<improvements>0</improvements>
<typeOfBuyer/>
<additionalPurpose>string</additionalPurpose>
<improveDescription>string</improveDescription>
<applicationNumber>string</applicationNumber>
<brokerRefNumber>string</brokerRefNumber>
</mortgageApplication>
<memo>string</memo>
<unitId>string</unitId>
<posSystem>string</posSystem>
</Link.Helper.Models.SubmitApplication.SubmitApplicationRequest>
Parameters
| Name | In | Type | Description |
|---|---|---|---|
| body optional | body | SubmitApplication.SubmitApplicationRequest | SubmitApplicationRequest |
Sample Response
200 Response
{
"mortgageApplication": {
"submittingAgent": {
"userId": "string"
},
"originatingAgent": {
"userId": "string"
},
"broker": {
"userId": "string"
},
"lenderChannel": null,
"applicationNumber": "string",
"brokerRefNumber": "string"
},
"status": "string"
}
<?xml version="1.0" encoding="UTF-8" ?>
<Link.Helper.Models.SubmitApplicationResponse>
<mortgageApplication>
<submittingAgent>
<userId>string</userId>
</submittingAgent>
<originatingAgent>
<userId>string</userId>
</originatingAgent>
<broker>
<userId>string</userId>
</broker>
<lenderChannel/>
<applicationNumber>string</applicationNumber>
<brokerRefNumber>string</brokerRefNumber>
</mortgageApplication>
<status>string</status>
</Link.Helper.Models.SubmitApplicationResponse>
Responses
| Status | Schema |
|---|---|
| 200 OK | SubmitApplicationResponse |
At the top level, the body of a SubmitApplication request is broken down into elements (XML) and objects (JSON) that represent different sections of the request.
- CommonData
- AssetList
- LiabilityList
- AddressList
- CreditBureauList
- CustomerData
- CustomerList
- CustomerAddressList
- CustomerAssetList
- CustomerLiabilityList
- CustomerCreditBureauList
- MortgageApplication
- SubjectProperty
- Loan
- DownpaymentList
- ApplicationNoteList
- Firm
- SubmittingAgent
- OriginatingAgent
- Broker
- Owner
- etc.
SubmitApplication.SubmitApplicationRequest
| Name | Required | Type | Description |
|---|---|---|---|
| commonData | True | SubmitApplication > CommonData | |
| customerData | True | SubmitApplication > CustomerData | |
| mortgageApplication | True | SubmitApplication > MortgageApplication | |
| memo | False | string | Memo - freeform text; nullable; |
| unitId | True | string | Unit ID - see authorization; |
| posSystem | True | string | Pos System - see authorization; maxLength(10); |
| error | False | array | Reserved - internal use; nullable; arrayType: string; |
| errorRequest | False | string | Reserved - internal use; nullable; |
SubmitApplication.AssetRealEstate
| Name | Required | Type | Description |
|---|---|---|---|
| originalPrice | False | number | Original Price; nullable; Range(0, 999999999); |
| originalDate | False | date-time | Original Date; nullable; |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| value | False | number | value - money; nullable; Range(0, 999999999); |
SubmitApplication.AssetOther
| Name | Required | Type | Description |
|---|---|---|---|
| assetType | False | Enums - AssetOtherType | |
| location | False | string | Asset Location; nullable; maxLength(50); |
| maturityDate | False | date-time | Asset Maturity Date; nullable; |
| additionalAssetHolders | False | string | Additional Asset Holders; nullable; maxLength(255); |
| description | False | string | Asset Description; nullable; maxLength(50); |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| value | False | number | value - money; nullable; Range(0, 999999999); |
SubmitApplication.AssetList
| Name | Required | Type | Description |
|---|---|---|---|
| assetRealEstate | False | array | List of Real Estate assets; nullable; arrayType: SubmitApplication > AssetRealEstate; |
| assetOther | False | array | List of Other assets; nullable; arrayType: SubmitApplication > AssetOther; |
SubmitApplication.LiabilityRealEstate
| Name | Required | Type | Description |
|---|---|---|---|
| accountNumber | False | string | Account Number; nullable; maxLength(20); |
| othersResponsible | False | boolean | Others Responsible flag; nullable; |
| othersResponsibleDetails | False | string | Others responsible details; nullable; maxLength(255); |
| monthlyRepayment | False | number | Monthly Repayment; nullable; Range(0, 999999999.99); |
| originalLoanAmount | False | number | Original Loan Amount; nullable; Range(0, 999999999.99); |
| outstandingBalance | False | number | Outstanding Balance; nullable; Range(0, 999999999.99); |
| closingDate | False | date-time | Closing Date; nullable; |
| lenderName | False | string | Lender Name; nullable; maxLength(44); |
| chargeType | False | Enums - ChargeType | |
| repaymentType | False | Enums - LoanRepaymentType | |
| redemptionStatus | False | Enums - LoanRedemptionStatus | |
| inDefault | False | boolean | In Default flag; nullable; |
| purchasePrice | False | number | Purchase Price; nullable; Range(0, 99999999.99); |
| maturityDate | False | date-time | Maturity Date; nullable; |
| netRate | False | number | Net Rate; nullable; Range(0, 999.99); |
| rateType | False | Enums - RateType | |
| mortgageInsurer | False | Enums - MortgageInsurerType | |
| insuredAmount | False | number | Insured Amount; nullable; Range(0, 999999999.99); |
| insurancePremium | False | number | Insurance Premium; nullable; Range(0, 999999999.99); |
| insuranceCertificateNumber | False | string | Insurance Certificate Number; nullable; maxLength(10); |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| fromCreditBureau | False | boolean | From Credit Bureau flag; nullable; |
SubmitApplication.LiabilityOther
| Name | Required | Type | Description |
|---|---|---|---|
| dateEnd | False | date-time | End Date; nullable; |
| accountNumber | False | string | Account Number; nullable; maxLength(30); |
| repaymentIndicator | False | boolean | Repayment Indicator flag; nullable; |
| payoffType | False | Enums - PayoffType | |
| monthlyRepayment | False | number | Monthly Repayment; nullable; Range(0, 99999999.99); |
| creditLimit | False | number | Credit Limit; nullable; Range(0, 999999999.99); |
| outstandingBalance | False | number | Outstanding Balance; nullable; Range(0, 999999999.99); |
| lenderName | True | string | Lender Name; maxLength(50); |
| creditCardType | False | Enums - CreditCardType | |
| liabilityType | False | Enums - LiabilityType | |
| additionalHolders | False | boolean | Additional Holders; nullable; |
| additionalHoldersDetails | False | string | Additional Holders Details; nullable; maxLength(255); |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| fromCreditBureau | False | boolean | From Credit Bureau flag; nullable; |
SubmitApplication.LiabilityList
| Name | Required | Type | Description |
|---|---|---|---|
| liabilityRealEstate | False | array | Liability Real Estate List; nullable; arrayType: SubmitApplication > LiabilityRealEstate; |
| liabilityOther | False | array | Other Liability List; nullable; arrayType: SubmitApplication > LiabilityOther; |
SubmitApplication.PostalAddress
| Name | Required | Type | Description |
|---|---|---|---|
| type | False | string | Type; nullable; |
| unitNumber | False | string | Unit Number; nullable; maxLength(10); |
| streetNumber | False | string | Street Number; nullable; maxLength(10); |
| streetName | True | string | Street Name; maxLength(26); |
| streetType | False | Enums - StreetTypeCode | |
| streetDirection | False | Enums - StreetDirectionCode |
SubmitApplication.PostalAddressPOBox
| Name | Required | Type | Description |
|---|---|---|---|
| poBoxRRNumber | False | string | PO Box RR Number; nullable; maxLength(40); |
| isPostalAddressPOBox | False | boolean | Is Postal Address PO Box flag; |
| type | False | string | Type; nullable; |
| unitNumber | False | string | Unit Number; nullable; maxLength(10); |
| streetNumber | False | string | Street Number; nullable; maxLength(10); |
| streetName | True | string | Street Name; maxLength(26); |
| streetType | False | Enums - StreetTypeCode | |
| streetDirection | False | Enums - StreetDirectionCode |
SubmitApplication.PostalAddressStreetAddress
| Name | Required | Type | Description |
|---|---|---|---|
| poBoxRRNumber | False | string | PO Box RR Number; nullable; maxLength(40); |
| type | False | string | Type; nullable; |
| unitNumber | False | string | Unit Number; nullable; maxLength(10); |
| streetNumber | False | string | Street Number; nullable; maxLength(10); |
| streetName | True | string | Street Name; maxLength(26); |
| streetType | False | Enums - StreetTypeCode | |
| streetDirection | False | Enums - StreetDirectionCode |
SubmitApplication.ApplicationAddressCanada
| Name | Required | Type | Description |
|---|---|---|---|
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.ApplicationAddressUSA
| Name | Required | Type | Description |
|---|---|---|---|
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.ApplicationAddressOther
| Name | Required | Type | Description |
|---|---|---|---|
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.ApplicationAddressCanadaPartial
| Name | Required | Type | Description |
|---|---|---|---|
| key | False | string | Key - see Refkeys; nullable; maxLength(255); |
| provinceCode | False | Enums - ProvinceStateCode | |
| countryCode | False | Enums - CountryCode |
SubmitApplication.AddressList
| Name | Required | Type | Description |
|---|---|---|---|
| applicationAddressCanada | False | array | List of Application Address Canada; nullable; arrayType: SubmitApplication > ApplicationAddressCanada; |
| applicationAddressUSA | False | array | List of Application Address USA; nullable; arrayType: SubmitApplication > ApplicationAddressUSA; |
| applicationAddressOther | False | array | List of Application Address Other; nullable; arrayType: SubmitApplication > ApplicationAddressOther; |
| applicationAddressCanadaPartial | False | SubmitApplication > ApplicationAddressCanadaPartial |
SubmitApplication.CreditReport
| Name | Required | Type | Description |
|---|---|---|---|
| reportDate | False | date-time | Report Data; nullable; |
| creditScore | False | integer | Credit Score; nullable; Range(0, 99999); |
| jointCreditScore | False | integer | Joint Credit Score; nullable; Range(0, 99999); |
| noHit | False | boolean | Not Hit Flag; nullable; |
| jointNoHit | False | boolean | Joint No Hit Flag; nullable; |
| value | False | string | Value contains Credit Report; nullable; |
SubmitApplication.CreditReportEquifax
| Name | Required | Type | Description |
|---|---|---|---|
| dataFormat | False | string | Data Format - CreditReportDataFormat Enum = "0H"; nullable; |
| reportDate | False | date-time | Report Data; nullable; |
| creditScore | False | integer | Credit Score; nullable; Range(0, 99999); |
| jointCreditScore | False | integer | Joint Credit Score; nullable; Range(0, 99999); |
| noHit | False | boolean | Not Hit Flag; nullable; |
| jointNoHit | False | boolean | Joint No Hit Flag; nullable; |
| value | False | string | Value contains Credit Report; nullable; |
SubmitApplication.CreditReportTransUnion
| Name | Required | Type | Description |
|---|---|---|---|
| reportDate | False | date-time | Report Data; nullable; |
| creditScore | False | integer | Credit Score; nullable; Range(0, 99999); |
| jointCreditScore | False | integer | Joint Credit Score; nullable; Range(0, 99999); |
| noHit | False | boolean | Not Hit Flag; nullable; |
| jointNoHit | False | boolean | Joint No Hit Flag; nullable; |
| value | False | string | Value contains Credit Report; nullable; |
SubmitApplication.HumanReadableReport
| Name | Required | Type | Description |
|---|---|---|---|
| type | False | string | Type - enum of type HumanReadableReport |
"HTML" or "Text"; nullable; value|False|string|Value is used to hold the report body; nullable;
SubmitApplication.CreditBureau
| Name | Required | Type | Description |
|---|---|---|---|
| creditReportEquifax | False | SubmitApplication > CreditReportEquifax | |
| creditReportTransUnion | False | SubmitApplication > CreditReportTransUnion | |
| humanReadableReport | False | array | Human Readable Report; nullable; arrayType: SubmitApplication > HumanReadableReport;maxLength(2); |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| provider | False | string | Provider - Enum CreditReportProvider; nullable; |
SubmitApplication.CreditBureauList
| Name | Required | Type | Description |
|---|---|---|---|
| creditBureau | False | array | List of Credit Bureaus; nullable; arrayType: SubmitApplication > CreditBureau; |
SubmitApplication.CommonData
| Name | Required | Type | Description |
|---|---|---|---|
| assetList | True | SubmitApplication > AssetList | |
| liabilityList | True | SubmitApplication > LiabilityList | |
| addressList | True | SubmitApplication > AddressList | |
| creditBureauList | False | SubmitApplication > CreditBureauList |
SubmitApplication.TelephoneNumber
| Name | Required | Type | Description |
|---|---|---|---|
| countryCode | False | string | Country Code; nullable; maxLength(3); |
| areaCode | False | string | Area Code; nullable; maxLength(5); |
| phoneNumber | False | string | Phone Number; nullable; maxLength(30); |
| phoneExtension | False | string | Phone Extension; nullable; maxLength(8); |
SubmitApplication.CustomerTelephoneNumber
| Name | Required | Type | Description |
|---|---|---|---|
| telephoneNumber | False | SubmitApplication > TelephoneNumber | |
| usage | False | Enums - TelephoneUsageType | |
| contactTime | False | string | Contact TIme; nullable; maxLength(30); |
| preferred | False | boolean | Preferred Flag; nullable; |
SubmitApplication.Address
| Name | Required | Type | Description |
|---|---|---|---|
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.AddressCanada
| Name | Required | Type | Description |
|---|---|---|---|
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.AddressOther
| Name | Required | Type | Description |
|---|---|---|---|
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.AddressUSA
| Name | Required | Type | Description |
|---|---|---|---|
| postalAddressPOBox | False | SubmitApplication > PostalAddressPOBox | |
| postalAddressStreetAddress | False | SubmitApplication > PostalAddressStreetAddress | |
| cityTown | True | string | City or Town (Municipality); maxLength(40); |
| provinceCode | False | Enums - ProvinceStateCode | |
| postalCode | True | string | Postal Code; maxLength(10); |
| countryCode | False | Enums - CountryCode |
SubmitApplication.EarnedIncome
| Name | Required | Type | Description |
|---|---|---|---|
| earnedIncomeType | False | Enums - EarnedIncomeType | |
| paymentFrequency | False | Enums - PaymentFrequency | |
| earnedIncomeAmount | False | number | Earned Income Amount; nullable; Range(0, 999999999); |
SubmitApplication.EarnedIncomeList
| Name | Required | Type | Description |
|---|---|---|---|
| earnedIncome | False | array | List of Earned Income; nullable; arrayType: SubmitApplication > EarnedIncome; |
SubmitApplication.ContactPerson
| Name | Required | Type | Description |
|---|---|---|---|
| honorific | False | Enums - HonorificType | |
| lastName | False | string | Last Name; nullable; maxLength(40); |
| firstName | False | string | First Name; nullable; maxLength(30); |
| emailAddress | False | string | Email Address; nullable; maxLength(100); |
SubmitApplication.ContactTelephoneNumber
| Name | Required | Type | Description |
|---|---|---|---|
| telephoneNumber | False | SubmitApplication > TelephoneNumber | |
| usage | False | Enums - ContactTelephoneUsageType | |
| contactTime | False | string | Contact Time; nullable; maxLength(30); |
SubmitApplication.Employment
| Name | Required | Type | Description |
|---|---|---|---|
| addressCanada | False | SubmitApplication > AddressCanada | |
| addressOther | False | SubmitApplication > AddressOther | |
| addressUSA | False | SubmitApplication > AddressUSA | |
| earnedIncomeList | False | SubmitApplication > EarnedIncomeList | |
| contactPerson | False | SubmitApplication > ContactPerson | |
| contactTelephoneNumber | False | SubmitApplication > ContactTelephoneNumber | |
| employmentType | False | Enums - EmploymentType | |
| employmentStatus | False | Enums - EmploymentStatus | |
| dateStart | False | date-time | Start Date; nullable; |
| dateEnd | False | date-time | End Date; nullable; |
| industryType | False | Enums - EmploymentIndustryType | |
| dateStartedInIndustry | False | date-time | Date Started in Industry; nullable; |
| occupationType | False | Enums - EmploymentOccupationType | |
| jobTitle | False | string | Job Title; nullable; maxLength(50); |
| companyName | False | string | Company Name; nullable; maxLength(45); |
| companyType | False | string | Company Type; nullable; maxLength(35); |
| operatingAs | False | string | Operating As; nullable; maxLength(35); |
SubmitApplication.EmploymentList
| Name | Required | Type | Description |
|---|---|---|---|
| employment | False | array | List of Employment; nullable; arrayType: SubmitApplication > Employment; |
SubmitApplication.BankruptcyHistory
| Name | Required | Type | Description |
|---|---|---|---|
| debtAmount | False | number | Debt Amount; nullable; Range(0, 999999.99); |
| dateDeclared | False | date-time | nullable; |
| dateDischarged | True | date-time | |
| monthlyRepayment | False | number | Monthly repayment; nullable; Range(0, 999999.99); |
| otherDetails | False | string | Other details; nullable; maxLength(255); |
SubmitApplication.BankruptcyHistoryList
| Name | Required | Type | Description |
|---|---|---|---|
| bankruptcyHistory | False | array | Bankruptcy History; nullable; arrayType: SubmitApplication > BankruptcyHistory; |
SubmitApplication.UnearnedIncome
| Name | Required | Type | Description |
|---|---|---|---|
| unearnedIncomeAmount | False | number | Unearned Income Amount; nullable; Range(0, 999999999.99); |
| unearnedIncomeType | False | Enums - UnearnedIncomeType | |
| paymentFrequency | False | Enums - PaymentFrequency | |
| unearnedIncomeDetails | False | string | Unearned Income Details; nullable; maxLength(255); |
SubmitApplication.UnearnedIncomeList
| Name | Required | Type | Description |
|---|---|---|---|
| unearnedIncome | False | array | Unearned Income List; nullable; arrayType: SubmitApplication > UnearnedIncome; |
SubmitApplication.CustomerRelationship
| Name | Required | Type | Description |
|---|---|---|---|
| relationShipToOwnerType | False | Enums - ApplicantRelationship |
SubmitApplication.Customer
| Name | Required | Type | Description |
|---|---|---|---|
| dateBirth | False | date-time | Date of Birth; nullable; |
| honorific | False | Enums - HonorificType | |
| lastName | True | string | Last Name; maxLength(40); |
| firstName | True | string | First Name; maxLength(30); |
| middleName | False | string | Middle Name; nullable; maxLength(30); |
| suffix | False | string | Suffix; nullable; |
| sin | False | string | Social Insurance Number; nullable; maxLength(9); |
| customerTelephoneNumberList | False | array | Customer Telephone Number List; nullable; arrayType: SubmitApplication > CustomerTelephoneNumber; |
| employmentList | False | SubmitApplication > EmploymentList | |
| bankruptcyHistoryList | False | SubmitApplication > BankruptcyHistoryList | |
| unearnedIncomeList | False | SubmitApplication > UnearnedIncomeList | |
| customerRelationShip | False | SubmitApplication > CustomerRelationship | |
| key | False | string | Key - see refkeys; nullable; maxLength(255); |
| correspondenceLanguage | False | Enums - CorrespondenceLangugageType | |
| emailAddress1 | False | string | Email Address 1; nullable; maxLength(100); |
| emailAddress2 | False | string | Email Address 2; nullable; maxLength(100); |
| maritalStatus | False | Enums - MaritalStatusType | |
| numberOfDependents | False | integer | Number od dependents; nullable; Range(0, 999); |
| sex | False | Enums - Sex | |
| residentType | False | Enums - Resident |
SubmitApplication.CustomerList
| Name | Required | Type | Description |
|---|---|---|---|
| customerPrimaryBorrower | True | SubmitApplication > Customer | |
| customerBorrower | False | array | Customer Borrower; nullable; arrayType: SubmitApplication > Customer;maxLength(4); |
| customerGuarantor | False | array | Customer Guarantor; nullable; arrayType: SubmitApplication > Customer;maxLength(4); |
SubmitApplication.CustomerReference
| Name | Required | Type | Description |
|---|---|---|---|
| refkeyCustomer | False | string | Customer ref key - see ref keys; nullable; maxLength(255); |
SubmitApplication.CustomerAddress
| Name | Required | Type | Description |
|---|---|---|---|
| customerReference | False | array | Customer Reference List; nullable; arrayType: SubmitApplication > CustomerReference; |
| refkeyAddress | False | string | Refkey address - see refkeys; nullable; maxLength(255); |
| type | False | string | nullable; |
SubmitApplication.CustomerAssetOther
| Name | Required | Type | Description |
|---|---|---|---|
| customerReference | False | SubmitApplication > CustomerReference | |
| refkeyAsset | False | string | Asset RefKey - see refkeys; nullable; maxLength(255); |
SubmitApplication.CustomerLiabilityOther
| Name | Required | Type | Description |
|---|---|---|---|
| customerReference | False | SubmitApplication > CustomerReference | |
| refkeyLiability | False | string | Ref key liability - see refkeys; nullable; maxLength(255); |
SubmitApplication.CustomerCreditBureau
| Name | Required | Type | Description |
|---|---|---|---|
| customerReference | False | array | List of Customer References; nullable; arrayType: SubmitApplication > CustomerReference;maxLength(2); |
| refkeyCreditBureau | False | string | Credit Bureau ref key - see ref keys; nullable; maxLength(255); |
SubmitApplication.CustomerData
| Name | Required | Type | Description |
|---|---|---|---|
| customerList | True | SubmitApplication > CustomerList | |
| customerAddressList | True | array | Customer Address List; arrayType: SubmitApplication > CustomerAddress; |
| customerAssetList | False | array | Customer Asset List; nullable; arrayType: SubmitApplication > CustomerAssetOther; |
| customerLiabilityList | False | array | Customer Liability List; nullable; arrayType: SubmitApplication > CustomerLiabilityOther; |
| customerCreditBureauList | False | array | Customer Credit Bureau List; nullable; arrayType: SubmitApplication > CustomerCreditBureau; |
SubmitApplication.RentalDetails
| Name | Required | Type | Description |
|---|---|---|---|
| annualGrossRentalIncome | False | number | Annual Gross Rental Income; nullable; Range(0, 99999999.99); |
| managementExpenses | False | number | Management Expenses; nullable; Range(0, 99999999.99); |
| insurance | False | number | Insurance; nullable; Range(0, 99999999.99); |
| hydro | False | number | Hydro; nullable; Range(0, 99999999.99); |
| waterAndSewer | False | number | Water and Sewer; nullable; Range(0, 99999999.99); |
| maintenanceAndRepairs | False | number | Maintenance and Repairs; nullable; Range(0, 99999999.99); |
| interest | False | number | Interest; nullable; Range(0, 99999999.99); |
| generalExpenses | False | number | General Expenses; nullable; Range(0, 99999999.99); |
| rentalOffset | False | Enums - RentalOffset | |
| rentalCalcType | False | Enums - RentalCalcType |
SubmitApplication.SubjectPropertyOccupancyPartialOwnerOccupied
| Name | Required | Type | Description |
|---|---|---|---|
| rentalDetails | False | SubmitApplication > RentalDetails |
SubmitApplication.SubjectPropertyOccupancyRental
| Name | Required | Type | Description |
|---|---|---|---|
| rentalDetails | False | SubmitApplication > RentalDetails |
SubmitApplication.LegalAddress
| Name | Required | Type | Description |
|---|---|---|---|
| details | False | string | Details; nullable; maxLength(255); |
| pin | False | string | PIN; nullable; maxLength(30); |
| lotNumber | False | string | Lot Number; nullable; maxLength(30); |
| planNumber | False | string | Plan Number; nullable; maxLength(30); |
| unitNumber | False | string | Unit Number; nullable; maxLength(30); |
| levelNumber | False | string | Level Number; nullable; maxLength(30); |
SubmitApplication.Condo
| Name | Required | Type | Description |
|---|---|---|---|
| annualCondoFees | False | number | Annual Condo Fees; nullable; Range(0, 9999999999.99); |
SubmitApplication.Leasehold
| Name | Required | Type | Description |
|---|---|---|---|
| annualLeaseAmount | False | number | Annual Lease Amount; nullable; Range(0, 9999999999); |
SubmitApplication.PropertyTax
| Name | Required | Type | Description |
|---|---|---|---|
| annualTaxAmount | False | number | Annual Tax Amount; nullable; Range(0, 999999999.99); |
| taxesPaidBy | False | Enums - PropertyTaxPayor |
SubmitApplication.PropertyAppraisal
| Name | Required | Type | Description |
|---|---|---|---|
| appraiserAddress | False | SubmitApplication > ApplicationAddressCanada | |
| appraisedValue | False | integer | Appraised Value; nullable; Range(0, 9999999999); |
| dateAppraised | False | date-time | Date Appraised; nullable; |
| companyName | False | string | Company Name; nullable; |
SubmitApplication.SubjectPropertyAddress
| Name | Required | Type | Description |
|---|---|---|---|
| refkeyAddress | False | string | Ref key address - see ref keys; nullable; maxLength(255); |
SubmitApplication.SubjectProperty
| Name | Required | Type | Description |
|---|---|---|---|
| subjectPropertyOccupancyOwnerOccupied | False | SubmitApplication > SubjectPropertyOccupancyOwnerOccupied | |
| subjectPropertyOccupancyPartialOwnerOccupied | False | SubmitApplication > SubjectPropertyOccupancyPartialOwnerOccupied | |
| subjectPropertyOccupancyRental | False | SubmitApplication > SubjectPropertyOccupancyRental | |
| subjectPropertyOccupancySecondHome | False | SubmitApplication > SubjectPropertyOccupancySecondHome | |
| legalAddress | False | SubmitApplication > LegalAddress | |
| condo | False | SubmitApplication > Condo | |
| freehold | False | SubmitApplication > Freehold | |
| leasehold | False | SubmitApplication > Leasehold | |
| propertyTax | False | SubmitApplication > PropertyTax | |
| propertyAppraisal | False | SubmitApplication > PropertyAppraisal | |
| subjectPropertyAddress | True | SubmitApplication > SubjectPropertyAddress | |
| occupancyPurpose | False | Enums - SubjectPropertyOccupancyPurpose | |
| mlsListed | False | boolean | MLS Listed; nullable; |
| mlsNumber | False | string | MLS Number; nullable; maxLength(30); |
| heatingType | False | Enums - HeatingType | |
| parkingType | False | Enums - ParkingType | |
| yearBuilt | False | integer | Year Built; nullable; Range(1, 3000); |
| waterSupplyType | False | Enums - WaterSupplyType | |
| waterWasteType | False | Enums - WaterWasteType | |
| propertySize | False | integer | Property Size; nullable; Range(0, 99999); |
| propertySizeUnits | False | Enums - AreaMeasurementType | |
| lotSize | False | integer | Lot Size; nullable; Range(0, 99999999999); |
| lotSizeUnits | False | Enums - AreaMeasurementType | |
| environmentalHazardIndicator | False | boolean | Environmental Hazard Indicator flag; nullable; |
| buildingConstructionType | False | Enums - BuildingConstructionType | |
| annualHeatingAmount | True | number | Annual Heating Amount; Range(0, 999999999.99); |
| numberOfUnitsTotal | False | integer | Number of Units Total; nullable; Range(0, 99999); |
| numberOfUnitsRented | False | integer | Number of Units Rented; nullable; Range(0, 99999); |
| propertyType | False | Enums - PropertyType | |
| propertyDescriptionType | False | Enums - PropertyDescriptionType | |
| propertyUsageType | False | Enums - PropertyUsageType | |
| selfBuildIndicator | False | boolean | Self Build Indicator flag; nullable; |
| propertyZoningType | False | Enums - PropertyZoningType | |
| newPropertyIndicator | False | boolean | New Property Indicator Flag; nullable; |
| cof | False | date-time | COF (Condition of Finance) Date; nullable; |
SubmitApplication.MortgageInsurance
| Name | Required | Type | Description |
|---|---|---|---|
| insurancePremium | False | integer | Insurance Premium; Range(1, 4294967295); |
| blendedAmortization | False | boolean | Blended Amortization; nullable; |
| addToLoan | False | boolean | Add to Loan; nullable; |
SubmitApplication.CMHCMortgageInsurance
| Name | Required | Type | Description |
|---|---|---|---|
| serviceType | False | Enums - CMHCServiceType | |
| insurancePremium | False | integer | Insurance Premium; Range(1, 4294967295); |
| blendedAmortization | False | boolean | Blended Amortization; nullable; |
| addToLoan | False | boolean | Add to Loan; nullable; |
SubmitApplication.GEMortgageInsurance
| Name | Required | Type | Description |
|---|---|---|---|
| serviceType | False | Enums - GEServiceType | |
| insurancePremium | False | integer | Insurance Premium; Range(1, 4294967295); |
| blendedAmortization | False | boolean | Blended Amortization; nullable; |
| addToLoan | False | boolean | Add to Loan; nullable; |
SubmitApplication.Product
| Name | Required | Type | Description |
|---|---|---|---|
| adjustment | False | number | Adjustment; nullable; Range(-999.999, 999.999); |
| buydown | False | number | Buydown; nullable; Range(-999.999, 999.999); |
| postedRate | False | number | Posted Rate; nullable; Range(-999.999, 999.999); |
SubmitApplication.CustomProduct
| Name | Required | Type | Description |
|---|---|---|---|
| productCode | False | string | Product Code; nullable; maxLength(10); |
| productName | False | string | Product Name; nullable; maxLength(50); |
| rateType | False | Enums - RateType | |
| rateCompoundFrequency | False | Enums - RateCompoundFrequency | |
| productTerm | False | integer | Range(1, 9999); |
| earlyPayoutOption | False | Enums - EarlyPayoutOptionType | |
| prePaymentOptionPercent | False | Enums - PrePaymentOptionPercentType | |
| locIndicator | False | boolean | nullable; |
| locRepayment | False | Enums - LoCRepaymentType | |
| adjustment | False | number | Adjustment; nullable; Range(-999.999, 999.999); |
| buydown | False | number | Buydown; nullable; Range(-999.999, 999.999); |
| postedRate | False | number | Posted Rate; nullable; Range(-999.999, 999.999); |
SubmitApplication.LenderProduct
| Name | Required | Type | Description |
|---|---|---|---|
| productCode | True | string | Product Code; |
| productStartDate | False | date-time | Product State Date; |
| adjustment | False | number | Adjustment; nullable; Range(-999.999, 999.999); |
| buydown | False | number | Buydown; nullable; Range(-999.999, 999.999); |
| postedRate | False | number | Posted Rate; nullable; Range(-999.999, 999.999); |
SubmitApplication.Classification
| Name | Required | Type | Description |
|---|---|---|---|
| mortgageClassification | False | Enums - MortgageClassification |
SubmitApplication.Loan
| Name | Required | Type | Description |
|---|---|---|---|
| cmhcMortgageInsurance | False | SubmitApplication > CMHCMortgageInsurance | |
| geMortgageInsurance | False | SubmitApplication > GEMortgageInsurance | |
| customProduct | False | SubmitApplication > CustomProduct | |
| lenderProduct | False | SubmitApplication > LenderProduct | |
| product | False | SubmitApplication > Product | |
| underwriter | False | Underwriter | |
| classification | False | array | Classification; nullable; arrayType: SubmitApplication > Classification; |
| loanAmount | False | number | Loan Amount; Range(0, 9999999.99); |
| chargeType | False | Enums - ChargeType | |
| lineOfBusiness | False | Enums - LineOfBusiness | |
| termMonths | False | string | Term Months; nullable; |
| amortizationMonths | False | string | Amortization Months; nullable; |
| netRate | False | number | Net Rate; nullable; Range(0, 999.999); |
| qualifyingRate | True | number | Qualifying Rate; Range(0, 999.999); |
| acceleratedPayment | False | boolean | Accelerated Payment; nullable; |
| maturityDate | False | date-time | Maturity Date; nullable; |
| firstPaymentDate | False | date-time | First Payment Date; nullable; |
| interestAdjustmentDate | False | date-time | Interest Adjustment Date; nullable; |
| requestedPayment | False | number | Requested Payment; nullable; Range(0, 999999.99); |
| paymentAmount | False | number | Payment Amount; nullable; Range(0, 999999.99); |
| paymentFrequency | False | Enums - PaymentFrequency | |
| repaymentType | False | Enums - LoanRepaymentType | |
| lenderCode | True | integer | Lender Code; Range(0, 99999); |
| lenderChannel | False | Enums - ChannelType | |
| variableToPrime | False | string | Variable to Prime; nullable; |
| loanType | False | Enums - LoanType | |
| lenderName | False | string | Lender Name; nullable; maxLength(255); |
SubmitApplication.Downpayment
| Name | Required | Type | Description |
|---|---|---|---|
| downpaymentSourceType | False | Enums - DownpaymentSourceType | |
| description | False | string | Downpayment description; nullable; maxLength(100); |
| amount | False | number | Downpayment amount; nullable; Range(0, 9999999.99); |
SubmitApplication.DownpaymentList
| Name | Required | Type | Description |
|---|---|---|---|
| downpayment | False | array | List of downpayments; nullable; arrayType: SubmitApplication > Downpayment; |
SubmitApplication.ApplicationNote
| Name | Required | Type | Description |
|---|---|---|---|
| noteType | False | Enums - ApplicationNoteType | |
| noteDateTime | False | date-time | Note Date Time; nullable; |
| noteText | False | string | Note Text; nullable; |
SubmitApplication.ApplicationNoteList
| Name | Required | Type | Description |
|---|---|---|---|
| applicationNote | False | array | List of ApplicationNotes; nullable; arrayType: SubmitApplication > ApplicationNote; |
SubmitApplication.ExternalPoSFirm
| Name | Required | Type | Description |
|---|---|---|---|
| posSystemId | False | Enums - PosSystemType | |
| firmId | True | string | Firm ID; maxLength(50); |
SubmitApplication.Firm
| Name | Required | Type | Description |
|---|---|---|---|
| externalPoSFirm | False | array | External POS Firm List; nullable; arrayType: SubmitApplication > ExternalPoSFirm; |
| firmId | True | string | Firm ID; maxLength(50); |
| name | False | string | Firm Name; nullable; maxLength(50); |
SubmitApplication.ExternalPoSUser
| Name | Required | Type | Description |
|---|---|---|---|
| posSystemId | False | Enums - PosSystemType | |
| firmId | True | string | maxLength(50); |
| userId | True | string | maxLength(50); |
SubmitApplication.SubmittingAgent
| Name | Required | Type | Description |
|---|---|---|---|
| externalPoSUser | False | array | List of External Pos Users; nullable; arrayType: SubmitApplication > ExternalPoSUser; |
| addressCanada | False | SubmitApplication > AddressCanada | |
| addressOther | False | SubmitApplication > AddressOther | |
| addressUSA | False | SubmitApplication > AddressUSA | |
| userId | False | string | User ID; nullable; maxLength(10); |
| firstName | True | string | First Name; maxLength(40); |
| lastName | True | string | Last Name; maxLength(40); |
| emailAddress | True | string | Email Address; maxLength(100); |
| mortgageLicenseNumber | False | string | Mortgage License Number; nullable; maxLength(10); |
SubmitApplication.OriginatingAgent
| Name | Required | Type | Description |
|---|---|---|---|
| externalPoSUser | False | array | List of External Pos Users; nullable; arrayType: SubmitApplication > ExternalPoSUser; |
| addressCanada | False | SubmitApplication > AddressCanada | |
| addressOther | False | SubmitApplication > AddressOther | |
| addressUSA | False | SubmitApplication > AddressUSA | |
| userId | False | string | User ID; nullable; maxLength(10); |
| firstName | True | string | First Name; maxLength(40); |
| lastName | True | string | Last Name; maxLength(40); |
| emailAddress | True | string | Email Address; maxLength(100); |
| mortgageLicenseNumber | False | string | Mortgage License Number; nullable; maxLength(10); |
SubmitApplication.Broker
| Name | Required | Type | Description |
|---|---|---|---|
| externalPoSUser | False | array | List of External Pos Users; nullable; arrayType: SubmitApplication > ExternalPoSUser; |
| addressCanada | False | SubmitApplication > AddressCanada | |
| addressOther | False | SubmitApplication > AddressOther | |
| addressUSA | False | SubmitApplication > AddressUSA | |
| userId | False | string | User ID; nullable; maxLength(10); |
| firstName | True | string | First Name; maxLength(40); |
| lastName | True | string | Last Name; maxLength(40); |
| emailAddress | True | string | Email Address; maxLength(100); |
| mortgageLicenseNumber | False | string | Mortgage License Number; nullable; maxLength(10); |
SubmitApplication.Owner
| Name | Required | Type | Description |
|---|---|---|---|
| externalPoSUser | False | array | List of External Pos Users; nullable; arrayType: SubmitApplication > ExternalPoSUser; |
| addressCanada | False | SubmitApplication > AddressCanada | |
| addressOther | False | SubmitApplication > AddressOther | |
| addressUSA | False | SubmitApplication > AddressUSA | |
| userId | False | string | User ID; nullable; maxLength(10); |
| firstName | True | string | First Name; maxLength(40); |
| lastName | True | string | Last Name; maxLength(40); |
| emailAddress | True | string | Email Address; maxLength(100); |
| mortgageLicenseNumber | False | string | Mortgage License Number; nullable; maxLength(10); |
SubmitApplication.MortgageApplication
| Name | Required | Type | Description |
|---|---|---|---|
| subjectProperty | False | SubmitApplication > SubjectProperty | |
| loan | False | SubmitApplication > Loan | |
| downpaymentList | False | SubmitApplication > DownpaymentList | |
| applicationNoteList | False | SubmitApplication > ApplicationNoteList | |
| firm | False | SubmitApplication > Firm | |
| submittingAgent | False | SubmitApplication > SubmittingAgent | |
| originatingAgent | False | SubmitApplication > OriginatingAgent | |
| broker | False | SubmitApplication > Broker | |
| owner | False | SubmitApplication > Owner | |
| posApplicationNumber | False | string | POS Application Number; nullable; |
| isPreapproval | False | boolean | Is Preapproval flag; |
| fundingDate | False | date-time | Funding Date; nullable; |
| loanPurposeType | False | Enums - LoanPurposeType | |
| purchasePriceEstimatedValue | False | number | Purchase Price Estimated Value; nullable; Range(0, 99999999.99); |
| improvements | False | number | Improvements; nullable; Range(0, 999999.99); |
| typeOfBuyer | False | Enums - TypeOfBuyer | |
| additionalPurpose | False | string | Additional Purpose; nullable; maxLength(80); |
| improveDescription | False | string | Improve Description; nullable; maxLength(80); |
| applicationNumber | False | string | Application Number; nullable; |
| brokerRefNumber | False | string | Broker Reference Number; nullable; |
SubmitApplicationUser
| Name | Required | Type | Description |
|---|---|---|---|
| userId | False | string | User Id; nullable; |
SubmitApplication.Response.MortgageApplication
| Name | Required | Type | Description |
|---|---|---|---|
| submittingAgent | False | SubmitApplicationUser | |
| originatingAgent | False | SubmitApplicationUser | |
| broker | False | SubmitApplicationUser | |
| owner | False | SubmitApplicationUser | |
| lenderChannel | False | Enums - ChannelType | |
| applicationNumber | False | string | Application Number; nullable; |
| brokerRefNumber | False | string | Broker Reference Number; nullable; |
SubmitApplicationResponse
| Name | Required | Type | Description |
|---|---|---|---|
| mortgageApplication | False | SubmitApplication > Response > MortgageApplication | |
| status | False | string | Status freeform text; nullable; |
Refkey pairs
With a SubmitApplication request, ref key pairs are used to associate data.
A refkey pair consists of two objects: - the first object has a key property that acts as an identifier. - the second object has a refKey that associates it to the first object.
For example, refkey pairs are used to associate a single address in the address list with borrowers who are living together.
In this way, using refkey pairs avoids duplication and redundancy.
Examples of refkey pairs:
a. properties
The property with key "property-28129" is found in the AssetList of the CommonData section.
It is referred to in the CustomerAddressList (by refKeyAsset).
b. assets
The asset with key "asset-78747" in the AssetOther object of the Asset List section:
It is referred to in the CustomerAssetList (by refKeyAsset):
c. liabilities
The liability with key "liability-108372" in the LiabilityOther object of the Liability List section:
It is referred to by customerLiabilityList (by refKeyLiability):
d. borrowers
A CustomerPrimaryBorrower in the CustomerList has a key "borrower-89455":
That is referred to by the CustomerReference of CustomerAddressPrimaryResidence in the CustomerAddressList (by refKeyCustomer)
e. addresses
ApplicationAddressCanada in AddressList has a key "address-359926":
That is referred to by the CustomerPrimaryResidence in the CustomerAddressList (by refKeyAddress):
f. bureaus
The credit bureau in the creditBureauList "bureau-18840":
It is referred to by the creditBureau in the customerCreditBureauList (by refKeyCreditBureau):
Polymorphism
Submit Application request supports polymorphism. This means that parent elements and objects can support children of different types.
1. Credit Bureau List
1a. Request.CommonData.CreditBureauList.CreditBureau[] supports children of type CreditReportTransUnion or CreditReportEquifax
Json:
2. PostalAddress
2a. request.CommonData.AddressList.ApplicationAddressCanada[] supports children of type PostalAddressStreetAddress or PostalAddressPOBox
In the below sample, there are two ApplicationAddressCanada objects. Each one has a different PostaAddress - PostalAddressPOBox and PostalAddressStreetAddress.
2b. request.CustomerData.CustomerList.CustomerPrimaryBorrower.EmploymentList.Employment[].AddressCanada supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2c. request.CustomerData.CustomerList.CustomerPrimaryBorrower.EmploymentList.Employment[].AddressUSA supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2d. request.CustomerData.CustomerList.CustomerPrimaryBorrower.EmploymentList.Employment[].AddressOther supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2e. request.MortgageApplication.OriginatingAgent.AddressCanada supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2f. request.MortgageApplication.OriginatingAgent.AddressUSA supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2g. request.MortgageApplication.OriginatingAgent.AddressOther supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2h. request.MortgageApplication.Owner.AddressCanada supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2i. request.MortgageApplication.Owner.AddressUSA supports children of type PostalAddressStreetAddress or PostalAddressPOBox
2j. request.MortgageApplication.Owner.AddressOther supports children of type PostalAddressStreetAddress or PostalAddressPOBox
The above sample illustrates one example - but there are many combinations of addressOther, addressUSA, addressCanada containing either postalAddressStreetAddress or postalAddressPOBox.
3. Customer Address and Address Occupancy
3a. request.CustomerData.CustomerAddressList[] have these types of Customer Addresses:
- CustomerAddressPrimaryResidence
- CustomerAddressPreviousResidence
- CustomerAddressCorrespondence
- CustomerAddressInvestmentProperty
- CustomerAddressInvestmentProperty
- CustomerAddressSecondaryResidence
- CustomerAddressVacationProperty
Where it makes sense, a customer address can specify AddressOccupancy.
- AddressOccupancyOwnerOccupied
- AddressOccupancyPartialOwnerOccupied
- AddressOccupancyNone
- AddressOccupancyRental
- AddressOccupancySecondHome
- PreviousAddressOccupancyNone
In JSON, the "type" property is used to specify the type of Customer Address. This is unnecessary in XML, because it is stated in the element name. See the section on CustomerAddress examples for more details.
4. Mortgage Insurance
A loan can have Mortgage Insurance of type CMHCMortgageInsurance or GEMortgageInsurance
5. Product
A loan can have a product of type LenderProduct or CustomProduct.
CustomerAddress
Polymorphism - Section 3 deals with CustomerAddress and AddressOccupancy.
This section seeks to give full examples of each time of CustomerAddress and each type of AddressOccupancy.
Since the two are used together, there are many possible combinations.
Customer Address - Current Address
CustomerAddressPrimaryResidence example
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97964",
"fromDate": "2015-07-01T00:00:00"
}
],
"addressOccupancyTenant": {
"monthlyRentPaid":0,
"tenancyType":20
},
"currentPropertyIntendedActionType":2,
"customerReference": [
{
"refkeyCustomer": "borrower-97964"
}
],
"refkeyAddress": "address-382289",
"type": "CustomerAddressPrimaryResidence"
}
When you set the Customer Address "type" property - you can set it to one of the following for current address:
- CustomerAddressPrimaryResidence
- CustomerAddressCorrespondence
- CustomerAddressInvestmentProperty
- CustomerAddressInvestmentProperty
- CustomerAddressSecondaryResidence
- CustomerAddressVacationProperty
They all have the same properties to be filled out.
You only pick one AddressOccupancy per CustomerAddress, otherwise you will receive a validation error.
| Name | Required | Type | Description |
|---|---|---|---|
| customerReference | False | array | Customer Reference List; nullable; arrayType: SubmitApplication > CustomerReference; |
| refkeyAddress | False | string | Refkey address - see refkeys; nullable; maxLength(255); |
| type | False | string | nullable; |
| customerCurrentAddressTimeAt | False | array | List of CurrentAddressTimeAt; nullable; arrayType: SubmitApplication > CustomerCurrentAddressTimeAt; |
| customerLiabilityRealEstate | False | array | List of CustomerLiabilityRealEstate; nullable; arrayType: SubmitApplication > CustomerLiabilityRealEstate; |
| addressOccupancyNone | False | SubmitApplication > AddressOccupancyNone | SubmitApplication.AddressOccupancyNone;Customer Current Address |
| addressOccupancyOwnerOccupied | False | SubmitApplication > AddressOccupancyOwnerOccupied | SubmitApplication.AddressOccupancyOwnerOccupied;Customer Current Address |
| addressOccupancyPartialOwnerOccupied | False | SubmitApplication > AddressOccupancyPartialOwnerOccupied | SubmitApplication.AddressOccupancyPartialOwnerOccupied;Customer Current Address |
| addressOccupancyRental | False | SubmitApplication > AddressOccupancyRental | SubmitApplication.AddressOccupancyRental;Customer Current Address |
| addressOccupancySecondHome | False | SubmitApplication > AddressOccupancySecondHome | SubmitApplication.AddressOccupancySecondHome;Customer Current Address |
| addressOccupancyTenant | False | SubmitApplication > AddressOccupancyTenant | SubmitApplication.AddressOccupancyTenant;Customer Current Address |
| currentPropertyIntendedActionType | False | Enums - CurrentPropertyIntendedAction | Enums.CurrentPropertyIntendedAction;Customer Current Address |
| annualHeatingAmount | False | number | Annual Heating Amount; nullable; Range(0, 1234567.99); |
| annualTaxAmount | False | number | Annual Tax Amount; nullable; Range(0, 999999999.99); |
| includeInTDS | False | boolean | Include in TDS flag; |
| annualCondoFees | False | number | Annual Condo Fees; nullable; Range(0, 99999999.99); |
Customer Address - Previous Address
When you set the Customer Address "type" property - you can set it to the following for previous address:
- CustomerAddressPreviousResidence
You only pick one PreviousAddressOccupancy per CustomerAddress, otherwise you will receive a validation error.
| Name | Required | Type | Description |
|---|---|---|---|
| customerReference | False | array | Customer Reference List; nullable; arrayType: SubmitApplication > CustomerReference; |
| refkeyAddress | False | string | Refkey address - see refkeys; nullable; maxLength(255); |
| type | False | string | nullable; |
| customerPreviousAddressTimeAt | False | array | List of CustomerPreviousAddressTimeAt; nullable; arrayType: SubmitApplication > CustomerPreviousAddressTimeAt; |
| previousAddressOccupancyNone | False | SubmitApplication > PreviousAddressOccupancyNone | SubmitApplication.PreviousAddressOccupancyNone;CustomerPreviousAddress extends CustomerAddress |
| previousAddressOccupancyOwnerOccupied | False | SubmitApplication > PreviousAddressOccupancyOwnerOccupied | SubmitApplication.PreviousAddressOccupancyOwnerOccupied;CustomerPreviousAddress extends CustomerAddress |
| previousAddressOccupancyPartialOwnerOccupied | False | SubmitApplication > PreviousAddressOccupancyPartialOwnerOccupied | SubmitApplication.PreviousAddressOccupancyPartialOwnerOccupied;CustomerPreviousAddress extends CustomerAddress |
| previousAddressOccupancyRental | False | SubmitApplication > PreviousAddressOccupancyRental | SubmitApplication.PreviousAddressOccupancyRental;CustomerPreviousAddress extends CustomerAddress |
| previousAddressOccupancyTenant | False | SubmitApplication > PreviousAddressOccupancyTenant | SubmitApplication.PreviousAddressOccupancyTenant;CustomerPreviousAddress extends CustomerAddress |
AddressOccupancy
SubmitApplication.AddressOccupancyNone
SubmitApplication.AddressOccupancyOwnerOccupied
| Name | Required | Type | Description |
|---|---|---|---|
| refkeyAsset | False | string | RefKeyAsset refers to an Asset Key - see Refkeys; nullable; maxLength(255); |
SubmitApplication.AddressOccupancyPartialOwnerOccupied
| Name | Required | Type | Description |
|---|---|---|---|
| rentalDetails | False | SubmitApplication > RentalDetails | SubmitApplication.RentalDetails;AddressOccupancyPartialOwnerOccupied extends AddressOccupancy |
| refkeyAsset | False | string | RefkeyAsset refers to an asset key - see Refkeys; nullable; maxLength(255); |
SubmitApplication.AddressOccupancyRental
| Name | Required | Type | Description |
|---|---|---|---|
| rentalDetails | False | SubmitApplication > RentalDetails | SubmitApplication.RentalDetails;AddressOccupancyRental extends AddressOccupancy |
| refkeyAsset | False | string | Refkey asset refers to an asset key - see refkeys; nullable; maxLength(255); |
SubmitApplication.AddressOccupancySecondHome
| Name | Required | Type | Description |
|---|---|---|---|
| refkeyAsset | False | string | Refkey asset refers to an asset key - see refkeys; nullable; maxLength(255); |
SubmitApplication.AddressOccupancyTenant
| Name | Required | Type | Description |
|---|---|---|---|
| monthlyRentPaid | False | number | Monthly rent paid; nullable; Range(0, 9999999.99); |
| tenancyType | False | Enums - TenancyType | Enums.TenancyType;AddressOccupancyTenant extends the AddressOccupancy |
SubmitApplication.CustomerCurrentAddressTimeAt
| Name | Required | Type | Description |
|---|---|---|---|
| refkeyCustomer | False | string | Customer RefKey - see refkeys; nullable; maxLength(255); |
| fromDate | True | date-time | From Date; |
| toDate | False | date-time | To Date; nullable; |
SubmitApplication.PreviousAddressOccupancyNone
SubmitApplication.PreviousAddressOccupancyOwnerOccupied
SubmitApplication.PreviousAddressOccupancyPartialOwnerOccupied
SubmitApplication.PreviousAddressOccupancyRental
SubmitApplication.PreviousAddressOccupancyTenant
| Name | Required | Type | Description |
|---|---|---|---|
| tenancyType | False | Enums - TenancyType | Enums.TenancyType;PreviousAddressOccupancyTenant extends AddressOccupancy |
SubmitApplication.CustomerLiabilityRealEstate
| Name | Required | Type | Description |
|---|---|---|---|
| customerReference | False | SubmitApplication > CustomerReference | SubmitApplication.CustomerReference;Customer Liability Real Estate |
| refkeyLiability | False | string | liability refkey - see refkeys; nullable; maxLength(255); |
SubmitApplication.CustomerPreviousAddressTimeAt
| Name | Required | Type | Description |
|---|---|---|---|
| refkeyCustomer | False | string | Customer RefKey - see refkeys; nullable; maxLength(255); |
| fromDate | True | date-time | From Date; |
| toDate | False | date-time | To Date; nullable; |
Example Deal Requests
The below examples show different scenarios for submitting an application to Link using the API.
Refer to the section "Getting Started" for information on getting set up to run the example requests.
Deal 1 is a minimal example - it has almost the least data required to submit an application request.
Deals 2 - 5 have much more data and demonstrate different use cases.
Deal 1: Minimal Example
This example demonstrates a minimal example.
Request Body
{
"commonData": {
"addressList": {
"applicationAddressCanada": [
{
"key": "address-382289",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "22",
"streetName": "EMPTY",
"streetType": 70,
"streetDirection": 1
},
"cityTown": "LONDON",
"provinceCode": 50,
"postalCode": "M6Z4R5",
"countryCode": 1
}
],
"applicationAddressCanadaPartial": {
"key": "address-382288",
"provinceCode": 50,
"countryCode": 1
}
}
},
"customerData": {
"customerList": {
"customerPrimaryBorrower": {
"dateBirth": "1967-05-09T00:00:00",
"lastName": "ZOLOVSKY",
"firstName": "MADELLINA",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234"
},
"usage": 1,
"preferred": false
}
],
"employmentList": {
"employment": [
{
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 9,
"paymentFrequency": 1,
"earnedIncomeAmount": 120000.0
}
]
},
"employmentType": 1,
"employmentStatus": 40,
"dateStart": "2013-07-01T00:00:00",
"industryType": 1,
"occupationType": 3,
"jobTitle": "QA",
"companyName": "ACME"
}
]
},
"customerRelationShip": {},
"key": "borrower-97964",
"correspondenceLanguage": 1,
"maritalStatus": 6,
"numberOfDependents": 0,
"sex": 1,
"residentType": 10
}
},
"customerAddressList": [
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97964",
"fromDate": "2015-07-01T00:00:00"
}
],
"addressOccupancyTenant": {
"monthlyRentPaid": 0,
"tenancyType": 20
},
"currentPropertyIntendedActionType": 2,
"customerReference": [
{
"refkeyCustomer": "borrower-97964"
}
],
"refkeyAddress": "address-382289",
"type": "CustomerAddressPrimaryResidence"
},
{
"addressOccupancyNone": {},
"customerReference": [
{
"refkeyCustomer": "borrower-97964"
}
],
"refkeyAddress": "address-382289",
"type": "CustomerAddressCorrespondence"
}
]
},
"mortgageApplication": {
"subjectProperty": {
"subjectPropertyOccupancyOwnerOccupied": {},
"legalAddress": {},
"freehold": {},
"propertyTax": {
"annualTaxAmount": 5000.0,
"taxesPaidBy": 1
},
"subjectPropertyAddress": {
"refkeyAddress": "address-382288"
},
"occupancyPurpose": 1,
"mlsListed": false,
"parkingType": 7,
"propertySize": 100,
"propertySizeUnits": 1,
"lotSize": 100,
"lotSizeUnits": 1,
"environmentalHazardIndicator": false,
"annualHeatingAmount": 540.0,
"numberOfUnitsTotal": 1,
"propertyDescriptionType": 1,
"propertyUsageType": 1,
"propertyZoningType": 1
},
"loan": {
"freehold": {},
"lenderProduct": {
"productCode": "1YRF",
"productStartDate": "2018-04-06T11:50:00"
},
"underwriter": {
"userId": "<user_id>",
"unitId": "<underwriter_unit_id>"
},
"loanAmount": 899000.0,
"chargeType": 1,
"termMonths": "60",
"amortizationMonths": "300",
"netRate": 3.7,
"qualifyingRate": 5,
"acceleratedPayment": false,
"maturityDate": "2025-07-10T00:00:00",
"firstPaymentDate": "2020-07-17T00:00:00",
"interestAdjustmentDate": "2020-07-10T00:00:00",
"requestedPayment": 1057.81,
"paymentAmount": 4583.86,
"paymentFrequency": 52,
"repaymentType": 2,
"lenderCode": <lender_code>,
"lenderChannel": 10
},
"downpaymentList": {
"downpayment": [
{
"downpaymentSourceType": 10,
"amount": 100000.0
}
]
},
"firm": {
"externalPoSFirm": [
{
"posSystemId": 50,
"firmId": "<firm_id>"
}
],
"firmId": "<firm_id>"
},
"submittingAgent": {
"externalPoSUser": [
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"originatingAgent": {
"externalPoSUser": [
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "123",
"streetNumber": "2608",
"streetName": "Granville",
"streetType": 1240,
"streetDirection": 2
},
"cityTown": "Vancouver",
"provinceCode": 10,
"postalCode": "V6H3V3",
"countryCode": 1
},
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"broker": {
"externalPoSUser": [
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"posApplicationNumber": "ABCD-12345",
"isPreapproval": true,
"fundingDate": "2025-01-01T00:00:00",
"loanPurposeType": 3,
"purchasePriceEstimatedValue": 999000.0
},
"memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n MADELLINA ZORIN for ACME as QA\n\n Selected Product: 1YRF\n ",
"unitId": "<unit_id>",
"posSystem": "<pos_system_id>"
}
Deal 2
Deal two contains the following:
- Subject Property - Rental Property
- Equifax Reports
- Full Application
- Appraisal
Request Body
{
"commonData": {
"assetList": {
"assetRealEstate": [
{
"originalPrice": 1345000.0,
"originalDate": "2007-05-01T00:00:00",
"key": "property-34378",
"value": 1345000.0
},
{
"originalPrice": 500000.0,
"originalDate": "2001-01-01T00:00:00",
"key": "property-34381",
"value": 500000.0
}
],
"assetOther": [
{
"assetType": 71,
"description": "description 1",
"key": "asset-82859",
"value": 111.0
},
{
"assetType": 72,
"description": "description 2",
"key": "asset-82860",
"value": 222.0
},
{
"assetType": 73,
"description": "description 3",
"key": "asset-82861",
"value": 333.0
},
{
"assetType": 20,
"description": "description 4",
"key": "asset-82862",
"value": 444.0
},
]
},
"liabilityList": {
"liabilityRealEstate": [
{
"accountNumber": "1111",
"monthlyRepayment": 55.0,
"originalLoanAmount": 200000.0,
"outstandingBalance": 50000.0,
"closingDate": "2007-05-01T00:00:00",
"lenderName": "Gringotts",
"chargeType": 1,
"repaymentType": 2,
"redemptionStatus": 4,
"maturityDate": "2020-08-04T00:00:00",
"netRate": 3,
"rateType": 2,
"mortgageInsurer": 10,
"insuranceCertificateNumber": "2222",
"key": "property-34378-1",
"fromCreditBureau": false
}
],
"liabilityOther": [
{
"dateEnd": "2020-01-01T00:00:00",
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 11.0,
"creditLimit": 11111.0,
"outstandingBalance": 111.0,
"lenderName": "Gringotts",
"liabilityType": 4,
"additionalHolders": true,
"additionalHoldersDetails": "test",
"key": "liability-112291",
"fromCreditBureau": false
},
{
"dateEnd": "2025-08-07T00:00:00",
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 33.0,
"creditLimit": 33333.0,
"outstandingBalance": 333.0,
"lenderName": "Tyrell Corp.",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "additional holder details",
"key": "liability-112293",
"fromCreditBureau": false
},
{
"repaymentIndicator": false,
"monthlyRepayment": 0.0,
"creditLimit": 19000.0,
"outstandingBalance": 18000.0,
"lenderName": "Nakatomi Trading Corp.",
"liabilityType": 3,
"key": "liability-112297",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 0.0,
"creditLimit": 7000.0,
"outstandingBalance": 7000.0,
"lenderName": "Tellson's",
"liabilityType": 1,
"key": "liability-112298",
"fromCreditBureau": true
}
]
},
"addressList": {
"applicationAddressCanada": [
{
"key": "address-382297",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "1234",
"streetName": "MCMICKLING",
"streetType": 220,
"streetDirection": 5
},
"cityTown": "NIAGARA FALLS",
"provinceCode": 50,
"postalCode": "L2Z1X4",
"countryCode": 1
},
{
"key": "address-382298",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "33",
"streetNumber": "4144",
"streetName": "Finch",
"streetType": 1210,
"streetDirection": 7
},
"cityTown": "TORONTO",
"provinceCode": 50,
"postalCode": "M5Z6Y2",
"countryCode": 1
},
{
"key": "address-382299",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "1234",
"streetName": "MCMICKLING",
"streetType": 250,
"streetDirection": 5
},
"cityTown": "NIAGARA FALLS",
"provinceCode": 50,
"postalCode": "L2Z1X4",
"countryCode": 1
},
{
"key": "address-382301",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "1234",
"streetName": "MCMICKING",
"streetType": 710,
"streetDirection": 1
},
"cityTown": "NIAGARA FALLS",
"provinceCode": 50,
"postalCode": "L2Z1X4",
"countryCode": 1
},
{
"key": "address-382303",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "1234",
"streetName": "MCMICKING",
"streetType": 480,
"streetDirection": 1
},
"cityTown": "NIAGARA FALLS",
"provinceCode": 50,
"postalCode": "L2Z1X4",
"countryCode": 1
},
{
"key": "address-382309",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "1233",
"streetNumber": "234",
"streetName": "Warden",
"streetType": 100,
"streetDirection": 5
},
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{
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}
},
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]
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],
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},
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},
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],
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},
{
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],
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},
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],
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},
{
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],
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},
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],
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},
{
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}
],
"customerLiabilityRealEstate": [
{
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}
],
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},
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},
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"annualCondoFees": 2808.0,
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}
],
"refkeyAddress": "address-382309",
"type": "CustomerAddressSecondaryResidence"
}
],
"customerAssetList": [
{
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},
"refkeyAsset": "asset-82859"
},
{
"customerReference": {
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},
{
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},
{
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{
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},
{
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},
{
"customerReference": {
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},
"refkeyAsset": "asset-82865"
},
{
"customerReference": {
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},
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},
{
"customerReference": {
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},
"refkeyAsset": "asset-82867"
}
],
"customerLiabilityList": [
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyLiability": "liability-112291"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyLiability": "liability-112292"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyLiability": "liability-112293"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97965"
},
"refkeyLiability": "liability-112294"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97966"
},
"refkeyLiability": "liability-112295"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97966"
},
"refkeyLiability": "liability-112296"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97967"
},
"refkeyLiability": "liability-112297"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97968"
},
"refkeyLiability": "liability-112298"
}
],
"customerCreditBureauList": [
{
"customerReference": [
{
"refkeyCustomer": "borrower-97965"
}
],
"refkeyCreditBureau": "bureau-25107"
},
{
"customerReference": [
{
"refkeyCustomer": "borrower-97966"
}
],
"refkeyCreditBureau": "bureau-25121"
},
{
"customerReference": [
{
"refkeyCustomer": "borrower-97967"
}
],
"refkeyCreditBureau": "bureau-25129"
},
{
"customerReference": [
{
"refkeyCustomer": "borrower-97968"
}
],
"refkeyCreditBureau": "bureau-25137"
}
]
},
"mortgageApplication": {
"subjectProperty": {
"subjectPropertyOccupancyPartialOwnerOccupied": {
"rentalDetails": {
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"managementExpenses": 36.0,
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"generalExpenses": 72.0,
"rentalOffset": 50,
"rentalCalcType": 2
}
},
"legalAddress": {
"details": "1",
"pin": "1",
"planNumber": "1"
},
"condo": {
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},
"propertyTax": {
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"taxesPaidBy": 1
},
"propertyAppraisal": {
"appraiserAddress": {
"key": "address-382312",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "123",
"streetNumber": "3243243",
"streetName": "2434543543",
"streetType": 100,
"streetDirection": 1
},
"cityTown": "LONDON",
"provinceCode": 50,
"postalCode": "M7Y4R5",
"countryCode": 1
},
"appraisedValue": 1345000,
"dateAppraised": "2020-05-01T00:00:00",
"companyName": "Appraisal Company"
},
"subjectPropertyAddress": {
"refkeyAddress": "address-382309"
},
"occupancyPurpose": 4,
"mlsListed": false,
"mlsNumber": "1",
"heatingType": 1,
"parkingType": 1,
"yearBuilt": 2000,
"waterSupplyType": 10,
"waterWasteType": 10,
"propertySize": 2222,
"propertySizeUnits": 1,
"lotSize": 3333,
"lotSizeUnits": 1,
"environmentalHazardIndicator": false,
"annualHeatingAmount": 1056.0,
"numberOfUnitsTotal": 1,
"propertyType": 1,
"propertyDescriptionType": 1,
"propertyUsageType": 1,
"propertyZoningType": 1,
"newPropertyIndicator": false
},
"loan": {
"lenderProduct": {
"productCode": "5YRF",
"productStartDate": "2018-04-06T11:51:00"
},
"underwriter": {
"userId": "<user_id>",
"unitId": "1234"
},
"loanAmount": 1155000.0,
"chargeType": 1,
"termMonths": "64",
"amortizationMonths": "305",
"netRate": 3.7,
"qualifyingRate": 3,
"acceleratedPayment": false,
"maturityDate": "2025-07-31T00:00:00",
"firstPaymentDate": "2020-08-14T00:00:00",
"interestAdjustmentDate": "2020-07-31T00:00:00",
"requestedPayment": 2690.89,
"paymentAmount": 5830.27,
"paymentFrequency": 26,
"repaymentType": 2,
"lenderCode": <lender_code>,
"lenderChannel": 10
},
"downpaymentList": {
"downpayment": [
{
"downpaymentSourceType": 3,
"description": "description 1",
"amount": 100000.0
},
{
"downpaymentSourceType": 9,
"description": "description 2",
"amount": 20000.0
},
{
"downpaymentSourceType": 99,
"description": "description 3",
"amount": 50000.0
},
{
"downpaymentSourceType": 1,
"description": "description 4",
"amount": 20000.0
}
]
},
"firm": {
"externalPoSFirm": [
{
"posSystemId": 50,
"firmId": "<firm_id>"
}
],
"firmId": "<firm_id>"
},
"submittingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"originatingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "123",
"streetNumber": "1608",
"streetName": "Granville",
"streetType": 1240,
"streetDirection": 2
},
"cityTown": "Vancouver",
"provinceCode": 10,
"postalCode": "V6Z3V3",
"countryCode": 1
},
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"broker": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"posApplicationNumber": "ABCD-12345",
"isPreapproval": false,
"fundingDate": "2020-07-31T00:00:00",
"loanPurposeType": 1,
"purchasePriceEstimatedValue": 1345000.0,
"typeOfBuyer": 20
},
"memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n ALLISON BLACK for Self Company as QA\n IAN BLACK for Bank Canada as Manager\n BEATRICE BLACK for ACME as QA222\n FREDERICK BLACK for NN as QA3333\n Subj Prop Rental - $2,000.00 add back 50%\n Assets: (Type - Desc - Amount)\n Deposit on Purchase - - $111.00\n Gift - 222 - $222.00\n Household Goods - $333.00\n Life Insurance - 444 - $444.00\n Mutual Fund/Stock/Bonds - $555.00\n Other - 666 - $666.00\n RRSP - 777 tynrtynrt - $777.00\n Savings - 888 - $888.00\n Vehicle - 999 - $999.00\n Properties: (# - Annual Taxes - Heating /mo)\n 1 (#123 - 12134 Warden Circle S, TORONTO, Ontario, M7Z3E4) - $2,000.00 - $88.00\n 2 (123 MCMICKLING Expressway S, NIAGARA FALLS, Ontario, L2Z1X4) - $4,567.00 - $67.00\n Credit Bureaus: (Name - Vendor - Pulled By - Requested)\n ALLISON BLACK - Equifax - JSMITH - 2020-06-02 03:11 PM UTC\n IAN BLACK - Equifax - JSMITH - 2020-06-02 03:11 PM UTC\n BEATRICE BLACK - Equifax - JSMITH - 2020-06-02 03:12 PM UTC\n FREDERICK BLACK - Equifax - JSMITH - 2020-06-02 03:13 PM UTC\n\n Selected Product: 5YRF\n ",
"unitId": "<unit_id>",
"posSystem": "<pos_system_id>"
}
Deal 3
Deal two contains the following:
- Previous Address
- Self Employed
- 4 Properties
Request Body
{
"commonData": {
"assetList": {
"assetRealEstate": [
{
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},
{
"customerReference": {
"refkeyCustomer": "borrower-97969"
},
"refkeyLiability": "liability-112302"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97969"
},
"refkeyLiability": "liability-112303"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97969"
},
"refkeyLiability": "liability-112304"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97969"
},
"refkeyLiability": "liability-112305"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97969"
},
"refkeyLiability": "liability-112306"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97969"
},
"refkeyLiability": "liability-112307"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97969"
},
"refkeyLiability": "liability-112308"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97969"
},
"refkeyLiability": "liability-112309"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97969"
},
"refkeyLiability": "liability-112310"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97969"
},
"refkeyLiability": "liability-112311"
}
],
"customerCreditBureauList": [
{
"customerReference": [
{
"refkeyCustomer": "borrower-97969"
}
],
"refkeyCreditBureau": "bureau-25144"
},
{
"customerReference": [
{
"refkeyCustomer": "borrower-97970"
}
],
"refkeyCreditBureau": "bureau-25148"
},
{
"customerReference": [
{
"refkeyCustomer": "borrower-97971"
}
],
"refkeyCreditBureau": "bureau-25150"
}
]
},
"mortgageApplication": {
"subjectProperty": {
"subjectPropertyOccupancyPartialOwnerOccupied": {
"rentalDetails": {
"annualGrossRentalIncome": 23988.0,
"managementExpenses": 72.0,
"insurance": 84.0,
"hydro": 96.0,
"maintenanceAndRepairs": 60.0,
"interest": 48.0,
"generalExpenses": 36.0,
"rentalOffset": 40,
"rentalCalcType": 2
}
},
"legalAddress": {
"details": "1",
"pin": "1",
"planNumber": "1"
},
"condo": {
"annualCondoFees": 1476.0
},
"propertyTax": {
"annualTaxAmount": 3450.0,
"taxesPaidBy": 1
},
"subjectPropertyAddress": {
"refkeyAddress": "address-382314"
},
"occupancyPurpose": 4,
"mlsListed": false,
"mlsNumber": "1",
"heatingType": 2,
"parkingType": 5,
"yearBuilt": 2000,
"waterSupplyType": 20,
"waterWasteType": 10,
"propertySize": 2222,
"propertySizeUnits": 1,
"lotSize": 3333,
"lotSizeUnits": 1,
"environmentalHazardIndicator": false,
"annualHeatingAmount": 1056.0,
"numberOfUnitsTotal": 1,
"propertyType": 5,
"propertyDescriptionType": 10,
"propertyUsageType": 8,
"propertyZoningType": 99,
"newPropertyIndicator": false
},
"loan": {
"cmhcMortgageInsurance": {
"insurancePremium": 34160,
"blendedAmortization": false,
"addToLoan": true
},
"customProduct": {
"productName": "VAR Product",
"rateType": 99,
"rateCompoundFrequency": 1,
"productTerm": 84,
"earlyPayoutOption": 20,
"locIndicator": false,
"buydown": 0,
"postedRate": 1.89
},
"underwriter": {
"userId": "<user_id>",
"unitId": "<underwriter_unit_id>"
},
"classification": [
{
"mortgageClassification": 10
},
{
"mortgageClassification": 20
},
{
"mortgageClassification": 30
}
],
"loanAmount": 854000.0,
"chargeType": 1,
"termMonths": "84",
"amortizationMonths": "300",
"netRate": 1.89,
"qualifyingRate": 5,
"acceleratedPayment": false,
"maturityDate": "2104-11-03T00:00:00",
"firstPaymentDate": "2020-12-03T00:00:00",
"interestAdjustmentDate": "2020-11-03T00:00:00",
"requestedPayment": 1398.85,
"paymentAmount": 1398.85,
"paymentFrequency": 12,
"repaymentType": 1,
"lenderCode": <lender_code>,
"lenderChannel": 10
},
"downpaymentList": {
"downpayment": [
{
"downpaymentSourceType": 99,
"description": "test",
"amount": 111000.0
}
]
},
"firm": {
"externalPoSFirm": [
{
"posSystemId": 50,
"firmId": "<firm_id>"
}
],
"firmId": "<firm_id>"
},
"submittingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"originatingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "123",
"streetNumber": "2608",
"streetName": "Granville",
"streetType": 1240,
"streetDirection": 2
},
"cityTown": "Vancouver",
"provinceCode": 10,
"postalCode": "V6H3V3",
"countryCode": 1
},
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"broker": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"posApplicationNumber": "ABCD-56189",
"isPreapproval": false,
"fundingDate": "2020-11-03T00:00:00",
"loanPurposeType": 3,
"purchasePriceEstimatedValue": 945000.0,
"improvements": 20000.0,
"typeOfBuyer": 20,
"additionalPurpose": "Purpose",
"improveDescription": "Improve Description"
},
"memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n JOHN ANDERSON for ACME as QA\n CHRISTINE ANDERSON for NN as Manager\n HENRY RENTALANDERSON for HSVBG as Boss\n Subj Prop Rental - $1,999.00 add back 40%\n Assets: (Type - Desc - Amount)\n Deposit on Purchase - (416)5671234 - $11.33\n Gift - Test Liability - $25.06\n Household Goods - 1234567890!@#$%^&*()_P{}:\"?><>? - $33.66\n Life Insurance - key=\"liability-93639\" fromCreditBureau=\"true\" - $444.00\n Mutual Fund/Stock/Bonds - dateEnd=\"2013-08-04\" - $555.00\n Other - 666 - $666.00\n RRSP - 777 - $777.00\n Savings - 888 - $888.00\n Vehicle - 999 - $999.00\n Properties: (# - Annual Taxes - Heating /mo)\n 1 (#2 - 6 GAGEVIEW CRT Street S, SCARBOROUGH, Ontario, M1V2E4) - $4,000.00 - $55.00\n 2 (#111111 - 22222 Rental Property By-pass SW, London, Ontario, M3E5T5) - $456.00 - $88.00\n 3 (#1 - 131 MARGARET AVE Avenue S, STONEY CREEK, Ontario, L8G3G7) - $2,000.00 - $88.00\n 4 (#11 - 123 Finch Abbey N, Toronto, Ontario, M6T3R5) - $3,000.00 - $77.00\n Credit Bureaus: (Name - Vendor - Pulled By - Requested)\n JOHN ANDERSON - Equifax - JSMITH - 2020-06-17 07:19 PM UTC\n CHRISTINE ANDERSON - Equifax - JSMITH - 2020-06-17 07:19 PM UTC\n HENRY RENTALANDERSON - Equifax - JSMITH - 2020-06-17 07:20 PM UTC\n\n Selected Product: VAR Product\n ",
"unitId": "<firm_id>",
"posSystem": "<pos_system_id>"
}
Deal 4
Deal 4 contains:
- 2 Employments, Assets, Liabilities
- EF Reports
Request Body
{
"commonData": {
"assetList": {
"assetRealEstate": [
{
"originalPrice": 345000.0,
"originalDate": "2007-05-01T00:00:00",
"key": "property-34400",
"value": 345000.0
},
{
"originalPrice": 300000.0,
"originalDate": "2002-01-28T00:00:00",
"key": "property-34402",
"value": 300000.0
}
],
"assetOther": [
{
"assetType": 71,
"description": "111 description",
"key": "asset-82911",
"value": 111.0
},
{
"assetType": 72,
"description": "222 description",
"key": "asset-82912",
"value": 222.0
},
{
"assetType": 73,
"description": "333 description",
"key": "asset-82913",
"value": 333.0
},
{
"assetType": 20,
"description": "444 description",
"key": "asset-82914",
"value": 444.0
},
{
"assetType": 70,
"description": "555 description",
"key": "asset-82915",
"value": 555.0
},
{
"assetType": 99,
"description": "666 description",
"key": "asset-82916",
"value": 666.0
},
{
"assetType": 30,
"description": "777 description",
"key": "asset-82917",
"value": 777.0
},
{
"assetType": 10,
"description": "888 description",
"key": "asset-82918",
"value": 888.0
},
{
"assetType": 40,
"description": "999 description",
"key": "asset-82919",
"value": 999.0
}
]
},
"liabilityList": {
"liabilityRealEstate": [
{
"accountNumber": "1111",
"monthlyRepayment": 55.0,
"originalLoanAmount": 200000.0,
"outstandingBalance": 50000.0,
"closingDate": "2007-05-01T00:00:00",
"lenderName": "Gringotts",
"chargeType": 1,
"repaymentType": 2,
"redemptionStatus": 4,
"maturityDate": "2020-08-04T00:00:00",
"netRate": 3,
"rateType": 2,
"mortgageInsurer": 10,
"insuranceCertificateNumber": "2222",
"key": "property-34400-1",
"fromCreditBureau": false
}
],
"liabilityOther": [
{
"dateEnd": "2020-07-31T00:00:00",
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 11.0,
"creditLimit": 11111.0,
"outstandingBalance": 111.0,
"lenderName": "Gringotts",
"liabilityType": 4,
"key": "liability-112331",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 22.0,
"creditLimit": 22222.0,
"outstandingBalance": 222.0,
"lenderName": "Tyrell Corp.",
"liabilityType": 3,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112332",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 33.0,
"creditLimit": 33333.0,
"outstandingBalance": 333.0,
"lenderName": "Umbrella Corp.",
"liabilityType": 6,
"key": "liability-112333",
"fromCreditBureau": false
},
{
"dateEnd": "2020-12-31T00:00:00",
"repaymentIndicator": false,
"monthlyRepayment": 79.5,
"creditLimit": 5500.0,
"outstandingBalance": 2650.0,
"lenderName": "Wayne Enterprises",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112337",
"fromCreditBureau": true
},
{
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 69.75,
"creditLimit": 4650.0,
"outstandingBalance": 2325.0,
"lenderName": "Stark Industries",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112338",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 22.5,
"creditLimit": 1500.0,
"outstandingBalance": 750.0,
"lenderName": "Frobozz",
"liabilityType": 6,
"key": "liability-112339",
"fromCreditBureau": true
},
{
"dateEnd": "2020-08-05T00:00:00",
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 119.4,
"creditLimit": 8000.0,
"outstandingBalance": 3980.0,
"lenderName": "Northwind Traders",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112334",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 43.95,
"creditLimit": 3000.0,
"outstandingBalance": 1465.0,
"lenderName": "Contoso",
"liabilityType": 6,
"key": "liability-112335",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 96.0,
"creditLimit": 6500.0,
"outstandingBalance": 3200.0,
"lenderName": "World Wide Importers",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "additional details",
"key": "liability-112336",
"fromCreditBureau": true
}
]
},
"addressList": {
"applicationAddressCanada": [
{
"key": "address-382404",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "700",
"streetNumber": "2627",
"streetName": "26th St NE",
"streetType": 490,
"streetDirection": 3
},
"cityTown": "Calgary",
"provinceCode": 20,
"postalCode": "T1Y1A4",
"countryCode": 1
},
{
"key": "address-382405",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "11",
"streetNumber": "222",
"streetName": "Bay",
"streetType": 660,
"streetDirection": 2
},
"cityTown": "North York",
"provinceCode": 50,
"postalCode": "M6R3T5",
"countryCode": 1
},
{
"key": "address-382406",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "22",
"streetNumber": "3333",
"streetName": "Mailing New address",
"streetType": 370,
"streetDirection": 7
},
"cityTown": "TORONTO Mailing",
"provinceCode": 50,
"postalCode": "M1M1M1",
"countryCode": 1
},
{
"key": "address-382407",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "700",
"streetNumber": "33",
"streetName": "26th St NE",
"streetType": 490,
"streetDirection": 5
},
"cityTown": "Calgary",
"provinceCode": 20,
"postalCode": "T1Y1A4",
"countryCode": 1
},
{
"key": "address-382413",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "22",
"streetNumber": "33",
"streetName": "Owner",
"streetType": 1140,
"streetDirection": 5
},
"cityTown": "North York",
"provinceCode": 50,
"postalCode": "M7Y3R5",
"countryCode": 1
},
{
"key": "address-382403",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "111A",
"streetNumber": "222",
"streetName": "RENTAL PROPERTY",
"streetType": 670,
"streetDirection": 3
},
"cityTown": "Toronto",
"provinceCode": 50,
"postalCode": "M6T3E4",
"countryCode": 1
}
]
},
"creditBureauList": {
"creditBureau": [
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-07-13T00:00:00",
"creditScore": 727,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
],
"key": "bureau-25207",
"provider": "Equifax"
},
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-07-13T00:00:00",
"creditScore": 794,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
],
"key": "bureau-25208",
"provider": "Equifax"
}
]
}
},
"customerData": {
"customerList": {
"customerPrimaryBorrower": {
"dateBirth": "1965-07-01T00:00:00",
"honorific": 1,
"lastName": "Zorin",
"firstName": "Richard",
"middleName": "WW",
"suffix": "2",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5672345"
},
"usage": 1,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "33333"
},
"usage": 2,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "7891234"
},
"usage": 3,
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "234",
"streetNumber": "34543",
"streetName": "Main",
"streetType": 940,
"streetDirection": 3
},
"cityTown": "North DDDDD",
"provinceCode": 50,
"postalCode": "M7Y5T6",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 9,
"paymentFrequency": 1,
"earnedIncomeAmount": 150000.0
}
]
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "33333"
},
"usage": 10
},
"employmentType": 1,
"employmentStatus": 10,
"dateStart": "2014-01-01T00:00:00",
"industryType": 8,
"dateStartedInIndustry": "2013-01-13T00:00:00",
"occupationType": 5,
"jobTitle": "BOSS",
"companyName": "Bank CANADA"
},
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "45654",
"streetName": "LONGUEUIL RRR",
"streetType": 790,
"streetDirection": 7
},
"cityTown": "Pleasant",
"provinceCode": 60,
"postalCode": "M7Y5T6",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 99,
"paymentFrequency": 12,
"earnedIncomeAmount": 2345.0
}
]
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5672342",
"phoneExtension": "43563"
},
"usage": 10
},
"employmentType": 2,
"employmentStatus": 10,
"dateStart": "2007-07-01T00:00:00",
"dateEnd": "2014-01-01T00:00:00",
"industryType": 10,
"dateStartedInIndustry": "2005-04-13T00:00:00",
"occupationType": 2,
"jobTitle": "Manager",
"companyName": "ABC BANK"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 2222.0,
"unearnedIncomeType": 99,
"paymentFrequency": 1,
"unearnedIncomeDetails": "222"
}
]
},
"customerRelationShip": {},
"key": "borrower-97985",
"correspondenceLanguage": 1,
"emailAddress1": "<user_email_address>",
"maritalStatus": 6,
"numberOfDependents": 0,
"sex": 1,
"residentType": 20
},
"customerGuarantor": [
{
"dateBirth": "1965-08-01T00:00:00",
"honorific": 1,
"lastName": "Hussey",
"firstName": "Sina",
"suffix": "1",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234"
},
"usage": 1,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "33333"
},
"usage": 2,
"preferred": true
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "7891234"
},
"usage": 3,
"preferred": false
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "2342",
"streetNumber": "234234",
"streetName": "Leslie",
"streetType": 970,
"streetDirection": 7
},
"cityTown": "King",
"provinceCode": 50,
"postalCode": "M7Y4R5",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 4,
"paymentFrequency": 1,
"earnedIncomeAmount": 100000.0
}
]
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "33333"
},
"usage": 10
},
"employmentType": 2,
"employmentStatus": 10,
"dateStart": "2014-01-01T00:00:00",
"industryType": 5,
"dateStartedInIndustry": "2012-12-13T00:00:00",
"occupationType": 5,
"jobTitle": "Manager",
"companyName": "TD"
}
]
},
"customerRelationShip": {
"relationShipToOwnerType": 3
},
"key": "borrower-97986",
"correspondenceLanguage": 1,
"emailAddress1": "MELISSA@mail.com",
"maritalStatus": 6,
"numberOfDependents": 0,
"sex": 1,
"residentType": 10
}
]
},
"customerAddressList": [
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97985",
"fromDate": "2017-12-01T00:00:00"
}
],
"customerLiabilityRealEstate": [
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "property-34400-1"
}
],
"addressOccupancyPartialOwnerOccupied": {
"rentalDetails": {
"annualGrossRentalIncome": 12000.0,
"managementExpenses": 36.0,
"insurance": 48.0,
"hydro": 48.0,
"maintenanceAndRepairs": 24.0,
"interest": 36.0,
"generalExpenses": 60.0
},
"refkeyAsset": "property-34400"
},
"currentPropertyIntendedActionType": 2,
"annualHeatingAmount": 1056.0,
"annualTaxAmount": 2000.0,
"annualCondoFees": 3996.0,
"customerReference": [
{
"refkeyCustomer": "borrower-97985"
}
],
"refkeyAddress": "address-382404",
"type": "CustomerAddressPrimaryResidence"
},
{
"customerPreviousAddressTimeAt": [
{
"refkeyCustomer": "borrower-97985",
"fromDate": "2012-07-01T00:00:00",
"toDate": "2017-12-01T00:00:00"
}
],
"previousAddressOccupancyTenant": {
"tenancyType": 10
},
"customerReference": [
{
"refkeyCustomer": "borrower-97985"
}
],
"refkeyAddress": "address-382405",
"type": "CustomerAddressPreviousResidence"
},
{
"addressOccupancyNone": {},
"customerReference": [
{
"refkeyCustomer": "borrower-97985"
}
],
"refkeyAddress": "address-382406",
"type": "CustomerAddressCorrespondence"
},
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97986",
"fromDate": "2012-12-01T00:00:00"
}
],
"addressOccupancyTenant": {
"monthlyRentPaid": 0,
"tenancyType": 40
},
"addressOccupancyTenant": {
"monthlyRentPaid": 0,
"tenancyType": 40
},
"currentPropertyIntendedActionType": 2,
"customerReference": [
{
"refkeyCustomer": "borrower-97986"
}
],
"refkeyAddress": "address-382407",
"type": "CustomerAddressPrimaryResidence"
},
{
"customerCurrentAddressTimeAt": [
{
"refkeyCustomer": "borrower-97985",
"fromDate": "2002-01-28T00:00:00"
}
],
"addressOccupancyOwnerOccupied": {
"refkeyAsset": "property-34402"
},
"currentPropertyIntendedActionType": 2,
"annualHeatingAmount": 1188.0,
"annualTaxAmount": 3000.0,
"annualCondoFees": 2664.0,
"customerReference": [
{
"refkeyCustomer": "borrower-97985"
}
],
"refkeyAddress": "address-382413",
"type": "CustomerAddressSecondaryResidence"
}
],
"customerAssetList": [
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82911"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82912"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82913"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82914"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82915"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82916"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82917"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82918"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyAsset": "asset-82919"
}
],
"customerLiabilityList": [
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112331"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112332"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112333"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112337"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112338"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97985"
},
"refkeyLiability": "liability-112339"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97986"
},
"refkeyLiability": "liability-112334"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97986"
},
"refkeyLiability": "liability-112335"
},
{
"customerReference": {
"refkeyCustomer": "borrower-97986"
},
"refkeyLiability": "liability-112336"
}
],
"customerCreditBureauList": [
{
"customerReference": [
{
"refkeyCustomer": "borrower-97985"
}
],
"refkeyCreditBureau": "bureau-25207"
},
{
"customerReference": [
{
"refkeyCustomer": "borrower-97986"
}
],
"refkeyCreditBureau": "bureau-25208"
}
]
},
"mortgageApplication": {
"subjectProperty": {
"subjectPropertyOccupancyRental": {
"rentalDetails": {
"annualGrossRentalIncome": 24000.0,
"managementExpenses": 96.0,
"insurance": 84.0,
"hydro": 72.0,
"maintenanceAndRepairs": 60.0,
"interest": 72.0,
"rentalOffset": 50,
"rentalCalcType": 2
}
},
"legalAddress": {
"details": "1546735765",
"pin": "13454645654",
"planNumber": "12456456456456245"
},
"freehold": {},
"propertyTax": {
"annualTaxAmount": 4000.0,
"taxesPaidBy": 1
},
"subjectPropertyAddress": {
"refkeyAddress": "address-382403"
},
"occupancyPurpose": 4,
"mlsListed": false,
"mlsNumber": "1",
"heatingType": 1,
"parkingType": 1,
"yearBuilt": 2000,
"waterSupplyType": 20,
"waterWasteType": 30,
"propertySize": 2222,
"propertySizeUnits": 1,
"lotSize": 3333,
"lotSizeUnits": 1,
"environmentalHazardIndicator": false,
"annualHeatingAmount": 1056.0,
"numberOfUnitsTotal": 1,
"propertyType": 1,
"propertyDescriptionType": 3,
"propertyUsageType": 7,
"propertyZoningType": 5,
"newPropertyIndicator": false
},
"loan": {
"customProduct": {
"productName": "VAR Product",
"rateType": 99,
"rateCompoundFrequency": 1,
"productTerm": 89,
"earlyPayoutOption": 20,
"locIndicator": false,
"buydown": 0,
"postedRate": 1.89
},
"underwriter": {
"userId": "<user_id>",
"unitId": "<underwriter_unit_id>"
},
"loanAmount": 1179000.0,
"chargeType": 1,
"termMonths": "89",
"amortizationMonths": "305",
"netRate": 1.89,
"qualifyingRate": 4,
"acceleratedPayment": true,
"maturityDate": "2104-11-05T00:00:00",
"firstPaymentDate": "2020-11-19T00:00:00",
"interestAdjustmentDate": "2020-11-05T00:00:00",
"requestedPayment": 488.75,
"paymentAmount": 4925.14,
"paymentFrequency": 26,
"repaymentType": 2,
"lenderCode": <lender_code>,
"lenderChannel": 10
},
"downpaymentList": {
"downpayment": [
{
"downpaymentSourceType": 99,
"description": "Second Financing",
"amount": 66000.0
},
{
"downpaymentSourceType": 4,
"description": "gift",
"amount": 50000.0
},
{
"downpaymentSourceType": 8,
"description": "grant",
"amount": 50000.0
}
]
},
"firm": {
"externalPoSFirm": [
{
"posSystemId": 50,
"firmId": "<firm_id>"
}
],
"firmId": "<firm_id>"
},
"submittingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"originatingAgent": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "123",
"streetNumber": "2608",
"streetName": "Granville",
"streetType": 1240,
"streetDirection": 2
},
"cityTown": "Vancouver",
"provinceCode": 10,
"postalCode": "V6H3V3",
"countryCode": 1
},
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"broker": {
"externalPoSUser": [
{
"posSystemId": 40,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_1>"
},
{
"posSystemId": 50,
"firmId": "<firm_id>",
"userId": "<user_external_pos_id_2>"
}
],
"userId": "<user_id>",
"firstName": "<user_firstname>",
"lastName": "<user_lastname>",
"emailAddress": "<user_email_address>",
"mortgageLicenseNumber": "<mortgage_license_number>"
},
"posApplicationNumber": "ABCD-56197",
"isPreapproval": false,
"fundingDate": "2020-11-05T00:00:00",
"loanPurposeType": 3,
"purchasePriceEstimatedValue": 1345000.0,
"typeOfBuyer": 20
},
"memo": "\n Applicants:\n Participants- Agent: Jane Smith Assoc/Asst: Jane Smith\n File touched by: Jane Smith\n Richard Hussey for ACME as ROC\n Sina Hussey for NN as Manager\n Subj Prop Rental - $2,000.00 add back 50%\n Assets: (Type - Desc - Amount)\n Deposit on Purchase - 111 sdfhstsryntysnyumtyumt - $111.00\n Gift - 222 xfghftyrtyndyu uiimyfu - $222.00\n Household Goods - 333 xfgbtyrtyn d fh y ydun - $333.00\n Life Insurance - 444 df ty yuyunytum fyju - $444.00\n Mutual Fund/Stock/Bonds - 555 xdfg tyh bty ru yumui,ui - $555.00\n Other - 666 fdg ht yu ghj ui - $666.00\n RRSP - 777 cv ftyrtynyrmrum - $777.00\n Savings - 888 cgh btynrty - $888.00\n Vehicle - 999 fgh bf f dfyu - $999.00\n Properties: (# - Annual Taxes - Heating /mo)\n 1 (#700 - 2627 26th St NE Street NE, Calgary, Alberta, T1Y1A4) - $2,000.00 - $88.00\n 2 (#22 - 33 Owner Path S, North York, Ontario, M7Y3R5) - $3,000.00 - $99.00\n Credit Bureaus: (Name - Vendor - Pulled By - Requested)\n Richard Hussey - Equifax - JSMITH - 2020-07-13 02:27 PM UTC\n Sina Hussey - Equifax - JSMITH - 2020-07-13 02:27 PM UTC\n\n Selected Product: VAR Product\n dzfgvtyrty21345326457657n @!%$#^%$R*&TO*BYILUB l?\":{O_)*(*^%#Fvjhcdfsufgleiurwt\n ",
"unitId": "<firm_id>",
"posSystem": "<pos_system_id>"
}
Deal 5
Deal 5 contains:
- Guarantor
- 4 Properties
{
"commonData": {
"assetList": {
"assetRealEstate": [
{
"originalPrice": 345000.0,
"originalDate": "2007-05-01T00:00:00",
"key": "property-34400",
"value": 345000.0
},
{
"originalPrice": 300000.0,
"originalDate": "2002-01-28T00:00:00",
"key": "property-34402",
"value": 300000.0
}
],
"assetOther": [
{
"assetType": 71,
"description": "111 description",
"key": "asset-82911",
"value": 111.0
},
{
"assetType": 72,
"description": "222 description",
"key": "asset-82912",
"value": 222.0
},
{
"assetType": 73,
"description": "333 description",
"key": "asset-82913",
"value": 333.0
},
{
"assetType": 20,
"description": "444 description",
"key": "asset-82914",
"value": 444.0
},
{
"assetType": 70,
"description": "555 description",
"key": "asset-82915",
"value": 555.0
},
{
"assetType": 99,
"description": "666 description",
"key": "asset-82916",
"value": 666.0
},
{
"assetType": 30,
"description": "777 description",
"key": "asset-82917",
"value": 777.0
},
{
"assetType": 10,
"description": "888 description",
"key": "asset-82918",
"value": 888.0
},
{
"assetType": 40,
"description": "999 description",
"key": "asset-82919",
"value": 999.0
}
]
},
"liabilityList": {
"liabilityRealEstate": [
{
"accountNumber": "1111",
"monthlyRepayment": 55.0,
"originalLoanAmount": 200000.0,
"outstandingBalance": 50000.0,
"closingDate": "2007-05-01T00:00:00",
"lenderName": "Gringotts",
"chargeType": 1,
"repaymentType": 2,
"redemptionStatus": 4,
"maturityDate": "2020-08-04T00:00:00",
"netRate": 3,
"rateType": 2,
"mortgageInsurer": 10,
"insuranceCertificateNumber": "2222",
"key": "property-34400-1",
"fromCreditBureau": false
}
],
"liabilityOther": [
{
"dateEnd": "2020-07-31T00:00:00",
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 11.0,
"creditLimit": 11111.0,
"outstandingBalance": 111.0,
"lenderName": "Gringotts",
"liabilityType": 4,
"key": "liability-112331",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 22.0,
"creditLimit": 22222.0,
"outstandingBalance": 222.0,
"lenderName": "Contoso",
"liabilityType": 3,
"additionalHolders": true,
"additionalHoldersDetails": "description",
"key": "liability-112332",
"fromCreditBureau": false
},
{
"repaymentIndicator": true,
"payoffType": 2,
"monthlyRepayment": 33.0,
"creditLimit": 33333.0,
"outstandingBalance": 333.0,
"lenderName": "Northwind Traders",
"liabilityType": 6,
"key": "liability-112333",
"fromCreditBureau": false
},
{
"dateEnd": "2020-12-31T00:00:00",
"repaymentIndicator": false,
"monthlyRepayment": 79.5,
"creditLimit": 5500.0,
"outstandingBalance": 2650.0,
"lenderName": "World Wide Importers",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "description",
"key": "liability-112337",
"fromCreditBureau": true
},
{
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 69.75,
"creditLimit": 4650.0,
"outstandingBalance": 2325.0,
"lenderName": "Umbrella Corp.",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "description",
"key": "liability-112338",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 22.5,
"creditLimit": 1500.0,
"outstandingBalance": 750.0,
"lenderName": "Tyrell Corp.",
"liabilityType": 6,
"key": "liability-112339",
"fromCreditBureau": true
},
{
"dateEnd": "2020-08-05T00:00:00",
"repaymentIndicator": true,
"payoffType": 1,
"monthlyRepayment": 119.4,
"creditLimit": 8000.0,
"outstandingBalance": 3980.0,
"lenderName": "Stark Industries",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "description",
"key": "liability-112334",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 43.95,
"creditLimit": 3000.0,
"outstandingBalance": 1465.0,
"lenderName": "Contoso",
"liabilityType": 6,
"key": "liability-112335",
"fromCreditBureau": true
},
{
"repaymentIndicator": false,
"monthlyRepayment": 96.0,
"creditLimit": 6500.0,
"outstandingBalance": 3200.0,
"lenderName": "Northwind Traders",
"liabilityType": 6,
"additionalHolders": true,
"additionalHoldersDetails": "rt varwetvraewtv",
"key": "liability-112336",
"fromCreditBureau": true
}
]
},
"addressList": {
"applicationAddressCanada": [
{
"key": "address-382404",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "700",
"streetNumber": "2627",
"streetName": "26th St NE",
"streetType": 490,
"streetDirection": 3
},
"cityTown": "Calgary",
"provinceCode": 20,
"postalCode": "T1Y1A4",
"countryCode": 1
},
{
"key": "address-382405",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "11",
"streetNumber": "222",
"streetName": "Bay",
"streetType": 660,
"streetDirection": 2
},
"cityTown": "North York",
"provinceCode": 50,
"postalCode": "M6R3T5",
"countryCode": 1
},
{
"key": "address-382406",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "22",
"streetNumber": "3333",
"streetName": "Mailing New address",
"streetType": 370,
"streetDirection": 7
},
"cityTown": "TORONTO Mailing",
"provinceCode": 50,
"postalCode": "M1M1M1",
"countryCode": 1
},
{
"key": "address-382407",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "700",
"streetNumber": "33",
"streetName": "26th St NE",
"streetType": 490,
"streetDirection": 5
},
"cityTown": "Calgary",
"provinceCode": 20,
"postalCode": "T1Y1A4",
"countryCode": 1
},
{
"key": "address-382413",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "22",
"streetNumber": "33",
"streetName": "Owner",
"streetType": 1140,
"streetDirection": 5
},
"cityTown": "North York",
"provinceCode": 50,
"postalCode": "M7Y3R5",
"countryCode": 1
},
{
"key": "address-382403",
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "111A",
"streetNumber": "222",
"streetName": "MERCY",
"streetType": 670,
"streetDirection": 3
},
"cityTown": "Toronto",
"provinceCode": 50,
"postalCode": "M6T3E4",
"countryCode": 1
}
]
},
"creditBureauList": {
"creditBureau": [
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-07-13T00:00:00",
"creditScore": 727,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
],
"key": "bureau-25207",
"provider": "Equifax"
},
{
"creditReportEquifax": {
"dataFormat": "0H",
"reportDate": "2020-07-13T00:00:00",
"creditScore": 794,
"value": "..."
},
"humanReadableReport": [
{
"type": "Text",
"value": "..."
}
],
"key": "bureau-25208",
"provider": "Equifax"
}
]
}
},
"customerData": {
"customerList": {
"customerPrimaryBorrower": {
"dateBirth": "1965-07-01T00:00:00",
"honorific": 1,
"lastName": "Sheldrake",
"firstName": "Rupert",
"middleName": "WW",
"suffix": "2",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5672345"
},
"usage": 1,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "33333"
},
"usage": 2,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "7891234"
},
"usage": 3,
"preferred": true
}
],
"employmentList": {
"employment": [
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "234",
"streetNumber": "34543",
"streetName": "Main",
"streetType": 940,
"streetDirection": 3
},
"cityTown": "North DDDDD",
"provinceCode": 50,
"postalCode": "M7Y5T6",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 9,
"paymentFrequency": 1,
"earnedIncomeAmount": 150000.0
}
]
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "33333"
},
"usage": 10
},
"employmentType": 1,
"employmentStatus": 10,
"dateStart": "2014-01-01T00:00:00",
"industryType": 8,
"dateStartedInIndustry": "2013-01-13T00:00:00",
"occupationType": 5,
"jobTitle": "BOSS",
"companyName": "Oceanic Airlines"
},
{
"addressCanada": {
"postalAddressStreetAddress": {
"poBoxRRNumber": "",
"unitNumber": "",
"streetNumber": "45654",
"streetName": "LONGUEUIL RRR",
"streetType": 790,
"streetDirection": 7
},
"cityTown": "King",
"provinceCode": 60,
"postalCode": "M7Y5T6",
"countryCode": 1
},
"earnedIncomeList": {
"earnedIncome": [
{
"earnedIncomeType": 99,
"paymentFrequency": 12,
"earnedIncomeAmount": 2345.0
}
]
},
"contactTelephoneNumber": {
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5672342",
"phoneExtension": "43563"
},
"usage": 10
},
"employmentType": 2,
"employmentStatus": 10,
"dateStart": "2007-07-01T00:00:00",
"dateEnd": "2014-01-01T00:00:00",
"industryType": 10,
"dateStartedInIndustry": "2005-04-13T00:00:00",
"occupationType": 2,
"jobTitle": "Manager",
"companyName": "PART TIME JOB IN UMBRELLA CORP"
}
]
},
"unearnedIncomeList": {
"unearnedIncome": [
{
"unearnedIncomeAmount": 2222.0,
"unearnedIncomeType": 99,
"paymentFrequency": 1,
"unearnedIncomeDetails": "222"
}
]
},
"customerRelationShip": {},
"key": "borrower-97985",
"correspondenceLanguage": 1,
"emailAddress1": "<user_email_address>",
"maritalStatus": 6,
"numberOfDependents": 0,
"sex": 1,
"residentType": 20
},
"customerGuarantor": [
{
"dateBirth": "1965-08-01T00:00:00",
"honorific": 1,
"lastName": "Hussey",
"firstName": "Sina",
"suffix": "1",
"customerTelephoneNumberList": [
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234"
},
"usage": 1,
"preferred": false
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "5671234",
"phoneExtension": "33333"
},
"usage": 2,
"preferred": true
},
{
"telephoneNumber": {
"countryCode": "1",
"areaCode": "416",
"phoneNumber": "7891234"
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