New Lender Alert: Neighborhood Holdings 

We’re happy to announce that you can now submit mortgage applications directly to Neighbourhood Holdings through Velocity.

Fair and alternative residential mortgages across British Columbia, Alberta,
Manitoba, Ontario, and Quebec.

Market-leading pricing and unbeatable service for our Broker partners.

Neighbourhood is an alternative lender focused on residential first mortgages across Canada in major urban centers, and we take pride in a quick turnaround and impeccable customer service.To summarize our guidelines:

  • LTV: Up to 75% for purchases and refinances subject to credit
  • Loan Amount: Up to $2M subject to our internal sliding scale
  • Credit: Min. beacon is 500+ with no existing mortgage arrears, past bankruptcies are okay
  • Property Type: Single-family and multi-family up to three units, long term rentals are okay
  • Some of the Neighbourhood Perks:
  • BDM hotline – we always answer the phone if you need help with a file
  • 24h commitments and consistent underwriting – stated income only, no max GDS/TDS, and minimal documentation requirements
  • 100% transparency – no hidden fees or surprises when it’s time to close

Application received
Initial request made online via Velocity via the Alternative section of the Lender Product Menu – also available in Discovery

8 hours
Our team reviews your request within 8 hours.

24 hours
We approve within 24 hours or less on average

In what situation should you give us a call?

We provide access to capital for self-employed individuals, people working through life events such as divorce, or those that are bridging the gap between real estate transactions.

+1 (604) 568-4063